221 Jupiter Dr · Pinson, AL 35215

$169,900

3 bd · 2.0 ba · 1,987 sqft · SingleFamily public records · 35 Days on market

Built 1973 0.28 ac lot $86/sqft · 17% below area Est $205k · 17% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.0/30.0
• ARV discount +15.0/15.0
• DSCR +6.4/10.0
• 1% rule +4.6/10.0
• Rent growth +3.3/5.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks

Discover this classic 3-bedroom, 2-bathroom ranch-style home in the established Astro World community! Boasting nearly 2,000 sq. ft. of living space, this 1973 gem offers the perfect blend of comfort and potential. The main level features a spacious living area, a functional kitchen, and three well-appointed bedrooms. Downstairs, the full basement provides incredible flexibility, featuring a cozy den with a wood-burning fireplace and ample room for a workshop or storage alongside the basement-level garage. Enjoy outdoor living on the rear patio overlooking a generous 0.28-acre lot.

Key facts

• Ranch-style home
• Full basement
• Rear patio

Tags

• RANCH-STYLE HOME
• FULL BASEMENT
• WOOD-BURNING FIREPLACE
• REAR PATIO
• 0.28-ACRE LOT

Property features AI

Finance

• Other: Parcel ID 12-00-06-3-004-018.000; Lot size approximately 0.28 acres; Subdivision: ASTRO WORLD
• HOA & community: No association fee

Exterior

• Parking: Attached garage with side entry; 1 total garage space (located at basement level)
• Utilities: Public water; Connected sewer; Internet service available; Gas water heater
• Home design: Existing property; Basement foundation; Brick over foundation with vinyl siding
• Construction: Brick over foundation; Vinyl siding
• Exterior features: Open patio; Garden/Patio; Open deck; Interior lot in a subdivision; Not waterfront; No pool

Interior

• Kitchen: Dishwasher (built-in); Electric and gas stove; Laminate countertops; Pantry
• Bedrooms: Master bedroom (Level 1); Additional bedrooms on Level 1
• Flooring: Carpet; Hardwood laminate
• Bathrooms: Two full bathrooms; Tub/shower combos
• Heating & cooling: Central heating (gas); Central electric cooling
• Interior features: Smooth ceilings; Woodburning fireplace with insert in the den; Pantry
• Laundry & utility: Laundry room in the basement; Washer hookup; Electric dryer hookup; Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $210 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $163k (3.8% below list).
• Recommended offer: $163k (3.8% below list) — sets the bar for 1% rule.
• Cap rate 7.8% vs local median 5.3% in Pinson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#289 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Center Point Elementary School (618 students, 82% FRL); Center Point High School (math 2% / reading 2%, grade F, #291 of 305 statewide, top 100%, 774 students, 91% FRL) — zoned schools average 86% FRL vs 49% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 2% at this address vs 20% district-wide (-18 pts) — the specific schools serving this property underperform the Jefferson County average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+3.0%/yr); 334 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
• This rent runs 37% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 35 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $163,494 (3.8% below list)

Questions for the listing agent

1. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.77%
• Cash-on-cash: 5.29%
• DSCR: 1.24
• GRM: 8.7

CMA / ARV

• ARV (median comp): $205,325
• List price: $169,900
• Delta: -17.25%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
201 Jupiter Dr	0.09mi	3/2.0	1,963 (-1%)	17mo	$162,500	$83	80
245 Jupiter Dr	0.09mi	4/2.5 (+1)	1,907 (-4%)	18mo	$164,000	$86	68
301 Westchester Dr	0.50mi	3/2.0	2,082 (+5%)	16mo	$185,000	$89	56
315 40th Ave NE	0.70mi	3/2.0	1,905 (-4%)	7mo	$215,000	$113	55
2926 2nd Pl NW	0.40mi	4/2.5 (+1)	1,818 (-8%)	9mo	$225,000	$124	53
3041 Carleton Rd	0.47mi	4/2.0 (+1)	2,156 (+8%)	11mo	$265,000	$123	50
466 Westchester Dr	0.57mi	3/2.5	1,800 (-9%)	14mo	$186,000	$103	44
2809 2nd Pl NW	0.68mi	3/2.0	1,839 (-7%)	15mo	$215,000	$117	44
434 Westchester Dr	0.54mi	4/2.0 (+1)	1,740 (-12%)	9mo	$174,000	$100	41
2801 3rd St NW	0.66mi	3/2.0	1,720 (-13%)	19mo	$161,450	$94	31
4062 Hickory Dr NW	0.73mi	3/2.0	2,188 (+10%)	24mo	$190,000	$87	29
2816 2nd St NW	0.67mi	4/2.0 (+1)	1,792 (-10%)	22mo	$225,000	$126	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.04% rent growth · sell at horizon

5-year hold

• IRR: -8.1%
• Equity multiple: 0.70×
• Total profit: $-14,148
• Equity at exit: $25,333

10-year hold

• IRR: 1.5%
• Equity multiple: 1.11×
• Total profit: $5,010
• Equity at exit: $14,690

Cash invested: $47,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35215

• Home prices YoY: -34.4%
• Rents YoY: 3.0%
• Active inventory: 334
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $1,635 high
• Mortgage (P&I): −$891
• Tax from tax record: −$120 /mo · $1,443/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$343
• Net cashflow: $210

Break-even live

Break-even rent $1,370

Max offer price $169,900

Occupancy floor 82%

Sensitivity live

Price	-10% $306	-5% $258	+0% $210	+5% $162	+10% $113
Rent	-10% $80	-5% $145	+0% $210	+5% $274	+10% $339
Rate	-1.0pp $295	-0.5pp $253	base $210	+0.5pp $166	+1.0pp $121

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,475
• Closing costs: $5,097
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3814 Mars Ave Center Point, AL	4.0	2.0	2063	$1,890	$0.92	44d	1	0.08mi
5992 Princess Blvd Birmingham, AL	3.0	2.0	1454	$1,661	$1.14	44d	1	0.36mi
202 Westchester Dr Birmingham, AL	4.0	2.0	1374	$1,300	$0.95	24d	1	0.37mi
345 Saint John Rd NW Birmingham, AL	3.0	2.0	2142	$1,731	$0.81	3d	1	0.52mi
212 Saint John Dr NW Birmingham, AL	2.0	2.0	1445	$1,423	$0.98	15d	1	0.53mi
340 40th Ave NE Center Point, AL	3.0	2.0	2007	$1,650	$0.82	16d	1	0.80mi
127 Fox Hill Ct Center Point, AL	3.0	2.0	1418	$1,545	$1.09	44d	1	0.91mi
408 Sunhill Rd NW Center Point, AL	3.0	1.5	1290	$1,355	$1.05	44d	1	1.08mi
532 26th Ave NW Center Point, AL	4.0	1.0	1644	$1,250	$0.76	44d	1	1.15mi
3104 Cobblestone Dr Birmingham, AL	3.0	1.5	1533	$1,516	$0.99	3d	1	1.21mi
4246 Centerwood Dr Birmingham, AL	3.0	2.0	1336	$1,450	$1.09	16d	1	1.22mi
2416 4th St NW Center Point, AL	4.0	2.0	1400	$1,500	$1.07	24d	1	1.25mi
2655 6th St NE Center Point, AL	3.0	2.0	1600	$1,390	$0.87	3d	1	1.26mi
605 Country View Dr Birmingham, AL	3.0	2.0	1698	$1,560	$0.92	44d	1	1.28mi
607 Country View Dr Birmingham, AL	4.0	2.0	1568	$1,550	$0.99	24d	1	1.29mi
2708 7th St NE Center Point, AL	3.0	1.0	1451	$1,150	$0.79	44d	1	1.44mi
1104 Oak Creek Trl NE Birmingham, AL	3.0	2.0	1233	$1,543	$1.25	2d	1	1.45mi
3005 Sweeney Hollow Pl Birmingham, AL	3.0	2.0	2014	$1,325	$0.66	15d	1	1.45mi

Listing history 20 events

1. 2026-06-18
   days on market $169,900 Active 35 DOM
2. 2026-06-17
   days on market $169,900 Active 34 DOM
3. 2026-06-16
   days on market $169,900 Active 33 DOM
4. 2026-06-15
   days on market $169,900 Active 32 DOM
5. 2026-06-13
   days on market $169,900 Active 30 DOM
6. 2026-06-10
   days on market $169,900 Active 27 DOM
7. 2026-06-09
   days on market $169,900 Active 26 DOM
8. 2026-06-08
   days on market $169,900 Active 25 DOM
9. 2026-06-07
   days on market $169,900 Active 24 DOM
10. 2026-06-03
    days on market $169,900 Active 20 DOM
11. 2026-06-02
    days on market $169,900 Active 19 DOM
12. 2026-06-01
    days on market $169,900 Active 18 DOM
13. 2026-05-31
    days on market $169,900 Active 17 DOM
14. 2026-05-14
    listed $169,900 Active 588-char remark
15. 2024-03-12
    soldstatus $3,442,500
16. 2016-04-29
    soldstatus $1,224,000
17. 2016-04-29
    soldstatus $15,394,150
18. 2015-11-04
    soldstatus $56,000
19. 1998-03-24
    soldstatus $84,900
20. 1992-05-05
    soldstatus $71,377

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,443 · $120/mo
• Projected year-2 tax: $1,443 · $120/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 11 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,619
• − Mortgage interest: −$9,517
• − Property taxes: −$1,443
• − Insurance: −$850
• − Repairs & maintenance: −$1,570
• − Management: −$1,570
• − Depreciation: −$4,943
• Taxable loss: −$272
• Est. tax savings @ 24.0%: +$65
• After-tax cash flow: $2,580/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Pinson

• Score: 60/100
• State rank: #289
• US rank: #18763

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment B+ Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pinson, AL
• County: Jefferson County · 527,445 people
• City population: 22,599
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 43,903
• Household income: $52,793
• Rent vs Own: 43.4% rent · 56.6% own
• Severe rent burden: 1729.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (75%)
• Race & ethnicity: Black 75% White 15% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Lithuanian 1% Italian 1% Slovak 1%
• Foreign-born: 4% · Canada
• Languages at home: 92% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -112.97%
• Current HPI: 215.0607
• Rent YoY: ▲ 3.04%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+138.0% since first listed

7 events — show timeline

• 2026-05-14 Listed $169,900 Greater Alabama MLS
• 2024-03-12 Sold (Public Records) $3,442,500 Public Records
• 2016-04-29 Sold (Public Records) $15,394,150 Public Records
• 2016-04-29 Sold (Public Records) $1,224,000 Public Records
• 2015-11-04 Sold (Public Records) $56,000 Public Records
• 1998-03-24 Sold (Public Records) $84,900 Public Records
• 1992-05-05 Sold (Public Records) $71,377 Public Records

Property tax history

+6.1%/yr

Latest (2025): $1,443 · +0.0% YoY. Source: county tax records.