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2216 Oak Wind Dr
C- Composite 50.4
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.9/30.0
  • Schools +4.3/10.0
  • 1% rule +4.2/10.0
  • DSCR +4.2/10.0
  • Livability +3.3/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,900

2216 Oak Wind Dr · Holiday, FL 34691
2 bd · 2.0 ba · 1,128 sqft · SingleFamily public records · 79 Days on market
Built 1986 3,416 sqft lot Est $204k · 17% under $50/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this beautiful 2 bedroom, and 2 bathroom home in the highly desirable Pinewood Villa community. This is your opportunity to own this beautiful villa, conveniently located to shopping, libraries, the post office, beaches and Tarpon Springs. This home offers very low monthly HOA dues of only $35.00 monthly, NOT a 55+ community and pets allowed, making it the perfect choice for any buyer! This highly desirable villa features a walk-in closet in each bedroom and a large enclosed porch with storage closet. The kitchen overlooks the dining room and the living space, and features an expansive vaulted ceiling. There is so much natural lighting as the Villa features high windows in the living space which extends across the entire living room wall. Each lot is individually owned and maintained by the owner. The community features a nice recreational building, community poll and shuffleboard area. Contact us today to schedule a showing!

Key facts

  • 2 car carport
  • Walk-in closet
  • Large enclosed porch

Tags

WALK-IN CLOSETLARGE ENCLOSED PORCHEXPANSIVE VAULTED CEILINGHIGH WINDOWSSHED FOR EXTRA STORAGE2 CAR CARPORT

Property features AI

Finance

  • Other: No lease restrictions indicated
  • Financial info: Total monthly fees $50, total annual fees $600
  • HOA & community: Pinewood Villa association; Monthly HOA fee of $50; HOA includes pool and recreational facilities; Association-owned recreation, pool and shuffleboard court; Association approval required; Deed restrictions apply; Pets allowed (cats and dogs)

Exterior

  • Parking: Guest parking; Parking pad; Carport with 2 spaces
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available; Fire hydrant nearby
  • Home design: Residential villa; One story; Faces west; Homesteaded property
  • Construction: Block and stucco construction; Shingle roof; Block foundation; Built on one level
  • Exterior features: Covered patio/porch; Deck; Patio; Porch; Screened porch; Awnings; Rain gutters; Shade shutters; Shed(s); Located on a cul-de-sac; Paved, asphalt road

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Electric water heater
  • Bedrooms: 2 bedrooms
  • Flooring: Ceramic tile; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Cathedral ceilings and vaulted ceilings; High ceilings; Ceiling fans; Walk-in closets; Blinds on windows; Inside utility room
  • Laundry & utility: Laundry room with washer and dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $17 ($209/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $157k (7.8% below list).
  • Recommended offer: $157k (7.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 4.5% in Holiday — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#623 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: crime D+, amenities F, commute F.
  • Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Gulfside Elementary School (math 27% / reading 37%, grade F, #1,797 of 2,144 statewide, top 86%, 389 students, 90% FRL); Paul R. Smith Middle School (math 32% / reading 38%, grade F, #416 of 571 statewide, top 74%, 994 students, 82% FRL); Anclote High School (math 28% / reading 38%, grade F, #406 of 667 statewide, top 61%, 1,205 students, 77% FRL) — zoned schools average 83% FRL vs 48% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 33% at this address vs 51% district-wide (-18 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.0%/yr); 329 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 79 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago; this cycle's ask has dropped $14k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $90k; list at $170k implies a 89% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $156,647 (7.8% below list)

Questions for the listing agent

  1. It's been on market 79 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.42%
Cash-on-cash
0.44%
DSCR
1.02
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$204,168
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4326 Fern Glen St 0.05mi 2/2.0 1,128 (0%) 1mo $204,000 $181 97
4314 Cedar Grove St 0.06mi 2/2.0 1,060 (-6%) 1mo $180,000 $170 86
4233 Manton Ln 0.58mi 2/2.0 1,140 (+1%) 2mo $129,000 $113 69
1846 Abacus Rd 0.48mi 3/2.0 (+1) 1,144 (+1%) 4mo $200,000 $175 67
2721 Flint Isle Pl 0.54mi 2/1.5 1,088 (-4%) 5mo $224,000 $206 62
2520 Limewood Dr 0.55mi 3/1.5 (+1) 1,086 (-4%) 4mo $216,000 $199 58
4731 Aegean Ave 0.59mi 3/1.0 (+1) 1,104 (-2%) 3mo $222,000 $201 57
2726 Featherstone Dr 0.57mi 2/2.0 1,232 (+9%) 3mo $181,000 $147 56
4140 Castlewood Dr 0.55mi 2/2.0 1,232 (+9%) 5mo $170,000 $138 55
4834 Darlington Rd 0.55mi 2/1.5 1,004 (-11%) 3mo $199,999 $199 52
1833 Rising Sun Dr 0.57mi 2/2.0 975 (-14%) 3mo $141,000 $145 49
4814 Foothill Dr 0.47mi 3/2.0 (+1) 1,270 (+13%) 6mo $243,600 $192 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.05% rent growth · sell at horizon

5-year hold
IRR
-16.7%
Equity multiple
0.41×
Total profit
$-27,856
Equity at exit
$25,333
10-year hold
IRR
-10.3%
Equity multiple
0.40×
Total profit
$-28,592
Equity at exit
$14,690

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34691

Home prices YoY
-23.9%
Rents YoY
2.0%
Active inventory
329
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,566 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$208 /mo · $2,500/yr
Insurance
$71
HOA
$50
Vacancy / Maint / Mgmt
$329
Net cashflow
$17

Break-even live

Break-even rent $1,544
Max offer price $169,900
Occupancy floor 94%

Sensitivity live

Price -10% $114 -5% $65 +0% $17 +5% $-31 +10% $-79
Rent -10% $-106 -5% $-44 +0% $17 +5% $79 +10% $141
Rate -1.0pp $103 -0.5pp $61 base $17 +0.5pp $-27 +1.0pp $-71

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,475
Closing costs
$5,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2132 Kepner Dr Holiday, FL 2.0 1.0 920 $1,295 $1.41 22d 1 0.11mi
4313 Tahitian Gardens Cir Unit C Holiday, FL 2.0 1.5 825 $1,300 $1.58 16d 1 0.11mi
4326 Tahitian Gardens Cir Unit 14E Holiday, FL 2.0 1.5 768 $2,000 $2.60 26d 1 0.18mi
4334 Tahitian Gardens Cir Unit C Holiday, FL 2.0 1.0 768 $1,450 $1.89 26d 1 0.21mi
4354 Tahitian Gardens Cir Unit F Holiday, FL 2.0 1.0 825 $1,500 $1.82 26d 1 0.22mi
4356 Tahitian Gardens Cir Unit C Holiday, FL 2.0 1.0 825 $1,350 $1.64 26d 1 0.23mi
2117 Calusa Trl Unit B Holiday, FL 1.0 1.0 708 $1,195 $1.69 0d 1 0.23mi
2117 Calusa Trl Holiday, FL 2.0 1.0 1205 $1,595 $1.32 0d 1 0.24mi
4337 Tahitian Gardens Cir Unit F Holiday, FL 2.0 1.0 768 $1,500 $1.95 26d 1 0.25mi
2051 Pleasure Dr Holiday, FL 2.0 1.0 720 $1,200 $1.67 26d 1 0.27mi
4365 Tahitian Gardens Cir Unit C Holiday, FL 2.0 1.0 825 $1,300 $1.58 1d 1 0.27mi
4351 Tahitian Gardens Cir Holiday, FL 2.0 1.0 825 $1,150 $1.39 26d 1 0.29mi
4823 Longwood Ave Holiday, FL 3.0 1.0 1122 $1,800 $1.60 6d 1 0.48mi
4620 Tropical Ln Holiday, FL 2.0 1.0 1276 $1,650 $1.29 3d 1 0.48mi
4835 Blossom Dr Holiday, FL 2.0 2.0 1174 $1,700 $1.45 26d 1 0.55mi
2509 Sweetwood Dr Holiday, FL 2.0 1.0 988 $1,650 $1.67 19d 1 0.56mi
4205 Jordana Way Holiday, FL 1.0–3.0 1.0–2.0 1027 $1,404 $1.37 4d 13 0.58mi
2610 Templewood Dr Holiday, FL 3.0 1.0 1056 $1,800 $1.70 6d 1 0.58mi
3749 Beechwood Dr Holiday, FL 2.0 1.0 1012 $1,623 $1.60 1d 1 0.59mi
4723 Aegean Ave Holiday, FL 2.0 1.0 1000 $1,636 $1.64 6d 1 0.60mi
4348 Plaza Dr Holiday, FL 1.0–2.0 1.0–2.0 860 $1,499 $1.74 1d 7 0.63mi
3742 Darlington Rd Holiday, FL 2.0 1.5 936 $1,800 $1.92 26d 1 0.65mi
3711 Redwood Dr Holiday, FL 3.0 2.0 1368 $1,795 $1.31 1d 1 0.65mi
2552 Chancery Dr Holiday, FL 2.0 1.0 816 $1,595 $1.95 26d 1 0.66mi
2412 Arcadia Rd Holiday, FL 3.0 1.0 1360 $1,603 $1.18 26d 1 0.68mi
1552 Alert St Holiday, FL 3.0 1.0 956 $2,100 $2.20 6d 1 0.76mi
3521 Allandale Dr Holiday, FL 2.0 2.0 1368 $1,800 $1.32 26d 1 0.84mi
3536 Darlington Rd Holiday, FL 3.0 2.0 1400 $1,950 $1.39 26d 1 0.85mi
3513 Trask Dr Holiday, FL 2.0 1.5 1000 $1,249 $1.25 26d 1 0.87mi
3446 Cincinnati Dr Holiday, FL 3.0 2.0 1216 $1,906 $1.57 6d 1 0.89mi
3405 Wilson Dr Holiday, FL 2.0 1.0 861 $1,650 $1.92 26d 1 0.99mi
5338 Nancy Ln Holiday, FL 2.0 1.0 864 $1,430 $1.66 26d 1 1.01mi
1624 Springdale Dr Holiday, FL 2.0 1.0 1000 $1,575 $1.57 6d 1 1.07mi
4836 Flora Ave Holiday, FL 2.0 2.0 1113 $1,445 $1.30 26d 1 1.08mi
1254 Firecreek Ct Holiday, FL 3.0 1.0 1129 $1,500 $1.33 3d 1 1.08mi
3301 Rosefield Dr Holiday, FL 3.0 2.0 1340 $2,100 $1.57 19d 1 1.10mi
3433 Atlantis Dr Holiday, FL 2.0 1.0 1024 $1,500 $1.46 26d 1 1.17mi
1130 Powersong St Holiday, FL 2.0 1.0 864 $1,800 $2.08 26d 1 1.17mi
1130 Powersong St Holiday, FL 2.0 1.0 864 $1,800 $2.08 16d 1 1.17mi
3838 Staysail Ln Unit 3838 Holiday, FL 2.0 1.0 1114 $1,500 $1.35 26d 1 1.21mi

HOA detail

Monthly dues
$50 · $600/yr

Listing history 24 events

  1. 2026-06-22
    days on market $169,900 Active 79 DOM
  2. 2026-06-18
    days on market $169,900 Active 76 DOM
  3. 2026-06-17
    days on market $169,900 Active 75 DOM
  4. 2026-06-16
    days on market $169,900 Active 74 DOM
  5. 2026-06-15
    price $169,900 Active 73 DOM
  6. 2026-06-15
    days on market $179,900 Active 73 DOM
  7. 2026-06-13
    days on market $179,900 Active 71 DOM
  8. 2026-06-09
    days on market $179,900 Active 67 DOM
  9. 2026-06-08
    days on market $179,900 Active 66 DOM
  10. 2026-06-07
    days on market $179,900 Active 65 DOM
  11. 2026-06-04
    days on market $179,900 Active 62 DOM
  12. 2026-06-03
    days on market $179,900 Active 61 DOM
  13. 2026-06-02
    days on market $179,900 Active 60 DOM
  14. 2026-06-01
    days on market $179,900 Active 59 DOM
  15. 2026-05-31
    days on market $179,900 Active 58 DOM
  16. 2026-04-27
    price $179,900
  17. 2026-04-03
    listed $184,000 Active
  18. 2019-04-15
    soldstatus $90,000
  19. 2019-04-09
    soldstatus $90,000 Sold 955-char remark
    Show marketing remark (955 chars)

    Welcome home to this beautiful 2 bedroom, and 2 bathroom home in the highly desirable Pinewood Villa community. This is your opportunity to own this beautiful villa, conveniently located to shopping, libraries, the post office, beaches and Tarpon Springs. This home offers very low monthly HOA dues of only $35.00 monthly, NOT a 55+ community and pets allowed, making it the perfect choice for any buyer! This highly desirable villa features a walk-in closet in each bedroom and a large enclosed porch with storage closet. The kitchen overlooks the dining room and the living space, and features an expansive vaulted ceiling. There is so much natural lighting as the Villa features high windows in the living space which extends across the entire living room wall. Each lot is individually owned and maintained by the owner. The community features a nice recreational building, community poll and shuffleboard area. Contact us today to schedule a showing!

  20. 2019-03-01
    status Pending 955-char remark
    Show marketing remark (955 chars)

    Welcome home to this beautiful 2 bedroom, and 2 bathroom home in the highly desirable Pinewood Villa community. This is your opportunity to own this beautiful villa, conveniently located to shopping, libraries, the post office, beaches and Tarpon Springs. This home offers very low monthly HOA dues of only $35.00 monthly, NOT a 55+ community and pets allowed, making it the perfect choice for any buyer! This highly desirable villa features a walk-in closet in each bedroom and a large enclosed porch with storage closet. The kitchen overlooks the dining room and the living space, and features an expansive vaulted ceiling. There is so much natural lighting as the Villa features high windows in the living space which extends across the entire living room wall. Each lot is individually owned and maintained by the owner. The community features a nice recreational building, community poll and shuffleboard area. Contact us today to schedule a showing!

  21. 2019-02-17
    price $90,000 955-char remark
    Show marketing remark (955 chars)

    Welcome home to this beautiful 2 bedroom, and 2 bathroom home in the highly desirable Pinewood Villa community. This is your opportunity to own this beautiful villa, conveniently located to shopping, libraries, the post office, beaches and Tarpon Springs. This home offers very low monthly HOA dues of only $35.00 monthly, NOT a 55+ community and pets allowed, making it the perfect choice for any buyer! This highly desirable villa features a walk-in closet in each bedroom and a large enclosed porch with storage closet. The kitchen overlooks the dining room and the living space, and features an expansive vaulted ceiling. There is so much natural lighting as the Villa features high windows in the living space which extends across the entire living room wall. Each lot is individually owned and maintained by the owner. The community features a nice recreational building, community poll and shuffleboard area. Contact us today to schedule a showing!

  22. 2019-02-17
    status Active 955-char remark
    Show marketing remark (955 chars)

    Welcome home to this beautiful 2 bedroom, and 2 bathroom home in the highly desirable Pinewood Villa community. This is your opportunity to own this beautiful villa, conveniently located to shopping, libraries, the post office, beaches and Tarpon Springs. This home offers very low monthly HOA dues of only $35.00 monthly, NOT a 55+ community and pets allowed, making it the perfect choice for any buyer! This highly desirable villa features a walk-in closet in each bedroom and a large enclosed porch with storage closet. The kitchen overlooks the dining room and the living space, and features an expansive vaulted ceiling. There is so much natural lighting as the Villa features high windows in the living space which extends across the entire living room wall. Each lot is individually owned and maintained by the owner. The community features a nice recreational building, community poll and shuffleboard area. Contact us today to schedule a showing!

  23. 2019-01-30
    status Pending 955-char remark
    Show marketing remark (955 chars)

    Welcome home to this beautiful 2 bedroom, and 2 bathroom home in the highly desirable Pinewood Villa community. This is your opportunity to own this beautiful villa, conveniently located to shopping, libraries, the post office, beaches and Tarpon Springs. This home offers very low monthly HOA dues of only $35.00 monthly, NOT a 55+ community and pets allowed, making it the perfect choice for any buyer! This highly desirable villa features a walk-in closet in each bedroom and a large enclosed porch with storage closet. The kitchen overlooks the dining room and the living space, and features an expansive vaulted ceiling. There is so much natural lighting as the Villa features high windows in the living space which extends across the entire living room wall. Each lot is individually owned and maintained by the owner. The community features a nice recreational building, community poll and shuffleboard area. Contact us today to schedule a showing!

  24. 2019-01-15
    listed $95,000 Active 955-char remark
    Show marketing remark (955 chars)

    Welcome home to this beautiful 2 bedroom, and 2 bathroom home in the highly desirable Pinewood Villa community. This is your opportunity to own this beautiful villa, conveniently located to shopping, libraries, the post office, beaches and Tarpon Springs. This home offers very low monthly HOA dues of only $35.00 monthly, NOT a 55+ community and pets allowed, making it the perfect choice for any buyer! This highly desirable villa features a walk-in closet in each bedroom and a large enclosed porch with storage closet. The kitchen overlooks the dining room and the living space, and features an expansive vaulted ceiling. There is so much natural lighting as the Villa features high windows in the living space which extends across the entire living room wall. Each lot is individually owned and maintained by the owner. The community features a nice recreational building, community poll and shuffleboard area. Contact us today to schedule a showing!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,500 · $208/mo
Projected year-2 tax
$2,500 · $208/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,798
− Mortgage interest
−$9,517
− Property taxes
−$2,500
− Insurance
−$850
− Repairs & maintenance
−$1,504
− Management
−$1,504
− HOA
−$600
− Depreciation
−$4,943
Taxable loss
−$2,619
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$629
After-tax cash flow
$837/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pasco
NCES district ID
1201530
Math proficiency
50% ▼ -10.00%
Reading proficiency
52% ▼ -5.00%
Median HH income
$45,039
Composite
43.14/100
National rank
#3074
State rank
#32 of 73 in FL

Livability — Holiday

Score
66/100
State rank
#623
US rank
#12124

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Holiday, FL
County
Pasco County · 524,098 people
City population
33,730
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
21,232
Household income
$50,288
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1031.0

Population outlook (Pasco County) Hauer SSP2

Today (2025)
570,045 people
By 2030
605,844 · +6.3%
By 2040
674,806 · +18.4%
By 2050
736,022 · +29.1%
By 2075
862,900 · +51.4%
By 2100
906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 15% Two or more races 11% Black 7% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 6% Cuban 2% Dominican 2%
Common ancestry
Romanian 3% Iranian 2% Lithuanian 2%
Foreign-born
10% · Canada, Vietnam
Languages at home
82% English-only · Spanish 8% Other Indo-European 5% Other Asian/Pacific 1%

Political lean MEDSL · Pasco

2024 margin
Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
2008→2024 swing
-21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
All cycles
2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -102.84%
Current HPI
326.9843
Rent YoY
▲ 2.05%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+89.4% since first listed
9 events — show timeline
  • 2026-04-27 Price Changed $179,900 Stellar MLS as Distributed by MLS Grid
  • 2026-04-03 Listed $184,000 Stellar MLS as Distributed by MLS Grid
  • 2019-04-15 Sold (Public Records) $90,000 Public Records
  • 2019-04-09 Sold (MLS) $90,000 Stellar MLS as Distributed by MLS Grid
  • 2019-03-01 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-02-17 Price Changed $90,000 Stellar MLS as Distributed by MLS Grid
  • 2019-02-17 Relisted Stellar MLS as Distributed by MLS Grid
  • 2019-01-30 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-01-15 Listed $95,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+13.2%/yr

Latest (2025): $2,500 · -4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…