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The Sonoma Plan 🏗️ New Construction
F Composite 33.69
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.6/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.7/10.0
  • Livability +3.7/5.0
  • Rent growth +3.3/5.0
  • 1% rule +2.2/10.0
  • DSCR +1.7/10.0
  • Appreciation +0.0/10.0

$244,900

The Sonoma Plan · Loganville, GA 30052
3 bd · 2.5 ba · 1,786 sqft · SingleFamily · 484 Days on market
Good condition ↓ 17% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.

Key facts

  • Large walk-in closet
  • Owner's suite
  • Ample storage

Tags

OPEN CONCEPT FLOORPLANCENTER-ISLAND KITCHENAMPLE STORAGEWALK-IN LAUNDRY ROOMOWNER'S SUITELARGE WALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $244,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $315,324.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $245k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-377 ($-5k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (6.9% below list).
  • Recommended offer: $216k (12.0% below list) — sets the bar for market timing.
  • Cap rate 4.9% vs local median 4.0% in Loganville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 74/100 on livability (#39 in GA, #4,689 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: amenities F, commute F.
  • Walton County (rural): math 43% / reading 41% proficiency, ranked #31 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.1%/yr); 847 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 677 units permitted in Walton County in 2024 (17 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Walton County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 484 days — a 12% lower offer ($216k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $215,512 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 484 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
4.86%
Cash-on-cash
-5.13%
DSCR
0.77
GRM
11.5

CMA / ARV

ARV (median comp)
$315,324
List price
$244,900
Delta
-22.33%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
954 Village View Cir 0.07mi 3/2.0 1,683 (-6%) 2mo $340,000 $202 84
964 Village View Cir 0.14mi 3/2.0 1,682 (-6%) 9mo $315,000 $187 74
936 Village View Cir 0.10mi 2/2.0 (-1) 1,605 (-10%) 9mo $317,000 $198 64
806 Village Pl 0.13mi 3/2.0 1,565 (-12%) 10mo $315,000 $201 63
406 Farm St 0.41mi 4/2.0 (+1) 1,884 (+6%) 3mo $335,000 $178 63
804 Village Pl 0.12mi 2/2.0 (-1) 1,605 (-10%) 10mo $330,000 $206 62
815 Village Pl 0.19mi 3/2.0 1,563 (-12%) 8mo $330,000 $211 62
906 Milton Cir 0.65mi 3/2.5 1,640 (-8%) 1mo $318,500 $194 55
169 Holly Ct 0.53mi 3/2.5 1,574 (-12%) 5mo $275,000 $175 51
2241 Baker Carter Dr 0.74mi 3/2.5 1,620 (-9%) 3mo $315,000 $194 48
2335 Huntington Dr 0.47mi 3/2.0 1,545 (-14%) 7mo $333,000 $216 48
1207 Saint James Pl 0.65mi 3/2.5 1,600 (-10%) 10mo $309,990 $194 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold
IRR
-24.9%
Equity multiple
0.15×
Total profit
$-74,812
Equity at exit
$47,016
10-year hold
IRR
-20.3%
Equity multiple
-0.07×
Total profit
$-94,809
Equity at exit
$27,263

Cash invested: $88,291 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30052

Home prices YoY
-31.8%
Rents YoY
3.1%
Active inventory
847
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,281 high interval (Pro) →
Mortgage (P&I)
$1,654
Tax est. 1.5%
$394 /mo · $4,730/yr
Insurance
$131
HOA
$0
Vacancy / Maint / Mgmt
$479
Net cashflow
$-377

Break-even live

Break-even rent $2,758
Max offer price $260,737
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,831
Closing costs
$9,460
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Alexander Xing Loganville, GA 2.0–3.0 2.0–2.5 1381 $1,895 $1.37 2d 20 0.07mi
181 Holly Ct Loganville, GA 4.0 2.0 1878 $2,005 $1.07 5d 1 0.54mi
160 Cown Dr Loganville, GA 3.0 2.0 1404 $1,650 $1.18 24d 1 0.76mi
249 Meadows Dr Loganville, GA 1.0–3.0 1.0–2.0 1074 $1,895 $1.76 43d 1 0.79mi
2217 Baker Carter Dr Loganville, GA 3.0 2.5 1620 $1,870 $1.15 43d 1 0.89mi
810 Tucker Trl Loganville, GA 4.0 3.0 2513 $2,285 $0.91 5d 1 0.90mi
127 Perry St Loganville, GA 4.0 3.0 1616 $2,450 $1.52 22d 1 0.93mi
1169 Granite Ln Loganville, GA 3.0 2.0 1430 $2,025 $1.42 2d 1 1.07mi
413 Bob Wood Dr Loganville, GA 3.0 2.0 1346 $2,123 $1.58 24d 1 1.15mi
205 Towler Shoals Dr Loganville, GA 3.0 2.0 1734 $2,230 $1.29 11d 1 1.19mi
112 Chase Landing Dr Unit Gentry Loganville, GA 3.0 2.5 1830 $2,797 $1.53 3d 1 1.21mi
112 Chase Landing Dr Unit Macland Loganville, GA 4.0 2.5 1931 $2,633 $1.36 3d 1 1.21mi
156 Chase Landing Dr Unit Martin Loganville, GA 4.0 2.5 2335 $2,788 $1.19 3d 1 1.25mi
1020 Point Place Dr Loganville, GA 3.0 2.5 2301 $2,350 $1.02 17d 1 1.27mi
301 Victory Gallup Ln Loganville, GA 3.0–4.0 2.5 2082 $2,420 $1.16 1d 1 1.27mi
741 Point Place Dr Loganville, GA 3.0 2.5 2301 $2,350 $1.02 43d 1 1.27mi
410 Point Place Dr Loganville, GA 3.0 2.5 2234 $2,400 $1.07 24d 1 1.27mi
840 Point Place Dr Loganville, GA 3.0 2.5 2214 $2,300 $1.04 18d 1 1.29mi
729 Fallowfield Dr Loganville, GA 3.0 2.0 1832 $2,170 $1.18 43d 1 1.32mi

Listing history 18 events

  1. 2026-06-18
    days on market $244,900 Active 484 DOM
  2. 2026-06-17
    days on market $244,900 Active 483 DOM
  3. 2026-06-16
    days on market $244,900 Active 482 DOM
  4. 2026-06-15
    days on market $244,900 Active 481 DOM
  5. 2026-06-13
    days on market $244,900 Active 479 DOM
  6. 2026-06-13
    days on market $244,900 Active 478 DOM
  7. 2026-06-09
    days on market $244,900 Active 475 DOM
  8. 2026-06-08
    days on market $244,900 Active 474 DOM
  9. 2026-06-07
    days on market $244,900 Active 473 DOM
  10. 2026-06-04
    days on market $244,900 Active 470 DOM
  11. 2026-06-03
    days on market $244,900 Active 469 DOM
  12. 2026-06-02
    days on market $244,900 Active 468 DOM
  13. 2026-06-01
    days on market $244,900 Active 467 DOM
  14. 2026-05-31
    days on market $244,900 Active 466 DOM
  15. 2026-05-18
    price $244,900 749-char remark
    Show marketing remark (749 chars)

    The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.

  16. 2026-03-25
    price $264,900 749-char remark
    Show marketing remark (749 chars)

    The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.

  17. 2026-01-23
    price $279,900 749-char remark
    Show marketing remark (749 chars)

    The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.

  18. 2025-02-19
    listed $294,900 Active 749-char remark
    Show marketing remark (749 chars)

    The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,371
− Mortgage interest
−$17,663
− Property taxes
−$4,730
− Insurance
−$1,577
− Repairs & maintenance
−$2,190
− Management
−$2,190
− Depreciation
−$9,173
Taxable loss
−$10,151
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,436
After-tax cash flow
$-2,091/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab

The home is in good condition with a good exterior and interior. It has a good curb appeal and is move-in ready. Some updates such as painting, flooring, and smart home features can further increase its value.

Value-add opportunities

  • Both Painting the exterior — Fresh paint can enhance curb appeal and property value.
  • Both Updating the flooring — New flooring can improve the overall look and feel of the home.
  • Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters.
  • Both Adding smart home features — Smart home features can increase the home's appeal and marketability.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior — Fresh paint can enhance curb appeal and property value.
  • Both Updating the flooring — New flooring can improve the overall look and feel of the home.
  • Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters.
  • Both Adding smart home features — Smart home features can increase the home's appeal and marketability.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more buyers and renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Walton County
NCES district ID
1305390
Math proficiency
43% ▼ -10.00%
Reading proficiency
41% ▼ -10.00%
Median HH income
$53,716
Composite
36.52/100
National rank
#4643
State rank
#31 of 174 in GA

Livability — Loganville

Score
74/100
State rank
#39
US rank
#4689

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Loganville, GA
County
Walton County · 128,246 people
City population
79,811
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,811
Household income
$93,764
Rent vs Own
19.3% rent · 80.7% own
Severe rent burden
1174.0

Population outlook (Walton County) Hauer SSP2

Today (2025)
98,098 people
By 2030
102,496 · +4.5%
By 2040
110,318 · +12.5%
By 2050
115,848 · +18.1%
By 2075
125,830 · +28.3%
By 2100
123,852 · +26.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Black 33% Hispanic / Latino 13% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 3% Cuban 1%
Common ancestry
Slovak 2% Lithuanian 2% Romanian 1%
Foreign-born
13% · Canada, Jamaica, Vietnam
Languages at home
84% English-only · Spanish 10% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Walton

2024 margin
Solid R (+45.9) · D 26.7% · R 72.6%
2008→2024 swing
+6.2pp toward D · 2008: -52.1pp · 2024: -45.9pp
All cycles
2024: R+45.9 2020: R+49.2 2016: R+56.4 2012: R+55.6 2008: R+52.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -98.77%
Current HPI
212.1241
Rent YoY
▲ 3.12%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-17.0% since first listed
4 events — show timeline
  • 2026-05-18 Price Changed $244,900 Zillow
  • 2026-03-25 Price Changed $264,900 Zillow
  • 2026-01-23 Price Changed $279,900 Zillow
  • 2025-02-19 Listed $294,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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