CashFlowRE
Sign in Sign up
14 Tahquitz Ct #213
B Composite 71.17
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.0/10.0
  • 1% rule +7.0/10.0
  • Schools +4.6/10.0
  • Livability +3.9/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$279,000

14 Tahquitz Ct #213 · Camarillo, CA 93012
2 bd · 2.0 ba · 1,440 sqft · Manufactured · 289 Days on market
Built 1980 3,920 sqft lot Est $455k · 39% under ↓ 13% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Newly refreshed photography and virtual staging, highlight this home's true beauty and potential! Exciting NEW opportunity in this premier 55+ active community-LAND PURCHASE is NOW available, creating long-term stability and added value!Enjoy peaceful surroundings, engaging community activities, and a lifestyle centered on ease and connections. A smart, simplified way to embrace resort-style living-without compromise.

Key facts

  • 3,920 sq ft lot
  • 3 parking spots
  • Community pool

Property features AI

Finance

  • Other: Manager approval required; Pets allowed
  • Financial info: Land lease amount: monthly (park-managed)
  • HOA & community: Senior community; Community features include gutters, curbs, and proximity to golf course; Rent includes association dues, trash, water, and sewer; Land lease in park (monthly)

Exterior

  • Parking: Attached carport with 3 spaces; RV access/parking; Guest parking available; Park name: Rancho Adolfo Mobile Home Estates
  • Security: Carbon monoxide detector(s); Smoke detector
  • Utilities: Public/district water; Public sewer; Natural gas available and connected; Electricity connected; Cable available and connected; Telephone available in street; Water connected; Sewer connected
  • Home design: Single-story home; Model: Lapaz; Turnkey, updated/remodeled condition; Mobile home remains (24' x 60'); Raised foundation; Faces private paved road
  • Construction: Composition roof; Raised foundation; One shed (outbuilding)
  • Exterior features: Composition roof; Covered front porch with concrete; Awning; Rain gutters; Shed on property; Patio present; No fencing; Sprinklers none; Landscaped; Cul-de-sac lot; Level with street; Close to clubhouse; No interior steps (accessible); Grab bars in bathroom(s); Parking access as accessibility feature

Interior

  • Kitchen: Open kitchen to family room; Gas range and gas oven; Microwave; Refrigerator; Dishwasher; Water heater unit
  • Bedrooms: Primary bedroom on main floor; All bedrooms on ground level; Primary suite with primary bathroom
  • Flooring: Carpet; Laminate
  • Bathrooms: Two full bathrooms; Upgraded/remodeled baths; Walk-in shower; Double sinks in primary bath; Vanity area
  • Heating & cooling: Central cooling with gas; Forced air heating with central furnace
  • Interior features: Front door entry; Wet bar; Built-ins; Ceiling fans; Sump pump; Storage space; Granite counters; Carbon monoxide and smoke detectors; Community heated spa
  • Laundry & utility: Dedicated laundry room; Washer included; Dryer included; Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $279k.

Deal economics

  • At list price, monthly cash flow is $725 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $279k).
  • Recommended offer: $246k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.4% vs local median 2.5% in Camarillo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#72 in CA, #2,776 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
  • Pleasant Valley (urban): math 43% / reading 57% proficiency, ranked #119 of 517 in CA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising (+1.2%/yr); 160 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,759 units permitted in Ventura County in 2024 (1,196 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Ventura County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 289 days — a 12% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 24y ago; this cycle's ask has dropped $46k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $245,520 (12.0% below list)

Questions for the listing agent

  1. It's been on market 289 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
9.41%
Cash-on-cash
11.13%
DSCR
1.50
GRM
6.9

CMA / ARV

ARV (on-the-fly)
$455,040
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
45 Tahquitz Dr #244 0.03mi 2/2.0 1,440 (0%) 13mo $455,000 $316 87
169 Tahquitz Dr #188 0.05mi 2/2.0 1,536 (+7%) 6mo $480,000 $313 81
193 Rancho Adolfo 0.20mi 2/2.0 1,536 (+7%) 3mo $538,500 $351 77
157 Rancho Adolfo Dr #39 0.14mi 2/2.0 1,536 (+7%) 9mo $539,000 $351 75
59 Caleta Dr #177 0.09mi 2/2.0 1,536 (+7%) 12mo $480,000 $313 75
50 Tahquitz Ct #249 0.04mi 2/2.0 1,248 (-13%) 2mo $269,000 $216 74
195 Rancho Adolfo Dr #129 0.18mi 2/2.0 1,488 (+3%) 14mo $559,950 $376 74
195 Rancho Adolfo Dr 0.18mi 2/— 1,488 (+3%) 14mo $559,950 $376 74
161 Tahquitz Dr #35 0.16mi 2/2.0 1,248 (-13%) 2mo $493,000 $395 68
30 Via Paloma #30 0.70mi 3/2.0 (+1) 1,416 (-2%) 10mo $235,000 $166 51
24 Via Rosal #24 0.74mi 2/2.0 1,292 (-10%) 3mo $275,000 $213 45
31 Via Paloma #31 0.68mi 3/2.0 (+1) 1,620 (+12%) 4mo $230,000 $142 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.22% rent growth · sell at horizon

5-year hold
IRR
-1.7%
Equity multiple
0.94×
Total profit
$-4,914
Equity at exit
$41,600
10-year hold
IRR
6.0%
Equity multiple
1.41×
Total profit
$31,961
Equity at exit
$24,123

Cash invested: $78,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93012

Rents YoY
1.2%
Active inventory
160
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$3,358 high interval (Pro) →
Mortgage (P&I)
$1,463
Tax est. 1.5%
$349 /mo · $4,185/yr
Insurance
$116
HOA
$0
Vacancy / Maint / Mgmt
$705
Net cashflow
$725

Break-even live

Break-even rent $2,441
Max offer price $279,000
Occupancy floor 73%

Sensitivity live

Price -10% $917 -5% $821 +0% $725 +5% $628 +10% $532
Rent -10% $459 -5% $592 +0% $725 +5% $857 +10% $990
Rate -1.0pp $865 -0.5pp $796 base $725 +0.5pp $652 +1.0pp $579

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,750
Closing costs
$8,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
197 La Veta Dr Camarillo, CA 3.0 2.0 1443 $4,000 $2.77 3d 1 0.50mi
1571 Flynn Rd Camarillo, CA 3.0 1.0–2.0 1081 $3,475 $3.21 3d 1 0.59mi
389 Castiano St Camarillo, CA 2.0 2.5 1365 $3,500 $2.56 3d 1 0.75mi
5240 Corte Bocina Camarillo, CA 2.0 2.0 972 $3,090 $3.18 3d 1 0.79mi
5176 Verdugo Way Camarillo, CA 2.0 1.0–2.0 844 $4,077 $4.83 3d 221 0.97mi
7208 Village 7 Unit 7 Camarillo, CA 2.0 2.0 1108 $3,000 $2.71 11d 1 1.06mi
208 Riverdale Ct #715 Camarillo, CA 2.0 2.0 900 $2,800 $3.11 3d 1 1.16mi
1123 Via Montoya Unit 1123 Camarillo, CA 2.0 2.0 994 $2,650 $2.67 11d 1 1.19mi
1157 Via Montoya Camarillo, CA 2.0 2.0 1111 $2,950 $2.66 3d 1 1.20mi
1149 Via Montoya Camarillo, CA 2.0 2.0 994 $3,195 $3.21 3d 1 1.20mi
23115 Village 23 Camarillo, CA 2.0 2.0 1500 $3,850 $2.57 3d 1 1.33mi
3065 Village At the Park Dr Camarillo, CA 1.0–2.0 1.0–2.0 753 $3,095 $4.11 3d 4 1.36mi
313 Westpark Ct Camarillo, CA 2.0 1.0–1.5 838 $3,225 $3.85 3d 2 1.36mi
13104 Village 13 Camarillo, CA 2.0 2.0 1498 $3,400 $2.27 3d 1 1.37mi
23205 Village 23 Camarillo, CA 2.0 2.0 1108 $3,200 $2.89 3d 1 1.38mi
14117 Village 14 Camarillo, CA 2.0 2.0 1836 $3,700 $2.02 3d 1 1.40mi
14104 Village 14 Camarillo, CA 2.0 2.0 1498 $3,800 $2.54 17d 1 1.44mi
15313 Village 15 Camarillo, CA 2.0 2.0 1000 $2,900 $2.90 3d 1 1.44mi
25207 Village 25 Camarillo, CA 2.0 2.0 950 $2,900 $3.05 3d 1 1.45mi
5801 Firebird Ct Camarillo, CA 3.0 2.0 1292 $4,000 $3.10 24d 1 1.50mi

Listing history 30 events

  1. 2026-06-21
    days on market $279,000 Active 289 DOM
  2. 2026-06-18
    days on market $279,000 Active 286 DOM
  3. 2026-06-17
    days on market $279,000 Active 285 DOM
  4. 2026-06-16
    days on market $279,000 Active 284 DOM
  5. 2026-06-15
    days on market $279,000 Active 283 DOM
  6. 2026-06-13
    days on market $279,000 Active 281 DOM
  7. 2026-06-10
    days on market $279,000 Active 278 DOM
  8. 2026-06-09
    days on market $279,000 Active 277 DOM
  9. 2026-06-08
    days on market $279,000 Active 276 DOM
  10. 2026-06-07
    days on market $279,000 Active 275 DOM
  11. 2026-06-05
    days on market $279,000 Active 272 DOM
  12. 2026-06-03
    days on market $279,000 Active 271 DOM
  13. 2026-06-02
    days on market $279,000 Active 270 DOM
  14. 2026-06-01
    days on market $279,000 Active 269 DOM
  15. 2026-05-31
    days on market $279,000 Active 268 DOM
  16. 2026-04-23
    status Active
  17. 2026-04-23
    price $279,000
  18. 2025-12-11
    price $295,000
  19. 2025-12-09
    status Active
  20. 2025-11-21
    historical Active Under Contract
  21. 2025-11-05
    price $310,000
  22. 2025-10-09
    status Active
  23. 2025-09-26
    historical Active Under Contract
  24. 2025-09-09
    price $315,000
  25. 2025-08-21
    listed $325,000 Active
  26. 2025-08-19
    price $325,000
  27. 2025-08-19
    historical $320,000
  28. 2004-03-04
    historical
  29. 2004-01-21
    listed
  30. 2002-11-15
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥94°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$40,295
− Mortgage interest
−$15,628
− Property taxes
−$4,185
− Insurance
−$1,395
− Repairs & maintenance
−$3,224
− Management
−$3,224
− Depreciation
−$8,116
Taxable income
$4,523
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,086
After-tax cash flow
$7,610/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pleasant Valley
NCES district ID
0630990
Math proficiency
43% ▼ -10.00%
Reading proficiency
57% ▼ -8.00%
Median HH income
$87,342
Composite
46.3/100
National rank
#2476
State rank
#119 of 517 in CA

Livability — Camarillo

Score
78/100
State rank
#72
US rank
#2776

Category grades

Amenities A+ Commute A+ Cost of living F Crime A Employment A+ Housing B- Health & safety A User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Camarillo, CA
County
Ventura County · 829,955 people
City population
82,539
Metro
Oxnard-Thousand Oaks-Ventura, CA
Population (ZIP)
35,791
Household income
$135,217
Rent vs Own
29.9% rent · 70.1% own
Severe rent burden
1204.0

Population outlook (Ventura County) Hauer SSP2

Today (2025)
895,754 people
By 2030
912,134 · +1.8%
By 2040
931,454 · +4.0%
By 2050
934,609 · +4.3%
By 2075
924,899 · +3.3%
By 2100
864,712 · -3.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 54% Hispanic / Latino 25% Two or more races 16% Asian 13% Black 3%
Hispanic origin (detail)
Mexican 19% Puerto Rican 2%
Common ancestry
Italian 2% Romanian 2% Lithuanian 2%
Foreign-born
17% · Canada, China, South Korea
Languages at home
73% English-only · Spanish 13% Other Indo-European 3% Tagalog/Filipino 2%

Political lean MEDSL · Ventura

2024 margin
D (+15.1) · D 56.1% · R 41.0% · Other 2.9%
2008→2024 swing
+2.8pp toward D · 2008: 12.3pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+21.1 2016: D+16.8 2012: D+5.3 2008: D+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -517.29%
Current HPI
276.7695
Rent YoY
▲ 1.22%
Metro
Oxnard-Thousand Oaks-Ventura, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-12.8% since first listed
15 events — show timeline
  • 2026-04-23 Relisted CRMLS
  • 2026-04-23 Price Changed $279,000 CRMLS
  • 2025-12-11 Price Changed $295,000 CRMLS
  • 2025-12-09 Relisted CRMLS
  • 2025-11-21 Contingent CRMLS
  • 2025-11-05 Price Changed $310,000 CRMLS
  • 2025-10-09 Relisted CRMLS
  • 2025-09-26 Contingent CRMLS
  • 2025-09-09 Price Changed $315,000 CRMLS
  • 2025-08-21 Listed $325,000 CRMLS
  • 2025-08-19 Price Changed $325,000 CRMLS
  • 2025-08-19 Coming Soon $320,000 CRMLS
  • 2004-03-04 Delisted CRMLS
  • 2004-01-21 Listed CRMLS
  • 2002-11-15 Listed CRMLS

Property tax history

+0.5%/yr

Latest (2025): $225 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…