4734 15th Ave S · St. Petersburg, FL 33711

$169,000

3 bd · 1.0 ba · 752 sqft · SingleFamily public records · 55 Days on market

Built 1936 4,356 sqft lot Est $235k · 28% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.6/10.0
• Schools +4.3/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

Key facts

• New floors
• Remodeled
• 2017 ac

Tags

• REMODELED
• NEW FLOORS
• FRESH PAINT
• 2017 ROOF
• 2017 AC
• LARGER LOT

Property features AI

Exterior

• Parking: Has a carport (1 space); Additional covered off-street parking
• Utilities: Public water; Public sewer; Electricity connected; Cable available; Water connected; Sewer connected
• Home design: Single-family residence; One story; Faces north; Updated / remodeled
• Construction: Frame construction; Shingle roof
• Exterior features: Covered, screened patio; Wood fencing; Has a view; Other exterior features

Interior

• Kitchen: Electric oven; Microwave; Refrigerator
• Flooring: Laminate; Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric, heat pump); Central air conditioning (electric)
• Interior features: Eat-in kitchen; Unfurnished

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $169k.

Deal economics

• At list price, monthly cash flow is $636 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $169k).
• Recommended offer: $164k (3.0% below list) — sets the bar for market timing.
• Cap rate 10.8% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.5%/yr); 266 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 41% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
• 11 sale attempts since 22y ago; this cycle's ask has dropped $21k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $95k; list at $169k implies a 78% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1936 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $163,930 (3.0% below list)

Questions for the listing agent

1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1936 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 10.81%
• Cash-on-cash: 16.13%
• DSCR: 1.72
• GRM: 6.1

CMA / ARV

• ARV (on-the-fly): $235,376
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4941 Newton Ave S	0.17mi	3/1.0	720 (-4%)	0mo	$160,000	$222	84
5009 12th Ave S	0.28mi	3/1.0	804 (+7%)	5mo	$319,000	$397	71
4371 18th Ave S	0.42mi	2/1.0 (-1)	752 (0%)	6mo	$282,000	$375	71
1711 45th St S	0.28mi	3/1.0	720 (-4%)	12mo	$225,000	$313	69
4601 21st Ave S	0.44mi	2/1.0 (-1)	780 (+4%)	4mo	$237,000	$304	65
4727 17th Ave S	0.09mi	2/1.0 (-1)	861 (+14%)	10mo	$280,000	$325	58
1119 51st St S	0.31mi	2/1.0 (-1)	848 (+13%)	7mo	$215,000	$254	54
4627 19th Ave S	0.32mi	2/1.0 (-1)	648 (-14%)	5mo	$125,000	$193	53
4727 6th Ave S	0.65mi	2/1.5 (-1)	792 (+5%)	4mo	$229,000	$289	51
5145 Preston Ave S	0.31mi	2/1.0 (-1)	861 (+14%)	9mo	$265,000	$308	49
5130 Pine Grove Ter S	0.34mi	2/1.0 (-1)	654 (-13%)	10mo	$297,000	$454	49
5410 19th Ave S	0.61mi	2/1.0 (-1)	810 (+8%)	9mo	$275,000	$340	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 3.6%
• Equity multiple: 1.14×
• Total profit: $6,424
• Equity at exit: $25,198

10-year hold

• IRR: 10.1%
• Equity multiple: 1.67×
• Total profit: $31,882
• Equity at exit: $14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33711

• Rents YoY: -1.5%
• Active inventory: 266
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $2,299 high
• Mortgage (P&I): −$886
• Tax from tax record: −$224 /mo · $2,685/yr
• Insurance: −$70
• HOA: −$0
• Vacancy / Maint / Mgmt: −$483
• Net cashflow: $636

Break-even live

Break-even rent $1,494

Max offer price $169,000

Occupancy floor 67%

Sensitivity live

Price	-10% $732	-5% $684	+0% $636	+5% $588	+10% $540
Rent	-10% $454	-5% $545	+0% $636	+5% $727	+10% $818
Rate	-1.0pp $721	-0.5pp $679	base $636	+0.5pp $592	+1.0pp $548

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,250
• Closing costs: $5,070
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4631 Queensboro Ave S Unit 4631 St. Petersburg, FL	3.0	2.0	1094	$2,600	$2.38	8d	1	0.17mi
4631 Queensboro Ave S St Petersburg, FL	3.0	2.0	1094	$2,600	$2.38	12d	1	0.17mi
4933 13th Ave S Gulfport, FL	2.0	1.0	939	$2,200	$2.34	21d	1	0.27mi
4545 12th Ave S Saint Petersburg, FL	2.0	1.0	660	$2,000	$3.03	5d	1	0.30mi
1933 47th St S Saint Petersburg, FL	2.0	1.0	816	$1,595	$1.95	5d	1	0.32mi
4801 10th Ave S Unit 1 St. Petersburg, FL	3.0	1.0	1100	$2,200	$2.00	25d	1	0.36mi
4618 20th Ave S Saint Petersburg, FL	2.0	1.0	921	$1,800	$1.95	4d	1	0.37mi
4327 17th Ave S Saint Petersburg, FL	2.0	1.0	880	$2,500	$2.84	25d	1	0.39mi
4421 11th Ave S Saint Petersburg, FL	3.0	2.0	945	$2,000	$2.12	5d	1	0.39mi
1327 43rd St S Saint Petersburg, FL	3.0	1.5	959	$2,250	$2.35	5d	1	0.39mi
4537 10th Ave S Saint Petersburg, FL	4.0	2.0	1046	$2,690	$2.57	5d	1	0.39mi
1628 43rd St S Saint Petersburg, FL	3.0	2.0	1045	$2,100	$2.01	25d	1	0.45mi
4601 22nd Ave S Saint Petersburg, FL	1.0–2.0	1.0	872	$1,349	$1.55	3d	3	0.45mi
1701 53rd St S Gulfport, FL	3.0	1.0	994	$2,800	$2.82	5d	1	0.46mi
4665 Yarmouth Ave S Saint Petersburg, FL	2.0	1.0	826	$1,950	$2.36	25d	1	0.60mi
1922 55th St S Gulfport, FL	2.0	1.0	864	$2,500	$2.89	5d	1	0.67mi
2402 52nd St S Gulfport, FL	2.0	2.0	1028	$3,000	$2.92	5d	1	0.69mi
4541 6th Ave S Saint Petersburg, FL	3.0	1.0	945	$1,100	$1.16	16d	1	0.70mi
2412 53rd St S Unit A Gulfport, FL	3.0	1.0	821	$2,250	$2.74	25d	1	0.75mi
1642 39th St S Saint Petersburg, FL	3.0	1.0	975	$1,995	$2.05	21d	1	0.75mi
3936 9th Ave S Saint Petersburg, FL	2.0	1.0	696	$1,895	$2.72	8d	1	0.79mi
450 47th St S Saint Petersburg, FL	3.0	1.0	960	$2,950	$3.07	5d	1	0.81mi
2506 54th St S Gulfport, FL	2.0	1.0	938	$1,800	$1.92	25d	1	0.83mi
2506 54th St S Gulfport, FL	2.0	1.0	876	$1,800	$2.05	8d	1	0.83mi
505 43rd St S Unit 5051/2 St. Petersburg, FL	2.0	1.0	800	$2,000	$2.50	25d	1	0.85mi
1665 37th St S Saint Petersburg, FL	3.0	1.0	867	$1,850	$2.13	12d	1	0.88mi
2800 47th St S Gulfport, FL	2.0	1.0	890	$2,300	$2.58	5d	1	0.89mi
5713 21st Ave S Gulfport, FL	2.0	1.0	800	$1,750	$2.19	25d	1	0.90mi
5715 21st Ave S Gulfport, FL	2.0	1.0	800	$2,000	$2.50	19d	1	0.90mi
2865 51st St S Gulfport, FL	2.0	1.0	944	$1,900	$2.01	12d	1	0.96mi
2865 51st St S Unit 5 Gulfport, FL	2.0	1.0	944	$1,900	$2.01	15d	1	0.97mi
4525 29th Ave S Gulfport, FL	2.0	1.0	828	$1,895	$2.29	5d	1	0.97mi
3535 14th Ave S Saint Petersburg, FL	3.0	1.0	768	$1,650	$2.15	5d	1	0.97mi
5034 2nd Ave S Unit A St. Petersburg, FL	2.0	1.0	1062	$1,950	$1.84	5d	1	0.99mi
2510 38th St S Saint Petersburg, FL	3.0	1.5	1104	$2,340	$2.12	5d	1	1.03mi
2510 38th St S Saint Petersburg, FL	3.0	1.5	1104	$2,340	$2.12	25d	1	1.03mi
2008 59th St S Gulfport, FL	2.0	1.0	1024	$2,300	$2.25	5d	1	1.04mi
3017 49th St S Gulfport, FL	2.0	1.0	632	$1,650	$2.61	3d	1	1.06mi
3017 49th St S Unit 12 Gulfport, FL	2.0	1.0	750	$1,600	$2.13	3d	1	1.06mi
2626 58th St S Gulfport, FL	2.0	1.0	900	$2,050	$2.28	5d	1	1.14mi

Listing history 48 events

1. 2026-06-18
   days on market $169,000 Active 55 DOM
2. 2026-06-17
   days on market $169,000 Active 54 DOM
3. 2026-06-16
   days on market $169,000 Active 53 DOM
4. 2026-06-15
   pricestatus $169,000 Active 52 DOM
5. 2026-06-08
   status $174,900 Pending 52 DOM
6. 2026-06-07
   days on market $174,900 Active 52 DOM
7. 2026-06-04
   days on market $174,900 Active 49 DOM
8. 2026-06-03
   days on market $174,900 Active 48 DOM
9. 2026-06-01
   days on market $174,900 Active 46 DOM
10. 2026-05-31
    days on market $174,900 Active 45 DOM
11. 2026-04-23
    price $190,000 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

12. 2026-04-23
    status Active 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

13. 2026-04-22
    historical
14. 2026-04-16
    listed $190,000 Active
15. 2026-04-16
    listed $190,000 Active
16. 2026-02-04
    status Pending

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

17. 2026-02-04
    status Pending 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

18. 2026-02-03
    historical
19. 2026-01-11
    price $164,900

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

20. 2026-01-11
    price $164,900 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

21. 2025-12-06
    price $194,900

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

22. 2025-12-06
    price $194,900 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

23. 2025-10-03
    price $196,450

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

24. 2025-10-03
    price $196,450 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

25. 2025-06-07
    status Active 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

26. 2025-06-06
    historical 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

27. 2025-02-23
    price $196,500

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

28. 2025-02-23
    price $196,500 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

29. 2025-01-10
    price $215,000

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

30. 2025-01-10
    price $215,000 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

31. 2024-12-20
    listed $229,900 Active 886-char remark

    Show marketing remark (886 chars)

    This income-producing investment property is a prime opportunity just under 4 miles from the world-renowned St. Pete Beach. This home was remodeled in 2017 with a 2017 roof, newer kitchen and floors as well. This property features 3 bedrooms and 1 bathroom on a larger lot with plenty of parking. This home is strategically located in a highly sought-after area, offering both short-term rental potential and long-term rental income. Even more, currently rented until early 2026, you will have an income producing asset as soon as you close! With its proximity to the beach, restaurants, shops, and entertainment, it's perfect for vacationers and tenants alike. Whether you're looking to capitalize on the booming tourism market or secure steady rental income, this home promises great returns in one of Florida's most desirable locations. Don't miss out on this exceptional investment!

32. 2024-12-06
    listed $229,900 Active
33. 2018-10-19
    soldstatus $95,000
34. 2018-10-18
    soldstatus $95,000 Sold
35. 2018-10-08
    status Pending
36. 2018-09-14
    listed $99,900 Active
37. 2017-04-21
    historical
38. 2017-03-27
    listed $37,900 Active
39. 2008-08-27
    historical
40. 2008-01-04
    listed $32,000
41. 2005-04-04
    historical
42. 2005-01-15
    listed $49,900
43. 2004-11-30
    soldstatus $36,100
44. 2004-11-22
    historical
45. 2004-11-12
    listed $39,900
46. 1995-08-02
    soldstatus $19,900
47. 1995-08-02
    soldstatus $19,900
48. 1987-10-05
    soldstatus $13,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,685 · $224/mo
• Projected year-2 tax: $2,685 · $224/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,591
• − Mortgage interest: −$9,467
• − Property taxes: −$2,685
• − Insurance: −$845
• − Repairs & maintenance: −$2,207
• − Management: −$2,207
• − Depreciation: −$4,916
• Taxable income: $5,263
• Est. tax owed @ 24.0%: −$1,263
• After-tax cash flow: $6,368/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Petersburg, FL
• County: Pinellas County · 939,478 people
• City population: 249,151
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 20,013
• Household income: $66,540
• Rent vs Own: 30.3% rent · 69.7% own
• Severe rent burden: 903.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 45% Black 45% Hispanic / Latino 6% Two or more races 6%
• Hispanic origin (detail): Puerto Rican 1%
• Common ancestry: Romanian 2% Lithuanian 2% Italian 1%
• Foreign-born: 7% · Canada, Dominican Republic
• Languages at home: 91% English-only · Spanish 4% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -313.54%
• Current HPI: 338.2712
• Rent YoY: ▼ -1.47%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1361.5% since first listed

38 events — show timeline

• 2026-04-23 Price Changed $190,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-23 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-22 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Listed $190,000 HCAR
• 2026-04-16 Listed $190,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-04 Pending — HCAR
• 2026-02-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-03 Listing Removed — HCAR
• 2026-01-11 Price Changed $164,900 HCAR
• 2026-01-11 Price Changed $164,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-06 Price Changed $194,900 HCAR
• 2025-12-06 Price Changed $194,900 Stellar MLS as Distributed by MLS Grid
• 2025-10-03 Price Changed $196,450 HCAR
• 2025-10-03 Price Changed $196,450 Stellar MLS as Distributed by MLS Grid
• 2025-06-07 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-06-06 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-02-23 Price Changed $196,500 HCAR
• 2025-02-23 Price Changed $196,500 Stellar MLS as Distributed by MLS Grid
• 2025-01-10 Price Changed $215,000 HCAR
• 2025-01-10 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
• 2024-12-20 Listed $229,900 Stellar MLS as Distributed by MLS Grid
• 2024-12-06 Listed $229,900 HCAR
• 2018-10-19 Sold (Public Records) $95,000 Public Records
• 2018-10-18 Sold (MLS) $95,000 Stellar MLS as Distributed by MLS Grid
• 2018-10-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-09-14 Listed $99,900 Stellar MLS as Distributed by MLS Grid
• 2017-04-21 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2017-03-27 Listed $37,900 Stellar MLS as Distributed by MLS Grid
• 2008-08-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2008-01-04 Listed $32,000 Stellar MLS as Distributed by MLS Grid
• 2005-04-04 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2005-01-15 Listed $49,900 Stellar MLS as Distributed by MLS Grid
• 2004-11-30 Sold (MLS) $36,100 Stellar MLS as Distributed by MLS Grid
• 2004-11-22 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2004-11-12 Listed $39,900 Stellar MLS as Distributed by MLS Grid
• 1995-08-02 Sold (Public Records) $19,900 Public Records
• 1995-08-02 Sold (Public Records) $19,900 Public Records
• 1987-10-05 Sold (Public Records) $13,000 Public Records

Property tax history

+19.2%/yr

Latest (2025): $2,685 · +12.4% YoY. Source: county tax records.