33541 S Mountain View Rd · Black Canyon City, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.6/30.0
- ARV discount +13.1/15.0
- Appreciation +10.0/10.0
- DSCR +4.8/10.0
- 1% rule +2.9/10.0
- Livability +2.9/5.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$239,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.
Key facts
- Separate casita
- Mini-split system
- Updated cabinetry
Tags
Property features AI
Finance
- HOA & community: No association fees
Exterior
- Utilities: Private water company; Connected to sewer
- Home design: Manufactured/mobile home; Fee simple ownership
- Construction: Wood frame with wood siding, painted exterior; Composition roof
- Exterior features: Gravel/stone front yard; Gravel/stone backyard; Chain link fencing; Desert and mountain views
Interior
- Kitchen: Laminate counters; Dishwasher
- Bedrooms: 2 possible bedrooms
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Central air; Ceiling fans
- Interior features: Vaulted ceilings; Full bath in primary bedroom; Laminate counters; Dual-pane windows with vinyl frames; Solar panels
- Laundry & utility: Washer/dryer hookup only
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $239k.
Deal economics
- At list price, monthly cash flow is $98 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $189k (20.8% below list).
- Recommended offer: $189k (20.8% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 58/100 on livability (#213 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, employment F.
- Canon Elementary District (4484) (rural): math 25% / reading 35% proficiency, ranked #294 of 501 in AZ (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Canon School (math 17% / reading 17%, grade F, #814 of 1,109 statewide, top 76%, 131 students, 93% FRL) — zoned schools average 93% FRL vs 65% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 17% at this address vs 30% district-wide (-13 pts) — the specific schools serving this property underperform the Canon Elementary District (4484) average; the district grade overstates school quality for this exact location.
- Market conditions: 45 active listings in the ZIP; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).
Forward outlook
- In year one you build about $26k of equity ($2k loan paydown + $24k appreciation (10.0% local appreciation)).
- Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $67k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 59 days — a 3% lower offer ($232k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $206k; 16% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 59 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 6.79%
- Cash-on-cash
- 1.77%
- DSCR
- 1.08
- GRM
- 10.5
CMA / ARV
- ARV (on-the-fly)
- $273,024
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 20660 E Squaw Valley Rd | 0.07mi | 2/2.0 | 1,140 (-1%) | 19mo | $295,000 | $259 | 79 |
| 33589 S Melanie Ln | 0.10mi | 3/2.0 (+1) | 1,248 (+8%) | 13mo | $325,000 | $260 | 66 |
| 20730 E Tara Springs Rd | 0.22mi | 3/2.0 (+1) | 1,135 (-2%) | 22mo | $218,000 | $192 | 64 |
| 33321 S Jeanne Ln | 0.25mi | 2/2.0 | 1,056 (-8%) | 14mo | $250,000 | $237 | 62 |
| 20310 E Chrysocolla Rd | 0.38mi | 3/2.0 (+1) | 1,081 (-6%) | 16mo | $235,000 | $217 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 25.5%
- Equity multiple
- 3.04×
- Total profit
- $136,310
- Equity at exit
- $215,310
- IRR
- 22.5%
- Equity multiple
- 6.92×
- Total profit
- $396,225
- Equity at exit
- $464,324
Cash invested: $66,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85324
- Home prices YoY
- 7.5%
- Active inventory
- 45
- Price-to-rent
- 10.5×
Monthly cashflow live
- Estimated rent
- $1,894 medium interval (Pro) →
- Mortgage (P&I)
- −$1,253
- Tax from tax record
- −$45 /mo · $535/yr
- Insurance
- −$100
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$398
- Net cashflow
- $98
Break-even live
Sensitivity live
| Price | -10% $234 | -5% $166 | +0% $98 | +5% $31 | +10% $-37 |
|---|---|---|---|---|---|
| Rent | -10% $-51 | -5% $24 | +0% $98 | +5% $173 | +10% $248 |
| Rate | -1.0pp $219 | -0.5pp $159 | base $98 | +0.5pp $37 | +1.0pp $-26 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,750
- Closing costs
- $7,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 41 events
-
2026-06-19days on market $239,000 Active 59 DOM
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2026-06-18days on market $239,000 Active 58 DOM
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2026-06-17days on market $239,000 Active 57 DOM
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2026-06-16days on market $239,000 Active 56 DOM
-
2026-06-15days on market $239,000 Active 55 DOM
-
2026-06-14days on market $239,000 Active 53 DOM
-
2026-06-12days on market $239,000 Active 52 DOM
-
2026-06-09days on market $239,000 Active 49 DOM
-
2026-06-08days on market $239,000 Active 48 DOM
-
2026-06-07days on market $239,000 Active 47 DOM
-
2026-06-07days on market $239,000 Active 46 DOM
-
2026-06-04days on market $239,000 Active 43 DOM
-
2026-06-02days on market $239,000 Active 42 DOM
-
2026-06-01days on market $239,000 Active 41 DOM
-
2026-05-31days on market $239,000 Active 40 DOM
-
2026-05-31days on market $239,000 Active 39 DOM
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2026-05-19historical Under Contract Accepting Backups
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2026-05-14price $239,000
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2026-05-01status Active
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2026-04-29historical Under Contract Accepting Backups
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2026-04-21$245,000 Active
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2026-04-03historical
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2026-03-01status Active
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2026-03-01historical
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2026-01-10price $239,999
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2026-01-10price $240,000
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2025-11-28price $252,500
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2025-11-11price $255,000
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2025-09-09$260,000 Active
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2021-04-14soldstatus $206,000 Closed 783-char remark
Show marketing remark (783 chars)
Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.
-
2021-04-14soldstatus $206,000
Show marketing remark (783 chars)
Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.
-
2021-03-04historical 783-char remark
Show marketing remark (783 chars)
Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.
-
2021-02-17$200,000 783-char remark
Show marketing remark (783 chars)
Feels like HOME..... Move-In ready 2 bedroom 2 bath split bedroom floorplan. Open concept kitchen w/ updated cabinets & pulls. All new fixtures, doors & hardware. Vinyl wood-look flooring & neutral carpet w/ warm wood accents & rimmed windows. Enter your master suite through a custom barn wood door. Private master bath boasting soaking tub, cedar closet & separate bedroom exit. Bedroom 2 is roomy w/ tongue & groove walk-in closet. All new guest bath w/new toilet, new vanity & tile shower surround. Newer paint on patio decking. Almost new (enclosed) washer/dryer. Storage shed w/ electric. Fenced backyard to keep your 4 legged family members close. EPIC VIEWS & still flat & usable property. You are going to want to call this HOME.
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2018-10-31soldstatus $156,500
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2018-10-31soldstatus $152,000
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2018-09-24$156,500
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2007-10-30soldstatus $110,000
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2007-10-30soldstatus $110,000
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1997-03-24soldstatus $49,900
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1987-01-21soldstatus $49,900
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1985-01-01soldstatus $13,600
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $535 · $45/mo
- Projected year-2 tax
- $1,577 · $131/mo
- Expected delta
- +$1,043/yr (+$87/mo · 195.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 8/10 Severe 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,723
- − Mortgage interest
- −$13,388
- − Property taxes
- −$535
- − Insurance
- −$1,195
- − Repairs & maintenance
- −$1,818
- − Management
- −$1,818
- − Depreciation
- −$6,953
- Taxable loss
- −$2,982
- Est. tax savings @ 24.0%
- +$716
- After-tax cash flow
- $1,897/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Canon Elementary District (4484)
- NCES district ID
- 0401650
- Math proficiency
- 25% ▲ 5.00%
- Reading proficiency
- 35% ▬ 0.00%
- Median HH income
- $37,755
- Composite
- 27.85/100
- National rank
- #12286
- State rank
- #294 of 501 in AZ
Livability — Black Canyon City
- Score
- 58/100
- State rank
- #213
- US rank
- #21226
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Black Canyon City, AZ
- Population (ZIP)
- 2,297
Population outlook (Yavapai County) Hauer SSP2
- Today (2025)
- 241,389 people
- By 2030
- 249,523 · +3.4%
- By 2040
- 259,966 · +7.7%
- By 2050
- 264,736 · +9.7%
- By 2075
- 269,334 · +11.6%
- By 2100
- 256,505 · +6.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Two or more races 7% Hispanic / Latino 3%
- Common ancestry
- Iranian 5% Serbian 3% Lithuanian 2%
- Foreign-born
- 1% · Canada
Political lean MEDSL · Yavapai
- 2024 margin
- Solid R (+33.9) · D 32.6% · R 66.5%
- 2008→2024 swing
- -9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
- All cycles
- 2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 29.16%
- Current HPI
- 417.6032
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
+1657.4% since first listed25 events — show timeline
- 2026-05-19 Contingent — ARMLS
- 2026-05-14 Price Changed $239,000 ARMLS
- 2026-05-01 Relisted — ARMLS
- 2026-04-29 Contingent — ARMLS
- 2026-04-21 Listed $245,000 ARMLS
- 2026-04-03 Listing Removed — ARMLS
- 2026-03-01 Relisted — ARMLS
- 2026-03-01 Listing Removed — ARMLS
- 2026-01-10 Price Changed $239,999 ARMLS
- 2026-01-10 Price Changed $240,000 ARMLS
- 2025-11-28 Price Changed $252,500 ARMLS
- 2025-11-11 Price Changed $255,000 ARMLS
- 2025-09-09 Listed $260,000 ARMLS
- 2021-04-14 Sold (Public Records) $206,000 Public Records
- 2021-04-14 Sold (MLS) $206,000 ARMLS
- 2021-03-04 Listing Removed — ARMLS
- 2021-02-17 Listed $200,000 ARMLS
- 2018-10-31 Sold (Public Records) $152,000 Public Records
- 2018-10-31 Sold (MLS) $156,500 ARMLS
- 2018-09-24 Listed $156,500 ARMLS
- 2007-10-30 Sold (Public Records) $110,000 Public Records
- 2007-10-30 Sold (Public Records) $110,000 Public Records
- 1997-03-24 Sold (Public Records) $49,900 Public Records
- 1987-01-21 Sold (Public Records) $49,900 Public Records
- 1985-01-01 Sold (Public Records) $13,600 Public Records
Property tax history
+2.8%/yrLatest (2025): $535 · +28.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…