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10719 S 275th EastAvenue
D Composite 44.53
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.9/15.0
  • Cash flow +10.1/30.0
  • Condition / age +4.0/5.0
  • Livability +3.4/5.0
  • 1% rule +3.1/10.0
  • Schools +3.1/10.0
  • Rent growth +3.0/5.0
  • DSCR +2.9/10.0
  • Appreciation +0.0/10.0

$267,762

10719 S 275th EastAvenue · Coweta, OK 74014
4 bd · 2.0 ba · 1,550 sqft · SingleFamily · 94 Days on market
Built 2026 Good condition 7,199 sqft lot Garage $173/sqft · 16% below area Est $320k · 16% under $25/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 4 bedroom, 2 bathroom, 1550 square feet home is ready to be filled with your family and friends! Natural light streams into the living and kitchen area so you can enjoy a spacious and airy family area with a dedicated dining space. Available space is truly maximized in this home with a large walk-in master closet and a dedicated laundry space and linen closet.

Key facts

  • 7,199 sq ft lot
  • 2 garage spots
  • Community pool

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $268k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-156 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $245k (8.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (18.7% below list).
  • Recommended offer: $218k (18.7% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 3.9% in Coweta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#73 in OK) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Coweta (suburban): math 22% / reading 23% proficiency, ranked #124 of 270 in OK (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Highland Park Es (math 41% / reading 33%, grade F, #132 of 845 statewide, top 19%, 698 students, 0% FRL); Oneta Ridge Ms (math 25% / reading 26%, grade F, #84 of 345 statewide, top 26%, 924 students, 0% FRL); Broken Arrow Hs (math 22% / reading 36%, grade F, #120 of 447 statewide, top 27%, 4,589 students, 0% FRL) — zoned schools average 0% FRL vs 37% district-wide (37 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+2.1%/yr); 827 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 581 units permitted in Wagoner County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Wagoner County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 94 days — a 9% lower offer ($244k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $217,594 (18.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.59%
Cash-on-cash
-2.50%
DSCR
0.89
GRM
10.3

CMA / ARV

ARV (median comp)
$320,057
List price
$267,762
Delta
-16.34%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11762 S 279th EastAvenue 0.26mi 4/2.0 1,496 (-4%) 1mo $245,845 $164 81
27608 E 109th Pl S 0.06mi 4/2.0 1,700 (+10%) 2mo $289,900 $171 79
28032 E 108th Pl 0.16mi 3/2.0 (-1) 1,612 (+4%) 3mo $327,000 $203 78
27155 E 109th St S 0.12mi 3/2.0 (-1) 1,468 (-5%) 3mo $269,990 $184 78
10930 S 274th EastAvenue 0.12mi 4/2.0 1,751 (+13%) 3mo $298,000 $170 70
10893 S 277th EastAvenue 0.15mi 3/2.0 (-1) 1,702 (+10%) 2mo $305,000 $179 70
11812 S 279th EastAvenue 0.28mi 4/2.0 1,699 (+10%) 2mo $256,985 $151 69
10890 S 278 EastAvenue 0.18mi 3/2.0 (-1) 1,702 (+10%) 2mo $305,000 $179 68
10803 S 274th EastAvenue 0.22mi 3/2.0 (-1) 1,714 (+11%) 1mo $310,093 $181 66
27914 E 108th Pl S 0.26mi 3/2.0 (-1) 1,702 (+10%) 1mo $312,000 $183 66
27966 E 108th St S 0.31mi 3/2.0 (-1) 1,703 (+10%) 1mo $312,000 $183 63
10801 S 274th EastAvenue 0.23mi 3/2.0 (-1) 1,750 (+13%) 1mo $329,900 $189 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.12% rent growth · sell at horizon

5-year hold
IRR
-21.4%
Equity multiple
0.26×
Total profit
$-55,215
Equity at exit
$39,924
10-year hold
IRR
-17.2%
Equity multiple
0.09×
Total profit
$-68,415
Equity at exit
$23,151

Cash invested: $74,973 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
37 active · 26 under contract
Months of supply
10.1 mo (10%/mo absorbed)
Median asking
$299,490 ($175/sqft)
Median days on market
113 d
This list price
14% of active listings are priced below it
ARV vs active asking
+17.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 74014

Rents YoY
2.1%
Active inventory
827
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,176 medium interval (Pro) →
Mortgage (P&I)
$1,404
Tax est. 1.5%
$335 /mo · $4,016/yr
Insurance
$112
HOA
$25
Vacancy / Maint / Mgmt
$457
Net cashflow
$-156

Break-even live

Break-even rent $2,374
Max offer price $245,123
Occupancy floor

Sensitivity live

Price -10% $29 -5% $-64 +0% $-156 +5% $-249 +10% $-341
Rent -10% $-328 -5% $-242 +0% $-156 +5% $-71 +10% $15
Rate -1.0pp $-22 -0.5pp $-88 base $-156 +0.5pp $-226 +1.0pp $-296

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,940
Closing costs
$8,033
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12201 S 270th East Ave Coweta, OK 3.0 2.0 1157 $1,750 $1.51 65d 1 1.26mi
12287 S 269th East Ave Coweta, OK 3.0 2.0 1230 $1,650 $1.34 30d 1 1.37mi

Property features AI

Finance

Financial info
Pets allowed
HOA & community
Homeowners association with annual feeAnnual association fee: $300Community amenities include pool and parkCommunity features include gutters and sidewalks

Exterior

Parking
Attached garage with 2 spaces
Security
Smoke detector(s)
Utilities
Public waterPublic sewerElectricity availableNatural gas availableCable available
Home design
Single-storyFaces southSlab foundation
Construction
Built by builderBrick, stone and wood frame constructionAsphalt/fiberglass roofHas home warranty
Exterior features
Covered patioRain gutters

Interior

Kitchen
Convection ovenOvenRange/StoveMicrowaveDishwasherGarbage disposalElectric water heater
Flooring
CarpetTile
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (gas)Central air conditioning
Interior features
Granite countersHigh-speed internetCeiling fan(s)Gas range connectionVinyl windows
Laundry & utility
Washer hookupElectric dryer hookup

Listing history 50 events

  1. 2026-08-08
    days on market $267,762 Active 94 DOM
  2. 2026-08-07
    days on market $267,762 Active 93 DOM
  3. 2026-08-06
    days on market $267,762 Active 92 DOM
  4. 2026-08-05
    days on market $267,762 Active 91 DOM
  5. 2026-08-04
    days on market $267,762 Active 90 DOM
  6. 2026-08-03
    days on market $267,762 Active 89 DOM
  7. 2026-08-01
    days on market $267,762 Active 86 DOM
  8. 2026-07-30
    days on market $267,762 Active 84 DOM
  9. 2026-07-28
    days on market $267,762 Active 83 DOM
  10. 2026-07-26
    days on market $267,762 Active 81 DOM
  11. 2026-07-24
    days on market $267,762 Active 79 DOM
  12. 2026-07-23
    days on market $267,762 Active 78 DOM
  13. 2026-07-22
    days on market $267,762 Active 77 DOM
  14. 2026-07-21
    days on market $267,762 Active 76 DOM
  15. 2026-07-20
    days on market $267,762 Active 75 DOM
  16. 2026-07-18
    days on market $267,762 Active 73 DOM
  17. 2026-07-18
    days on market $267,762 Active 72 DOM
  18. 2026-07-16
    days on market $267,762 Active 71 DOM
  19. 2026-07-15
    days on market $267,762 Active 70 DOM
  20. 2026-07-14
    days on market $267,762 Active 69 DOM
  21. 2026-07-13
    days on market $267,762 Active 68 DOM
  22. 2026-07-13
    days on market $267,762 Active 67 DOM
  23. 2026-07-11
    days on market $267,762 Active 66 DOM
  24. 2026-07-10
    days on market $267,762 Active 65 DOM
  25. 2026-07-09
    days on market $267,762 Active 64 DOM
  26. 2026-07-07
    days on market $267,762 Active 62 DOM
  27. 2026-07-06
    days on market $267,762 Active 61 DOM
  28. 2026-07-05
    days on market $267,762 Active 60 DOM
  29. 2026-07-03
    days on market $267,762 Active 58 DOM
  30. 2026-07-02
    days on market $267,762 Active 57 DOM
  31. 2026-07-01
    days on market $267,762 Active 56 DOM
  32. 2026-06-30
    days on market $267,762 Active 55 DOM
  33. 2026-06-29
    days on market $267,762 Active 54 DOM
  34. 2026-06-28
    days on market $267,762 Active 53 DOM
  35. 2026-06-27
    days on market $267,762 Active 52 DOM
  36. 2026-06-27
    days on market $267,762 Active 51 DOM
  37. 2026-06-25
    days on market $267,762 Active 49 DOM
  38. 2026-06-22
    days on market $267,762 Active 47 DOM
  39. 2026-06-22
    days on market $267,762 Active 46 DOM
  40. 2026-06-18
    days on market $267,762 Active 43 DOM
  41. 2026-06-17
    days on market $267,762 Active 42 DOM
  42. 2026-06-16
    days on market $267,762 Active 41 DOM
  43. 2026-06-15
    days on market $267,762 Active 40 DOM
  44. 2026-06-13
    days on market $267,762 Active 38 DOM
  45. 2026-06-10
    days on market $267,762 Active 35 DOM
  46. 2026-06-09
    days on market $267,762 Active 34 DOM
  47. 2026-06-08
    days on market $267,762 Active 33 DOM
  48. 2026-06-07
    days on market $267,762 Active 32 DOM
  49. 2026-06-05
    days on market $267,762 Active 29 DOM
  50. 2026-06-03
    days on market $267,762 Active 28 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,111
− Mortgage interest
−$14,999
− Property taxes
−$4,016
− Insurance
−$1,339
− Repairs & maintenance
−$2,089
− Management
−$2,089
− HOA
−$300
− Depreciation
−$7,789
Taxable loss
−$6,510
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,562
After-tax cash flow
$-315/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

This 4-bedroom, 2-bathroom home is in excellent condition with no visible repairs needed. It offers a spacious and airy living area and is ready for a new owner to move in.

Value-add opportunities

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Modern flooring improves aesthetics and adds value
  • Both New kitchen appliances — Upgrades the kitchen and adds value
  • Both New bathroom fixtures — Enhances bathrooms and adds value
F Composite school gradezoned avg 31/100

Zoned Schools

Elementary Highland Park Es F OK #132/845 Nat'l #21,438/41,679 Middle Oneta Ridge Ms F OK #84/345 Nat'l #10,204/14,009 High Broken Arrow Freshman Academy

Schools (NCES district)

District
Coweta
NCES district ID
4008850
Math proficiency
22% ▼ -11.00%
Reading proficiency
23% ▼ -11.00%
Median HH income
$56,119
Composite
20.57/100
National rank
#8557
State rank
#124 of 270 in OK
C Composite livability gradescore 68/100

Livability — Coweta

Score
68/100
State rank
#73
US rank
#9871

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety C+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Coweta, OK
County
Wagoner County · 84,796 people
City population
16,622
Metro
Tulsa, OK
Population (ZIP)
45,212
Household income
$95,501
Rent vs Own
12.1% rent · 87.9% own
Severe rent burden
8% of renters

Population outlook (Wagoner County) Hauer SSP2

Today (2025)
84,796 people
By 2030
88,162 · +4.0%
By 2040
93,882 · +10.7%
By 2050
98,219 · +15.8%
By 2075
106,561 · +25.7%
By 2100
109,360 · +29.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Two or more races 11% Hispanic / Latino 11% Native American 6% Asian 4% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Lithuanian 2%
Foreign-born
7% · Canada
Languages at home
89% English-only · Spanish 7% Other Asian/Pacific 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Wagoner

2024 margin
Solid R (+49.8) · D 24.2% · R 74.0% · Other 1.8%
2008→2024 swing
-8.0pp toward R · 2008: -41.8pp · 2024: -49.8pp
All cycles
2024: R+49.8 2020: R+50.1 2016: R+52.0 2012: R+45.7 2008: R+41.8

Not yet ingested

Civics

Price history

+0.5% since first listed
3 events — show timeline
  • 2026-05-22 Price Changed $267,762 MLS Technology, Inc.
  • 2026-05-06 Listed $266,424 MLS Technology, Inc.
  • 2026-04-28 Listed $266,424 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…