2025 Allison St · McKeesport, PA 15132

$89,900

2 bd · 1.0 ba · 928 sqft · SingleFamily public records · 27 Days on market

Built 1940 4,199 sqft lot Est $68k · 33% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.8/30.0
• DSCR +9.2/10.0
• 1% rule +7.4/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

A great starter home with a fantastic view from the covered back porch, this home is located close to parks, schools and shopping. The hardwood floors have been refinished and the decorative fireplace makes for an excellent focal point when decorating the living room. The dining room is roomy enough to add a desk for a home office. The kitchen has plenty of storage and additional counter space for eating or preparing meals when entertaining family and friends. The bedrooms are located on the second floor with the updated full bathroom. There is a nice sized backyard with additional patio seating.

Key facts

• Manageable lot
• Woodland park area
• 4,199 sq ft lot

Tags

• WOODLAND PARK AREA
• FULL UNFINISHED BASEMENT
• MANAGEABLE LOT

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water service; Public sewer service
• Home design: Two-story frame house; Asphalt roof; Resale property
• Construction: Frame construction; Asphalt roof
• Exterior features: Public water; Public sewer

Interior

• Kitchen: Main-level kitchen
• Bedrooms: Two bedrooms (both on the upper level)
• Flooring: Hardwood
• Bathrooms: One full bathroom
• Heating & cooling: Gas heating
• Interior features: Hardwood flooring; Full basement with walk-up access; Five total rooms

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $90k.

Deal economics

• At list price, monthly cash flow is $245 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $90k).
• Recommended offer: $89k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#1,089 in PA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, health & safety D, crime F.
• Mckeesport Area SD (suburban): math 11% / reading 28% proficiency, ranked #499 of 539 in PA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 113 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
• This rent runs 38% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $50k; list at $90k implies a 80% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $88,551 (1.5% below list)

Questions for the listing agent

1. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.24% ✓
• Cap rate: 9.57%
• Cash-on-cash: 11.70%
• DSCR: 1.52
• GRM: 6.7

CMA / ARV

• ARV (on-the-fly): $67,744
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2101 Barnsdale Ave	0.33mi	2/2.0	928 (0%)	6mo	$45,500	$49	75
2619 Harrison St	0.30mi	2/1.0	955 (+3%)	8mo	$69,900	$73	74
2620 Kansas St	0.34mi	2/1.0	972 (+5%)	8mo	$51,550	$53	70
2116 Barnsdale Ave	0.31mi	2/1.5	1,008 (+9%)	4mo	$43,500	$43	66
2714 Kansas St	0.40mi	2/2.0	912 (-2%)	11mo	$124,900	$137	66
2407 Harrison St	0.17mi	2/1.0	832 (-10%)	12mo	$58,000	$70	65
2004 Orofino St	0.13mi	2/2.0	825 (-11%)	8mo	$130,500	$158	64
2805 Riverview St	0.53mi	2/1.0	864 (-7%)	0mo	$65,000	$75	64
2720 Garbett St	0.62mi	3/2.0 (+1)	888 (-4%)	2mo	$30,000	$34	53
1211 Meadow St	0.50mi	3/1.0 (+1)	992 (+7%)	8mo	$56,915	$57	53
717 King St	0.52mi	3/1.5 (+1)	1,008 (+9%)	4mo	$135,000	$134	51
444 27th St	0.63mi	3/1.5 (+1)	812 (-12%)	9mo	$132,000	$163	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 1.1%
• Equity multiple: 1.04×
• Total profit: $1,083
• Equity at exit: $13,404

10-year hold

• IRR: 10.8%
• Equity multiple: 1.84×
• Total profit: $21,166
• Equity at exit: $7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15132

• Home prices YoY: -32.9%
• Active inventory: 113
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,115 high
• Mortgage (P&I): −$471
• Tax from tax record: −$127 /mo · $1,518/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$234
• Net cashflow: $245

Break-even live

Break-even rent $804

Max offer price $89,900

Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,475
• Closing costs: $2,697
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3506 Mayfair St Unit B McKeesport, PA	2.0	1.0	948	$1,200	$1.27	44d	1	0.11mi
1114-1116 Ohio St Unit 2R McKeesport, PA	2.0	1.0	878	$850	$0.97	16d	1	0.60mi
1108 Prescott St White Oak, PA	2.0	1.0	945	$1,200	$1.27	12d	1	0.72mi
2918 Walnut St Apt 3 McKeesport, PA	2.0	1.0	800	$850	$1.06	44d	1	0.77mi
311-313 24th St McKeesport, PA	2.0	1.0	950	$900	$0.95	44d	1	0.88mi
152 Royal Oak Dr White Oak, PA	1.0–2.0	1.0–2.0	930	$1,445	$1.55	2d	9	1.07mi
1735 Ohio Ave Unit 6 White Oak, PA	3.0	1.0	1034	$1,200	$1.16	44d	1	1.17mi
505 Olympia Park Plz McKeesport, PA	1.0	1.0	800	$775	$0.97	24d	1	1.29mi
1827 California Ave Apt 2 Front Second Floor White Oak, PA	1.0	1.0	750	$900	$1.20	14d	1	1.29mi
1205 5th Ave McKeesport, PA	1.0	1.0	593	$1,090	$1.84	44d	1	1.34mi
913 Center St McKeesport, PA	1.0–2.0	1.0	900	$1,005	$1.12	2d	7	1.41mi

Listing history 39 events

1. 2026-06-18
   days on market $89,900 Active 27 DOM
2. 2026-06-17
   days on market $89,900 Active 26 DOM
3. 2026-06-16
   days on market $89,900 Active 25 DOM
4. 2026-06-15
   days on market $89,900 Active 24 DOM
5. 2026-06-13
   days on market $89,900 Active 22 DOM
6. 2026-06-13
   days on market $89,900 Active 21 DOM
7. 2026-06-09
   days on market $89,900 Active 18 DOM
8. 2026-06-08
   days on market $89,900 Active 17 DOM
9. 2026-06-07
   days on market $89,900 Active 16 DOM
10. 2026-06-03
    days on market $89,900 Active 12 DOM
11. 2026-06-02
    days on market $89,900 Active 11 DOM
12. 2026-06-01
    days on market $89,900 Active 10 DOM
13. 2026-05-31
    days on market $89,900 Active 9 DOM
14. 2026-05-22
    listed $89,900 Active
15. 2021-07-12
    soldstatus $50,000
16. 2021-06-16
    soldstatus $50,000 Closed 603-char remark

    Show marketing remark (603 chars)

    A great starter home with a fantastic view from the covered back porch, this home is located close to parks, schools and shopping. The hardwood floors have been refinished and the decorative fireplace makes for an excellent focal point when decorating the living room. The dining room is roomy enough to add a desk for a home office. The kitchen has plenty of storage and additional counter space for eating or preparing meals when entertaining family and friends. The bedrooms are located on the second floor with the updated full bathroom. There is a nice sized backyard with additional patio seating.

17. 2021-05-19
    historical Contingent 603-char remark

    Show marketing remark (603 chars)

    A great starter home with a fantastic view from the covered back porch, this home is located close to parks, schools and shopping. The hardwood floors have been refinished and the decorative fireplace makes for an excellent focal point when decorating the living room. The dining room is roomy enough to add a desk for a home office. The kitchen has plenty of storage and additional counter space for eating or preparing meals when entertaining family and friends. The bedrooms are located on the second floor with the updated full bathroom. There is a nice sized backyard with additional patio seating.

18. 2021-05-10
    status Active 603-char remark

    Show marketing remark (603 chars)

    A great starter home with a fantastic view from the covered back porch, this home is located close to parks, schools and shopping. The hardwood floors have been refinished and the decorative fireplace makes for an excellent focal point when decorating the living room. The dining room is roomy enough to add a desk for a home office. The kitchen has plenty of storage and additional counter space for eating or preparing meals when entertaining family and friends. The bedrooms are located on the second floor with the updated full bathroom. There is a nice sized backyard with additional patio seating.

19. 2021-04-27
    historical Contingent 603-char remark

    Show marketing remark (603 chars)

    A great starter home with a fantastic view from the covered back porch, this home is located close to parks, schools and shopping. The hardwood floors have been refinished and the decorative fireplace makes for an excellent focal point when decorating the living room. The dining room is roomy enough to add a desk for a home office. The kitchen has plenty of storage and additional counter space for eating or preparing meals when entertaining family and friends. The bedrooms are located on the second floor with the updated full bathroom. There is a nice sized backyard with additional patio seating.

20. 2021-04-22
    status Active 603-char remark

    Show marketing remark (603 chars)

    A great starter home with a fantastic view from the covered back porch, this home is located close to parks, schools and shopping. The hardwood floors have been refinished and the decorative fireplace makes for an excellent focal point when decorating the living room. The dining room is roomy enough to add a desk for a home office. The kitchen has plenty of storage and additional counter space for eating or preparing meals when entertaining family and friends. The bedrooms are located on the second floor with the updated full bathroom. There is a nice sized backyard with additional patio seating.

21. 2021-03-24
    historical Contingent 603-char remark

    Show marketing remark (603 chars)

    A great starter home with a fantastic view from the covered back porch, this home is located close to parks, schools and shopping. The hardwood floors have been refinished and the decorative fireplace makes for an excellent focal point when decorating the living room. The dining room is roomy enough to add a desk for a home office. The kitchen has plenty of storage and additional counter space for eating or preparing meals when entertaining family and friends. The bedrooms are located on the second floor with the updated full bathroom. There is a nice sized backyard with additional patio seating.

22. 2021-03-10
    listed $58,500 Active 603-char remark

    Show marketing remark (603 chars)

    A great starter home with a fantastic view from the covered back porch, this home is located close to parks, schools and shopping. The hardwood floors have been refinished and the decorative fireplace makes for an excellent focal point when decorating the living room. The dining room is roomy enough to add a desk for a home office. The kitchen has plenty of storage and additional counter space for eating or preparing meals when entertaining family and friends. The bedrooms are located on the second floor with the updated full bathroom. There is a nice sized backyard with additional patio seating.

23. 2018-05-10
    soldstatus $34,000
24. 2018-05-08
    soldstatus $34,000 Sold 342-char remark

    Show marketing remark (342 chars)

    Welcome to 2025 Allison! This well maintained cape cod home is nestled in a quiet neighborhood with great views from the back porch and within walking distance to Renzie Park. Newer windows, fresh paint and a completely updated bathroom make this house move in ready. Plenty of space and storage through out, this is the perfect starter home.

25. 2018-05-01
    status Under Contract 342-char remark

    Show marketing remark (342 chars)

    Welcome to 2025 Allison! This well maintained cape cod home is nestled in a quiet neighborhood with great views from the back porch and within walking distance to Renzie Park. Newer windows, fresh paint and a completely updated bathroom make this house move in ready. Plenty of space and storage through out, this is the perfect starter home.

26. 2018-03-26
    historical Contingent 342-char remark

    Show marketing remark (342 chars)

    Welcome to 2025 Allison! This well maintained cape cod home is nestled in a quiet neighborhood with great views from the back porch and within walking distance to Renzie Park. Newer windows, fresh paint and a completely updated bathroom make this house move in ready. Plenty of space and storage through out, this is the perfect starter home.

27. 2018-03-03
    status Active 342-char remark

    Show marketing remark (342 chars)

    Welcome to 2025 Allison! This well maintained cape cod home is nestled in a quiet neighborhood with great views from the back porch and within walking distance to Renzie Park. Newer windows, fresh paint and a completely updated bathroom make this house move in ready. Plenty of space and storage through out, this is the perfect starter home.

28. 2018-02-14
    historical Contingent 342-char remark

    Show marketing remark (342 chars)

    Welcome to 2025 Allison! This well maintained cape cod home is nestled in a quiet neighborhood with great views from the back porch and within walking distance to Renzie Park. Newer windows, fresh paint and a completely updated bathroom make this house move in ready. Plenty of space and storage through out, this is the perfect starter home.

29. 2018-01-09
    price $36,000 342-char remark

    Show marketing remark (342 chars)

    Welcome to 2025 Allison! This well maintained cape cod home is nestled in a quiet neighborhood with great views from the back porch and within walking distance to Renzie Park. Newer windows, fresh paint and a completely updated bathroom make this house move in ready. Plenty of space and storage through out, this is the perfect starter home.

30. 2017-09-19
    listed $38,000 Active 342-char remark

    Show marketing remark (342 chars)

    Welcome to 2025 Allison! This well maintained cape cod home is nestled in a quiet neighborhood with great views from the back porch and within walking distance to Renzie Park. Newer windows, fresh paint and a completely updated bathroom make this house move in ready. Plenty of space and storage through out, this is the perfect starter home.

31. 2017-08-03
    historical Withdrawn
32. 2017-07-14
    price $42,999
33. 2017-06-15
    price $46,999
34. 2017-03-30
    price $48,000
35. 2016-12-06
    price $48,700
36. 2016-11-06
    listed $52,000 Active
37. 2008-08-26
    soldstatus $34,000
38. 2008-08-18
    soldstatus $34,000
39. 2008-05-19
    listed $34,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,518 · $127/mo
• Projected year-2 tax: $1,518 · $127/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 9 unhealthy d/yr today · 11 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,378
• − Mortgage interest: −$5,036
• − Property taxes: −$1,518
• − Insurance: −$450
• − Repairs & maintenance: −$1,070
• − Management: −$1,070
• − Depreciation: −$2,615
• Taxable income: $1,619
• Est. tax owed @ 24.0%: −$389
• After-tax cash flow: $2,555/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mckeesport Area SD
• NCES district ID: 4214940
• Math proficiency: 11% ▼ -9.00%
• Reading proficiency: 28% ▼ -10.00%
• Median HH income: $33,779
• Composite: 15.88/100
• National rank: #9257
• State rank: #499 of 539 in PA

Livability — McKeesport

• Score: 66/100
• State rank: #1089
• US rank: #12321

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety D User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: McKeesport, PA
• County: Allegheny County · 1,022,028 people
• City population: 25,010
• Metro: Pittsburgh, PA
• Population (ZIP): 18,898
• Household income: $35,397
• Rent vs Own: 49.0% rent · 51.0% own
• Severe rent burden: 1239.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 50% Black 35% Two or more races 10% Hispanic / Latino 4% Asian 1%
• Common ancestry: Romanian 5% Serbian 2% Scotch-Irish 2%
• Foreign-born: 2% · Canada, China
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -71.01%
• Current HPI: 145.195
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+164.4% since first listed

26 events — show timeline

• 2026-05-22 Listed $89,900 West Penn MLS
• 2021-07-12 Sold (Public Records) $50,000 Public Records
• 2021-06-16 Sold (MLS) $50,000 West Penn MLS
• 2021-05-19 Contingent — West Penn MLS
• 2021-05-10 Relisted — West Penn MLS
• 2021-04-27 Contingent — West Penn MLS
• 2021-04-22 Relisted — West Penn MLS
• 2021-03-24 Contingent — West Penn MLS
• 2021-03-10 Listed $58,500 West Penn MLS
• 2018-05-10 Sold (Public Records) $34,000 Public Records
• 2018-05-08 Sold (MLS) $34,000 West Penn MLS
• 2018-05-01 Pending — West Penn MLS
• 2018-03-26 Contingent — West Penn MLS
• 2018-03-03 Relisted — West Penn MLS
• 2018-02-14 Contingent — West Penn MLS
• 2018-01-09 Price Changed $36,000 West Penn MLS
• 2017-09-19 Listed $38,000 West Penn MLS
• 2017-08-03 Delisted — West Penn MLS
• 2017-07-14 Price Changed $42,999 West Penn MLS
• 2017-06-15 Price Changed $46,999 West Penn MLS
• 2017-03-30 Price Changed $48,000 West Penn MLS
• 2016-12-06 Price Changed $48,700 West Penn MLS
• 2016-11-06 Listed $52,000 West Penn MLS
• 2008-08-26 Sold (Public Records) $34,000 Public Records
• 2008-08-18 Sold (MLS) $34,000 West Penn MLS
• 2008-05-19 Listed $34,000 West Penn MLS

Property tax history

+12.5%/yr

Latest (2026): $1,518 · +0.0% YoY. Source: county tax records.