10719 S 275th EastAvenue · Coweta, OK 74014

$272,034

4 bd · 2.0 ba · 1,550 sqft · SingleFamily · 140 Days on market

Built 2026 Good condition 7,199 sqft lot Garage $176/sqft · 14% below area Est $316k · 14% under $25/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.8/15.0
• Cash flow +9.6/30.0
• Condition / age +4.0/5.0
• Livability +3.4/5.0
• Schools +3.1/10.0
• 1% rule +3.0/10.0
• Rent growth +3.0/5.0
• DSCR +2.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This 4 bedroom, 2 bathroom, 1550 square feet home is ready to be filled with your family and friends! Natural light streams into the living and kitchen area so you can enjoy a spacious and airy family area with a dedicated dining space. Available space is truly maximized in this home with a large walk-in master closet and a dedicated laundry space and linen closet.

Key facts

• 7,199 sq ft lot
• 2 garage spots
• Community pool

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $272k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-186 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $245k (9.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (20.0% below list).
• Recommended offer: $218k (20.0% below list) — sets the bar for 1% rule.
• Cap rate 5.5% vs local median 3.9% in Coweta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#73 in OK) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Coweta (suburban): math 22% / reading 23% proficiency, ranked #124 of 270 in OK (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Highland Park Es (math 41% / reading 33%, grade F, #132 of 845 statewide, top 19%, 698 students, 0% FRL); Oneta Ridge Ms (math 25% / reading 26%, grade F, #84 of 345 statewide, top 26%, 924 students, 0% FRL); Broken Arrow Hs (math 22% / reading 36%, grade F, #120 of 447 statewide, top 27%, 4,589 students, 0% FRL) — zoned schools average 0% FRL vs 37% district-wide (37 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising (+2.1%/yr); 1022 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 581 units permitted in Wagoner County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Wagoner County population projected at +16% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 140 days — a 12% lower offer ($239k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $217,594 (20.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 140 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 5.47%
• Cash-on-cash: -2.93%
• DSCR: 0.87
• GRM: 10.4

CMA / ARV

• ARV (median comp): $316,075
• List price: $272,034
• Delta: -13.93%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
27173 E 109th St S	0.12mi	3/2.0 (-1)	1,554 (+0%)	1mo	$264,990	$171	89
27229 E 109th St S	0.12mi	4/2.0	1,655 (+7%)	1mo	$279,900	$169	82
10738 S 275th EastAvenue	0.04mi	4/2.0	1,729 (+12%)	1mo	$286,525	$166	78
27785 E 109th Pl S	0.15mi	3/2.0 (-1)	1,661 (+7%)	1mo	$327,000	$197	75
10710 S 275th EastAvenue S	0.04mi	3/2.0 (-1)	1,726 (+11%)	1mo	$307,268	$178	74
27517 E 107th St S	0.32mi	3/2.0 (-1)	1,450 (-6%)	0mo	$275,122	$190	69
27113 E 109th St S	0.12mi	3/2.0 (-1)	1,349 (-13%)	0mo	$249,990	$185	68
10803 S 274th EastAvenue	0.22mi	3/2.0 (-1)	1,714 (+11%)	2mo	$310,093	$181	65
10808 S 274th Ave E	0.22mi	3/2.0 (-1)	1,766 (+14%)	0mo	$306,471	$174	61
10801 S 274th EastAvenue	0.23mi	3/2.0 (-1)	1,750 (+13%)	2mo	$329,900	$189	61
27495 E 107th St S	0.32mi	3/2.0 (-1)	1,734 (+12%)	1mo	$297,103	$171	60
10721 S 281st EastAvenue	0.43mi	3/2.0 (-1)	1,693 (+9%)	1mo	$327,000	$193	59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.12% rent growth · sell at horizon

5-year hold

• IRR: -22.2%
• Equity multiple: 0.24×
• Total profit: $-57,788
• Equity at exit: $40,561

10-year hold

• IRR: -18.5%
• Equity multiple: 0.04×
• Total profit: $-73,076
• Equity at exit: $23,521

Cash invested: $76,170 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 36 active · 30 under contract
• Months of supply: 7.4 mo (13%/mo absorbed)
• Median asking: $299,806 ($177/sqft)
• Median days on market: 143 d
• This list price: 17% of active listings are priced below it
• ARV vs active asking: +15.5% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 74014

• Rents YoY: 2.1%
• Active inventory: 1022
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $2,176 medium
• Mortgage (P&I): −$1,427
• Tax est. 1.5%: −$340 /mo · $4,081/yr
• Insurance: −$113
• HOA: −$25
• Vacancy / Maint / Mgmt: −$457
• Net cashflow: $-186

Break-even live

Break-even rent $2,411

Max offer price $245,123

Occupancy floor —

Sensitivity live

Price	-10% $2	-5% $-92	+0% $-186	+5% $-280	+10% $-374
Rent	-10% $-358	-5% $-272	+0% $-186	+5% $-100	+10% $-14
Rate	-1.0pp $-49	-0.5pp $-117	base $-186	+0.5pp $-256	+1.0pp $-328

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,008
• Closing costs: $8,161
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
12201 S 270th East Ave Coweta, OK	3.0	2.0	1157	$1,750	$1.51	111d	1	1.26mi
12287 S 269th East Ave Coweta, OK	3.0	2.0	1230	$1,650	$1.34	76d	1	1.37mi

Property features AI

Finance

• Financial info: Pets allowed
• HOA & community: Homeowners association with annual feeAnnual association fee: $300Community amenities include pool and parkCommunity features include gutters and sidewalks

Exterior

• Parking: Attached garage with 2 spaces
• Security: Smoke detector(s)
• Utilities: Public waterPublic sewerElectricity availableNatural gas availableCable available
• Home design: Single-storyFaces southSlab foundation
• Construction: Built by builderBrick, stone and wood frame constructionAsphalt/fiberglass roofHas home warranty
• Exterior features: Covered patioRain gutters

Interior

• Kitchen: Convection ovenOvenRange/StoveMicrowaveDishwasherGarbage disposalElectric water heater
• Flooring: CarpetTile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (gas)Central air conditioning
• Interior features: Granite countersHigh-speed internetCeiling fan(s)Gas range connectionVinyl windows
• Laundry & utility: Washer hookupElectric dryer hookup

Listing history 50 events

1. 2026-09-23
   days on market $272,034 Active 140 DOM
2. 2026-09-22
   days on market $272,034 Active 139 DOM
3. 2026-09-21
   days on market $272,034 Active 138 DOM
4. 2026-09-20
   days on market $272,034 Active 137 DOM
5. 2026-09-19
   days on market $272,034 Active 136 DOM
6. 2026-09-18
   days on market $272,034 Active 135 DOM
7. 2026-09-17
   days on market $272,034 Active 134 DOM
8. 2026-09-16
   days on market $272,034 Active 133 DOM
9. 2026-09-15
   days on market $272,034 Active 132 DOM
10. 2026-09-14
    days on market $272,034 Active 131 DOM
11. 2026-09-13
    days on market $272,034 Active 130 DOM
12. 2026-09-12
    days on market $272,034 Active 129 DOM
13. 2026-09-11
    days on market $272,034 Active 128 DOM
14. 2026-09-05
    days on market $272,034 Active 122 DOM
15. 2026-09-04
    days on market $272,034 Active 121 DOM
16. 2026-09-03
    days on market $272,034 Active 120 DOM
17. 2026-08-31
    days on market $272,034 Active 117 DOM
18. 2026-08-29
    days on market $272,034 Active 115 DOM
19. 2026-08-28
    days on market $272,034 Active 114 DOM
20. 2026-08-27
    days on market $272,034 Active 113 DOM
21. 2026-08-26
    pricedays on market $272,034 Active 112 DOM
22. 2026-08-25
    days on market $267,762 Active 111 DOM
23. 2026-08-24
    days on market $267,762 Active 110 DOM
24. 2026-08-23
    days on market $267,762 Active 109 DOM
25. 2026-08-22
    days on market $267,762 Active 108 DOM
26. 2026-08-21
    days on market $267,762 Active 107 DOM
27. 2026-08-20
    days on market $267,762 Active 106 DOM
28. 2026-08-19
    days on market $267,762 Active 105 DOM
29. 2026-08-18
    days on market $267,762 Active 104 DOM
30. 2026-08-17
    days on market $267,762 Active 103 DOM
31. 2026-08-16
    days on market $267,762 Active 102 DOM
32. 2026-08-15
    days on market $267,762 Active 101 DOM
33. 2026-08-14
    days on market $267,762 Active 100 DOM
34. 2026-08-13
    days on market $267,762 Active 99 DOM
35. 2026-08-12
    days on market $267,762 Active 98 DOM
36. 2026-08-11
    days on market $267,762 Active 97 DOM
37. 2026-08-10
    days on market $267,762 Active 96 DOM
38. 2026-08-09
    days on market $267,762 Active 95 DOM
39. 2026-08-08
    days on market $267,762 Active 94 DOM
40. 2026-08-07
    days on market $267,762 Active 93 DOM
41. 2026-08-06
    days on market $267,762 Active 92 DOM
42. 2026-08-05
    days on market $267,762 Active 91 DOM
43. 2026-08-04
    days on market $267,762 Active 90 DOM
44. 2026-08-03
    days on market $267,762 Active 89 DOM
45. 2026-08-01
    days on market $267,762 Active 86 DOM
46. 2026-07-30
    days on market $267,762 Active 84 DOM
47. 2026-07-28
    days on market $267,762 Active 83 DOM
48. 2026-07-26
    days on market $267,762 Active 81 DOM
49. 2026-07-24
    days on market $267,762 Active 79 DOM
50. 2026-07-23
    days on market $267,762 Active 78 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,111
• − Mortgage interest: −$15,238
• − Property taxes: −$4,081
• − Insurance: −$1,360
• − Repairs & maintenance: −$2,089
• − Management: −$2,089
• − HOA: −$300
• − Depreciation: −$7,914
• Taxable loss: −$6,959
• Est. tax savings @ 24.0%: +$1,670
• After-tax cash flow: $-562/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 None rehab

This 4-bedroom, 2-bathroom home is in excellent condition with no visible repairs needed. It offers a spacious and airy living area and is ready for a new owner to move in.

Value-add opportunities

• Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both New flooring in bathrooms and kitchen — Modern flooring improves aesthetics and adds value ↑
• Both New kitchen appliances — Upgrades the kitchen and adds value ↑
• Both New bathroom fixtures — Enhances bathrooms and adds value ↑

F Composite school gradezoned avg 31/100

Zoned Schools

Elementary Highland Park Es F OK #132/845 Nat'l #21,438/41,679 Middle Oneta Ridge Ms F OK #84/345 Nat'l #10,204/14,009 High Broken Arrow Freshman Academy

Schools (NCES district)

• District: Coweta
• NCES district ID: 4008850
• Math proficiency: 22% ▼ -11.00%
• Reading proficiency: 23% ▼ -11.00%
• Median HH income: $56,119
• Composite: 20.57/100
• National rank: #8557
• State rank: #124 of 270 in OK

C Composite livability gradescore 68/100

Livability — Coweta

• Score: 68/100
• State rank: #73
• US rank: #9871

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety C+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Coweta, OK
• County: Wagoner County · 84,796 people
• City population: 144,172
• Metro: Tulsa, OK
• Population (ZIP): 45,212
• Household income: $95,501
• Rent vs Own: 12.1% rent · 87.9% own
• Severe rent burden: 8% of renters

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Population outlook (Wagoner County) Hauer SSP2

• Today (2025): 84,796 people
• By 2030: 88,162 · +4.0%
• By 2040: 93,882 · +10.7%
• By 2050: 98,219 · +15.8%
• By 2075: 106,561 · +25.7%
• By 2100: 109,360 · +29.0%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Two or more races 11% Hispanic / Latino 11% Native American 6% Asian 4% Black 3%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Italian 2% Slovak 2% Lithuanian 2%
• Foreign-born: 7% · Canada
• Languages at home: 89% English-only · Spanish 7% Other Asian/Pacific 2% Russian/Polish/Slavic 1%

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Political lean MEDSL · Wagoner

• 2024 margin: Solid R (+49.8) · D 24.2% · R 74.0% · Other 1.8%
• 2008→2024 swing: -8.0pp toward R · 2008: -41.8pp · 2024: -49.8pp
• All cycles: 2024: R+49.8 2020: R+50.1 2016: R+52.0 2012: R+45.7 2008: R+41.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -206.67%
• Current HPI: 203.7301
• Rent YoY: ▲ 2.12%
• Metro: Tulsa, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

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Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Property features AI

Finance

• Financial info: Pets allowed
• HOA & community: Homeowners association with annual feeAnnual association fee: $300Community amenities include pool and parkCommunity features include gutters and sidewalks

Exterior

• Parking: Attached garage with 2 spaces
• Security: Smoke detector(s)
• Utilities: Public waterPublic sewerElectricity availableNatural gas availableCable available
• Home design: Single-storyFaces southSlab foundation
• Construction: Built by builderBrick, stone and wood frame constructionAsphalt/fiberglass roofHas home warranty
• Exterior features: Covered patioRain gutters

Interior

• Kitchen: Convection ovenOvenRange/StoveMicrowaveDishwasherGarbage disposalElectric water heater
• Flooring: CarpetTile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (gas)Central air conditioning
• Interior features: Granite countersHigh-speed internetCeiling fan(s)Gas range connectionVinyl windows
• Laundry & utility: Washer hookupElectric dryer hookup

Price history

+0.5% since first listed

3 events — show timeline

• 2026-05-22 Price Changed $267,762 MLS Technology, Inc.
• 2026-05-06 Listed $266,424 MLS Technology, Inc.
• 2026-04-28 Listed $266,424 Zillow