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120 Oak Crest Dr
C- Composite 54.88
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.6/10.0
  • 1% rule +4.1/10.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

120 Oak Crest Dr · Lafayette, LA 70503
3 bd · 2.0 ba · 1,353 sqft · SingleFamily public records · 538 Days on market
Built 1947 $129/sqft · 30% below area Est $265k · 34% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

Key facts

  • Brand-new flooring
  • Light fixtures
  • All-new fixtures

Tags

BRAND-NEW FLOORINGFRESHLY PAINTED INTERIORSALL-NEW FIXTURESLIGHT FIXTURESPRIME LOCATION NEAR ULNEAR DOWNTOWN LAFAYETTE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $149 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $159k (9.0% below list).
  • Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 4.7% in Lafayette — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#63 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, employment C-, crime F.
  • Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); L.J. Alleman Middle School (math 48% / reading 56%, grade C+, #23 of 218 statewide, top 10%, 952 students, 54% FRL); Lafayette High School (math 57% / reading 51%, grade C-, #28 of 265 statewide, top 11%, 1,852 students, 52% FRL) — zoned schools at 57% FRL track the district average.
  • Market conditions: Rents flat; 237 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 46% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 538 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 2y ago; this cycle's ask has dropped $75k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $130k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $154,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 538 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
7.31%
Cash-on-cash
3.65%
DSCR
1.16
GRM
9.2

CMA / ARV

ARV (median comp)
$264,647
List price
$175,000
Delta
-33.87%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
209 Calder St 0.52mi 3/2.0 1,390 (+3%) 7mo $230,000 $165 66
228 Gabriel St 0.40mi 3/3.0 1,456 (+8%) 0mo $255,000 $175 64
148 Catherine St 0.14mi 3/2.0 1,550 (+15%) 7mo $269,800 $174 64
146 Catherine St Unit A 0.13mi 3/2.0 1,550 (+15%) 9mo $270,000 $174 62
146 Catherine St Unit B 0.13mi 3/2.0 1,550 (+15%) 10mo $270,000 $174 61
113 Amaryllis Dr 0.56mi 2/1.5 (-1) 1,425 (+5%) 5mo $264,000 $185 54
521 St. Catherine St 0.70mi 3/2.0 1,285 (-5%) 7mo $228,000 $177 53
118 Wedgewood Dr 0.51mi 3/2.0 1,512 (+12%) 5mo $191,000 $126 52
311 Saint Patrick St 0.52mi 2/1.0 (-1) 1,250 (-8%) 3mo $239,000 $191 51
326 Saint Patrick St 0.56mi 2/1.0 (-1) 1,463 (+8%) 4mo $265,000 $181 48
104 Wedgewood Dr 0.56mi 3/1.0 1,200 (-11%) 9mo $145,000 $121 44
417 Saint Patrick St 0.65mi 3/1.0 1,186 (-12%) 6mo $91,000 $77 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.36% rent growth · sell at horizon

5-year hold
IRR
-13.4%
Equity multiple
0.53×
Total profit
$-23,029
Equity at exit
$26,093
10-year hold
IRR
-8.9%
Equity multiple
0.51×
Total profit
$-24,036
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70503

Home prices YoY
-34.0%
Rents YoY
0.4%
Active inventory
237
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,593 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$119 /mo · $1,430/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$335
Net cashflow
$149

Break-even live

Break-even rent $1,405
Max offer price $175,000
Occupancy floor 86%

Sensitivity live

Price -10% $248 -5% $199 +0% $149 +5% $99 +10% $50
Rent -10% $23 -5% $86 +0% $149 +5% $212 +10% $275
Rate -1.0pp $237 -0.5pp $194 base $149 +0.5pp $104 +1.0pp $58

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
121 Oakcrest Dr Lafayette, LA 3.0 2.0 1695 $1,700 $1.00 23d 1 0.03mi
135 Oakcrest Dr Lafayette, LA 2.0 1.0 950 $1,450 $1.53 15d 1 0.08mi
104 Whittington Dr Unit N Lafayette, LA 2.0 1.5 1265 $1,550 $1.23 45d 1 0.10mi
104 Whittington Dr Unit C Lafayette, LA 2.0 2.5 1265 $1,695 $1.34 45d 1 0.10mi
119 Saint Julien Ave Lafayette, LA 4.0 3.0 1600 $1,785 $1.12 45d 1 0.15mi
220 Saint Peter St Lafayette, LA 3.0 1.0 1036 $1,500 $1.45 45d 1 0.25mi
313 Saint Thomas St Lafayette, LA 3.0 1.0 1265 $1,500 $1.19 23d 1 0.56mi
228 Amelia St Lafayette, LA 3.0 1.5 1796 $2,300 $1.28 23d 1 0.62mi
107 S College Rd Unit B Lafayette, LA 2.0 1.0 925 $1,000 $1.08 45d 1 0.64mi
710 S College Rd Lafayette, LA 2.0–3.0 1.0–2.0 1050 $1,307 $1.24 15d 12 0.65mi
1008 S College Rd #203 Lafayette, LA 2.0 2.0 890 $1,250 $1.40 45d 1 0.70mi
517 Saint Patrick St Lafayette, LA 3.0 2.0 1600 $1,650 $1.03 23d 1 0.71mi
701 W Taft St #7 Lafayette, LA 2.0 2.5 1142 $1,600 $1.40 45d 1 0.72mi
419 Saint Joseph St Lafayette, LA 3.0 1.0 1200 $1,500 $1.25 15d 1 0.73mi
213 General Gardner Ave Lafayette, LA 3.0 1.0 1300 $1,750 $1.35 23d 1 0.78mi
300 General Mouton Ave #6 Lafayette, LA 2.0 2.5 1200 $1,600 $1.33 15d 1 0.80mi
1120 S Washington St Unit B Lafayette, LA 3.0 2.0 1030 $2,400 $2.33 15d 1 0.81mi
1120 S Washington St Unit A Lafayette, LA 2.0 2.0 892 $2,200 $2.47 15d 1 0.81mi
330 General Mouton Ave Lafayette, LA 3.0 1.0 1200 $1,500 $1.25 15d 1 0.82mi
110 W Bayou Pkwy #102 Lafayette, LA 2.0 1.5 1356 $1,400 $1.03 15d 1 0.84mi
908 Lamar St Unit 108 Lafayette, LA 2.0 1.0 1050 $1,025 $0.98 15d 1 0.85mi
300 Roosevelt St Unit A Lafayette, LA 2.0 2.0 1070 $1,750 $1.64 15d 1 0.89mi
244 N College Rd Lafayette, LA 3.0 2.0 1721 $2,000 $1.16 45d 1 0.90mi
312 Bertrand Dr #100 Lafayette, LA 2.0 2.0 1260 $1,400 $1.11 15d 1 0.92mi
914 Saint Patrick St Lafayette, LA 2.0 1.0 1200 $1,295 $1.08 45d 1 0.97mi
215 Versailles Blvd Unit 3 Lafayette, LA 3.0 2.0 1800 $1,675 $0.93 23d 1 0.99mi
1312 W University Ave Lafayette, LA 3.0 2.0 1700 $1,300 $0.76 45d 1 1.05mi
117 Perth PL Lafayette, LA 2.0 2.0 1150 $1,625 $1.41 23d 1 1.06mi
109 Perth PL Lafayette, LA 2.0 2.0 1150 $1,625 $1.41 15d 1 1.06mi
114 Carlin St Lafayette, LA 2.0 2.5 1200 $2,000 $1.67 45d 1 1.11mi
3121 Johnston St #121 Lafayette, LA 2.0 2.0 1200 $1,400 $1.17 45d 1 1.13mi
1011 W Congress St Lafayette, LA 2.0 1.0 1181 $1,400 $1.19 45d 1 1.17mi
1114 W Congress St Lafayette, LA 2.0 1.0 1200 $1,350 $1.12 45d 1 1.17mi
1404 General Mouton Ave Lafayette, LA 2.0 2.0 1205 $1,495 $1.24 45d 1 1.23mi
1426 General Mouton Ave Lafayette, LA 2.0 2.0 1205 $1,495 $1.24 45d 1 1.26mi
615 Lafayette St Lafayette, LA 2.0 2.0 1188 $1,350 $1.14 45d 1 1.27mi
220 Doucet Rd Unit 211B Lafayette, LA 2.0 1.0 910 $1,050 $1.15 23d 1 1.32mi
126 S Refinery St Lafayette, LA 4.0 2.0 1550 $1,495 $0.96 45d 1 1.37mi
107 Antoinette St Lafayette, LA 2.0 1.0 1000 $1,015 $1.01 15d 1 1.45mi

Listing history 32 events

  1. 2026-06-21
    days on market $175,000 Active 538 DOM
  2. 2026-06-18
    days on market $175,000 Active 535 DOM
  3. 2026-06-17
    days on market $175,000 Active 534 DOM
  4. 2026-06-16
    days on market $175,000 Active 533 DOM
  5. 2026-06-15
    days on market $175,000 Active 532 DOM
  6. 2026-06-14
    days on market $175,000 Active 530 DOM
  7. 2026-06-13
    days on market $175,000 Active 529 DOM
  8. 2026-06-10
    days on market $175,000 Active 527 DOM
  9. 2026-06-09
    days on market $175,000 Active 526 DOM
  10. 2026-06-08
    days on market $175,000 Active 525 DOM
  11. 2026-06-07
    days on market $175,000 Active 524 DOM
  12. 2026-06-05
    days on market $175,000 Active 521 DOM
  13. 2026-06-03
    days on market $175,000 Active 520 DOM
  14. 2026-06-02
    days on market $175,000 Active 519 DOM
  15. 2026-06-01
    days on market $175,000 Active 518 DOM
  16. 2026-05-31
    days on market $175,000 Active 517 DOM
  17. 2026-05-30
    days on market $175,000 Active 516 DOM
  18. 2026-04-30
    price $175,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  19. 2026-04-15
    price $185,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  20. 2026-03-10
    price $189,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  21. 2026-03-02
    price $199,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  22. 2026-02-02
    status Active 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  23. 2025-11-22
    price $209,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  24. 2025-09-29
    price $215,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  25. 2025-07-29
    price $220,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  26. 2025-07-09
    status Active 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  27. 2025-06-21
    price $230,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  28. 2025-03-21
    price $235,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  29. 2025-02-07
    price $239,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  30. 2025-01-09
    price $240,000 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  31. 2024-12-17
    listed $250,000 Active 534-char remark
    Show marketing remark (534 chars)

    This 3-bedroom, 2-bathroom home near UL is fresh, crisp, and completely turnkey--an excellent opportunity for an investor or homeowner seeking move-in-ready convenience! The property has been updated with brand-new flooring throughout and freshly painted interiors, creating a modern and inviting atmosphere. Every detail has been considered, including all-new fixtures and light fixtures. Its prime location near UL, Downtown Lafayette, and local amenities enhances its appeal as a potential rental or comfortable personal residence.

  32. 2024-01-18
    soldstatus $130,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,430 · $119/mo
Projected year-2 tax
$1,430 · $119/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,120
− Mortgage interest
−$9,803
− Property taxes
−$1,430
− Insurance
−$875
− Repairs & maintenance
−$1,530
− Management
−$1,530
− Depreciation
−$5,091
Taxable loss
−$1,137
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$273
After-tax cash flow
$2,061/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lafayette Parish
NCES district ID
2200870
Math proficiency
38% ▼ -32.00%
Reading proficiency
46% ▼ -24.00%
Median HH income
$50,238
Composite
36.15/100
National rank
#4741
State rank
#19 of 98 in LA

Livability — Lafayette

Score
70/100
State rank
#63
US rank
#8133

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lafayette, LA
County
Lafayette Parish · 207,544 people
City population
158,114
Metro
Lafayette, LA
Population (ZIP)
28,643
Household income
$94,688
Rent vs Own
34.3% rent · 65.7% own
Severe rent burden
769.0

Population outlook (Lafayette County) Hauer SSP2

Today (2025)
280,930 people
By 2030
301,092 · +7.2%
By 2040
339,456 · +20.8%
By 2050
375,156 · +33.5%
By 2075
451,672 · +60.8%
By 2100
497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 10% Hispanic / Latino 8% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 23% Slovak 2% Italian 2%
Foreign-born
6% · Canada, Vietnam, China
Languages at home
88% English-only · Spanish 5% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Lafayette

2024 margin
Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
2008→2024 swing
-0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
All cycles
2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -81.65%
Current HPI
158.7094
Rent YoY
▲ 0.36%
Metro
Lafayette, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+34.6% since first listed
15 events — show timeline
  • 2026-04-30 Price Changed $175,000 AcadianaMLS
  • 2026-04-15 Price Changed $185,000 AcadianaMLS
  • 2026-03-10 Price Changed $189,000 AcadianaMLS
  • 2026-03-02 Price Changed $199,000 AcadianaMLS
  • 2026-02-02 Relisted AcadianaMLS
  • 2025-11-22 Price Changed $209,000 AcadianaMLS
  • 2025-09-29 Price Changed $215,000 AcadianaMLS
  • 2025-07-29 Price Changed $220,000 AcadianaMLS
  • 2025-07-09 Relisted AcadianaMLS
  • 2025-06-21 Price Changed $230,000 AcadianaMLS
  • 2025-03-21 Price Changed $235,000 AcadianaMLS
  • 2025-02-07 Price Changed $239,000 AcadianaMLS
  • 2025-01-09 Price Changed $240,000 AcadianaMLS
  • 2024-12-17 Listed $250,000 AcadianaMLS
  • 2024-01-18 Sold (Public Records) $130,000 Public Records

Property tax history

+8.9%/yr

Latest (2025): $1,430 · -1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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