1116 January St · Bellmead, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 60.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.8/30.0
- DSCR +5.2/10.0
- 1% rule +4.3/10.0
- Livability +3.2/5.0
- Rent growth +3.1/5.0
- ARV discount +2.7/15.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$159,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
There’s something comforting about a home that’s seen a few stories and still has plenty left to tell. Sitting on a quiet street just minutes from Baylor and downtown Waco, this sweet 1955 cottage is the kind of place that’s been loved well and lived in easy. With two bedrooms, one bath, and a flowing layout that keeps everyone connected, it’s full of old-fashioned charm and potential for whatever’s next. Step inside to a bright living room with wide windows that let in soft afternoon light, then wander toward the cozy kitchen where the scent of coffee or cornbread could fill the air. The dining room off to the side is just right for weeknight dinners or morning paper reading. Both bedrooms feel calm and comfortable, each with simple lines and space for rest or reflection. Out back, a large covered porch stretches across most of the home, perfect for quiet mornings with hummingbirds or long evenings watching the sky turn gold. The yard has plenty of room for gardening, a shed for tinkering, and space for weekend projects or simply unwinding outdoors. Close to shopping, restaurants, and medical facilities, this home keeps convenience within reach while still giving you that down-to-earth, small-town feel. Whether you’re ready to roll up your sleeves for a renovation or looking for a simpler pace of life, 1116 January Street offers a little slice of Waco’s heart, just waiting for its next chapter.
Key facts
- 2 carports
- Brand new kitchen
- Large back porch
Tags
Property features AI
Finance
- Financial info: Treat as clear loan type; No second mortgage indicated
- HOA & community: No homeowners association
Exterior
- Parking: Covered parking for 4 vehicles; 2 carport spaces; Driveway
- Utilities: City water; City sewer; Curbs; Individual gas meter
- Home design: Single family residence; Residential property; One story; Subdivision: January E E; Built in 1955
- Construction: Composition roof
- Exterior features: Covered patio; Patio; Rooftop deck/patio; Chain link fencing; Lot less than 0.5 acre
Interior
- Kitchen: Gas cooktop; Gas water heater
- Bedrooms: Primary bedroom on level 1 (approx. 10 x 12); Second bedroom on level 1 (approx. 10 x 11)
- Flooring: Carpet; Vinyl
- Bathrooms: 1 full bathroom (bathroom listed on level 2, approx. 5 x 8)
- Heating & cooling: Central heating (electric); Central air conditioning (electric)
- Interior features: Open floorplan; One living area; One dining area; Total rooms: 5; Levels: One
- Laundry & utility: Washer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $160k.
Deal economics
- At list price, monthly cash flow is $103 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $149k (6.8% below list).
- Recommended offer: $149k (6.8% below list) — sets the bar for 1% rule.
- Cap rate 7.1% vs local median 5.1% in Bellmead — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#893 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
- La Vega ISD (suburban): math 24% / reading 32% proficiency, ranked #680 of 826 in TX (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: La Vega El (math 14% / reading 31%, grade F, #3,311 of 4,322 statewide, top 77%, 659 students, 94% FRL) — zoned schools average 94% FRL vs 79% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.2%/yr); 297 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 1,014 units permitted in McLennan County in 2024 (200 in 5+ unit buildings).
- This rent runs 31% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- McLennan County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 60% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
- Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 7.07%
- Cash-on-cash
- 2.77%
- DSCR
- 1.12
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $144,721
- List price
- $159,999
- Delta
- 10.56%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1116 January St | 0.00mi | 2/1.0 | 1,016 (0%) | 4mo | $89,900 | $88 | 97 |
| 1201 La Vega St | 0.14mi | 2/1.0 | 1,084 (+7%) | 3mo | $120,000 | $111 | 80 |
| 3634 Redbird St | 0.16mi | 2/1.0 | 952 (-6%) | 11mo | $194,900 | $205 | 72 |
| 1014 La Vega St | 0.20mi | 3/2.0 (+1) | 1,014 (-0%) | 15mo | $234,900 | $232 | 69 |
| 3602 Latimer St | 0.19mi | 2/1.0 | 875 (-14%) | 1mo | $139,000 | $159 | 67 |
| 3602 Parrish St | 0.08mi | 2/1.0 | 920 (-9%) | 21mo | $177,000 | $192 | 63 |
| 3530 Bluebird St | 0.18mi | 3/2.0 (+1) | 1,137 (+12%) | 1mo | $189,000 | $166 | 62 |
| 607 La Clede St | 0.65mi | 2/1.0 | 960 (-6%) | 2mo | $104,900 | $109 | 59 |
| 1226 Ashleman St | 0.34mi | 3/1.0 (+1) | 1,150 (+13%) | 6mo | $159,900 | $139 | 52 |
| 1206 Kane St | 0.37mi | 3/1.0 (+1) | 1,134 (+12%) | 18mo | $149,000 | $131 | 43 |
| 513 Maxfield St | 0.63mi | 3/2.0 (+1) | 1,092 (+8%) | 10mo | $230,000 | $211 | 41 |
| 168 San Pedro St | 0.65mi | 3/2.0 (+1) | 900 (-11%) | 5mo | $149,999 | $167 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.2% rent growth · sell at horizon
- IRR
- -12.8%
- Equity multiple
- 0.54×
- Total profit
- $-20,535
- Equity at exit
- $23,856
- IRR
- -5.0%
- Equity multiple
- 0.68×
- Total profit
- $-14,204
- Equity at exit
- $13,834
Cash invested: $44,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76705
- Home prices YoY
- -29.6%
- Rents YoY
- 2.2%
- Active inventory
- 297
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $1,490 high interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$168 /mo · $2,021/yr
- Insurance
- −$67
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$313
- Net cashflow
- $103
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $40,000
- Closing costs
- $4,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1130 Lewis St Waco, TX | 2.0 | 2.0 | 1092 | $1,450 | $1.33 | 21d | 1 | 0.23mi |
| 3604 Torrance St Waco, TX | 2.0 | 2.0 | 1192 | $1,600 | $1.34 | 21d | 1 | 0.26mi |
| 1011 Kane St Waco, TX | 3.0 | 2.0 | 1228 | $1,695 | $1.38 | 43d | 1 | 0.35mi |
| 402 Holmes St Waco, TX | 3.0 | 1.0 | 1328 | $1,500 | $1.13 | 13d | 1 | 0.87mi |
| 4307 Bellcrest St Bellmead, TX | 3.0 | 2.0 | 1200 | $1,950 | $1.62 | 21d | 1 | 0.90mi |
| 1403 Strickland St Waco, TX | 3.0 | 2.0 | 1000 | $1,399 | $1.40 | 21d | 1 | 0.98mi |
| 3925 S Fork Ranch Rd Waco, TX | 3.0 | 2.0 | 1239 | $1,995 | $1.61 | 13d | 1 | 1.29mi |
| 3500 Meyers Ln Waco, TX | 1.0–2.0 | 1.0–2.0 | 684 | $1,125 | $1.64 | 13d | 1 | 1.30mi |
| 4245 Meyers Ln Waco, TX | 2.0 | 1.0 | 772 | $1,175 | $1.52 | 21d | 1 | 1.40mi |
| 4245 Meyers Ln Waco, TX | 2.0 | 2.0 | 772 | $1,745 | $2.26 | 13d | 1 | 1.40mi |
| 504 Wilson Rd Waco, TX | 1.0 | 1.0 | 750 | $1,200 | $1.60 | 13d | 1 | 1.45mi |
Listing history 22 events
-
2026-06-18days on market $159,999 Active 38 DOM
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2026-06-17days on market $159,999 Active 37 DOM
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2026-06-16days on market $159,999 Active 36 DOM
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2026-06-15days on market $159,999 Active 35 DOM
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2026-06-14days on market $159,999 Active 33 DOM
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2026-06-13days on market $159,999 Active 32 DOM
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2026-06-10days on market $159,999 Active 30 DOM
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2026-06-09days on market $159,999 Active 29 DOM
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2026-06-08days on market $159,999 Active 28 DOM
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2026-06-07pricedays on market $159,999 Active 27 DOM
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2026-06-02days on market $164,999 Active 22 DOM
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2026-06-01days on market $164,999 Active 21 DOM
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2026-05-31days on market $164,999 Active 20 DOM
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2026-05-30days on market $164,999 Active 19 DOM
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2026-05-11$164,999 Active 314-char remark
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2026-03-06soldstatus Closed 1463-char remark
Show marketing remark (1463 chars)
There’s something comforting about a home that’s seen a few stories and still has plenty left to tell. Sitting on a quiet street just minutes from Baylor and downtown Waco, this sweet 1955 cottage is the kind of place that’s been loved well and lived in easy. With two bedrooms, one bath, and a flowing layout that keeps everyone connected, it’s full of old-fashioned charm and potential for whatever’s next. Step inside to a bright living room with wide windows that let in soft afternoon light, then wander toward the cozy kitchen where the scent of coffee or cornbread could fill the air. The dining room off to the side is just right for weeknight dinners or morning paper reading. Both bedrooms feel calm and comfortable, each with simple lines and space for rest or reflection. Out back, a large covered porch stretches across most of the home, perfect for quiet mornings with hummingbirds or long evenings watching the sky turn gold. The yard has plenty of room for gardening, a shed for tinkering, and space for weekend projects or simply unwinding outdoors. Close to shopping, restaurants, and medical facilities, this home keeps convenience within reach while still giving you that down-to-earth, small-town feel. Whether you’re ready to roll up your sleeves for a renovation or looking for a simpler pace of life, 1116 January Street offers a little slice of Waco’s heart, just waiting for its next chapter.
-
2026-02-06status Pending 1463-char remark
Show marketing remark (1463 chars)
There’s something comforting about a home that’s seen a few stories and still has plenty left to tell. Sitting on a quiet street just minutes from Baylor and downtown Waco, this sweet 1955 cottage is the kind of place that’s been loved well and lived in easy. With two bedrooms, one bath, and a flowing layout that keeps everyone connected, it’s full of old-fashioned charm and potential for whatever’s next. Step inside to a bright living room with wide windows that let in soft afternoon light, then wander toward the cozy kitchen where the scent of coffee or cornbread could fill the air. The dining room off to the side is just right for weeknight dinners or morning paper reading. Both bedrooms feel calm and comfortable, each with simple lines and space for rest or reflection. Out back, a large covered porch stretches across most of the home, perfect for quiet mornings with hummingbirds or long evenings watching the sky turn gold. The yard has plenty of room for gardening, a shed for tinkering, and space for weekend projects or simply unwinding outdoors. Close to shopping, restaurants, and medical facilities, this home keeps convenience within reach while still giving you that down-to-earth, small-town feel. Whether you’re ready to roll up your sleeves for a renovation or looking for a simpler pace of life, 1116 January Street offers a little slice of Waco’s heart, just waiting for its next chapter.
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2026-01-20price $89,900 1463-char remark
Show marketing remark (1463 chars)
There’s something comforting about a home that’s seen a few stories and still has plenty left to tell. Sitting on a quiet street just minutes from Baylor and downtown Waco, this sweet 1955 cottage is the kind of place that’s been loved well and lived in easy. With two bedrooms, one bath, and a flowing layout that keeps everyone connected, it’s full of old-fashioned charm and potential for whatever’s next. Step inside to a bright living room with wide windows that let in soft afternoon light, then wander toward the cozy kitchen where the scent of coffee or cornbread could fill the air. The dining room off to the side is just right for weeknight dinners or morning paper reading. Both bedrooms feel calm and comfortable, each with simple lines and space for rest or reflection. Out back, a large covered porch stretches across most of the home, perfect for quiet mornings with hummingbirds or long evenings watching the sky turn gold. The yard has plenty of room for gardening, a shed for tinkering, and space for weekend projects or simply unwinding outdoors. Close to shopping, restaurants, and medical facilities, this home keeps convenience within reach while still giving you that down-to-earth, small-town feel. Whether you’re ready to roll up your sleeves for a renovation or looking for a simpler pace of life, 1116 January Street offers a little slice of Waco’s heart, just waiting for its next chapter.
-
2026-01-12price $95,000 1463-char remark
Show marketing remark (1463 chars)
There’s something comforting about a home that’s seen a few stories and still has plenty left to tell. Sitting on a quiet street just minutes from Baylor and downtown Waco, this sweet 1955 cottage is the kind of place that’s been loved well and lived in easy. With two bedrooms, one bath, and a flowing layout that keeps everyone connected, it’s full of old-fashioned charm and potential for whatever’s next. Step inside to a bright living room with wide windows that let in soft afternoon light, then wander toward the cozy kitchen where the scent of coffee or cornbread could fill the air. The dining room off to the side is just right for weeknight dinners or morning paper reading. Both bedrooms feel calm and comfortable, each with simple lines and space for rest or reflection. Out back, a large covered porch stretches across most of the home, perfect for quiet mornings with hummingbirds or long evenings watching the sky turn gold. The yard has plenty of room for gardening, a shed for tinkering, and space for weekend projects or simply unwinding outdoors. Close to shopping, restaurants, and medical facilities, this home keeps convenience within reach while still giving you that down-to-earth, small-town feel. Whether you’re ready to roll up your sleeves for a renovation or looking for a simpler pace of life, 1116 January Street offers a little slice of Waco’s heart, just waiting for its next chapter.
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2025-11-12price $99,900 1463-char remark
Show marketing remark (1463 chars)
There’s something comforting about a home that’s seen a few stories and still has plenty left to tell. Sitting on a quiet street just minutes from Baylor and downtown Waco, this sweet 1955 cottage is the kind of place that’s been loved well and lived in easy. With two bedrooms, one bath, and a flowing layout that keeps everyone connected, it’s full of old-fashioned charm and potential for whatever’s next. Step inside to a bright living room with wide windows that let in soft afternoon light, then wander toward the cozy kitchen where the scent of coffee or cornbread could fill the air. The dining room off to the side is just right for weeknight dinners or morning paper reading. Both bedrooms feel calm and comfortable, each with simple lines and space for rest or reflection. Out back, a large covered porch stretches across most of the home, perfect for quiet mornings with hummingbirds or long evenings watching the sky turn gold. The yard has plenty of room for gardening, a shed for tinkering, and space for weekend projects or simply unwinding outdoors. Close to shopping, restaurants, and medical facilities, this home keeps convenience within reach while still giving you that down-to-earth, small-town feel. Whether you’re ready to roll up your sleeves for a renovation or looking for a simpler pace of life, 1116 January Street offers a little slice of Waco’s heart, just waiting for its next chapter.
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2025-10-28$109,999 Active 1463-char remark
Show marketing remark (1463 chars)
There’s something comforting about a home that’s seen a few stories and still has plenty left to tell. Sitting on a quiet street just minutes from Baylor and downtown Waco, this sweet 1955 cottage is the kind of place that’s been loved well and lived in easy. With two bedrooms, one bath, and a flowing layout that keeps everyone connected, it’s full of old-fashioned charm and potential for whatever’s next. Step inside to a bright living room with wide windows that let in soft afternoon light, then wander toward the cozy kitchen where the scent of coffee or cornbread could fill the air. The dining room off to the side is just right for weeknight dinners or morning paper reading. Both bedrooms feel calm and comfortable, each with simple lines and space for rest or reflection. Out back, a large covered porch stretches across most of the home, perfect for quiet mornings with hummingbirds or long evenings watching the sky turn gold. The yard has plenty of room for gardening, a shed for tinkering, and space for weekend projects or simply unwinding outdoors. Close to shopping, restaurants, and medical facilities, this home keeps convenience within reach while still giving you that down-to-earth, small-town feel. Whether you’re ready to roll up your sleeves for a renovation or looking for a simpler pace of life, 1116 January Street offers a little slice of Waco’s heart, just waiting for its next chapter.
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2002-12-05soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,021 · $168/mo
- Projected year-2 tax
- $2,928 · $244/mo
- Expected delta
- +$907/yr (+$76/mo · 44.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 6/10 Major 60% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,885
- − Mortgage interest
- −$8,962
- − Property taxes
- −$2,021
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,431
- − Management
- −$1,431
- − Depreciation
- −$4,655
- Taxable loss
- −$1,415
- Est. tax savings @ 24.0%
- +$339
- After-tax cash flow
- $1,579/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- La Vega ISD
- NCES district ID
- 4826280
- Math proficiency
- 24% ▼ -13.00%
- Reading proficiency
- 32% ▼ -4.00%
- Median HH income
- $38,539
- Composite
- 23.42/100
- National rank
- #7892
- State rank
- #680 of 826 in TX
Livability — Bellmead
- Score
- 63/100
- State rank
- #893
- US rank
- #16031
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bellmead, TX
- County
- McLennan County · 213,088 people
- City population
- 31,750
- Metro
- Waco, TX
- Population (ZIP)
- 31,616
- Household income
- $58,236
- Rent vs Own
- Severe rent burden
- 668.0
Population outlook (McLennan County) Hauer SSP2
- Today (2025)
- 264,191 people
- By 2030
- 273,578 · +3.6%
- By 2040
- 291,506 · +10.3%
- By 2050
- 308,044 · +16.6%
- By 2075
- 349,648 · +32.3%
- By 2100
- 364,779 · +38.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 43% Hispanic / Latino 32% Two or more races 20% Black 18% Native American 1% Asian 1%
- Hispanic origin (detail)
- Mexican 31%
- Common ancestry
- Slovak 2% Lithuanian 1% Serbian 1%
- Foreign-born
- 13% · Canada, Vietnam
- Languages at home
- 73% English-only · Spanish 24% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · McLennan
- 2024 margin
- Solid R (+30.9) · D 34.0% · R 64.9% · Other 1.0%
- 2008→2024 swing
- -7.0pp toward R · 2008: -23.9pp · 2024: -30.9pp
- All cycles
- 2024: R+30.9 2020: R+23.4 2016: R+27.1 2012: R+29.8 2008: R+23.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -91.45%
- Current HPI
- 217.9429
- Rent YoY
- ▲ 2.20%
- Metro
- Waco, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
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||
| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+45.5% since first listed9 events — show timeline
- 2026-06-03 Price Changed $159,999 NTREIS
- 2026-05-11 Listed $164,999 NTREIS
- 2026-03-06 Sold (MLS) — NTREIS
- 2026-02-06 Pending — NTREIS
- 2026-01-20 Price Changed $89,900 NTREIS
- 2026-01-12 Price Changed $95,000 NTREIS
- 2025-11-12 Price Changed $99,900 NTREIS
- 2025-10-28 Listed $109,999 NTREIS
- 2002-12-05 Sold (Public Records) — Public Records
Property tax history
+5.5%/yrLatest (2025): $2,021 · +12.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…