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The Sonoma Plan 🏗️ New Construction
F Composite 34.14
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.4/30.0
  • Schools +4.6/10.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Rent growth +3.3/5.0
  • 1% rule +2.1/10.0
  • DSCR +1.6/10.0
  • Appreciation +0.0/10.0

$249,990

The Sonoma Plan · Loganville, GA 30052
3 bd · 2.5 ba · 1,786 sqft · SingleFamily · 627 Days on market
Good condition ↓ 17% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Sonoma is the perfect example of low maintenance living with a modern exterior for great curb appeal. This home lives larger with the open concept floorplan features a center-island kitchen and combined family-dining space with two options for a fireplace. Ample storage is available on the first floor with a pantry, storage closet and coat closet near the powder room. Upstairs, a loft can be used for a workstation, exercise equipment, reading nook or playroom to suit your needs. At the back of the home is an owner's suite complete with a large walk-in closet, bathroom featuring a water closet and linen closet. Located conveniently upstairs is a walk-in laundry room, a full bathroom, and two additional bedrooms at the front of the home.

Key facts

  • Large walk-in closet
  • Owner's suite
  • Ample storage

Tags

OPEN CONCEPT FLOORPLANCENTER-ISLAND KITCHENAMPLE STORAGEWALK-IN LAUNDRY ROOMOWNER'S SUITELARGE WALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $249,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $315,169.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $250k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-404 ($-5k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (10.2% below list).
  • Recommended offer: $220k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 74/100 on livability (#39 in GA, #4,689 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: amenities F, commute F.
  • Walton County (rural): math 43% / reading 41% proficiency, ranked #31 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Loganville Elementary School (math 59% / reading 51%, grade C, #178 of 1,228 statewide, top 15%, 1,033 students, 38% FRL); Loganville Middle School (math 46% / reading 48%, grade D+, #89 of 470 statewide, top 20%, 1,320 students, 39% FRL); Loganville High School (math 51% / reading 47%, grade D, #33 of 424 statewide, top 8%, 1,808 students, 30% FRL).
  • Market conditions: Rents rising (+3.1%/yr); 1434 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 52d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 677 units permitted in Walton County in 2024 (17 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Walton County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 627 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $219,991 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 627 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71% ✗
Cap rate
4.75%
Cash-on-cash
-5.50%
DSCR
0.76
GRM
11.7

CMA / ARV

ARV (median comp)
$315,169
List price
$249,990
Delta
-20.68%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
948 Village View Cir 0.05mi 3/2.0 1,698 (-5%) 3mo $312,000 $184 85
954 Village View Cir 0.07mi 3/2.0 1,683 (-6%) 6mo $340,000 $202 80
320 Big Game Way 0.43mi 3/2.5 1,852 (+4%) 2mo $335,000 $181 73
964 Village View Cir 0.14mi 3/2.0 1,682 (-6%) 14mo $315,000 $187 70
420 Towler Ct 0.48mi 3/2.0 1,667 (-7%) 4mo $310,000 $186 61
936 Village View Cir 0.10mi 2/2.0 (-1) 1,605 (-10%) 14mo $317,000 $198 60
406 Farm St 0.41mi 4/2.0 (+1) 1,884 (+6%) 7mo $335,000 $178 59
815 Village Pl 0.19mi 3/2.0 1,563 (-12%) 12mo $330,000 $211 58
906 Milton Cir 0.65mi 3/2.5 1,640 (-8%) 5mo $318,500 $194 52
169 Holly Ct 0.53mi 3/2.5 1,574 (-12%) 9mo $275,000 $175 48
2241 Baker Carter Dr 0.74mi 3/2.5 1,620 (-9%) 7mo $315,000 $194 44
2335 Huntington Dr 0.47mi 3/2.0 1,545 (-14%) 11mo $333,000 $216 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold
IRR
-25.6%
Equity multiple
0.13×
Total profit
$-76,520
Equity at exit
$46,993
10-year hold
IRR
-21.5%
Equity multiple
-0.12×
Total profit
$-98,542
Equity at exit
$27,250

Cash invested: $88,247 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
20 active · 19 under contract
Months of supply
9.2 mo (11%/mo absorbed)
Median asking
$311,950 ($196/sqft)
Median days on market
48 d
This list price
20% of active listings are priced below it
ARV vs active asking
-10.1% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30052

Home prices YoY
-31.8%
Rents YoY
3.1%
Active inventory
1434
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,245 high interval (Pro) →
Mortgage (P&I)
−$1,653
Tax est. 1.5%
−$394 /mo · $4,728/yr
Insurance
−$131
HOA
−$0
Vacancy / Maint / Mgmt
−$471
Net cashflow
$-404

Break-even live

Break-even rent $2,757
Max offer price $256,656
Occupancy floor —

Sensitivity live

Price -10% $-187 -5% $-295 +0% $-404 +5% $-513 +10% $-622
Rent -10% $-582 -5% $-493 +0% $-404 +5% $-316 +10% $-227
Rate -1.0pp $-246 -0.5pp $-324 base $-404 +0.5pp $-486 +1.0pp $-569

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,792
Closing costs
$9,455
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Alexander Xing Loganville, GA 2.0–3.0 2.0–2.5 1381 $1,935 $1.40 0d 9 0.07mi
210 Buck Run Loganville, GA 3.0 2.0 1860 $2,299 $1.24 10d 1 0.29mi
2245 Huntington Dr Loganville, GA 4.0 2.5 1920 $2,145 $1.12 10d 1 0.35mi
2290 Huntington Dr Loganville, GA 4.0 3.0 2132 $2,245 $1.05 104d 1 0.40mi
152 Fair St Loganville, GA 3.0 3.0 1982 $2,450 $1.24 65d 1 0.51mi
181 Holly Ct Loganville, GA 4.0 2.0 1878 $1,730 $0.92 10d 1 0.54mi
1017 Echo Valley Ct Loganville, GA 4.0 2.5 1896 $2,295 $1.21 1d 1 0.67mi
1017 Echo Valley Ct Loganville, GA 4.0 2.5 1896 $2,295 $1.21 26d 1 0.67mi
200 Towler Dr Loganville, GA 4.0 2.0 1823 $2,099 $1.15 100d 1 0.73mi
160 Cown Dr Loganville, GA 3.0 2.0 1404 $1,650 $1.18 165d 1 0.76mi
2239 Baker Carter Dr Loganville, GA 4.0 2.5 2157 $2,595 $1.20 139d 1 0.77mi
2239 Baker Carter Dr Loganville, GA 4.0 2.5 2157 $2,595 $1.20 10d 1 0.77mi
806 Board Walk Ct Loganville, GA 3.0 2.5 1840 $2,089 $1.14 51d 1 0.85mi
249 Meadows Dr Loganville, GA 2.0–3.0 2.0 1287 $1,800 $1.40 10d 1 0.88mi
2217 Baker Carter Dr Loganville, GA 3.0 2.5 1620 $1,870 $1.15 184d 1 0.89mi
560 Lee Byrd Rd Unit B Loganville, GA 4.0 1.0 1550 $1,680 $1.08 56d 1 0.90mi
560 Lee Byrd Rd Loganville, GA 4.0 2.0 1845 $2,130 $1.15 102d 1 0.90mi
560 Lee Byrd Rd Loganville, GA 3.0 1.0 1550 $1,780 $1.15 96d 1 0.90mi
810 Tucker Trl Loganville, GA 4.0 3.0 2513 $2,235 $0.89 134d 1 0.90mi
127 Perry St Loganville, GA 4.0 3.0 1616 $2,350 $1.45 10d 1 0.93mi
165 Towler Shoals Dr Loganville, GA 4.0 2.5 1510 $2,025 $1.34 31d 1 0.94mi
4371 Fiddlers Bnd Loganville, GA 3.0 2.0 1569 $1,890 $1.20 86d 1 0.95mi
768 Wilkes Dr Loganville, GA 3.0 2.0 1714 $2,175 $1.27 121d 1 1.02mi
773 Wilkes Dr Loganville, GA 3.0 2.0 1476 $1,500 $1.02 84d 1 1.02mi
4284 Fiddlers Bnd Loganville, GA 4.0 2.5 2070 $2,095 $1.01 10d 1 1.05mi
1169 Granite Ln Loganville, GA 3.0 2.0 1430 $1,790 $1.25 125d 1 1.07mi
413 Bob Wood Dr Loganville, GA 3.0 2.0 1346 $1,891 $1.40 90d 1 1.15mi
413 Bob Wood Dr Loganville, GA 3.0 2.0 1346 $1,730 $1.29 10d 1 1.15mi
737 Wilkes Dr Loganville, GA 3.0 2.5 2232 $2,250 $1.01 3d 1 1.15mi
1149 Granite Ln Loganville, GA 3.0 2.0 1450 $1,700 $1.17 43d 1 1.16mi
730 Wilkes Dr Loganville, GA 3.0 2.0 1665 $1,100 $0.66 69d 1 1.17mi
541 Pebble Point Dr Loganville, GA 3.0 2.0 1266 $1,600 $1.26 14d 1 1.17mi
541 Pebble Point Dr Loganville, GA 3.0 2.0 1266 $1,600 $1.26 10d 1 1.17mi
205 Towler Shoals Dr Loganville, GA 3.0 2.0 1734 $2,230 $1.29 152d 1 1.19mi
112 Chase Landing Dr Loganville, GA 3.0 2.5 1830 $2,659 $1.45 3d 1 1.21mi
1141 Point Place Dr Loganville, GA 3.0 2.5 2214 $2,400 $1.08 29d 1 1.23mi
1141 Point Place Dr Loganville, GA 3.0 2.5 2214 $2,400 $1.08 45d 1 1.23mi
1121 Point Place Dr Loganville, GA 3.0 2.5 2214 $2,300 $1.04 107d 1 1.24mi
1121 Point Place Dr Loganville, GA 3.0 3.0 2214 $2,300 $1.04 80d 1 1.24mi
420 Ashley Way Loganville, GA 3.0 2.0 1410 $1,875 $1.33 1d 1 1.25mi

Listing history 50 events

  1. 2026-11-08
    days on market $249,990 Active 627 DOM
  2. 2026-11-07
    days on market $249,990 Active 626 DOM
  3. 2026-11-06
    days on market $249,990 Active 625 DOM
  4. 2026-11-05
    days on market $249,990 Active 624 DOM
  5. 2026-11-04
    days on market $249,990 Active 623 DOM
  6. 2026-11-02
    days on market $249,990 Active 621 DOM
  7. 2026-11-01
    days on market $249,990 Active 620 DOM
  8. 2026-10-31
    days on market $249,990 Active 619 DOM
  9. 2026-10-30
    days on market $249,990 Active 618 DOM
  10. 2026-10-29
    days on market $249,990 Active 617 DOM
  11. 2026-10-28
    days on market $249,990 Active 616 DOM
  12. 2026-10-27
    days on market $249,990 Active 615 DOM
  13. 2026-10-26
    days on market $249,990 Active 614 DOM
  14. 2026-10-25
    days on market $249,990 Active 613 DOM
  15. 2026-10-24
    days on market $249,990 Active 612 DOM
  16. 2026-10-23
    days on market $249,990 Active 611 DOM
  17. 2026-10-22
    days on market $249,990 Active 610 DOM
  18. 2026-10-21
    days on market $249,990 Active 609 DOM
  19. 2026-10-20
    days on market $249,990 Active 608 DOM
  20. 2026-10-19
    days on market $249,990 Active 607 DOM
  21. 2026-10-18
    days on market $249,990 Active 606 DOM
  22. 2026-10-17
    days on market $249,990 Active 605 DOM
  23. 2026-10-16
    days on market $249,990 Active 604 DOM
  24. 2026-10-15
    days on market $249,990 Active 603 DOM
  25. 2026-10-14
    days on market $249,990 Active 602 DOM
  26. 2026-10-13
    days on market $249,990 Active 601 DOM
  27. 2026-10-12
    days on market $249,990 Active 600 DOM
  28. 2026-10-11
    days on market $249,990 Active 599 DOM
  29. 2026-10-10
    days on market $249,990 Active 598 DOM
  30. 2026-10-09
    days on market $249,990 Active 597 DOM
  31. 2026-10-08
    days on market $249,990 Active 596 DOM
  32. 2026-10-07
    days on market $249,990 Active 595 DOM
  33. 2026-10-06
    days on market $249,990 Active 594 DOM
  34. 2026-10-05
    days on market $249,990 Active 593 DOM
  35. 2026-10-04
    days on market $249,990 Active 592 DOM
  36. 2026-10-04
    days on market $249,990 Active 591 DOM
  37. 2026-10-02
    days on market $249,990 Active 590 DOM
  38. 2026-10-01
    days on market $249,990 Active 589 DOM
  39. 2026-09-30
    days on market $249,990 Active 588 DOM
  40. 2026-09-29
    days on market $249,990 Active 587 DOM
  41. 2026-09-28
    days on market $249,990 Active 586 DOM
  42. 2026-09-27
    days on market $249,990 Active 585 DOM
  43. 2026-09-26
    days on market $249,990 Active 584 DOM
  44. 2026-09-25
    days on market $249,990 Active 583 DOM
  45. 2026-09-24
    days on market $249,990 Active 582 DOM
  46. 2026-09-23
    days on market $249,990 Active 581 DOM
  47. 2026-09-22
    days on market $249,990 Active 580 DOM
  48. 2026-09-21
    days on market $249,990 Active 579 DOM
  49. 2026-09-20
    days on market $249,990 Active 578 DOM
  50. 2026-09-19
    days on market $249,990 Active 577 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,942
− Mortgage interest
−$17,654
− Property taxes
−$4,728
− Insurance
−$1,576
− Repairs & maintenance
−$2,155
− Management
−$2,155
− Depreciation
−$9,169
Taxable loss
−$10,495
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,519
After-tax cash flow
$-2,334/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Good 80/100 Cosmetic rehab Est. rehab $8,930–$26,790 screening

The home is in good condition with a good exterior and interior. It has a good curb appeal and is move-in ready. Some updates such as painting, flooring, and smart home features can further increase its value.

Value-add opportunities

  • Both Painting the exterior — Fresh paint can enhance curb appeal and property value. ↑
  • Both Updating the flooring — New flooring can improve the overall look and feel of the home. ↑
  • Both Upgrading the kitchen appliances — Modern appliances can attract more buyers and renters. ↑
  • Both Adding smart home features — Smart home features can increase the home's appeal and marketability. ↑
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more buyers and renters. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 46/100

Zoned Schools

Elementary Bay Creek Elementary School F GA #411/1,228 Nat'l #19,009/41,679 Middle Loganville Middle School D+ GA #89/470 Nat'l #4,159/14,009 High Loganville High School D GA #33/424 Nat'l #6,078/17,239

Schools (NCES district)

District
Walton County
NCES district ID
1305390
Math proficiency
43% ▼ -10.00%
Reading proficiency
41% ▼ -10.00%
Median HH income
$53,716
Composite
36.52/100
National rank
#4643
State rank
#31 of 174 in GA
B Composite livability gradescore 74/100

Livability — Loganville

Score
74/100
State rank
#39
US rank
#4689

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Loganville, GA
County
Walton County · 98,098 people
City population
79,811
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,811
Household income
$93,764
Rent vs Own
19.3% rent · 80.7% own
Severe rent burden
16% of renters

Population outlook (Walton County) Hauer SSP2

Today (2025)
98,098 people
By 2030
102,496 · +4.5%
By 2040
110,318 · +12.5%
By 2050
115,848 · +18.1%
By 2075
125,830 · +28.3%
By 2100
123,852 · +26.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Black 33% Hispanic / Latino 13% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 3% Cuban 1%
Languages at home
84% English-only · Spanish 10% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Walton

2024 margin
Solid R (+45.9) · D 26.7% · R 72.6%
2008→2024 swing
+6.2pp toward D · 2008: -52.1pp · 2024: -45.9pp
All cycles
2024: R+45.9 2020: R+49.2 2016: R+56.4 2012: R+55.6 2008: R+52.1

Not yet ingested

Civics
—

Price history

-17.0% since first listed
4 events — show timeline
  • 2026-05-18 Price Changed $244,900 Zillow
  • 2026-03-25 Price Changed $264,900 Zillow
  • 2026-01-23 Price Changed $279,900 Zillow
  • 2025-02-19 Listed $294,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…