14 Tahquitz Ct #213 · Camarillo, CA
Flood risk 3/10 · Minor
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.3/30.0
- ARV discount +15.0/15.0
- DSCR +9.0/10.0
- 1% rule +7.0/10.0
- Schools +4.6/10.0
- Livability +3.9/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$279,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Newly refreshed photography and virtual staging, highlight this home's true beauty and potential! Exciting NEW opportunity in this premier 55+ active community-LAND PURCHASE is NOW available, creating long-term stability and added value!Enjoy peaceful surroundings, engaging community activities, and a lifestyle centered on ease and connections. A smart, simplified way to embrace resort-style living-without compromise.
Key facts
- 3,920 sq ft lot
- 3 parking spots
- Community pool
Property features AI
Finance
- Other: Manager approval required; Pets allowed
- Financial info: Land lease amount: monthly (park-managed)
- HOA & community: Senior community; Community features include gutters, curbs, and proximity to golf course; Rent includes association dues, trash, water, and sewer; Land lease in park (monthly)
Exterior
- Parking: Attached carport with 3 spaces; RV access/parking; Guest parking available; Park name: Rancho Adolfo Mobile Home Estates
- Security: Carbon monoxide detector(s); Smoke detector
- Utilities: Public/district water; Public sewer; Natural gas available and connected; Electricity connected; Cable available and connected; Telephone available in street; Water connected; Sewer connected
- Home design: Single-story home; Model: Lapaz; Turnkey, updated/remodeled condition; Mobile home remains (24' x 60'); Raised foundation; Faces private paved road
- Construction: Composition roof; Raised foundation; One shed (outbuilding)
- Exterior features: Composition roof; Covered front porch with concrete; Awning; Rain gutters; Shed on property; Patio present; No fencing; Sprinklers none; Landscaped; Cul-de-sac lot; Level with street; Close to clubhouse; No interior steps (accessible); Grab bars in bathroom(s); Parking access as accessibility feature
Interior
- Kitchen: Open kitchen to family room; Gas range and gas oven; Microwave; Refrigerator; Dishwasher; Water heater unit
- Bedrooms: Primary bedroom on main floor; All bedrooms on ground level; Primary suite with primary bathroom
- Flooring: Carpet; Laminate
- Bathrooms: Two full bathrooms; Upgraded/remodeled baths; Walk-in shower; Double sinks in primary bath; Vanity area
- Heating & cooling: Central cooling with gas; Forced air heating with central furnace
- Interior features: Front door entry; Wet bar; Built-ins; Ceiling fans; Sump pump; Storage space; Granite counters; Carbon monoxide and smoke detectors; Community heated spa
- Laundry & utility: Dedicated laundry room; Washer included; Dryer included; Utility room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $279k.
Deal economics
- At list price, monthly cash flow is $725 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $279k).
- Recommended offer: $246k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.4% vs local median 2.5% in Camarillo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#72 in CA, #2,776 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
- Pleasant Valley (urban): math 43% / reading 57% proficiency, ranked #119 of 517 in CA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
- Market conditions: Rents rising (+1.2%/yr); 160 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,759 units permitted in Ventura County in 2024 (1,196 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Ventura County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 289 days — a 12% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 24y ago; this cycle's ask has dropped $46k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 289 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.20% ✓
- Cap rate
- 9.41%
- Cash-on-cash
- 11.13%
- DSCR
- 1.50
- GRM
- 6.9
CMA / ARV
- ARV (on-the-fly)
- $455,040
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 45 Tahquitz Dr #244 | 0.03mi | 2/2.0 | 1,440 (0%) | 13mo | $455,000 | $316 | 87 |
| 169 Tahquitz Dr #188 | 0.05mi | 2/2.0 | 1,536 (+7%) | 6mo | $480,000 | $313 | 81 |
| 193 Rancho Adolfo | 0.20mi | 2/2.0 | 1,536 (+7%) | 3mo | $538,500 | $351 | 77 |
| 157 Rancho Adolfo Dr #39 | 0.14mi | 2/2.0 | 1,536 (+7%) | 9mo | $539,000 | $351 | 75 |
| 59 Caleta Dr #177 | 0.09mi | 2/2.0 | 1,536 (+7%) | 12mo | $480,000 | $313 | 75 |
| 50 Tahquitz Ct #249 | 0.04mi | 2/2.0 | 1,248 (-13%) | 2mo | $269,000 | $216 | 74 |
| 195 Rancho Adolfo Dr #129 | 0.18mi | 2/2.0 | 1,488 (+3%) | 14mo | $559,950 | $376 | 74 |
| 195 Rancho Adolfo Dr | 0.18mi | 2/— | 1,488 (+3%) | 14mo | $559,950 | $376 | 74 |
| 161 Tahquitz Dr #35 | 0.16mi | 2/2.0 | 1,248 (-13%) | 2mo | $493,000 | $395 | 68 |
| 30 Via Paloma #30 | 0.70mi | 3/2.0 (+1) | 1,416 (-2%) | 10mo | $235,000 | $166 | 51 |
| 24 Via Rosal #24 | 0.74mi | 2/2.0 | 1,292 (-10%) | 3mo | $275,000 | $213 | 45 |
| 31 Via Paloma #31 | 0.68mi | 3/2.0 (+1) | 1,620 (+12%) | 4mo | $230,000 | $142 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.22% rent growth · sell at horizon
- IRR
- -1.7%
- Equity multiple
- 0.94×
- Total profit
- $-4,914
- Equity at exit
- $41,600
- IRR
- 6.0%
- Equity multiple
- 1.41×
- Total profit
- $31,961
- Equity at exit
- $24,123
Cash invested: $78,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93012
- Rents YoY
- 1.2%
- Active inventory
- 160
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $3,358 high interval (Pro) →
- Mortgage (P&I)
- −$1,463
- Tax est. 1.5%
- −$349 /mo · $4,185/yr
- Insurance
- −$116
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$705
- Net cashflow
- $725
Break-even live
Sensitivity live
| Price | -10% $917 | -5% $821 | +0% $725 | +5% $628 | +10% $532 |
|---|---|---|---|---|---|
| Rent | -10% $459 | -5% $592 | +0% $725 | +5% $857 | +10% $990 |
| Rate | -1.0pp $865 | -0.5pp $796 | base $725 | +0.5pp $652 | +1.0pp $579 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,750
- Closing costs
- $8,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 197 La Veta Dr Camarillo, CA | 3.0 | 2.0 | 1443 | $4,000 | $2.77 | 3d | 1 | 0.50mi |
| 1571 Flynn Rd Camarillo, CA | 3.0 | 1.0–2.0 | 1081 | $3,475 | $3.21 | 3d | 1 | 0.59mi |
| 389 Castiano St Camarillo, CA | 2.0 | 2.5 | 1365 | $3,500 | $2.56 | 3d | 1 | 0.75mi |
| 5240 Corte Bocina Camarillo, CA | 2.0 | 2.0 | 972 | $3,090 | $3.18 | 3d | 1 | 0.79mi |
| 5176 Verdugo Way Camarillo, CA | 2.0 | 1.0–2.0 | 844 | $4,077 | $4.83 | 3d | 221 | 0.97mi |
| 7208 Village 7 Unit 7 Camarillo, CA | 2.0 | 2.0 | 1108 | $3,000 | $2.71 | 11d | 1 | 1.06mi |
| 208 Riverdale Ct #715 Camarillo, CA | 2.0 | 2.0 | 900 | $2,800 | $3.11 | 3d | 1 | 1.16mi |
| 1123 Via Montoya Unit 1123 Camarillo, CA | 2.0 | 2.0 | 994 | $2,650 | $2.67 | 11d | 1 | 1.19mi |
| 1157 Via Montoya Camarillo, CA | 2.0 | 2.0 | 1111 | $2,950 | $2.66 | 3d | 1 | 1.20mi |
| 1149 Via Montoya Camarillo, CA | 2.0 | 2.0 | 994 | $3,195 | $3.21 | 3d | 1 | 1.20mi |
| 23115 Village 23 Camarillo, CA | 2.0 | 2.0 | 1500 | $3,850 | $2.57 | 3d | 1 | 1.33mi |
| 3065 Village At the Park Dr Camarillo, CA | 1.0–2.0 | 1.0–2.0 | 753 | $3,095 | $4.11 | 3d | 4 | 1.36mi |
| 313 Westpark Ct Camarillo, CA | 2.0 | 1.0–1.5 | 838 | $3,225 | $3.85 | 3d | 2 | 1.36mi |
| 13104 Village 13 Camarillo, CA | 2.0 | 2.0 | 1498 | $3,400 | $2.27 | 3d | 1 | 1.37mi |
| 23205 Village 23 Camarillo, CA | 2.0 | 2.0 | 1108 | $3,200 | $2.89 | 3d | 1 | 1.38mi |
| 14117 Village 14 Camarillo, CA | 2.0 | 2.0 | 1836 | $3,700 | $2.02 | 3d | 1 | 1.40mi |
| 14104 Village 14 Camarillo, CA | 2.0 | 2.0 | 1498 | $3,800 | $2.54 | 17d | 1 | 1.44mi |
| 15313 Village 15 Camarillo, CA | 2.0 | 2.0 | 1000 | $2,900 | $2.90 | 3d | 1 | 1.44mi |
| 25207 Village 25 Camarillo, CA | 2.0 | 2.0 | 950 | $2,900 | $3.05 | 3d | 1 | 1.45mi |
| 5801 Firebird Ct Camarillo, CA | 3.0 | 2.0 | 1292 | $4,000 | $3.10 | 24d | 1 | 1.50mi |
Listing history 30 events
-
2026-06-21days on market $279,000 Active 289 DOM
-
2026-06-18days on market $279,000 Active 286 DOM
-
2026-06-17days on market $279,000 Active 285 DOM
-
2026-06-16days on market $279,000 Active 284 DOM
-
2026-06-15days on market $279,000 Active 283 DOM
-
2026-06-13days on market $279,000 Active 281 DOM
-
2026-06-10days on market $279,000 Active 278 DOM
-
2026-06-09days on market $279,000 Active 277 DOM
-
2026-06-08days on market $279,000 Active 276 DOM
-
2026-06-07days on market $279,000 Active 275 DOM
-
2026-06-05days on market $279,000 Active 272 DOM
-
2026-06-03days on market $279,000 Active 271 DOM
-
2026-06-02days on market $279,000 Active 270 DOM
-
2026-06-01days on market $279,000 Active 269 DOM
-
2026-05-31days on market $279,000 Active 268 DOM
-
2026-04-23status Active
-
2026-04-23price $279,000
-
2025-12-11price $295,000
-
2025-12-09status Active
-
2025-11-21historical Active Under Contract
-
2025-11-05price $310,000
-
2025-10-09status Active
-
2025-09-26historical Active Under Contract
-
2025-09-09price $315,000
-
2025-08-21$325,000 Active
-
2025-08-19price $325,000
-
2025-08-19historical $320,000
-
2004-03-04historical
-
2004-01-21
-
2002-11-15
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥94°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $40,295
- − Mortgage interest
- −$15,628
- − Property taxes
- −$4,185
- − Insurance
- −$1,395
- − Repairs & maintenance
- −$3,224
- − Management
- −$3,224
- − Depreciation
- −$8,116
- Taxable income
- $4,523
- Est. tax owed @ 24.0%
- −$1,086
- After-tax cash flow
- $7,610/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pleasant Valley
- NCES district ID
- 0630990
- Math proficiency
- 43% ▼ -10.00%
- Reading proficiency
- 57% ▼ -8.00%
- Median HH income
- $87,342
- Composite
- 46.3/100
- National rank
- #2476
- State rank
- #119 of 517 in CA
Livability — Camarillo
- Score
- 78/100
- State rank
- #72
- US rank
- #2776
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Camarillo, CA
- County
- Ventura County · 829,955 people
- City population
- 82,539
- Metro
- Oxnard-Thousand Oaks-Ventura, CA
- Population (ZIP)
- 35,791
- Household income
- $135,217
- Rent vs Own
- Severe rent burden
- 1204.0
Population outlook (Ventura County) Hauer SSP2
- Today (2025)
- 895,754 people
- By 2030
- 912,134 · +1.8%
- By 2040
- 931,454 · +4.0%
- By 2050
- 934,609 · +4.3%
- By 2075
- 924,899 · +3.3%
- By 2100
- 864,712 · -3.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 54% Hispanic / Latino 25% Two or more races 16% Asian 13% Black 3%
- Hispanic origin (detail)
- Mexican 19% Puerto Rican 2%
- Common ancestry
- Italian 2% Romanian 2% Lithuanian 2%
- Foreign-born
- 17% · Canada, China, South Korea
- Languages at home
- 73% English-only · Spanish 13% Other Indo-European 3% Tagalog/Filipino 2%
Political lean MEDSL · Ventura
- 2024 margin
- D (+15.1) · D 56.1% · R 41.0% · Other 2.9%
- 2008→2024 swing
- +2.8pp toward D · 2008: 12.3pp · 2024: 15.1pp
- All cycles
- 2024: D+15.1 2020: D+21.1 2016: D+16.8 2012: D+5.3 2008: D+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -517.29%
- Current HPI
- 276.7695
- Rent YoY
- ▲ 1.22%
- Metro
- Oxnard-Thousand Oaks-Ventura, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
-12.8% since first listed15 events — show timeline
- 2026-04-23 Relisted — CRMLS
- 2026-04-23 Price Changed $279,000 CRMLS
- 2025-12-11 Price Changed $295,000 CRMLS
- 2025-12-09 Relisted — CRMLS
- 2025-11-21 Contingent — CRMLS
- 2025-11-05 Price Changed $310,000 CRMLS
- 2025-10-09 Relisted — CRMLS
- 2025-09-26 Contingent — CRMLS
- 2025-09-09 Price Changed $315,000 CRMLS
- 2025-08-21 Listed $325,000 CRMLS
- 2025-08-19 Price Changed $325,000 CRMLS
- 2025-08-19 Coming Soon $320,000 CRMLS
- 2004-03-04 Delisted — CRMLS
- 2004-01-21 Listed — CRMLS
- 2002-11-15 Listed — CRMLS
Property tax history
+0.5%/yrLatest (2025): $225 · +4.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…