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2626 Coronado #130
C- Composite 52.6
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.8/30.0
  • DSCR +8.6/10.0
  • 1% rule +5.8/10.0
  • Schools +3.9/10.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$325,000

2626 Coronado #130 · San Diego, CA 92154
3 bd · 2.0 ba · 1,251 sqft · Manufactured public records · 54 Days on market
Built 2016 14 ac lot Est $264k · 23% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Gorgeous 3BR/2BA Manufactured Home in very desirable All-Age Community home with upgrades galore! Home has a nice front porch for your enjoyment, private patio, cathedral ceilings, open floorplan, spacious living room with fireplace, beautiful kitchen with island, granite countertops and plenty of cabinet storage space, separate dining area, all kitchen stainless steel appliances and washer and dryer convey, beautifully upgraded bathrooms and flooring through-out, dual pane windows, 3 mini split AC units, laundry room, EZ care yard with artificial turf, 2 sheds for extra storage, fans, carport…and much more to list! Community offers many amenities like a banquet room with kitchen for your events, arcade, billiard table, ping pong table, pool, hot tub… Come see this beautiful home today before it’s gone!

Key facts

  • Front porch
  • Cathedral ceilings
  • Private patio

Tags

FRONT PORCHPRIVATE PATIOCATHEDRAL CEILINGSFIREPLACEKITCHEN ISLANDGRANITE COUNTERTOPS

Property features AI

Finance

  • Other: Lot density: 11–15 units per acre
  • Financial info: Land lease: $1,200
  • HOA & community: Located in a land-leased mobile home park (Helena Mobile Home Park)

Exterior

  • Parking: 2 parking spaces; 2 carport spaces; Located in Helena Mobile Home Park
  • Utilities: Public sewer
  • Home design: Single-story; Mobile home remains on site; Mobile home model: Bradford (23' x 56')
  • Construction: One story; One shed on property; Year built per assessor
  • Exterior features: Front porch; Patio; Community pool; Gutters, curbs and sidewalks

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Multi/split levels; North-facing main entrance; Entry
  • Laundry & utility: Dedicated laundry room; Washer hookup; Gas and electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $325k.

Deal economics

  • At list price, monthly cash flow is $784 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $325k).
  • Recommended offer: $315k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 2.0% in San Diego — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#123 in CA, #4,206 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, crime D+, cost of living F.
  • Sweetwater Union High (suburban): math 36% / reading 52% proficiency, ranked #187 of 517 in CA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.5%/yr); 210 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 11,759 units permitted in San Diego County in 2024 (7,244 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • San Diego County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 54 days — a 3% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $265k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $315,250 (3.0% below list)

Questions for the listing agent

  1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
9.19%
Cash-on-cash
10.33%
DSCR
1.46
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$263,961
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2626 Coronado Ave #101 0.00mi 3/2.0 1,248 (-0%) 16mo $290,000 $232 86
2626 Coronado Ave #7 0.00mi 4/2.0 (+1) 1,213 (-3%) 9mo $280,000 $231 82
2626 Coronado Ave Spc 2 0.00mi 3/2.0 1,254 (+0%) 22mo $292,000 $233 82
2626 Coronado Ave Spc 53 0.00mi 3/2.0 1,333 (+7%) 22mo $310,000 $233 70
2888 Iris Ave Spc 81 0.52mi 3/2.0 1,180 (-6%) 14mo $240,000 $203 54
2626 Coronado Ave #66 0.00mi 2/2.0 (-1) 1,080 (-14%) 22mo $217,000 $201 54
2626 coronado Ave #108 0.04mi 4/2.0 (+1) 1,080 (-14%) 22mo $228,000 $211 52
2420 Palm Ave Spc 23 0.64mi 3/2.0 1,180 (-6%) 11mo $230,000 $195 51
2200 Coronado Ave #58 0.59mi 2/2.0 (-1) 1,200 (-4%) 15mo $120,000 $100 49
2200 Coronado Ave #27 0.59mi 3/2.0 1,152 (-8%) 14mo $155,000 $135 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-4.0%
Equity multiple
0.86×
Total profit
$-13,121
Equity at exit
$48,459
10-year hold
IRR
2.2%
Equity multiple
1.14×
Total profit
$12,756
Equity at exit
$28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92154

Rents YoY
-0.5%
Active inventory
210
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$3,500 high interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$142 /mo · $1,698/yr
Insurance
$135
HOA
$0
Vacancy / Maint / Mgmt
$735
Net cashflow
$784

Break-even live

Break-even rent $2,508
Max offer price $325,000
Occupancy floor 73%

Sensitivity live

Price -10% $968 -5% $876 +0% $784 +5% $692 +10% $600
Rent -10% $507 -5% $645 +0% $784 +5% $922 +10% $1,060
Rate -1.0pp $947 -0.5pp $866 base $784 +0.5pp $699 +1.0pp $614

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2683 Caulfield Dr San Diego, CA 3.0 2.0 1445 $3,995 $2.76 2d 1 0.12mi
2709 Elm Ave Unit B San Diego, CA 3.0 3.0 1560 $3,449 $2.21 2d 1 0.24mi
2750 Dahlia Ave San Diego, CA 4.0 2.0 1196 $3,995 $3.34 2d 1 0.38mi
1001 Outer Rd San Diego, CA 2.0 2.0 1000 $2,538 $2.54 2d 5 0.40mi
1394 Oro Vista Rd San Diego, CA 2.0–3.0 2.0 1088 $3,250 $2.99 2d 4 0.40mi
2367 Grove Ave San Diego, CA 1.0–2.0 1.0 741 $2,495 $3.36 2d 4 0.47mi
1587 Oro Vista Rd San Diego, CA 1.0–2.0 1.0–2.0 805 $2,495 $3.10 2d 4 0.66mi
2171 Ilex Ave San Diego, CA 3.0 2.0 1654 $4,200 $2.54 2d 1 0.75mi
2055 Avenida Del Mexico Apt 208 San Diego, CA 2.0 2.0 960 $2,300 $2.40 17d 1 0.87mi
813 Beyer Way San Diego, CA 3.0 2.5 1495 $3,500 $2.34 3d 1 0.88mi
1729 Hollister St #15 San Diego, CA 3.0 2.0 1224 $3,100 $2.53 2d 1 0.88mi
910 Saturn Blvd San Diego, CA 3.0 1.5 1400 $3,400 $2.43 2d 1 0.96mi
1910 Avenida del Mexico #205 San Diego, CA 2.0 2.0 885 $2,595 $2.93 2d 1 0.99mi
1063 18th St San Diego, CA 2.0 1.0 1050 $3,100 $2.95 2d 1 1.03mi
1041 Sea Glass Way San Diego, CA 3.0 2.5 1665 $3,950 $2.37 2d 1 1.06mi
1608-1687 Neptune Ave Unit 1687 San Diego, CA 2.0 3.0 1193 $3,200 $2.68 18d 1 1.07mi
1632 Neptune Ave San Diego, CA 2.0 3.0 1193 $3,200 $2.68 24d 1 1.07mi
1675 Neptune Ave San Diego, CA 2.0 3.0 1193 $3,200 $2.68 15d 1 1.09mi
1687 Neptune Ave San Diego, CA 2.0 3.0 1193 $3,200 $2.68 20d 1 1.13mi
1683 Neptune Ave San Diego, CA 4.0 2.5 1670 $4,195 $2.51 20d 1 1.13mi
736 18th St San Diego, CA 2.0 1.0 880 $3,400 $3.86 20d 1 1.14mi
3580 Marzo St San Diego, CA 3.0 2.0 1700 $3,500 $2.06 17d 1 1.17mi
1246 Thermal Ave San Diego, CA 3.0 2.0 1226 $7,000 $5.71 2d 1 1.21mi
3624 Marzo St San Diego, CA 3.0 2.0 1330 $3,295 $2.48 20d 1 1.22mi
3590 Arey Dr San Diego, CA 3.0 2.0 1061 $3,995 $3.77 2d 1 1.23mi
3791 Agosto St San Diego, CA 4.0 2.0 1488 $3,900 $2.62 2d 1 1.38mi
933 15th St San Diego, CA 3.0 2.0 1050 $3,350 $3.19 2d 1 1.39mi
1042 15th St Unit Del Coronado Villas San Diego, CA 2.0 1.0 1000 $2,300 $2.30 2d 1 1.42mi
1042 15th St San Diego, CA 1.0–2.0 1.0 850 $2,300 $2.71 4d 2 1.44mi
959 Granger St San Diego, CA 3.0 2.0 1811 $4,150 $2.29 2d 1 1.45mi
1279 Granger St Unit 1465007P Imperial Beach, CA 3.0 2.0 1194 $5,701 $4.77 2d 1 1.49mi
3822 Enero Ct San Diego, CA 3.0 2.0 1012 $3,850 $3.80 11d 1 1.50mi

Listing history 26 events

  1. 2026-06-18
    days on market $325,000 Active 54 DOM
  2. 2026-06-17
    days on market $325,000 Active 53 DOM
  3. 2026-06-16
    days on market $325,000 Active 52 DOM
  4. 2026-06-15
    days on market $325,000 Active 51 DOM
  5. 2026-06-13
    days on market $325,000 Active 49 DOM
  6. 2026-06-13
    days on market $325,000 Active 48 DOM
  7. 2026-06-09
    days on market $325,000 Active 45 DOM
  8. 2026-06-08
    days on market $325,000 Active 44 DOM
  9. 2026-06-07
    days on market $325,000 Active 43 DOM
  10. 2026-06-04
    days on market $325,000 Active 40 DOM
  11. 2026-06-03
    days on market $325,000 Active 39 DOM
  12. 2026-06-02
    days on market $325,000 Active 38 DOM
  13. 2026-06-01
    days on market $325,000 Active 37 DOM
  14. 2026-05-31
    days on market $325,000 Active 36 DOM
  15. 2026-05-13
    status Active
  16. 2026-05-06
    status Pending Sale
  17. 2026-04-22
    listed $325,000 Active
  18. 2026-04-16
    soldstatus Closed Sale
  19. 2026-04-11
    listed $325,000 Active
  20. 2022-02-10
    soldstatus $265,000 Closed Sale 834-char remark
    Show marketing remark (834 chars)

    Gorgeous 3BR/2BA Manufactured Home in very desirable All-Age Community home with upgrades galore! Home has a nice front porch for your enjoyment, private patio, cathedral ceilings, open floorplan, spacious living room with fireplace, beautiful kitchen with island, granite countertops and plenty of cabinet storage space, separate dining area, all kitchen stainless steel appliances and washer and dryer convey, beautifully upgraded bathrooms and flooring through-out, dual pane windows, 3 mini split AC units, laundry room, EZ care yard with artificial turf, 2 sheds for extra storage, fans, carport…and much more to list! Community offers many amenities like a banquet room with kitchen for your events, arcade, billiard table, ping pong table, pool, hot tub… Come see this beautiful home today before it’s gone!

  21. 2021-12-03
    status Pending Sale 834-char remark
    Show marketing remark (834 chars)

    Gorgeous 3BR/2BA Manufactured Home in very desirable All-Age Community home with upgrades galore! Home has a nice front porch for your enjoyment, private patio, cathedral ceilings, open floorplan, spacious living room with fireplace, beautiful kitchen with island, granite countertops and plenty of cabinet storage space, separate dining area, all kitchen stainless steel appliances and washer and dryer convey, beautifully upgraded bathrooms and flooring through-out, dual pane windows, 3 mini split AC units, laundry room, EZ care yard with artificial turf, 2 sheds for extra storage, fans, carport…and much more to list! Community offers many amenities like a banquet room with kitchen for your events, arcade, billiard table, ping pong table, pool, hot tub… Come see this beautiful home today before it’s gone!

  22. 2021-10-29
    price $280,000 834-char remark
    Show marketing remark (834 chars)

    Gorgeous 3BR/2BA Manufactured Home in very desirable All-Age Community home with upgrades galore! Home has a nice front porch for your enjoyment, private patio, cathedral ceilings, open floorplan, spacious living room with fireplace, beautiful kitchen with island, granite countertops and plenty of cabinet storage space, separate dining area, all kitchen stainless steel appliances and washer and dryer convey, beautifully upgraded bathrooms and flooring through-out, dual pane windows, 3 mini split AC units, laundry room, EZ care yard with artificial turf, 2 sheds for extra storage, fans, carport…and much more to list! Community offers many amenities like a banquet room with kitchen for your events, arcade, billiard table, ping pong table, pool, hot tub… Come see this beautiful home today before it’s gone!

  23. 2021-10-15
    listed $250,000 Active 834-char remark
    Show marketing remark (834 chars)

    Gorgeous 3BR/2BA Manufactured Home in very desirable All-Age Community home with upgrades galore! Home has a nice front porch for your enjoyment, private patio, cathedral ceilings, open floorplan, spacious living room with fireplace, beautiful kitchen with island, granite countertops and plenty of cabinet storage space, separate dining area, all kitchen stainless steel appliances and washer and dryer convey, beautifully upgraded bathrooms and flooring through-out, dual pane windows, 3 mini split AC units, laundry room, EZ care yard with artificial turf, 2 sheds for extra storage, fans, carport…and much more to list! Community offers many amenities like a banquet room with kitchen for your events, arcade, billiard table, ping pong table, pool, hot tub… Come see this beautiful home today before it’s gone!

  24. 2020-11-09
    historical
  25. 2020-11-02
    price $205,000
  26. 2020-11-02
    listed $130,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,698 · $142/mo
Projected year-2 tax
$2,470 · $206/mo
Expected delta
+$772/yr (+$64/mo · 45.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥86°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$41,999
− Mortgage interest
−$18,205
− Property taxes
−$1,698
− Insurance
−$1,625
− Repairs & maintenance
−$3,360
− Management
−$3,360
− Depreciation
−$9,455
Taxable income
$4,296
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,031
After-tax cash flow
$8,373/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sweetwater Union High
NCES district ID
0638640
Math proficiency
36% ▲ 3.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$59,051
Composite
38.61/100
National rank
#4158
State rank
#187 of 517 in CA

Livability — San Diego

Score
75/100
State rank
#123
US rank
#4206

Category grades

Amenities A+ Commute A+ Cost of living F Crime D+ Employment A+ Housing C+ Health & safety C- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Diego, CA
County
San Diego County · 3,178,799 people
City population
1,397,612
Metro
San Diego-Chula Vista-Carlsbad, CA
Population (ZIP)
80,445
Household income
$94,901
Rent vs Own
38.9% rent · 61.1% own
Severe rent burden
2959.0

Population outlook (San Diego County) Hauer SSP2

Today (2025)
3,678,185 people
By 2030
3,856,546 · +4.8%
By 2040
4,171,407 · +13.4%
By 2050
4,421,607 · +20.2%
By 2075
4,831,599 · +31.4%
By 2100
4,832,502 · +31.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (68%)
Race & ethnicity
Hispanic / Latino 68% Two or more races 30% White 12% Asian 12% Black 5% Native American 1%
Hispanic origin (detail)
Mexican 65%
Foreign-born
32% · Canada, China
Languages at home
35% English-only · Spanish 56% Tagalog/Filipino 7% Chinese 1%

Political lean MEDSL · San Diego

2024 margin
D (+16.8) · D 56.9% · R 40.1% · Other 2.9%
2008→2024 swing
+6.6pp toward D · 2008: 10.2pp · 2024: 16.8pp
All cycles
2024: D+16.8 2020: D+22.8 2016: D+17.8 2012: D+5.1 2008: D+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -568.62%
Current HPI
393.1836
Rent YoY
▼ -0.52%
Metro
San Diego-Chula Vista-Carlsbad, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+150.0% since first listed
12 events — show timeline
  • 2026-05-13 Relisted CRMLS
  • 2026-05-06 Pending CRMLS
  • 2026-04-22 Listed $325,000 CRMLS
  • 2026-04-16 Sold (MLS) CRMLS
  • 2026-04-11 Listed $325,000 CRMLS
  • 2022-02-10 Sold (MLS) $265,000 CRMLS
  • 2021-12-03 Pending CRMLS
  • 2021-10-29 Price Changed $280,000 CRMLS
  • 2021-10-15 Listed $250,000 CRMLS
  • 2020-11-09 Listing Removed CRMLS
  • 2020-11-02 Price Changed $205,000 CRMLS
  • 2020-11-02 Listed $130,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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