🏗️ New Construction
The Sonoma Plan · Loganville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 20.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +7.6/30.0
- ARV discount +7.5/15.0
- Condition / age +4.0/5.0
- Schools +3.7/10.0
- Livability +3.7/5.0
- Rent growth +3.3/5.0
- 1% rule +2.2/10.0
- DSCR +1.7/10.0
- Appreciation +0.0/10.0
$244,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.
Key facts
- Large walk-in closet
- Owner's suite
- Ample storage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $245k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-377 ($-5k/yr) — negative.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (6.9% below list).
- Recommended offer: $216k (12.0% below list) — sets the bar for market timing.
- Cap rate 4.9% vs local median 4.0% in Loganville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 74/100 on livability (#39 in GA, #4,689 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: amenities F, commute F.
- Walton County (rural): math 43% / reading 41% proficiency, ranked #31 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+3.1%/yr); 847 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 677 units permitted in Walton County in 2024 (17 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Walton County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 484 days — a 12% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 484 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.72% ✗
- Cap rate
- 4.86%
- Cash-on-cash
- -5.13%
- DSCR
- 0.77
- GRM
- 11.5
CMA / ARV
- ARV (median comp)
- $315,324
- List price
- $244,900
- Delta
- -22.33%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 954 Village View Cir | 0.07mi | 3/2.0 | 1,683 (-6%) | 2mo | $340,000 | $202 | 84 |
| 964 Village View Cir | 0.14mi | 3/2.0 | 1,682 (-6%) | 9mo | $315,000 | $187 | 74 |
| 936 Village View Cir | 0.10mi | 2/2.0 (-1) | 1,605 (-10%) | 9mo | $317,000 | $198 | 64 |
| 806 Village Pl | 0.13mi | 3/2.0 | 1,565 (-12%) | 10mo | $315,000 | $201 | 63 |
| 406 Farm St | 0.41mi | 4/2.0 (+1) | 1,884 (+6%) | 3mo | $335,000 | $178 | 63 |
| 804 Village Pl | 0.12mi | 2/2.0 (-1) | 1,605 (-10%) | 10mo | $330,000 | $206 | 62 |
| 815 Village Pl | 0.19mi | 3/2.0 | 1,563 (-12%) | 8mo | $330,000 | $211 | 62 |
| 906 Milton Cir | 0.65mi | 3/2.5 | 1,640 (-8%) | 1mo | $318,500 | $194 | 55 |
| 169 Holly Ct | 0.53mi | 3/2.5 | 1,574 (-12%) | 5mo | $275,000 | $175 | 51 |
| 2241 Baker Carter Dr | 0.74mi | 3/2.5 | 1,620 (-9%) | 3mo | $315,000 | $194 | 48 |
| 2335 Huntington Dr | 0.47mi | 3/2.0 | 1,545 (-14%) | 7mo | $333,000 | $216 | 48 |
| 1207 Saint James Pl | 0.65mi | 3/2.5 | 1,600 (-10%) | 10mo | $309,990 | $194 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.12% rent growth · sell at horizon
- IRR
- -24.9%
- Equity multiple
- 0.15×
- Total profit
- $-74,812
- Equity at exit
- $47,016
- IRR
- -20.3%
- Equity multiple
- -0.07×
- Total profit
- $-94,809
- Equity at exit
- $27,263
Cash invested: $88,291 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30052
- Home prices YoY
- -31.8%
- Rents YoY
- 3.1%
- Active inventory
- 847
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $2,281 high interval (Pro) →
- Mortgage (P&I)
- −$1,654
- Tax est. 1.5%
- −$394 /mo · $4,730/yr
- Insurance
- −$131
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$479
- Net cashflow
- $-377
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,831
- Closing costs
- $9,460
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 100 Alexander Xing Loganville, GA | 2.0–3.0 | 2.0–2.5 | 1381 | $1,895 | $1.37 | 2d | 20 | 0.07mi |
| 181 Holly Ct Loganville, GA | 4.0 | 2.0 | 1878 | $2,005 | $1.07 | 5d | 1 | 0.54mi |
| 160 Cown Dr Loganville, GA | 3.0 | 2.0 | 1404 | $1,650 | $1.18 | 24d | 1 | 0.76mi |
| 249 Meadows Dr Loganville, GA | 1.0–3.0 | 1.0–2.0 | 1074 | $1,895 | $1.76 | 43d | 1 | 0.79mi |
| 2217 Baker Carter Dr Loganville, GA | 3.0 | 2.5 | 1620 | $1,870 | $1.15 | 43d | 1 | 0.89mi |
| 810 Tucker Trl Loganville, GA | 4.0 | 3.0 | 2513 | $2,285 | $0.91 | 5d | 1 | 0.90mi |
| 127 Perry St Loganville, GA | 4.0 | 3.0 | 1616 | $2,450 | $1.52 | 22d | 1 | 0.93mi |
| 1169 Granite Ln Loganville, GA | 3.0 | 2.0 | 1430 | $2,025 | $1.42 | 2d | 1 | 1.07mi |
| 413 Bob Wood Dr Loganville, GA | 3.0 | 2.0 | 1346 | $2,123 | $1.58 | 24d | 1 | 1.15mi |
| 205 Towler Shoals Dr Loganville, GA | 3.0 | 2.0 | 1734 | $2,230 | $1.29 | 11d | 1 | 1.19mi |
| 112 Chase Landing Dr Unit Gentry Loganville, GA | 3.0 | 2.5 | 1830 | $2,797 | $1.53 | 3d | 1 | 1.21mi |
| 112 Chase Landing Dr Unit Macland Loganville, GA | 4.0 | 2.5 | 1931 | $2,633 | $1.36 | 3d | 1 | 1.21mi |
| 156 Chase Landing Dr Unit Martin Loganville, GA | 4.0 | 2.5 | 2335 | $2,788 | $1.19 | 3d | 1 | 1.25mi |
| 1020 Point Place Dr Loganville, GA | 3.0 | 2.5 | 2301 | $2,350 | $1.02 | 17d | 1 | 1.27mi |
| 301 Victory Gallup Ln Loganville, GA | 3.0–4.0 | 2.5 | 2082 | $2,420 | $1.16 | 1d | 1 | 1.27mi |
| 741 Point Place Dr Loganville, GA | 3.0 | 2.5 | 2301 | $2,350 | $1.02 | 43d | 1 | 1.27mi |
| 410 Point Place Dr Loganville, GA | 3.0 | 2.5 | 2234 | $2,400 | $1.07 | 24d | 1 | 1.27mi |
| 840 Point Place Dr Loganville, GA | 3.0 | 2.5 | 2214 | $2,300 | $1.04 | 18d | 1 | 1.29mi |
| 729 Fallowfield Dr Loganville, GA | 3.0 | 2.0 | 1832 | $2,170 | $1.18 | 43d | 1 | 1.32mi |
Listing history 18 events
-
2026-06-18days on market $244,900 Active 484 DOM
-
2026-06-17days on market $244,900 Active 483 DOM
-
2026-06-16days on market $244,900 Active 482 DOM
-
2026-06-15days on market $244,900 Active 481 DOM
-
2026-06-13days on market $244,900 Active 479 DOM
-
2026-06-13days on market $244,900 Active 478 DOM
-
2026-06-09days on market $244,900 Active 475 DOM
-
2026-06-08days on market $244,900 Active 474 DOM
-
2026-06-07days on market $244,900 Active 473 DOM
-
2026-06-04days on market $244,900 Active 470 DOM
-
2026-06-03days on market $244,900 Active 469 DOM
-
2026-06-02days on market $244,900 Active 468 DOM
-
2026-06-01days on market $244,900 Active 467 DOM
-
2026-05-31days on market $244,900 Active 466 DOM
-
2026-05-18price $244,900 749-char remark
Show marketing remark (749 chars)
The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.
-
2026-03-25price $264,900 749-char remark
Show marketing remark (749 chars)
The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.
-
2026-01-23price $279,900 749-char remark
Show marketing remark (749 chars)
The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.
-
2025-02-19$294,900 Active 749-char remark
Show marketing remark (749 chars)
The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,371
- − Mortgage interest
- −$17,663
- − Property taxes
- −$4,730
- − Insurance
- −$1,577
- − Repairs & maintenance
- −$2,190
- − Management
- −$2,190
- − Depreciation
- −$9,173
- Taxable loss
- −$10,151
- Est. tax savings @ 24.0%
- +$2,436
- After-tax cash flow
- $-2,091/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 3 photos
The home is in good condition with a good exterior and interior. It has a good curb appeal and is move-in ready. Some updates such as painting, flooring, and smart home features can further increase its value.
Value-add opportunities
- Both Painting the exterior — Fresh paint can enhance curb appeal and property value.
- Both Updating the flooring — New flooring can improve the overall look and feel of the home.
- Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters.
- Both Adding smart home features — Smart home features can increase the home's appeal and marketability.
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more buyers and renters.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior — Fresh paint can enhance curb appeal and property value. ↑
- Both Updating the flooring — New flooring can improve the overall look and feel of the home. ↑
- Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters. ↑
- Both Adding smart home features — Smart home features can increase the home's appeal and marketability. ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more buyers and renters. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Walton County
- NCES district ID
- 1305390
- Math proficiency
- 43% ▼ -10.00%
- Reading proficiency
- 41% ▼ -10.00%
- Median HH income
- $53,716
- Composite
- 36.52/100
- National rank
- #4643
- State rank
- #31 of 174 in GA
Livability — Loganville
- Score
- 74/100
- State rank
- #39
- US rank
- #4689
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Loganville, GA
- County
- Walton County · 128,246 people
- City population
- 79,811
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 79,811
- Household income
- $93,764
- Rent vs Own
- Severe rent burden
- 1174.0
Population outlook (Walton County) Hauer SSP2
- Today (2025)
- 98,098 people
- By 2030
- 102,496 · +4.5%
- By 2040
- 110,318 · +12.5%
- By 2050
- 115,848 · +18.1%
- By 2075
- 125,830 · +28.3%
- By 2100
- 123,852 · +26.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 48% Black 33% Hispanic / Latino 13% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 3% Cuban 1%
- Common ancestry
- Slovak 2% Lithuanian 2% Romanian 1%
- Foreign-born
- 13% · Canada, Jamaica, Vietnam
- Languages at home
- 84% English-only · Spanish 10% French/Haitian/Cajun 1% Other Indo-European 1%
Political lean MEDSL · Walton
- 2024 margin
- Solid R (+45.9) · D 26.7% · R 72.6%
- 2008→2024 swing
- +6.2pp toward D · 2008: -52.1pp · 2024: -45.9pp
- All cycles
- 2024: R+45.9 2020: R+49.2 2016: R+56.4 2012: R+55.6 2008: R+52.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -98.77%
- Current HPI
- 212.1241
- Rent YoY
- ▲ 3.12%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
-17.0% since first listed4 events — show timeline
- 2026-05-18 Price Changed $244,900 Zillow
- 2026-03-25 Price Changed $264,900 Zillow
- 2026-01-23 Price Changed $279,900 Zillow
- 2025-02-19 Listed $294,900 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…