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4477 Cadillac Ln
B- Composite 69.78
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.6/10.0
  • 1% rule +8.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$75,000

4477 Cadillac Ln · Beaumont, TX 77705
3 bd · 1.0 ba · 936 sqft · SingleFamily public records
Built 1968 7,841 sqft lot Est $116k · 35% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Calling all investors. This 3-bedroom, 1-bath home offers 936 sq ft of potential! Featuring a new roof installed this year, this property is the perfect opportunity for investors or handy homeowners looking to add value. With a little TLC, this could be a great rental or starter home. Don’t miss this affordable investment opportunity in a convenient Beaumont location! Contact me today for more details or to schedule a showing!

Key facts

  • 7,841 sq ft lot
  • Garage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $220 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($978 rent vs $75k).
  • Cap rate 9.8% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, crime F, amenities F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Blanchette El (math 6% / reading 12%, grade F, #4,293 of 4,322 statewide, top 99%, 568 students, 96% FRL); Odom Middle (math 30% / reading 42%, grade F, #805 of 1,662 statewide, top 50%, 709 students, 73% FRL) — zoned schools average 85% FRL vs 69% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 207 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $75,000

Questions for the listing agent

  1. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
9.81%
Cash-on-cash
12.55%
DSCR
1.56
GRM
6.4

CMA / ARV

ARV (on-the-fly)
$116,064
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1498 Brockman St 0.45mi 2/1.0 (-1) 924 (-1%) 20mo $115,000 $124 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.3%
Equity multiple
1.09×
Total profit
$1,869
Equity at exit
$11,183
10-year hold
IRR
11.9%
Equity multiple
1.94×
Total profit
$19,784
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77705

Home prices YoY
-29.7%
Active inventory
207
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$978 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$129 /mo · $1,543/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$205
Net cashflow
$220

Break-even live

Break-even rent $700
Max offer price $75,000
Occupancy floor 73%

Sensitivity live

Price -10% $262 -5% $241 +0% $220 +5% $198 +10% $177
Rent -10% $142 -5% $181 +0% $220 +5% $258 +10% $297
Rate -1.0pp $257 -0.5pp $239 base $220 +0.5pp $200 +1.0pp $180

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4285 Chaison St Beaumont, TX 2.0 1.0 904 $850 $0.94 45d 1 0.36mi
4120 Brandon St Beaumont, TX 2.0 1.0 810 $997 $1.23 25d 1 0.74mi
4610 Maddox St Unit 06 Beaumont, TX 2.0 1.0 650 $795 $1.22 45d 1 1.11mi
4610 Maddox St Unit 7 Beaumont, TX 2.0 1.0 650 $850 $1.31 45d 1 1.11mi
315 E Pipkin St Beaumont, TX 2.0 1.0 952 $1,000 $1.05 15d 1 1.12mi
4030 Howard St Beaumont, TX 2.0 1.0 1008 $795 $0.79 45d 1 1.16mi
677 E Caston St Beaumont, TX 2.0 1.0 1070 $795 $0.74 45d 1 1.18mi
1834 Roberts St Beaumont, TX 2.0 1.0 840 $897 $1.07 45d 1 1.21mi
655 Adams St Unit 1 Beaumont, TX 2.0 1.0 965 $750 $0.78 15d 1 1.26mi
1294 Cartwright St Unit 1 Beaumont, TX 2.0 1.0 800 $895 $1.12 15d 1 1.27mi
690 Adams St Unit 206 Beaumont, TX 2.0 1.0 878 $795 $0.91 15d 1 1.28mi
2585 Orange Ave Unit 3 Beaumont, TX 2.0 1.0 806 $975 $1.21 15d 1 1.29mi

Listing history 2 events

  1. 2026-06-03
    remarks 430-char remark
  2. 2026-06-03
    listed $75,000 Pending

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,543 · $129/mo
Projected year-2 tax
$1,543 · $129/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,738
− Mortgage interest
−$4,201
− Property taxes
−$1,543
− Insurance
−$375
− Repairs & maintenance
−$939
− Management
−$939
− Depreciation
−$2,182
Taxable income
$1,559
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$374
After-tax cash flow
$2,261/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
38,259
Household income
$54,633
Rent vs Own
41.4% rent · 58.6% own
Severe rent burden
776.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 46% White 29% Hispanic / Latino 21% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Lithuanian 5% Italian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
80% English-only · Spanish 18% Other Indo-European 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.76%
Current HPI
129.3696
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-06-03 Delisted BBOR
  • 2026-06-02 Listed $75,000 BBOR

Property tax history

+3.9%/yr

Latest (2025): $1,543 · -0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…