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118 June Ave
B+ Composite 77.02
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +7.7/10.0
  • Appreciation +4.7/10.0
  • Condition / age +4.0/5.0
  • Rent growth +2.9/5.0
  • Livability +2.9/5.0
  • Schools +1.3/10.0

$84,900

118 June Ave · Hueytown, AL 35023
2 bd · 1.0 ba · 912 sqft · SingleFamily public records · 430 Days on market
Built 1948 Good condition 7,405 sqft lot $93/sqft · 40% below area Est $141k · 40% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming 2 bedroom/1 bathroom has been completely renovated to include luxury flooring, fresh paint and modern updates throughout. Fenced in back yard waiting for memories to be made in, come check out this home for yourself to see the potential!

Key facts

  • Fresh paint
  • Modern updates
  • Luxury flooring

Tags

FENCED IN BACK YARDCOMPLETELY RENOVATEDMODERN UPDATESLUXURY FLOORINGFRESH PAINT

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $85k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $278 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $75k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Brighton School (math 5% / reading 15%, grade F, #566 of 627 statewide, top 90%, 365 students, 89% FRL); Pleasant Grove High School (math 0% / reading 18%, grade F, #260 of 305 statewide, top 85%, 729 students, 57% FRL) — zoned schools average 73% FRL vs 49% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.6%/yr); 325 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals lingering (median 100d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

  • In year one you build about $78 of equity ($587 loan paydown + $-509 appreciation (-0.6% local appreciation)).
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 1.6% rent growth), your $24k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 430 days — a 12% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 13y ago; this cycle's ask has dropped $40k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 430 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.27% ✓
Cap rate
10.23%
Cash-on-cash
14.05%
DSCR
1.63
GRM
6.5

CMA / ARV

ARV (median comp)
$140,720
List price
$84,900
Delta
-39.67%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
122 June Ave 0.02mi 2/1.0 866 (-5%) 11mo $63,000 $73 82
116 Ivy Ave 0.07mi 2/1.0 851 (-7%) 7mo $80,000 $94 79
207 June Ave 0.07mi 2/1.0 851 (-7%) 16mo $130,000 $153 72
130 Forest Rd 0.62mi 2/1.0 931 (+2%) 1mo $65,000 $70 67
207 Ivy Ave 0.08mi 2/1.0 1,005 (+10%) 22mo $105,000 $104 61
2838 Brooklane Dr 0.54mi 3/2.0 (+1) 975 (+7%) 11mo $98,150 $101 45
137 Baker Ave 0.62mi 3/1.0 (+1) 1,020 (+12%) 2mo $145,000 $142 45
2822 Brooklane Dr 0.60mi 3/1.0 (+1) 975 (+7%) 15mo $97,000 $99 43
130 Crystal Ave 0.51mi 2/1.0 1,040 (+14%) 13mo $17,500 $17 42
118 Holly St 0.59mi 2/1.0 784 (-14%) 10mo $115,000 $147 40
148 Mabelon Dr 0.65mi 3/1.0 (+1) 1,004 (+10%) 10mo $95,500 $95 40
146 Baker Ave 0.58mi 3/1.0 (+1) 1,025 (+12%) 23mo $110,000 $107 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold
IRR
10.5%
Equity multiple
1.48×
Total profit
$11,385
Equity at exit
$22,136
10-year hold
IRR
15.1%
Equity multiple
2.49×
Total profit
$35,322
Equity at exit
$24,675

Cash invested: $23,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
16 active · 11 under contract
Months of supply
12.0 mo (8%/mo absorbed)
Median asking
$114,950 ($121/sqft)
Median days on market
60 d
This list price
19% of active listings are priced below it
ARV vs active asking
+27.6% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 35023

Home prices YoY
-0.1%
Rents YoY
1.6%
Active inventory
325
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,082 high interval (Pro) →
Mortgage (P&I)
−$445
Tax from tax record
−$96 /mo · $1,148/yr
Insurance
−$35
HOA
−$0
Vacancy / Maint / Mgmt
−$227
Net cashflow
$278

Break-even live

Break-even rent $729
Max offer price $84,900
Occupancy floor 69%

Sensitivity live

Price -10% $326 -5% $302 +0% $278 +5% $254 +10% $230
Rent -10% $193 -5% $236 +0% $278 +5% $321 +10% $364
Rate -1.0pp $321 -0.5pp $300 base $278 +0.5pp $256 +1.0pp $234

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,225
Closing costs
$2,547
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
119 Lakeland Ave Bessemer, AL 3.0 1.0 1042 $1,125 $1.08 120d 1 0.17mi
165 Mabelon Dr Bessemer, AL 3.0 1.0 1000 $1,450 $1.45 0d 1 0.59mi
309 Sunrise Blvd Bessemer, AL 2.0 1.0 1105 $1,160 $1.05 108d 1 0.62mi
2822 Brooklane Dr Bessemer, AL 2.0 1.0 975 $1,000 $1.03 140d 1 0.63mi
124 Dabbs Ave Unit 130-A Hueytown, AL 2.0 1.0 855 $1,025 $1.20 7d 1 0.75mi
110 Ray Ave Apt 7 Hueytown, AL 2.0 2.0 900 $875 $0.97 7d 1 0.87mi
106 Walker Ave Bessemer, AL 1.0 1.0 576 $725 $1.26 72d 1 0.91mi
2024 28th Ave N Bessemer, AL 2.0 1.0 952 $1,050 $1.10 7d 1 1.07mi
2020 High School Rd Unit C Bessemer, AL 2.0 1.0 733 $750 $1.02 111d 1 1.09mi
2020 High School Rd Apt H Bessemer, AL 2.0 1.0 733 $600 $0.82 64d 1 1.09mi
116 Vail Ave Bessemer, AL 2.0 1.0 1008 $925 $0.92 64d 1 1.10mi
2423 Circle Dr Bessemer, AL 2.0 1.0 732 $1,050 $1.43 140d 1 1.10mi
109 Oak Ave Bessemer, AL 3.0 1.0 1120 $1,200 $1.07 99d 1 1.22mi
1409 Hueytown Rd Apt 63 Bessemer, AL 2.0 1.0 876 $995 $1.14 140d 1 1.24mi
1409 Hueytown Rd Unit 21 Bessemer, AL 2.0 1.0 876 $995 $1.14 7d 1 1.24mi
1409 Hueytown Rd Unit 09 Bessemer, AL 1.0 1.0 695 $850 $1.22 140d 1 1.24mi
200 Love St Bessemer, AL 2.0 1.0 675 $1,100 $1.63 140d 1 1.27mi
301 Autumn Brook Ter Unit 401 Hueytown, AL 1.0 1.0 695 $850 $1.22 118d 1 1.30mi
622 S Parkell Ave Bessemer, AL 3.0 1.0 963 $1,200 $1.25 140d 1 1.44mi
204 Cherry Ct Unit 206 Hueytown, AL 2.0 1.0 950 $950 $1.00 7d 1 1.47mi
204 Cherry Ct Unit 204 Hueytown, AL 2.0 1.5 950 $950 $1.00 7d 1 1.47mi
1444 Hueytown Rd Unit B Hueytown, AL 2.0 1.0 725 $900 $1.24 87d 1 1.48mi
107 Wheeler Dr Bessemer, AL 2.0 1.0 950 $950 $1.00 140d 1 1.50mi

Listing history 50 events

  1. 2026-09-25
    days on market $84,900 Active 430 DOM
  2. 2026-09-24
    days on market $84,900 Active 429 DOM
  3. 2026-09-23
    days on market $84,900 Active 428 DOM
  4. 2026-09-22
    days on market $84,900 Active 427 DOM
  5. 2026-09-21
    days on market $84,900 Active 426 DOM
  6. 2026-09-20
    days on market $84,900 Active 425 DOM
  7. 2026-09-19
    days on market $84,900 Active 424 DOM
  8. 2026-09-18
    days on market $84,900 Active 423 DOM
  9. 2026-09-17
    days on market $84,900 Active 422 DOM
  10. 2026-09-16
    days on market $84,900 Active 421 DOM
  11. 2026-09-15
    days on market $84,900 Active 420 DOM
  12. 2026-09-14
    days on market $84,900 Active 419 DOM
  13. 2026-09-13
    days on market $84,900 Active 418 DOM
  14. 2026-09-12
    days on market $84,900 Active 417 DOM
  15. 2026-09-11
    days on market $84,900 Active 416 DOM
  16. 2026-09-05
    days on market $84,900 Active 410 DOM
  17. 2026-09-04
    days on market $84,900 Active 409 DOM
  18. 2026-09-03
    days on market $84,900 Active 408 DOM
  19. 2026-08-31
    days on market $84,900 Active 405 DOM
  20. 2026-08-30
    days on market $84,900 Active 404 DOM
  21. 2026-08-28
    days on market $84,900 Active 402 DOM
  22. 2026-08-27
    days on market $84,900 Active 401 DOM
  23. 2026-08-26
    days on market $84,900 Active 400 DOM
  24. 2026-08-25
    days on market $84,900 Active 399 DOM
  25. 2026-08-24
    days on market $84,900 Active 398 DOM
  26. 2026-08-23
    days on market $84,900 Active 397 DOM
  27. 2026-08-22
    days on market $84,900 Active 396 DOM
  28. 2026-08-21
    pricedays on market $84,900 Active 395 DOM
  29. 2026-08-20
    days on market $87,500 Active 394 DOM
  30. 2026-08-19
    days on market $87,500 Active 393 DOM
  31. 2026-08-18
    days on market $87,500 Active 392 DOM
  32. 2026-08-17
    days on market $87,500 Active 391 DOM
  33. 2026-08-16
    days on market $87,500 Active 390 DOM
  34. 2026-08-15
    remarks 361-char remark
  35. 2026-08-15
    days on market $87,500 Active 389 DOM
  36. 2026-08-14
    days on market $87,500 Active 388 DOM
  37. 2026-08-13
    days on market $87,500 Active 387 DOM
  38. 2026-08-12
    days on market $87,500 Active 386 DOM
  39. 2026-08-11
    days on market $87,500 Active 385 DOM
  40. 2026-08-10
    days on market $87,500 Active 384 DOM
  41. 2026-08-09
    days on market $87,500 Active 383 DOM
  42. 2026-08-08
    days on market $87,500 Active 382 DOM
  43. 2026-08-07
    days on market $87,500 Active 381 DOM
  44. 2026-08-06
    days on market $87,500 Active 380 DOM
  45. 2026-08-05
    days on market $87,500 Active 379 DOM
  46. 2026-08-04
    days on market $87,500 Active 378 DOM
  47. 2026-08-03
    days on market $87,500 Active 377 DOM
  48. 2026-07-31
    days on market $87,500 Active 374 DOM
  49. 2026-07-30
    days on market $87,500 Active 372 DOM
  50. 2026-07-28
    pricedays on market $87,500 Active 371 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,148 · $96/mo
Projected year-2 tax
$1,148 · $96/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,981
− Mortgage interest
−$4,756
− Property taxes
−$1,148
− Insurance
−$424
− Repairs & maintenance
−$1,038
− Management
−$1,038
− Depreciation
−$2,470
Taxable income
$2,106
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$506
After-tax cash flow
$2,835/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 80/100 Cosmetic rehab Est. rehab $4,560–$13,680 screening

This charming 2-bedroom home has been completely renovated with modern updates and is move-in ready. The exterior and interior are in good condition, with potential for further enhancements to boost its value.

Components & finishes AI

Roof metal · good Flooring hardwood Counters granite Appliances stainless steel HVAC central · new lt5

Value-add opportunities

  • Resale Paint exterior trim and shutters — Fresh paint enhances curb appeal and home value ↑
  • Both Landscaping improvements — Enhances curb appeal and adds value for both resale and rental ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 13/100

Zoned Schools

Elementary Brighton School F AL #566/627 Nat'l #38,691/41,679 Middle Hueytown Middle School F AL #206/257 Nat'l #12,632/14,009 High Hueytown High School F AL #235/305 Nat'l #15,655/17,239

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL
D Composite livability gradescore 57/100

Livability — Hueytown

Score
57/100
State rank
#378
US rank
#21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hueytown, AL
County
Jefferson County · 669,185 people
Metro
Birmingham-Hoover, AL
Population (ZIP)
25,533
Household income
$69,863
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
14% of renters

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 1% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics
—

Price history

+219.1% since first listed
17 events — show timeline
  • 2026-05-12 Price Changed $91,900 Greater Alabama MLS
  • 2026-04-28 Price Changed $96,400 Greater Alabama MLS
  • 2026-03-19 Price Changed $99,900 Greater Alabama MLS
  • 2026-03-14 Price Changed $102,500 Greater Alabama MLS
  • 2025-12-06 Price Changed $105,750 Greater Alabama MLS
  • 2025-11-19 Price Changed $107,250 Greater Alabama MLS
  • 2025-11-07 Price Changed $108,650 Greater Alabama MLS
  • 2025-10-31 Price Changed $109,900 Greater Alabama MLS
  • 2025-10-09 Price Changed $112,500 Greater Alabama MLS
  • 2025-09-13 Price Changed $114,900 Greater Alabama MLS
  • 2025-08-05 Price Changed $118,500 Greater Alabama MLS
  • 2025-07-22 Listed $125,000 Greater Alabama MLS
  • 2019-05-01 Sold (Public Records) $85,625 Public Records
  • 2019-04-25 Sold (MLS) $85,500 Greater Alabama MLS
  • 2019-04-01 Listed $85,500 Greater Alabama MLS
  • 2013-01-29 Sold (MLS) $24,000 Greater Alabama MLS
  • 2013-01-18 Listed $28,800 Greater Alabama MLS

Property tax history

+10.1%/yr

Latest (2025): $1,148 · +6.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…