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4219 Stonehenge Trl
D+ Composite 46.16
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.3/15.0
  • Cash flow +9.5/30.0
  • Appreciation +4.5/10.0
  • Schools +4.1/10.0
  • Livability +3.7/5.0
  • 1% rule +3.5/10.0
  • DSCR +2.7/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.3/5.0

$215,000

4219 Stonehenge Trl · Houston, TX 77066
4 bd · 2.0 ba · 1,861 sqft · SingleFamily public records · 1 Days on market
Built 1980 6,242 sqft lot Est $253k · 15% under $26/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 4219 Stonehenge Trail, a beautifully maintained one-story home featuring 4 bedrooms, 2 bathrooms, and 1,861 sq. ft. of living space on a 6,240 sq. ft. lot in the established Northcliffe community. Major updates include a new 30-year roof and A/C condenser and gas furnace replaced in 2023. The kitchen features black crystal granite countertops and a dining area with a large bay window. The spacious living room offers a fireplace, soaring ceilings, and ceiling fans, while the oversized primary suite includes double closets, including a walk-in closet. Additional highlights include fresh interior paint (2026), brick and wood exterior, 2-car garage, and a large fenced backyard with m

Key facts

  • 6,242 sq ft lot
  • 2 garage spots
  • Built 1980

Property features AI

Finance

  • Other: Seller disclosure available
  • HOA & community: Northcliff Community association; Annual association fee of $310

Exterior

  • Parking: Attached garage with 2 spaces
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Full ownership; Built in 1980; Slab foundation; Composition roof
  • Construction: Brick construction
  • Exterior features: Private yard; Back yard fencing; Located in a subdivision

Interior

  • Kitchen: Electric cooktop; Gas range
  • Bedrooms: Primary bedroom on the first floor (12 x 24); Three additional first-floor bedrooms (each 11 x 12)
  • Flooring: Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas); Central electric air conditioning
  • Interior features: Electric fireplace (one); Disposal
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $-214 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $177k (17.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (14.6% below list).
  • Recommended offer: $177k (17.6% below list) — sets the bar for cash-flow.
  • Cap rate 5.5% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Klein ISD (suburban): math 41% / reading 48% proficiency, ranked #213 of 826 in TX (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Kaiser El (math 28% / reading 24%, grade F, #2,954 of 4,322 statewide, top 69%, 639 students, 84% FRL); Wunderlich Int (math 24% / reading 34%, grade F, #1,103 of 1,662 statewide, top 67%, 1,316 students, 77% FRL); Klein H S (math 58% / reading 67%, grade B-, #234 of 1,632 statewide, top 14%, 3,352 students, 45% FRL) — zoned schools average 69% FRL vs 37% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents falling (-4.7%/yr); 164 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $60k; list at $215k implies a 259% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,178 (17.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
5.47%
Cash-on-cash
-2.94%
DSCR
0.87
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$253,096
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4127 Brookhead Trl 0.10mi 4/3.0 1,958 (+5%) 4mo $200,000 $102 79
4247 Southchase Ln 0.41mi 4/2.0 1,831 (-2%) 2mo $210,000 $115 76
12450 Grossmount Dr 0.47mi 4/2.5 1,848 (-1%) 3mo $254,975 $138 72
4431 Brandemere Way St 0.25mi 3/2.0 (-1) 1,768 (-5%) 4mo $255,000 $144 72
13607 Sable Ln 0.28mi 3/2.0 (-1) 1,726 (-7%) 1mo $219,990 $127 69
4142 Surreydon Dr 0.59mi 4/2.5 1,944 (+4%) 7mo $264,900 $136 58
13707 Sablegarden Ln 0.47mi 3/2.0 (-1) 1,749 (-6%) 7mo $235,500 $135 57
13751 Sablesprings Ln 0.56mi 4/2.0 2,050 (+10%) 3mo $260,000 $127 54
4227 Tasselwood Ln 0.62mi 3/2.0 (-1) 1,767 (-5%) 8mo $249,000 $141 51
14030 Torrey Village Dr 0.64mi 4/2.0 1,992 (+7%) 9mo $279,000 $140 50
4903 Charade Dr 0.65mi 4/2.0 2,075 (+12%) 2mo $287,000 $138 49
14031 Valechase Ln 0.63mi 3/2.5 (-1) 2,135 (+15%) 5mo $269,900 $126 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.02% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-14.0%
Equity multiple
0.41×
Total profit
$-35,275
Equity at exit
$51,680
10-year hold
IRR
-10.4%
Equity multiple
0.15×
Total profit
$-51,218
Equity at exit
$54,081

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77066

Home prices YoY
-0.4%
Rents YoY
-4.7%
Active inventory
164
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,837 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$356 /mo · $4,267/yr
Insurance
$90
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$26
Vacancy / Maint / Mgmt
$386
Net cashflow
$-214

Break-even live

Break-even rent $2,108
Max offer price $177,178
Occupancy floor

Sensitivity live

Price -10% $-92 -5% $-153 +0% $-214 +5% $-275 +10% $-336
Rent -10% $-359 -5% $-287 +0% $-214 +5% $-142 +10% $-69
Rate -1.0pp $-106 -0.5pp $-159 base $-214 +0.5pp $-270 +1.0pp $-326

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4203 Stonehenge Trl Houston, TX 3.0 2.0 1500 $1,811 $1.21 14d 1 0.06mi
4202 Brandemere Way St Houston, TX 3.0 2.0 1586 $1,695 $1.07 45d 1 0.11mi
4710 Tracemeadow Dr Houston, TX 4.0 2.5 2123 $2,300 $1.08 45d 1 0.69mi
5163 Klein Orchard Dr Houston, TX 3.0 2.0 1544 $2,149 $1.39 45d 1 1.07mi
12820 Greenwood Forest Dr Unit 3047 Houston, TX 3.0 2.0 1458 $1,884 $1.29 4d 1 1.12mi
12820 Greenwood Forest Dr Unit 3047 Houston, TX 3.0 2.0 1458 $1,895 $1.30 0d 1 1.12mi
12820 Greenwood Forest Dr Unit 525 Houston, TX 3.0 2.0 1458 $1,844 $1.26 0d 1 1.12mi
12407 Hosanna Way Houston, TX 4.0 2.0 1275 $2,200 $1.73 26d 1 1.13mi
31 Greenwood Forest Dr Houston, TX 3.0 2.0 1367 $1,733 $1.27 21d 1 1.23mi
31 Greenwood Forest Dr Houston, TX 3.0 2.0 1367 $1,733 $1.27 45d 1 1.23mi
4703 Cashel Cir Unit A Houston, TX 3.0 2.5 1722 $1,950 $1.13 20d 1 1.31mi
12801 Champion Forest Dr Houston, TX 1.0–3.0 1.0–2.0 1039 $1,477 $1.42 0d 15 1.41mi
12801 Champion Forest Dr Houston, TX 1.0–3.0 1.0–2.0 925 $1,478 $1.60 45d 28 1.41mi

HOA detail

Monthly dues
$26 · $312/yr
Likely covers
gas

Listing history 2 events

  1. 2026-06-21
    remarks 699-char remark
  2. 2026-06-21
    listed $215,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,267 · $356/mo
Projected year-2 tax
$4,267 · $356/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,041
− Mortgage interest
−$12,043
− Property taxes
−$4,267
− Insurance
−$1,872
− Repairs & maintenance
−$1,763
− Management
−$1,763
− HOA
−$312
− Depreciation
−$6,255
Taxable loss
−$6,235
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,496
After-tax cash flow
$-1,073/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Klein ISD
NCES district ID
4825740
Math proficiency
41% ▼ -12.00%
Reading proficiency
48% ▼ -3.00%
Median HH income
$78,288
Composite
40.91/100
National rank
#3615
State rank
#213 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
39,311
Household income
$87,138
Rent vs Own
26.5% rent · 73.5% own
Severe rent burden
815.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
Hispanic / Latino 47% Black 23% Two or more races 21% Asian 15% White 13%
Hispanic origin (detail)
Mexican 32%
Common ancestry
Romanian 1%
Foreign-born
31% · Canada, Vietnam, Jamaica
Languages at home
49% English-only · Spanish 36% Vietnamese 8% Other Asian/Pacific 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.02%
Current HPI
261.1086
Rent YoY
▼ -4.69%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+258.9% since first listed
6 events — show timeline
  • 2026-06-20 Listed $215,000 HARMLS
  • 2005-10-31 Sold (Public Records) Public Records
  • 2004-05-10 Listing Removed HARMLS
  • 2004-03-29 Listed $99,900 HARMLS
  • 1998-12-03 Sold (Public Records) Public Records
  • 1998-12-01 Sold (Public Records) $59,900 Public Records

Property tax history

+7.1%/yr

Latest (2025): $4,267 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…