19 Jubilee Park · Fulton, PA 17563

$87,900

2 bd · 1.0 ba · 840 sqft · Manufactured public records · 181 Days on market

Built 2025 $105/sqft · 41% below area Est $150k · 41% under ↓ 11% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +3.8/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

BRAND NEW 2025 Champion 16x59 in Jubilee Mobile Home Park in Peach Bottom PA (southern Lancaster county) with two bedrooms and one bathroom. 840 sq ft plus front porch. The lot rent is $368 per month and includes trash. Water and Sewer are billed separately. The park owner might consider a small fence for a pet. All dogs will be considered on a case by case basis. Included: Stove, refrigerator, microwave, and dishwasher. The home is AC-ready but the buyer will have to purchase their own compressor/outside unit. Easy commute to Maryland.

Key facts

• Ac ready
• Front porch
• Built 2025

Tags

• FRONT PORCH
• AC READY
• EASY COMMUTE TO MARYLAND

🏷️ Possibly a rental listed for sale. The $87,900 price doesn't fit this home's estimated sale value (~$150,012) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $88k.

Deal economics

• At list price, monthly cash flow is $556 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $88k).
• Recommended offer: $77k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Solanco SD (rural): math 31% / reading 57% proficiency, ranked #272 of 539 in PA (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Clermont El Sch (math 35% / reading 53%, grade F, #858 of 1,518 statewide, top 57%, 409 students, 44% FRL); Swift Ms (math 20% / reading 60%, grade F, #257 of 512 statewide, top 52%, 338 students, 40% FRL); Solanco Hs (math 57% / reading 24%, grade F, #255 of 437 statewide, top 60%, 1,081 students, 35% FRL).
• Market conditions: 10 active listings in the ZIP; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $608 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 181 days — a 12% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $77,352 (12.0% below list)

Questions for the listing agent

1. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.68% ✓
• Cap rate: 13.88%
• Cash-on-cash: 27.10%
• DSCR: 2.21
• GRM: 5.0

CMA / ARV

• ARV (median comp): $150,012
• List price: $87,900
• Delta: -41.40%
• Verdict: UNDERPRICED
• Comps: 8 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.1%
• Equity multiple: 1.86×
• Total profit: $21,185
• Equity at exit: $13,106

10-year hold

• IRR: 29.2%
• Equity multiple: 3.61×
• Total profit: $64,129
• Equity at exit: $7,600

Cash invested: $24,612 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17563

• Home prices YoY: -7.7%
• Active inventory: 10
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,473 medium
• Mortgage (P&I): −$461
• Tax est. 1.5%: −$110 /mo · $1,318/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$309
• Net cashflow: $556

Break-even live

Break-even rent $769

Max offer price $87,900

Occupancy floor 57%

Sensitivity live

Price	-10% $617	-5% $586	+0% $556	+5% $526	+10% $495
Rent	-10% $440	-5% $498	+0% $556	+5% $614	+10% $672
Rate	-1.0pp $600	-0.5pp $578	base $556	+0.5pp $533	+1.0pp $510

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $21,975
• Closing costs: $2,637
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-21
   days on market $87,900 Active 181 DOM
2. 2026-06-18
   days on market $87,900 Active 178 DOM
3. 2026-06-17
   days on market $87,900 Active 177 DOM
4. 2026-06-16
   days on market $87,900 Active 176 DOM
5. 2026-06-15
   days on market $87,900 Active 175 DOM
6. 2026-06-14
   days on market $87,900 Active 173 DOM
7. 2026-06-13
   days on market $87,900 Active 172 DOM
8. 2026-06-10
   days on market $87,900 Active 170 DOM
9. 2026-06-09
   days on market $87,900 Active 169 DOM
10. 2026-06-08
    days on market $87,900 Active 168 DOM
11. 2026-06-07
    days on market $87,900 Active 167 DOM
12. 2026-06-03
    days on market $87,900 Active 163 DOM
13. 2026-06-03
    price $87,900 Active 162 DOM
14. 2026-06-02
    days on market $88,900 Active 162 DOM
15. 2026-06-01
    days on market $88,900 Active 161 DOM
16. 2026-05-31
    days on market $88,900 Active 160 DOM
17. 2026-05-30
    days on market $88,900 Active 159 DOM
18. 2026-04-15
    price $88,900 542-char remark

    Show marketing remark (542 chars)

    BRAND NEW 2025 Champion 16x59 in Jubilee Mobile Home Park in Peach Bottom PA (southern Lancaster county) with two bedrooms and one bathroom. 840 sq ft plus front porch. The lot rent is $368 per month and includes trash. Water and Sewer are billed separately. The park owner might consider a small fence for a pet. All dogs will be considered on a case by case basis. Included: Stove, refrigerator, microwave, and dishwasher. The home is AC-ready but the buyer will have to purchase their own compressor/outside unit. Easy commute to Maryland.

19. 2025-12-23
    listed $89,900 Active 542-char remark

    Show marketing remark (542 chars)

    BRAND NEW 2025 Champion 16x59 in Jubilee Mobile Home Park in Peach Bottom PA (southern Lancaster county) with two bedrooms and one bathroom. 840 sq ft plus front porch. The lot rent is $368 per month and includes trash. Water and Sewer are billed separately. The park owner might consider a small fence for a pet. All dogs will be considered on a case by case basis. Included: Stove, refrigerator, microwave, and dishwasher. The home is AC-ready but the buyer will have to purchase their own compressor/outside unit. Easy commute to Maryland.

20. 2025-12-22
    historical
21. 2025-09-17
    price $89,999
22. 2025-08-06
    price $94,999
23. 2025-06-24
    listed $99,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,671
• − Mortgage interest: −$4,924
• − Property taxes: −$1,318
• − Insurance: −$440
• − Repairs & maintenance: −$1,414
• − Management: −$1,414
• − Depreciation: −$2,557
• Taxable income: $5,605
• Est. tax owed @ 24.0%: −$1,345
• After-tax cash flow: $5,326/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Solanco SD
• NCES district ID: 4221810
• Math proficiency: 31% ▼ -10.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $57,326
• Composite: 38.41/100
• National rank: #4205
• State rank: #272 of 539 in PA

Livability — Fulton

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 3,806

Population outlook (Lancaster County) Hauer SSP2

• Today (2025): 561,011 people
• By 2030: 570,969 · +1.8%
• By 2040: 585,929 · +4.4%
• By 2050: 591,056 · +5.4%
• By 2075: 594,747 · +6.0%
• By 2100: 558,850 · -0.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 13% Two or more races 12%
• Hispanic origin (detail): Mexican 1% Puerto Rican 11%
• Common ancestry: Iranian 5% Polish 5% Romanian 4%
• Foreign-born: 1%
• Languages at home: 73% English-only · German/W. Germanic 22% Spanish 4%

Political lean MEDSL · Lancaster

• 2024 margin: R (+15.9) · D 41.5% · R 57.5%
• 2008→2024 swing: -4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
• All cycles: 2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -23.35%
• Current HPI: 278.1684
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-10.7% since first listed

6 events — show timeline

• 2026-04-15 Price Changed $88,900 BRIGHT MLS
• 2025-12-23 Listed $89,900 BRIGHT MLS
• 2025-12-22 Listing Removed — BRIGHT MLS
• 2025-09-17 Price Changed $89,999 BRIGHT MLS
• 2025-08-06 Price Changed $94,999 BRIGHT MLS
• 2025-06-24 Listed $99,500 BRIGHT MLS

Property tax history

-0.7%/yr

Latest (2026): $88 · +5.0% YoY. Source: county tax records.