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33541 S Mountain View Rd
C Composite 57.05
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.6/30.0
  • ARV discount +13.1/15.0
  • Appreciation +10.0/10.0
  • DSCR +4.8/10.0
  • 1% rule +2.9/10.0
  • Livability +2.9/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$239,000

33541 S Mountain View Rd · Black Canyon City, AZ 85324
2 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 59 Days on market
Built 1985 0.33 ac lot Est $273k · 12% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.

Key facts

  • Separate casita
  • Mini-split system
  • Updated cabinetry

Tags

SEPARATE CASITAMINI-SPLIT SYSTEMABUNDANT NATURAL LIGHTUPDATED CABINETRYMODERN FIXTURESVINYL WOOD-LOOK FLOORING

Property features AI

Finance

  • HOA & community: No association fees

Exterior

  • Utilities: Private water company; Connected to sewer
  • Home design: Manufactured/mobile home; Fee simple ownership
  • Construction: Wood frame with wood siding, painted exterior; Composition roof
  • Exterior features: Gravel/stone front yard; Gravel/stone backyard; Chain link fencing; Desert and mountain views

Interior

  • Kitchen: Laminate counters; Dishwasher
  • Bedrooms: 2 possible bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air; Ceiling fans
  • Interior features: Vaulted ceilings; Full bath in primary bedroom; Laminate counters; Dual-pane windows with vinyl frames; Solar panels
  • Laundry & utility: Washer/dryer hookup only

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $239k.

Deal economics

  • At list price, monthly cash flow is $98 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $189k (20.8% below list).
  • Recommended offer: $189k (20.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 58/100 on livability (#213 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, employment F.
  • Canon Elementary District (4484) (rural): math 25% / reading 35% proficiency, ranked #294 of 501 in AZ (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Canon School (math 17% / reading 17%, grade F, #814 of 1,109 statewide, top 76%, 131 students, 93% FRL) — zoned schools average 93% FRL vs 65% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 17% at this address vs 30% district-wide (-13 pts) — the specific schools serving this property underperform the Canon Elementary District (4484) average; the district grade overstates school quality for this exact location.
  • Market conditions: 45 active listings in the ZIP; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
  • Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $67k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($232k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $206k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $189,360 (20.8% below list)

Questions for the listing agent

  1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.79%
Cash-on-cash
1.77%
DSCR
1.08
GRM
10.5

CMA / ARV

ARV (on-the-fly)
$273,024
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
20660 E Squaw Valley Rd 0.07mi 2/2.0 1,140 (-1%) 19mo $295,000 $259 79
33589 S Melanie Ln 0.10mi 3/2.0 (+1) 1,248 (+8%) 13mo $325,000 $260 66
20730 E Tara Springs Rd 0.22mi 3/2.0 (+1) 1,135 (-2%) 22mo $218,000 $192 64
33321 S Jeanne Ln 0.25mi 2/2.0 1,056 (-8%) 14mo $250,000 $237 62
20310 E Chrysocolla Rd 0.38mi 3/2.0 (+1) 1,081 (-6%) 16mo $235,000 $217 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.5%
Equity multiple
3.04×
Total profit
$136,310
Equity at exit
$215,310
10-year hold
IRR
22.5%
Equity multiple
6.92×
Total profit
$396,225
Equity at exit
$464,324

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85324

Home prices YoY
7.5%
Active inventory
45
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,894 medium interval (Pro) →
Mortgage (P&I)
$1,253
Tax from tax record
$45 /mo · $535/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$398
Net cashflow
$98

Break-even live

Break-even rent $1,769
Max offer price $239,000
Occupancy floor 90%

Sensitivity live

Price -10% $234 -5% $166 +0% $98 +5% $31 +10% $-37
Rent -10% $-51 -5% $24 +0% $98 +5% $173 +10% $248
Rate -1.0pp $219 -0.5pp $159 base $98 +0.5pp $37 +1.0pp $-26

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,750
Closing costs
$7,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 41 events

  1. 2026-06-19
    days on market $239,000 Active 59 DOM
  2. 2026-06-18
    days on market $239,000 Active 58 DOM
  3. 2026-06-17
    days on market $239,000 Active 57 DOM
  4. 2026-06-16
    days on market $239,000 Active 56 DOM
  5. 2026-06-15
    days on market $239,000 Active 55 DOM
  6. 2026-06-14
    days on market $239,000 Active 53 DOM
  7. 2026-06-12
    days on market $239,000 Active 52 DOM
  8. 2026-06-09
    days on market $239,000 Active 49 DOM
  9. 2026-06-08
    days on market $239,000 Active 48 DOM
  10. 2026-06-07
    days on market $239,000 Active 47 DOM
  11. 2026-06-07
    days on market $239,000 Active 46 DOM
  12. 2026-06-04
    days on market $239,000 Active 43 DOM
  13. 2026-06-02
    days on market $239,000 Active 42 DOM
  14. 2026-06-01
    days on market $239,000 Active 41 DOM
  15. 2026-05-31
    days on market $239,000 Active 40 DOM
  16. 2026-05-31
    days on market $239,000 Active 39 DOM
  17. 2026-05-19
    historical Under Contract Accepting Backups
  18. 2026-05-14
    price $239,000
  19. 2026-05-01
    status Active
  20. 2026-04-29
    historical Under Contract Accepting Backups
  21. 2026-04-21
    listed $245,000 Active
  22. 2026-04-03
    historical
  23. 2026-03-01
    status Active
  24. 2026-03-01
    historical
  25. 2026-01-10
    price $239,999
  26. 2026-01-10
    price $240,000
  27. 2025-11-28
    price $252,500
  28. 2025-11-11
    price $255,000
  29. 2025-09-09
    listed $260,000 Active
  30. 2021-04-14
    soldstatus $206,000 Closed 783-char remark
    Show marketing remark (783 chars)

    Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.

  31. 2021-04-14
    soldstatus $206,000
    Show marketing remark (783 chars)

    Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.

  32. 2021-03-04
    historical 783-char remark
    Show marketing remark (783 chars)

    Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.

  33. 2021-02-17
    listed $200,000 783-char remark
    Show marketing remark (783 chars)

    Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.

  34. 2018-10-31
    soldstatus $156,500
  35. 2018-10-31
    soldstatus $152,000
  36. 2018-09-24
    listed $156,500
  37. 2007-10-30
    soldstatus $110,000
  38. 2007-10-30
    soldstatus $110,000
  39. 1997-03-24
    soldstatus $49,900
  40. 1987-01-21
    soldstatus $49,900
  41. 1985-01-01
    soldstatus $13,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$535 · $45/mo
Projected year-2 tax
$1,577 · $131/mo
Expected delta
+$1,043/yr (+$87/mo · 195.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,723
− Mortgage interest
−$13,388
− Property taxes
−$535
− Insurance
−$1,195
− Repairs & maintenance
−$1,818
− Management
−$1,818
− Depreciation
−$6,953
Taxable loss
−$2,982
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$716
After-tax cash flow
$1,897/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Canon Elementary District (4484)
NCES district ID
0401650
Math proficiency
25% ▲ 5.00%
Reading proficiency
35% ▬ 0.00%
Median HH income
$37,755
Composite
27.85/100
National rank
#12286
State rank
#294 of 501 in AZ

Livability — Black Canyon City

Score
58/100
State rank
#213
US rank
#21226

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Black Canyon City, AZ
Population (ZIP)
2,297

Population outlook (Yavapai County) Hauer SSP2

Today (2025)
241,389 people
By 2030
249,523 · +3.4%
By 2040
259,966 · +7.7%
By 2050
264,736 · +9.7%
By 2075
269,334 · +11.6%
By 2100
256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 7% Hispanic / Latino 3%
Common ancestry
Iranian 5% Serbian 3% Lithuanian 2%
Foreign-born
1% · Canada

Political lean MEDSL · Yavapai

2024 margin
Solid R (+33.9) · D 32.6% · R 66.5%
2008→2024 swing
-9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 29.16%
Current HPI
417.6032
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+1657.4% since first listed
25 events — show timeline
  • 2026-05-19 Contingent ARMLS
  • 2026-05-14 Price Changed $239,000 ARMLS
  • 2026-05-01 Relisted ARMLS
  • 2026-04-29 Contingent ARMLS
  • 2026-04-21 Listed $245,000 ARMLS
  • 2026-04-03 Listing Removed ARMLS
  • 2026-03-01 Relisted ARMLS
  • 2026-03-01 Listing Removed ARMLS
  • 2026-01-10 Price Changed $239,999 ARMLS
  • 2026-01-10 Price Changed $240,000 ARMLS
  • 2025-11-28 Price Changed $252,500 ARMLS
  • 2025-11-11 Price Changed $255,000 ARMLS
  • 2025-09-09 Listed $260,000 ARMLS
  • 2021-04-14 Sold (Public Records) $206,000 Public Records
  • 2021-04-14 Sold (MLS) $206,000 ARMLS
  • 2021-03-04 Listing Removed ARMLS
  • 2021-02-17 Listed $200,000 ARMLS
  • 2018-10-31 Sold (Public Records) $152,000 Public Records
  • 2018-10-31 Sold (MLS) $156,500 ARMLS
  • 2018-09-24 Listed $156,500 ARMLS
  • 2007-10-30 Sold (Public Records) $110,000 Public Records
  • 2007-10-30 Sold (Public Records) $110,000 Public Records
  • 1997-03-24 Sold (Public Records) $49,900 Public Records
  • 1987-01-21 Sold (Public Records) $49,900 Public Records
  • 1985-01-01 Sold (Public Records) $13,600 Public Records

Property tax history

+2.8%/yr

Latest (2025): $535 · +28.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…