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36 Woodchase Ct
C Composite 59.6
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.5/30.0
  • DSCR +8.5/10.0
  • ARV discount +6.1/15.0
  • 1% rule +5.8/10.0
  • Schools +5.0/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.8/10.0

$156,500

36 Woodchase Ct · Poydras, LA 70092
3 bd · 1.0 ba · 1,100 sqft · SingleFamily · 151 Days on market
Built 1994 Est $152k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

Key facts

  • Flood zone x
  • Huge carport
  • Storage shed

Tags

3 YEAR OLD ROOFFLOOD ZONE XHUGE CARPORTGRANITE COUNTER IN KITCHENGENERATOR HOOKUPSTORAGE SHED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $156k.

Deal economics

  • At list price, monthly cash flow is $299 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $156k).
  • Recommended offer: $138k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 58/100 on livability (#309 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A-, crime B; Watch: amenities F, commute F, employment F.
  • Market conditions: 54 active listings in the ZIP; 112 units permitted in St. Bernard Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • St. Bernard County population projected at +89% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 151 days — a 12% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 29y ago; this cycle's ask has dropped $26k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $137,720 (12.0% below list)

Questions for the listing agent

  1. It's been on market 151 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
9.10%
Cash-on-cash
10.02%
DSCR
1.45
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$151,800
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
36 Woodchase Ct 0.00mi 3/1.0 1,100 (0%) 1mo $145,900 $133 99
3024 Farmsite Rd 0.10mi 3/1.0 1,100 (0%) 0mo $168,000 $153 95
2504 Torres Dr 0.15mi 3/1.5 1,144 (+4%) 13mo $112,000 $98 74
2501 Torres Dr 0.18mi 3/1.0 1,151 (+5%) 13mo $172,000 $149 73
2316 Torres Dr 0.23mi 2/2.0 (-1) 1,100 (0%) 11mo $152,500 $139 71
2704 Torres Dr 0.05mi 3/2.0 1,253 (+14%) 3mo $190,000 $152 68
1908 Suzi Dr 0.57mi 3/1.0 1,000 (-9%) 12mo $45,000 $45 49
2617 Meadowlark Dr 0.51mi 3/2.0 1,226 (+12%) 13mo $175,000 $143 43
2012 Redbird Dr 0.64mi 3/2.0 1,238 (+12%) 6mo $62,500 $50 40
2516 Kingbird Blvd 0.74mi 3/2.0 1,232 (+12%) 3mo $120,000 $97 39
2605 Meadowlark Dr 0.50mi 3/2.0 1,237 (+12%) 16mo $122,000 $99 38
2009 Redbird Dr 0.65mi 3/2.0 1,246 (+13%) 20mo $172,500 $138 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.8%
Equity multiple
0.86×
Total profit
$-6,301
Equity at exit
$23,335
10-year hold
IRR
5.9%
Equity multiple
1.43×
Total profit
$19,048
Equity at exit
$13,531

Cash invested: $43,820 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70092

Home prices YoY
-3.7%
Active inventory
54
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,691 medium interval (Pro) →
Mortgage (P&I)
$821
Tax from tax record
$84 /mo · $1,012/yr
Insurance
$65
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$355
Net cashflow
$299

Break-even live

Break-even rent $1,312
Max offer price $156,500
Occupancy floor 77%

Sensitivity live

Price -10% $388 -5% $344 +0% $299 +5% $255 +10% $211
Rent -10% $166 -5% $232 +0% $299 +5% $366 +10% $433
Rate -1.0pp $378 -0.5pp $339 base $299 +0.5pp $259 +1.0pp $217

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,125
Closing costs
$4,695
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-04-16
    status Pending 588-char remark
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  2. 2026-04-16
    status Pending
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  3. 2026-04-03
    price $156,500 588-char remark
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  4. 2026-04-03
    price $156,500
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  5. 2026-02-23
    price $158,500 588-char remark
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  6. 2026-02-23
    price $158,500
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  7. 2026-02-12
    price $159,500 588-char remark
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  8. 2026-02-12
    price $159,500
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  9. 2026-01-22
    price $169,500 588-char remark
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  10. 2026-01-22
    price $169,500
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  11. 2025-12-02
    price $175,000 588-char remark
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  12. 2025-12-02
    price $175,000
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  13. 2025-11-23
    price $180,000
  14. 2025-11-16
    listed $180,000 Active 588-char remark
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  15. 2025-11-16
    listed $183,000 Active
    Show marketing remark (588 chars)

    This exceptional three-bedroom residence is highlighted by its meticulous maintenance, featuring a three-year-old roof that benefits insurance costs, and a desirable flood zone X location. The property's advantages include a spacious carport, fence, granite kitchen countertops, and the inclusion of all appliances. Furthermore, the home boasts tray ceilings, a bar top, generator hookup, a newly painted interior, storage shed, and an all-brick exterior. Homes of this quality rarely become available and will not remain on the market for long. This property is completely move-in ready.

  16. 2025-07-27
    soldstatus $166,000
  17. 2025-07-26
    listed $166,000
  18. 2025-07-26
    listed $166,000
  19. 1997-10-14
    soldstatus $61,000
  20. 1997-09-30
    soldstatus $61,000
  21. 1997-06-16
    listed $62,000
  22. 1997-06-16
    listed $62,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,012 · $84/mo
Projected year-2 tax
$1,012 · $84/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 60% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,293
− Mortgage interest
−$8,766
− Property taxes
−$1,012
− Insurance
−$1,580
− Repairs & maintenance
−$1,623
− Management
−$1,623
− Depreciation
−$4,553
Taxable income
$1,135
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$272
After-tax cash flow
$3,319/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Poydras

Score
58/100
State rank
#309
US rank
#21341

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Poydras, LA
Population (ZIP)
6,784

Population outlook (St. Bernard County) Hauer SSP2

Today (2025)
66,513 people
By 2030
77,768 · +16.9%
By 2040
101,296 · +52.3%
By 2050
125,770 · +89.1%
By 2075
188,160 · +182.9%
By 2100
239,339 · +259.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 46% Black 43% Hispanic / Latino 9% Two or more races 6% Native American 1%
Hispanic origin (detail)
Mexican 1%
Common ancestry
Lithuanian 11% Iranian 1% Hispanic 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · St. Bernard

2024 margin
Strong R (+29.3) · D 34.5% · R 63.8% · Other 1.7%
2008→2024 swing
+16.1pp toward D · 2008: -45.4pp · 2024: -29.3pp
All cycles
2024: R+29.3 2020: R+28.5 2016: R+33.4 2012: R+24.7 2008: R+45.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -8.36%
Current HPI
218.6728
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+152.4% since first listed
22 events — show timeline
  • 2026-04-16 Pending AcadianaMLS
  • 2026-04-16 Pending GSREIN
  • 2026-04-03 Price Changed $156,500 AcadianaMLS
  • 2026-04-03 Price Changed $156,500 GSREIN
  • 2026-02-23 Price Changed $158,500 AcadianaMLS
  • 2026-02-23 Price Changed $158,500 GSREIN
  • 2026-02-12 Price Changed $159,500 AcadianaMLS
  • 2026-02-12 Price Changed $159,500 GSREIN
  • 2026-01-22 Price Changed $169,500 AcadianaMLS
  • 2026-01-22 Price Changed $169,500 GSREIN
  • 2025-12-02 Price Changed $175,000 AcadianaMLS
  • 2025-12-02 Price Changed $175,000 GSREIN
  • 2025-11-23 Price Changed $180,000 GSREIN
  • 2025-11-16 Listed $183,000 GSREIN
  • 2025-11-16 Listed $180,000 AcadianaMLS
  • 2025-07-27 Sold (MLS) $166,000 GSREIN
  • 2025-07-26 Listed $166,000 AcadianaMLS
  • 2025-07-26 Listed $166,000 GSREIN
  • 1997-10-14 Sold (Public Records) $61,000 Public Records
  • 1997-09-30 Sold (MLS) $61,000 GSREIN
  • 1997-06-16 Listed $62,000 AcadianaMLS
  • 1997-06-16 Listed $62,000 GSREIN

Property tax history

+4.2%/yr

Latest (2025): $1,012 · +45.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…