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26786 Bayside Dr
B- Composite 65.99
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.1/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.4/10.0
  • 1% rule +6.0/10.0
  • Schools +4.0/10.0
  • Condition / age +3.8/5.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • Appreciation +0.0/10.0

$110,000

26786 Bayside Dr · Port Vincent, LA 70726
2 bd · 1.0 ba · 710 sqft · SingleFamily · 154 Days on market
Built 2025 Good condition 3,920 sqft lot $155/sqft · 44% below area Est $196k · 44% under ↓ 8% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BAYSIDE ESTATES! NEW 2BR/1BA HOME! The main living area includes the kitchen/dining/living room. Bedrooms are located on each end of the home with nice hall bathroom with 4' shower. The laundry area has lots of storage space. This home come with Refrigerator, washer, and dryer. Enjoy the large covered porch across the front. (7.8 X 50')

Key facts

  • Main living area
  • Large covered porch
  • Laundry area

Tags

MAIN LIVING AREAKITCHEN DINING LIVING ROOMLAUNDRY AREALOTS OF STORAGE SPACELARGE COVERED PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $110k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $197 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.4% vs local median 4.3% in Port Vincent — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#142 in LA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: schools F, amenities F, commute F.
  • Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.8%/yr); 976 active listings in the ZIP; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 154 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $96,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 154 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.44%
Cash-on-cash
7.68%
DSCR
1.34
GRM
7.6

CMA / ARV

ARV (median comp)
$196,482
List price
$110,000
Delta
-44.02%
Verdict
UNDERPRICED
Comps
2 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.83% rent growth · sell at horizon

5-year hold
IRR
-3.6%
Equity multiple
0.86×
Total profit
$-4,231
Equity at exit
$16,401
10-year hold
IRR
7.0%
Equity multiple
1.55×
Total profit
$16,815
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70726

Rents YoY
3.8%
Active inventory
976
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,212 medium interval (Pro) →
Mortgage (P&I)
$577
Tax est. 1.5%
$138 /mo · $1,650/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$254
Net cashflow
$197

Break-even live

Break-even rent $962
Max offer price $110,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-18
    days on market $110,000 Active 154 DOM
  2. 2026-06-17
    days on market $110,000 Active 153 DOM
  3. 2026-06-16
    days on market $110,000 Active 152 DOM
  4. 2026-06-15
    days on market $110,000 Active 151 DOM
  5. 2026-06-14
    days on market $110,000 Active 149 DOM
  6. 2026-06-13
    days on market $110,000 Active 148 DOM
  7. 2026-06-10
    days on market $110,000 Active 146 DOM
  8. 2026-06-08
    days on market $110,000 Active 144 DOM
  9. 2026-06-07
    days on market $110,000 Active 143 DOM
  10. 2026-06-03
    days on market $110,000 Active 139 DOM
  11. 2026-06-02
    days on market $110,000 Active 138 DOM
  12. 2026-06-01
    days on market $110,000 Active 137 DOM
  13. 2026-05-31
    days on market $110,000 Active 136 DOM
  14. 2026-05-31
    days on market $110,000 Active 135 DOM
  15. 2026-04-13
    price $110,000 338-char remark
    Show marketing remark (340 chars)

    BAYSIDE ESTATES! NEW 2BR/1BA HOME! The main living area includes the kitchen/dining/living room. Bedrooms are located on each end of the home with nice hall bathroom with 4' shower. The laundry area has lots of storage space. This home come with Refrigerator, washer, and dryer. Enjoy the large covered porch across the front. (7.8 X 50')

  16. 2026-04-13
    price $110,000 340-char remark
    Show marketing remark (340 chars)

    BAYSIDE ESTATES! NEW 2BR/1BA HOME! The main living area includes the kitchen/dining/living room. Bedrooms are located on each end of the home with nice hall bathroom with 4' shower. The laundry area has lots of storage space. This home come with Refrigerator, washer, and dryer. Enjoy the large covered porch across the front. (7.8 X 50')

  17. 2026-01-16
    listed $120,000 Active 340-char remark
    Show marketing remark (340 chars)

    BAYSIDE ESTATES! NEW 2BR/1BA HOME! The main living area includes the kitchen/dining/living room. Bedrooms are located on each end of the home with nice hall bathroom with 4' shower. The laundry area has lots of storage space. This home come with Refrigerator, washer, and dryer. Enjoy the large covered porch across the front. (7.8 X 50')

  18. 2026-01-15
    listed $120,000 Active 338-char remark
    Show marketing remark (338 chars)

    BAYSIDE ESTATES! NEW 2BR/1BA HOME! The main living area includes the kitchen/dining/living room. Bedrooms are located on each end of the home with nice hall bathroom with 4' shower. The laundry area has lots of storage space. This home come with Refrigerator, washer, and dryer. Enjoy the large covered porch across the front. (7.8 X 50')

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,541
− Mortgage interest
−$6,162
− Property taxes
−$1,650
− Insurance
−$550
− Repairs & maintenance
−$1,163
− Management
−$1,163
− Depreciation
−$3,200
Taxable income
$653
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$157
After-tax cash flow
$2,209/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab

This home is in good condition with minimal cosmetic updates needed to enhance its resale and rental value. Fresh paint, landscaping, and modernizing the kitchen and bathrooms would significantly boost its appeal.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more potential buyers/tenants.
  • Both New flooring in bathrooms — Fresh flooring can improve the overall look and feel of the home, appealing to both buyers and renters.
  • Both New countertops and backsplash in kitchen — Modernizing the kitchen can significantly increase the home's value and appeal to a broader audience.
  • Both New lighting fixtures throughout the home — Upgrading lighting can make the home more inviting and energy-efficient, enhancing both resale and rental value.
  • Both New flooring in bathrooms — Fresh flooring can improve the overall look and feel of the home, appealing to both buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more potential buyers/tenants.
  • Both New flooring in bathrooms — Fresh flooring can improve the overall look and feel of the home, appealing to both buyers and renters.
  • Both New countertops and backsplash in kitchen — Modernizing the kitchen can significantly increase the home's value and appeal to a broader audience.
  • Both New lighting fixtures throughout the home — Upgrading lighting can make the home more inviting and energy-efficient, enhancing both resale and rental value.
  • Both New flooring in bathrooms — Fresh flooring can improve the overall look and feel of the home, appealing to both buyers and renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Livingston Parish
NCES district ID
2201020
Math proficiency
40% ▼ -38.00%
Reading proficiency
52% ▼ -32.00%
Median HH income
$56,755
Composite
40.07/100
National rank
#3811
State rank
#13 of 98 in LA

Livability — Port Vincent

Score
65/100
State rank
#142
US rank
#12539

Category grades

Amenities F Commute F Cost of living A Crime C+ Employment B- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Vincent, LA
County
Livingston Parish · 87,496 people
Metro
Baton Rouge, LA
Population (ZIP)
63,575
Household income
$78,621
Rent vs Own
27.0% rent · 73.0% own
Severe rent burden
1211.0

Population outlook (Livingston County) Hauer SSP2

Today (2025)
158,511 people
By 2030
168,241 · +6.1%
By 2040
186,252 · +17.5%
By 2050
201,516 · +27.1%
By 2075
231,217 · +45.9%
By 2100
241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 13% Hispanic / Latino 9% Two or more races 6%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 9% Serbian 1% Italian 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Livingston

2024 margin
Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
2008→2024 swing
+3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
All cycles
2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.37%
Current HPI
170.2207
Rent YoY
▲ 3.83%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-8.3% since first listed
4 events — show timeline
  • 2026-04-13 Price Changed $110,000 AcadianaMLS
  • 2026-04-13 Price Changed $110,000 GBRMLS
  • 2026-01-16 Listed $120,000 GBRMLS
  • 2026-01-15 Listed $120,000 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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