CashFlowRE
Sign in Sign up
879 Jordan Rd
B Composite 74.82
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +6.1/10.0
  • Schools +3.4/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$85,000

879 Jordan Rd · Autryville, NC 28318
2 bd · 1.0 ba · 620 sqft · Other · 97 Days on market
Built 1965 0.73 ac lot ↓ 15% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Situated on . 73 acres directly beside the primary residence at 851 Jordan Rd, this 2-bedroom, 1-bath home offers an excellent opportunity and is being sold together with the neighboring property 851 Jordan Rd 4bd, 4 bath, 3730 sqft MLS #758463 , creating a rare multi-property setup. The home features a functional layout and its own private setting, making it ideal for a variety of uses such as a mother-in-law suite, guest house, private home office, or potential rental property. The property also includes a detached garage, offering additional flexibility for storage, workshop space, hobbies, or other multi-use needs. With its own parcel of land, this home provides separation and privacy w

Key facts

  • Income potential
  • Private setting
  • Parcel of land

Tags

PRIVATE SETTINGDETACHED GARAGEMULTI-PROPERTY SETUPPARCEL OF LANDINCOME POTENTIALVERSATILITY

Property features AI

Exterior

  • Parking: Detached garage (1 covered garage space)
  • Utilities: Water from spring and well; Septic system with holding tank
  • Home design: Single-family residence; One story
  • Construction: Aluminum siding
  • Exterior features: Approximately 0.73-acre lot

Interior

  • Flooring: Carpet; Vinyl
  • Bathrooms: One full bathroom
  • Heating & cooling: Central electric air conditioning
  • Interior features: Carpet and vinyl flooring; No fireplace; Four total rooms; No basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath other listed at $85k.

Deal economics

  • At list price, monthly cash flow is $547 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $77k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 57/100 on livability (#592 in NC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B; Watch: schools C-, crime F, amenities F.
  • Sampson County Schools (rural): math 40% / reading 41% proficiency, ranked #114 of 178 in NC (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 43 active listings in the ZIP; 189 units permitted in Sampson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($588 loan paydown + $2k appreciation (2.2% local appreciation)).
  • Sampson County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (2.2% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 97 days — a 9% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $15k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,350 (9.0% below list)

Questions for the listing agent

  1. It's been on market 97 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.59%
Cap rate
14.02%
Cash-on-cash
27.59%
DSCR
2.23
GRM
5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.21% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.1%
Equity multiple
2.75×
Total profit
$41,564
Equity at exit
$34,488
10-year hold
IRR
33.2%
Equity multiple
5.35×
Total profit
$103,608
Equity at exit
$50,412

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
85 Strongly Landlord-Friendly
State North Carolina
85 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
10-day notice; preempted; landlord-favorable but court speed varies.

ZIP-level market 28318

Home prices YoY
0.8%
Active inventory
43
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,349 medium interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$37 /mo · $444/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$283
Net cashflow
$547

Break-even live

Break-even rent $656
Max offer price $85,000
Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $85,000 Active 97 DOM
  2. 2026-06-17
    days on market $85,000 Active 96 DOM
  3. 2026-06-16
    days on market $85,000 Active 95 DOM
  4. 2026-06-15
    days on market $85,000 Active 94 DOM
  5. 2026-06-14
    days on market $85,000 Active 92 DOM
  6. 2026-06-13
    days on market $85,000 Active 91 DOM
  7. 2026-06-10
    days on market $85,000 Active 89 DOM
  8. 2026-06-09
    days on market $85,000 Active 88 DOM
  9. 2026-06-08
    days on market $85,000 Active 87 DOM
  10. 2026-06-07
    days on market $85,000 Active 86 DOM
  11. 2026-06-05
    days on market $85,000 Active 83 DOM
  12. 2026-06-03
    days on market $85,000 Active 82 DOM
  13. 2026-06-02
    days on market $85,000 Active 81 DOM
  14. 2026-06-01
    days on market $85,000 Active 80 DOM
  15. 2026-05-31
    days on market $85,000 Active 79 DOM
  16. 2026-05-30
    days on market $85,000 Active 78 DOM
  17. 2026-04-15
    price $85,000
  18. 2026-03-31
    price $92,500
  19. 2026-03-31
    status Active
  20. 2026-03-23
    status Pending
  21. 2026-03-03
    listed $100,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

Current annual tax
$444 · $37/mo
Projected year-2 tax
$697 · $58/mo
Expected delta
+$253/yr (+$21/mo · 57.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,183
− Mortgage interest
−$4,761
− Property taxes
−$444
− Insurance
−$425
− Repairs & maintenance
−$1,295
− Management
−$1,295
− Depreciation
−$2,473
Taxable income
$5,491
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,318
After-tax cash flow
$5,249/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sampson County Schools
NCES district ID
3704140
Math proficiency
40% ▼ -6.00%
Reading proficiency
41% ▼ -6.00%
Median HH income
$37,391
Composite
33.71/100
National rank
#5379
State rank
#114 of 178 in NC

Livability — Autryville

Score
57/100
State rank
#592
US rank
#21630

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
4,303

Population outlook (Sampson County) Hauer SSP2

Today (2025)
63,499 people
By 2030
62,970 · -0.8%
By 2040
61,609 · -3.0%
By 2050
60,462 · -4.8%
By 2075
60,108 · -5.3%
By 2100
62,120 · -2.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 12% Hispanic / Latino 12% Two or more races 2% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Slovak 2% Serbian 1% Italian 1%
Foreign-born
4% · Canada, China
Languages at home
92% English-only · Spanish 5% Korean 2% Chinese 1%

Political lean MEDSL · Sampson

2024 margin
Strong R (+29.8) · D 34.8% · R 64.6%
2008→2024 swing
-21.3pp toward R · 2008: -8.4pp · 2024: -29.8pp
All cycles
2024: R+29.8 2020: R+22.5 2016: R+16.7 2012: R+11.0 2008: R+8.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.21%
Current HPI
263.6889
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
26

Industry mix (Fortune 500 HQ in NC)

Industry F500 HQs Revenue

Price history

-15.0% since first listed
5 events — show timeline
  • 2026-04-15 Price Changed $85,000 LPRMLS
  • 2026-03-31 Price Changed $92,500 LPRMLS
  • 2026-03-31 Relisted LPRMLS
  • 2026-03-23 Pending LPRMLS
  • 2026-03-03 Listed $100,000 LPRMLS

Property tax history

+6.3%/yr

Latest (2025): $444 · +10.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…