4704 Timberline Ave · Firestone, CO 80504

$135,000

3 bd · 2.0 ba · 1,392 sqft · Manufactured · 87 Days on market

Built 2000 Good condition 1,392 sqft lot Est $129k · at est. $1000/mo HOA · 39% of rent ↓ 7% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.7/30.0
• 1% rule +10.0/10.0
• ARV discount +5.6/15.0
• DSCR +5.2/10.0
• Condition / age +4.0/5.0
• Schools +3.8/10.0
• Livability +3.7/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to this move-in ready 3-bedroom, 2-bath home in the highly sought-after Eagle Crest community! This beautifully updated property offers a bright, open-concept living area filled with natural light, a dedicated dining space, and an eat-in kitchen—perfect for everyday living and entertaining. The versatile floor plan includes a flexible third bedroom ideal for a home office, guest room, or hobby space. Two additional generously sized bedrooms and two full bathrooms provide both comfort and convenience. Enjoy major upgrades throughout, including new appliances, newer roof, newer A/C, updated bathrooms, and a newer hot water heater—offering peace of mind and modern efficienc

Key facts

• Covered porch
• Clubhouse
• Community pool

Tags

• EAGLE CREST COMMUNITY
• PRIVATE YARD SPACE
• COVERED PORCH
• SMALL WORKSHOP
• COMMUNITY POOL
• CLUBHOUSE

Property features AI

Finance

• Other: Located in the Eaglecrest park
• Financial info: Land lease in place ($1,000 monthly, expires March 31, 2026)
• HOA & community: Part of Eagle Crest association (professionally managed); Clubhouse amenity; Association fee $1,000 monthly

Exterior

• Parking: Parking for 3 vehicles; Concrete parking surface
• Utilities: Public water; Public sewer
• Home design: Manufactured in-park home; Manufactured home subtype; Individual ownership; Facing information not provided
• Construction: Metal siding; Composition roof
• Exterior features: Covered front porch; Corner lot

Interior

• Kitchen: Kitchen on main level
• Bedrooms: 3 bedrooms, all on the main level
• Bathrooms: 2 bathrooms (1 full and 1 three-quarter), both on the main level
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Living room on main level; Dining room on main level

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $135k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $85 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $135k).
• Recommended offer: $127k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.0% vs local median 2.9% in Firestone — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#44 in CO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, cost of living F.
• St. Vrain Valley School District No. Re1J (suburban): math 32% / reading 51% proficiency, ranked #23 of 86 in CO (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Centennial Elementary (math 32% / reading 47%, grade F, #357 of 966 statewide, top 40%, 468 students, 33% FRL); Coal Ridge Middle School (math 23% / reading 46%, grade F, #106 of 270 statewide, top 42%, 800 students, 32% FRL); Mead High School (math 34% / reading 59%, grade D-, #137 of 381 statewide, top 36%, 1,119 students, 25% FRL) — zoned schools at 30% FRL track the district average.
• Market conditions: Rents soft (-2.3%/yr); 551 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,170 units permitted in Weld County in 2024 (278 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Weld County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 87 days — a 6% lower offer ($127k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: HOA is 39% of rent.

Recommended offer $126,900 (6.0% below list)

Questions for the listing agent

1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.89% ✓
• Cap rate: 7.05%
• Cash-on-cash: 2.70%
• DSCR: 1.12
• GRM: 4.4

CMA / ARV

• ARV (on-the-fly): $129,456
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10600 Titan Ave	0.08mi	3/2.0	1,404 (+1%)	10mo	$143,000	$102	87
10658 Bald Eagle Cir	0.07mi	4/2.0 (+1)	1,456 (+5%)	3mo	$125,000	$86	82
4616 Tilbury Ct	0.16mi	3/2.0	1,456 (+5%)	4mo	$135,000	$93	82
10540 Barron Cir	0.29mi	3/2.0	1,350 (-3%)	1mo	$157,000	$116	81
10846 Bailey St	0.30mi	3/2.0	1,404 (+1%)	9mo	$125,000	$89	77
10686 Baily St #153	0.20mi	4/2.0 (+1)	1,456 (+5%)	6mo	$127,000	$87	73
10611 Barron Cir	0.15mi	3/2.0	1,216 (-13%)	3mo	$100,000	$82	70
4785 Audrey St #261	0.09mi	3/2.0	1,216 (-13%)	10mo	$129,900	$107	67
10729 Belmont St #146	0.26mi	3/2.0	1,292 (-7%)	11mo	$70,000	$54	67
10844 Belmont St N	0.33mi	3/2.0	1,512 (+9%)	6mo	$162,500	$107	65
4785 Audrey St	0.09mi	2/2.0 (-1)	1,216 (-13%)	10mo	$129,900	$107	62
10833 Belmont St	0.31mi	3/2.0	1,216 (-13%)	12mo	$97,000	$80	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -18.5%
• Equity multiple: 0.38×
• Total profit: $-23,296
• Equity at exit: $20,129

10-year hold

• IRR: -36.1%
• Equity multiple: -0.05×
• Total profit: $-39,594
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80504

• Rents YoY: -2.3%
• Active inventory: 551
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $2,554 high
• Mortgage (P&I): −$708
• Tax est. 1.5%: −$169 /mo · $2,025/yr
• Insurance: −$56
• HOA: −$1,000
• Vacancy / Maint / Mgmt: −$536
• Net cashflow: $85

Break-even live

Break-even rent $2,447

Max offer price $135,000

Occupancy floor 92%

Sensitivity live

Price	-10% $178	-5% $132	+0% $85	+5% $38	+10% $-8
Rent	-10% $-117	-5% $-16	+0% $85	+5% $186	+10% $287
Rate	-1.0pp $153	-0.5pp $119	base $85	+0.5pp $50	+1.0pp $14

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10670 Jake Jabs Blvd Firestone, CO	1.0–3.0	1.0–2.0	1036	$2,595	$2.50	15d	26	0.23mi
10910 Turner Blvd #70 Longmont, CO	3.0	2.0	1152	$1,999	$1.74	23d	1	0.88mi
4347 Rangeview Cir Longmont, CO	3.0–5.0	2.0–3.0	2143	$2,995	$1.40	15d	4	1.02mi
10692 Durango Pl Longmont, CO	3.0	2.0	1500	$2,395	$1.60	23d	1	1.03mi
5620 Tumbleweed Ave Firestone, CO	3.0	2.0	1747	$3,200	$1.83	23d	1	1.06mi
10426 Durango Pl Longmont, CO	3.0	2.0	1500	$2,350	$1.57	23d	1	1.06mi
10767 Cimarron St Firestone, CO	1.0–2.0	1.0–2.0	760	$1,725	$2.27	15d	6	1.14mi
10818 Cimarron St #1202 Firestone, CO	2.0	2.0	1823	$2,500	$1.37	23d	1	1.23mi

HOA detail

• Monthly dues: $1,000 · $12,000/yr
• Likely covers: water

Listing history 14 events

1. 2026-06-22
   days on market $135,000 Active 87 DOM
2. 2026-06-18
   days on market $135,000 Active 84 DOM
3. 2026-06-17
   days on market $135,000 Active 83 DOM
4. 2026-06-16
   days on market $135,000 Active 82 DOM
5. 2026-06-15
   days on market $135,000 Active 81 DOM
6. 2026-06-14
   days on market $135,000 Active 79 DOM
7. 2026-06-13
   days on market $135,000 Active 78 DOM
8. 2026-06-09
   days on market $135,000 Active 75 DOM
9. 2026-06-09
   statusdays on market $135,000 Active 74 DOM
10. 2026-05-31
    status $135,000 Pending Accepting Backup Offers 73 DOM
11. 2026-05-31
    days on market $135,000 Active 73 DOM
12. 2026-05-30
    days on market $135,000 Active 72 DOM
13. 2026-05-18
    price $135,000
14. 2026-03-19
    listed $145,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $30,652
• − Mortgage interest: −$7,562
• − Property taxes: −$2,025
• − Insurance: −$675
• − Repairs & maintenance: −$2,452
• − Management: −$2,452
• − HOA: −$12,000
• − Depreciation: −$3,927
• Taxable loss: −$442
• Est. tax savings @ 24.0%: +$106
• After-tax cash flow: $1,126/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This move-in ready 3-bedroom, 2-bath home in the Eagle Crest community offers a bright, open-concept living area with major upgrades throughout, including new appliances, newer roof, newer A/C, updated bathrooms, and a newer hot water heater.

Value-add opportunities

• Resale Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
• Resale Replace window treatments — New window treatments improve curb appeal and interior aesthetics
• Resale Replace flooring — Newer flooring can increase the home's value and appeal
• Resale Replace kitchen appliances — Newer appliances can increase the home's value and appeal
• Resale Replace bathroom fixtures — Newer fixtures can increase the home's value and appeal
• Rental Replace HVAC system — A newer HVAC system can improve tenant satisfaction and reduce maintenance costs

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Resale Replace window treatments — New window treatments improve curb appeal and interior aesthetics ↑
• Resale Replace flooring — Newer flooring can increase the home's value and appeal ↑
• Resale Replace kitchen appliances — Newer appliances can increase the home's value and appeal ↑
• Resale Replace bathroom fixtures — Newer fixtures can increase the home's value and appeal ↑
• Rental Replace HVAC system — A newer HVAC system can improve tenant satisfaction and reduce maintenance costs ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: St. Vrain Valley School District No. Re1J
• NCES district ID: 0805370
• Math proficiency: 32% ▼ -8.00%
• Reading proficiency: 51% ▬ 0.00%
• Median HH income: $71,571
• Composite: 37.73/100
• National rank: #4353
• State rank: #23 of 86 in CO

Livability — Firestone

• Score: 73/100
• State rank: #44
• US rank: #5060

Category grades

Amenities F Commute F Cost of living F Crime A Employment A+ Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Firestone, CO
• County: Weld County · 332,652 people
• City population: 1,684
• Metro: Greeley, CO
• Population (ZIP): 63,451
• Household income: $113,643
• Rent vs Own: 20.9% rent · 79.1% own
• Severe rent burden: 1028.0

Population outlook (Weld County) Hauer SSP2

• Today (2025): 351,957 people
• By 2030: 385,304 · +9.5%
• By 2040: 451,818 · +28.4%
• By 2050: 514,478 · +46.2%
• By 2075: 648,733 · +84.3%
• By 2100: 720,400 · +104.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Hispanic / Latino 24% Two or more races 13% Asian 3%
• Hispanic origin (detail): Mexican 18%
• Common ancestry: Lithuanian 3% Italian 2% Iranian 2%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 84% English-only · Spanish 13% Other Asian/Pacific 1%

Political lean MEDSL · Weld

• 2024 margin: Strong R (+21.0) · D 38.2% · R 59.2% · Other 2.6%
• 2008→2024 swing: -12.2pp toward R · 2008: -8.7pp · 2024: -21.0pp
• All cycles: 2024: R+21.0 2020: R+18.0 2016: R+22.4 2012: R+13.2 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -534.45%
• Current HPI: 245.1351
• Rent YoY: ▼ -2.34%
• Metro: Greeley, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

-6.9% since first listed

2 events — show timeline

• 2026-05-18 Price Changed $135,000 REColorado as Distributed by MLS Grid
• 2026-03-19 Listed $145,000 REColorado as Distributed by MLS Grid