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11777 Lovejoy Crossing Blvd
D Composite 41.07
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +10.2/30.0
  • Rent growth +3.1/5.0
  • Livability +3.1/5.0
  • 1% rule +3.0/10.0
  • DSCR +2.9/10.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$249,990

11777 Lovejoy Crossing Blvd · Lovejoy, GA 30228
3 bd · 3.0 ba · 1,608 sqft · SingleFamily public records · 47 Days on market
Built 2020 7,187 sqft lot $155/sqft · 21% below area Est $315k · 21% under $15/mo HOA · 1% of rent ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming two-story home tucked away in a quiet cul-de-sac in Lovejoy Crossings Phase 2! From the moment you step inside, you're greeted by beautiful hardwood floors that flow throughout the main level, creating a warm and inviting feel. The main floor features a formal dining room and a bright, open kitchen complete with granite countertops, white cabinetry, a pantry, and a spacious island-perfect for everyday living and entertaining. The eat-in kitchen opens to a comfortable family room with an electric fireplace and elevated ceiling heights that add to the open feel without overwhelming the space. Large windows bring in natural light and offer a peaceful, tree-lined backdrop. Step outside to a private backyard with a wooden deck-ideal for relaxing or enjoying the outdoors. Upstairs, you'll find three bedrooms, including a spacious owner's suite with a private bath featuring a double vanity, separate tub and shower, and a walk-in closet. The owner's suite also enjoys a quiet, wooded view. For added convenience, the laundry room is located upstairs near the bedrooms. This home offers a great balance of comfort, functionality, and a tucked-away setting-ready for its next owner!

Key facts

  • Private backyard
  • Walk-in closet
  • Granite countertops

Tags

HARDWOOD FLOORSGRANITE COUNTERTOPSPRIVATE BACKYARDWOODEN DECKELECTRIC FIREPLACEWALK-IN CLOSET

Property features AI

Finance

  • HOA & community: Homeowners association with $175 annual fee; Community features include nearby schools, park access, sidewalks, and street lights

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water; Septic tank sewer; Electric service (other); Other utilities
  • Home design: Two levels; Resale property
  • Construction: Brick and vinyl siding exterior; Shingle roof; Slab foundation; Built with conventional construction (resale)
  • Exterior features: Deck; County road frontage

Interior

  • Kitchen: White cabinets; Eat-in kitchen; Kitchen island; Dishwasher; Garbage disposal; Electric cooktop; Electric oven/range
  • Bedrooms: Three upper-level bedrooms; Bedroom features: Other
  • Flooring: Carpet; Hardwood
  • Bathrooms: Two full bathrooms; One half bathroom; Master bathroom with double vanity, separate his-and-hers vanities, and separate tub and shower
  • Heating & cooling: Central heating; Electric heating; Hot water heating; Central air conditioning; Ceiling fans
  • Interior features: One electric fireplace; No shared/common walls; Other interior features
  • Laundry & utility: Laundry located on upper level; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-143 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $225k (10.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (20.1% below list).
  • Recommended offer: $200k (20.1% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 4.4% in Lovejoy — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 62/100 on livability (#317 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Eddie White Middle School (math 8% / reading 22%, grade F, #399 of 470 statewide, top 86%, 1,438 students, 90% FRL); Lovejoy High School (math 7% / reading 8%, grade F, #378 of 424 statewide, top 91%, 2,136 students, 90% FRL).
  • Market conditions: Rents rising (+2.2%/yr); 561 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $199,731 (20.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.61%
Cash-on-cash
-2.45%
DSCR
0.89
GRM
10.4

CMA / ARV

ARV (median comp)
$315,157
List price
$249,990
Delta
-20.68%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11777 Lovejoy Crossing Blvd 0.00mi 3/2.5 1,608 (0%) 0mo $249,900 $155 98
11755 Lovejoy Crossing Blvd 0.05mi 3/2.5 1,608 (0%) 11mo $265,000 $165 87
11773 Lovejoy Crossing Blvd 0.01mi 3/2.5 1,663 (+3%) 9mo $267,800 $161 84
11909 Lovejoy Crossing Blvd 0.22mi 3/2.5 1,794 (+12%) 1mo $270,000 $151 67
2635 Lovejoy Crossing Ln 0.16mi 3/2.0 1,405 (-13%) 1mo $244,000 $174 66
141 Stanfield Ct 0.61mi 3/2.5 1,638 (+2%) 2mo $325,000 $198 65
11813 Lovejoy Crossing Blvd 0.07mi 3/2.0 1,834 (+14%) 11mo $300,000 $164 60
11988 Lovejoy Crossing Pl 0.24mi 3/2.5 1,800 (+12%) 13mo $294,900 $164 56
10950 Wheeler Trce 0.74mi 3/2.5 1,700 (+6%) 3mo $269,000 $158 52
12039 Quail Dr 0.44mi 3/2.5 1,400 (-13%) 9mo $240,000 $171 49
2354 Hamilton St 0.66mi 2/2.0 (-1) 1,729 (+8%) 10mo $180,000 $104 39
24 David Dr 0.57mi 2/2.0 (-1) 1,368 (-15%) 7mo $91,500 $67 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.2% rent growth · sell at horizon

5-year hold
IRR
-21.2%
Equity multiple
0.27×
Total profit
$-51,174
Equity at exit
$37,274
10-year hold
IRR
-16.7%
Equity multiple
0.11×
Total profit
$-62,610
Equity at exit
$21,615

Cash invested: $69,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30228

Home prices YoY
-24.3%
Rents YoY
2.2%
Active inventory
561
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$1,997 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$291 /mo · $3,487/yr
Insurance
$104
HOA
$15
Vacancy / Maint / Mgmt
$419
Net cashflow
$-143

Break-even live

Break-even rent $2,178
Max offer price $224,761
Occupancy floor

Sensitivity live

Price -10% $-1 -5% $-72 +0% $-143 +5% $-214 +10% $-284
Rent -10% $-301 -5% $-222 +0% $-143 +5% $-64 +10% $15
Rate -1.0pp $-17 -0.5pp $-79 base $-143 +0.5pp $-208 +1.0pp $-273

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,498
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11899 Conrad Cir Lovejoy, GA 4.0 2.5 1966 $2,300 $1.17 6d 1 0.70mi
10938 Wheeler Trce Lovejoy, GA 3.0 3.0 1692 $1,879 $1.11 46d 1 0.74mi
11688 Brightside Pkwy Lovejoy, GA 4.0 2.5 2089 $2,200 $1.05 1d 1 0.88mi
11942 Fuller St Lovejoy, GA 3.0 2.5 1421 $1,639 $1.15 46d 1 0.95mi
11940 Fuller St Lovejoy, GA 3.0 2.5 1421 $1,699 $1.20 46d 1 0.95mi
11877 Fuller St Lovejoy, GA 3.0 2.5 1386 $1,609 $1.16 26d 1 0.96mi
11560 Winston Dr Lovejoy, GA 3.0 3.0 1710 $2,710 $1.58 46d 1 0.96mi
12227 Tara Blvd Lovejoy, GA 1.0–3.0 1.0–2.0 1179 $1,913 $1.62 0d 14 0.96mi
11722 Chatham Dr Hampton, GA 3.0 2.5 1600 $2,300 $1.44 26d 1 1.05mi
2257 Sugarleaf Trl Lovejoy, GA 3.0 2.0 1624 $1,775 $1.09 46d 1 1.07mi
11649 Mendenhall Ct Hampton, GA 3.0 2.5 1568 $2,300 $1.47 23d 1 1.07mi
11523 Vinea Ln Lovejoy, GA 3.0 2.0 1557 $1,850 $1.19 46d 1 1.11mi
40 E James Cir Hampton, GA 2.0 2.0 1100 $1,100 $1.00 46d 1 1.14mi
2056 Registry Pl Lovejoy, GA 3.0 2.0 1488 $1,825 $1.23 46d 1 1.16mi
2411 Brianna Dr Lovejoy, GA 3.0 2.0 1432 $1,826 $1.28 5d 1 1.16mi
11352 Michelle Way Lovejoy, GA 3.0 2.5 1440 $1,485 $1.03 15d 1 1.20mi
11866 Registry Blvd Unit 1 Hampton, GA 3.0 2.0 1488 $1,650 $1.11 26d 1 1.20mi
2051 Registry Ct Lovejoy, GA 4.0 3.0 2188 $1,940 $0.89 46d 1 1.21mi
2367 Brianna Dr Lovejoy, GA 3.0 2.5 1440 $1,695 $1.18 46d 1 1.22mi
2361 Brianna Dr Lovejoy, GA 3.0 2.5 1384 $1,525 $1.10 24d 1 1.23mi
2355 Brianna Dr Lovejoy, GA 3.0 2.5 1876 $1,476 $0.79 15d 1 1.25mi
2306 Nicole Dr Lovejoy, GA 3.0 2.5 1324 $1,800 $1.36 46d 1 1.25mi
2251 Nicole Dr #119 Hampton, GA 3.0 2.5 1324 $1,700 $1.28 26d 1 1.26mi
2275 Nicole Dr Lovejoy, GA 4.0 2.0 1800 $1,835 $1.02 7d 1 1.26mi
11522 Kimberly Way Lovejoy, GA 3.0 2.5 1700 $2,200 $1.29 6d 1 1.29mi
11531 Kimberly Way Lovejoy, GA 3.0 2.5 1579 $2,200 $1.39 6d 1 1.29mi
11540 Alicias Ct Lovejoy, GA 3.0 2.5 1876 $1,711 $0.91 7d 1 1.29mi
10997 Big Sky Dr Lovejoy, GA 2.0 1.0 1110 $1,250 $1.13 7d 1 1.39mi
2762 Hunters Ct Hampton, GA 3.0 2.5 1702 $1,870 $1.10 23d 1 1.45mi
1906 Dalton Way Lovejoy, GA 3.0 3.0 2228 $2,100 $0.94 46d 1 1.49mi

HOA detail

Monthly dues
$15 · $180/yr
Likely covers
electric

Listing history 18 events

  1. 2026-06-13
    statusdays on market $249,990 Pending 47 DOM
  2. 2026-06-09
    days on market $249,990 Active Under Contract 46 DOM
  3. 2026-06-08
    days on market $249,990 Active Under Contract 45 DOM
  4. 2026-06-07
    days on market $249,990 Active Under Contract 44 DOM
  5. 2026-06-04
    days on market $249,990 Active Under Contract 41 DOM
  6. 2026-06-03
    days on market $249,990 Active Under Contract 40 DOM
  7. 2026-06-02
    days on market $249,990 Active Under Contract 39 DOM
  8. 2026-06-01
    days on market $249,990 Active Under Contract 38 DOM
  9. 2026-05-31
    days on market $249,990 Active Under Contract 37 DOM
  10. 2026-05-17
    status Under Contract 1220-char remark
    Show marketing remark (1220 chars)

    Welcome to this charming two-story home tucked away in a quiet cul-de-sac in Lovejoy Crossings Phase 2! From the moment you step inside, you're greeted by beautiful hardwood floors that flow throughout the main level, creating a warm and inviting feel. The main floor features a formal dining room and a bright, open kitchen complete with granite countertops, white cabinetry, a pantry, and a spacious island-perfect for everyday living and entertaining. The eat-in kitchen opens to a comfortable family room with an electric fireplace and elevated ceiling heights that add to the open feel without overwhelming the space. Large windows bring in natural light and offer a peaceful, tree-lined backdrop. Step outside to a private backyard with a wooden deck-ideal for relaxing or enjoying the outdoors. Upstairs, you'll find three bedrooms, including a spacious owner's suite with a private bath featuring a double vanity, separate tub and shower, and a walk-in closet. The owner's suite also enjoys a quiet, wooded view. For added convenience, the laundry room is located upstairs near the bedrooms. This home offers a great balance of comfort, functionality, and a tucked-away setting-ready for its next owner!

  11. 2026-05-17
    historical Active Under Contract 1262-char remark
    Show marketing remark (1220 chars)

    Welcome to this charming two-story home tucked away in a quiet cul-de-sac in Lovejoy Crossings Phase 2! From the moment you step inside, you're greeted by beautiful hardwood floors that flow throughout the main level, creating a warm and inviting feel. The main floor features a formal dining room and a bright, open kitchen complete with granite countertops, white cabinetry, a pantry, and a spacious island-perfect for everyday living and entertaining. The eat-in kitchen opens to a comfortable family room with an electric fireplace and elevated ceiling heights that add to the open feel without overwhelming the space. Large windows bring in natural light and offer a peaceful, tree-lined backdrop. Step outside to a private backyard with a wooden deck-ideal for relaxing or enjoying the outdoors. Upstairs, you'll find three bedrooms, including a spacious owner's suite with a private bath featuring a double vanity, separate tub and shower, and a walk-in closet. The owner's suite also enjoys a quiet, wooded view. For added convenience, the laundry room is located upstairs near the bedrooms. This home offers a great balance of comfort, functionality, and a tucked-away setting-ready for its next owner!

  12. 2026-05-04
    price $249,990 1220-char remark
    Show marketing remark (1220 chars)

    Welcome to this charming two-story home tucked away in a quiet cul-de-sac in Lovejoy Crossings Phase 2! From the moment you step inside, you're greeted by beautiful hardwood floors that flow throughout the main level, creating a warm and inviting feel. The main floor features a formal dining room and a bright, open kitchen complete with granite countertops, white cabinetry, a pantry, and a spacious island-perfect for everyday living and entertaining. The eat-in kitchen opens to a comfortable family room with an electric fireplace and elevated ceiling heights that add to the open feel without overwhelming the space. Large windows bring in natural light and offer a peaceful, tree-lined backdrop. Step outside to a private backyard with a wooden deck-ideal for relaxing or enjoying the outdoors. Upstairs, you'll find three bedrooms, including a spacious owner's suite with a private bath featuring a double vanity, separate tub and shower, and a walk-in closet. The owner's suite also enjoys a quiet, wooded view. For added convenience, the laundry room is located upstairs near the bedrooms. This home offers a great balance of comfort, functionality, and a tucked-away setting-ready for its next owner!

  13. 2026-05-04
    price $249,990 1262-char remark
    Show marketing remark (1220 chars)

    Welcome to this charming two-story home tucked away in a quiet cul-de-sac in Lovejoy Crossings Phase 2! From the moment you step inside, you're greeted by beautiful hardwood floors that flow throughout the main level, creating a warm and inviting feel. The main floor features a formal dining room and a bright, open kitchen complete with granite countertops, white cabinetry, a pantry, and a spacious island-perfect for everyday living and entertaining. The eat-in kitchen opens to a comfortable family room with an electric fireplace and elevated ceiling heights that add to the open feel without overwhelming the space. Large windows bring in natural light and offer a peaceful, tree-lined backdrop. Step outside to a private backyard with a wooden deck-ideal for relaxing or enjoying the outdoors. Upstairs, you'll find three bedrooms, including a spacious owner's suite with a private bath featuring a double vanity, separate tub and shower, and a walk-in closet. The owner's suite also enjoys a quiet, wooded view. For added convenience, the laundry room is located upstairs near the bedrooms. This home offers a great balance of comfort, functionality, and a tucked-away setting-ready for its next owner!

  14. 2026-04-24
    listed $259,990 New 1220-char remark
    Show marketing remark (1220 chars)

    Welcome to this charming two-story home tucked away in a quiet cul-de-sac in Lovejoy Crossings Phase 2! From the moment you step inside, you're greeted by beautiful hardwood floors that flow throughout the main level, creating a warm and inviting feel. The main floor features a formal dining room and a bright, open kitchen complete with granite countertops, white cabinetry, a pantry, and a spacious island-perfect for everyday living and entertaining. The eat-in kitchen opens to a comfortable family room with an electric fireplace and elevated ceiling heights that add to the open feel without overwhelming the space. Large windows bring in natural light and offer a peaceful, tree-lined backdrop. Step outside to a private backyard with a wooden deck-ideal for relaxing or enjoying the outdoors. Upstairs, you'll find three bedrooms, including a spacious owner's suite with a private bath featuring a double vanity, separate tub and shower, and a walk-in closet. The owner's suite also enjoys a quiet, wooded view. For added convenience, the laundry room is located upstairs near the bedrooms. This home offers a great balance of comfort, functionality, and a tucked-away setting-ready for its next owner!

  15. 2026-04-24
    listed $259,990 Active 1262-char remark
    Show marketing remark (1220 chars)

    Welcome to this charming two-story home tucked away in a quiet cul-de-sac in Lovejoy Crossings Phase 2! From the moment you step inside, you're greeted by beautiful hardwood floors that flow throughout the main level, creating a warm and inviting feel. The main floor features a formal dining room and a bright, open kitchen complete with granite countertops, white cabinetry, a pantry, and a spacious island-perfect for everyday living and entertaining. The eat-in kitchen opens to a comfortable family room with an electric fireplace and elevated ceiling heights that add to the open feel without overwhelming the space. Large windows bring in natural light and offer a peaceful, tree-lined backdrop. Step outside to a private backyard with a wooden deck-ideal for relaxing or enjoying the outdoors. Upstairs, you'll find three bedrooms, including a spacious owner's suite with a private bath featuring a double vanity, separate tub and shower, and a walk-in closet. The owner's suite also enjoys a quiet, wooded view. For added convenience, the laundry room is located upstairs near the bedrooms. This home offers a great balance of comfort, functionality, and a tucked-away setting-ready for its next owner!

  16. 2026-04-15
    historical
  17. 2026-03-25
    price $259,990
  18. 2026-01-16
    listed $264,990 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,487 · $291/mo
Projected year-2 tax
$3,487 · $291/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,968
− Mortgage interest
−$14,003
− Property taxes
−$3,487
− Insurance
−$1,250
− Repairs & maintenance
−$1,917
− Management
−$1,917
− HOA
−$180
− Depreciation
−$7,272
Taxable loss
−$6,059
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,454
After-tax cash flow
$-260/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — Lovejoy

Score
62/100
State rank
#317
US rank
#17071

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lovejoy, GA
County
Henry County · 316,359 people
City population
606
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
52,402
Household income
$82,619
Rent vs Own
27.9% rent · 72.1% own
Severe rent burden
1285.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (63%)
Race & ethnicity
Black 63% White 23% Hispanic / Latino 8% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Hispanic 4% Lithuanian 1% Italian 1%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
89% English-only · Spanish 6% French/Haitian/Cajun 2% Vietnamese 1%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.11%
Current HPI
222.0357
Rent YoY
▲ 2.20%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-5.7% since first listed
12 events — show timeline
  • 2026-06-12 Sold (MLS) $249,900 FMLS
  • 2026-06-12 Sold (MLS) $249,900 GAMLS
  • 2026-06-11 Pending FMLS
  • 2026-05-17 Pending GAMLS
  • 2026-05-17 Contingent FMLS
  • 2026-05-04 Price Changed $249,990 GAMLS
  • 2026-05-04 Price Changed $249,990 FMLS
  • 2026-04-24 Listed $259,990 FMLS
  • 2026-04-24 Listed $259,990 GAMLS
  • 2026-04-15 Listing Removed GAMLS
  • 2026-03-25 Price Changed $259,990 GAMLS
  • 2026-01-16 Listed $264,990 GAMLS

Property tax history

+36.8%/yr

Latest (2025): $3,487 · -8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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