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9911 Bayou Woods Dr
D- Composite 38.08
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.2/30.0
  • ARV discount +6.3/15.0
  • 1% rule +4.0/10.0
  • DSCR +3.6/10.0
  • Livability +3.5/5.0
  • Schools +3.2/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$235,000

9911 Bayou Woods Dr · Baytown, TX 77521
3 bd · 3.0 ba · 1,388 sqft · SingleFamily public records · 24 Days on market
Built 1978 9,639 sqft lot Est $229k · at est. $10/mo HOA

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

You won't want to miss this unique opportunity in Baytown's Pinehurst subdivision. The home is 1388 sq ft and offers 3 bedrooms and 2 updated full baths, with a spacious living room, cute kitchen, and breakfast nook. There are also solar panels (already paid for) on the main home for energy savings. The additional building is 818 sq ft and offers a large main room with vaulted ceiling, another smaller room, a full bath with shower, and a bonus space upstairs. There are so many possibilities - workshop, guest cottage, pool house - it's up to you! And the yard has plenty of space to add a pool. This property is an estate and is being sold AS IS, so use your imagination and bring your dreams t

Key facts

  • Large main room
  • Vaulted ceiling
  • Guest house

Tags

SOLAR PANELSGUEST HOUSEVAULTED CEILINGBONUS SPACELARGE MAIN ROOMSPACIOUS LIVING ROOM

Property features AI

Finance

  • HOA & community: Pinehurst HOA/CMI with an annual fee of $120

Exterior

  • Parking: Attached garage; Driveway; Garage (2 spaces total)
  • Utilities: Public water; Public sewer
  • Home design: Residential property; One-story entry (rooms listed on first floor)
  • Construction: Built in 1978; Brick and wood siding exterior; Composition roof; Slab foundation
  • Exterior features: Private yard; Cleared lot

Interior

  • Kitchen: Electric oven; Electric range; Refrigerator; Water softener (owned and rented noted)
  • Bedrooms: Primary bedroom on first floor; Additional bedrooms on first floor (total possible bedrooms: 4)
  • Flooring: Vinyl
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Entrance foyer; High ceilings; Tub with shower; Ceiling fans; Kitchen/dining combo; Ventilation system
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $235k.

Deal economics

  • At list price, monthly cash flow is $-49 ($-588/yr) — negative.
  • To cash-flow at today's rent, offer at most $226k (3.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (10.1% below list).
  • Recommended offer: $211k (10.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.2% in Baytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#412 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
  • Goose Creek CISD (urban): math 37% / reading 36% proficiency, ranked #473 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: E F Green Junior School (1,020 students, 67% FRL); High Point School (12 students, 75% FRL).
  • Market conditions: Rents rising (+1.5%/yr); 612 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); 629 units permitted in Chambers County in 2024 (0 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Chambers County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($231k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $211,232 (10.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.04%
Cash-on-cash
-0.89%
DSCR
0.96
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$229,020
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9911 Bayou Woods Dr 0.00mi 3/3.0 1,388 (0%) 1mo $235,000 $169 99
9802 Bayou Woods Dr 0.20mi 3/2.0 1,413 (+2%) 2mo $239,500 $169 82
9915 Bayou Woods Dr 0.02mi 3/2.0 1,484 (+7%) 3mo $244,900 $165 81
9942 Bayou Woods Dr 0.12mi 3/2.0 1,481 (+7%) 0mo $210,000 $142 79
7319 Willow Oak Dr 0.14mi 3/2.0 1,488 (+7%) 5mo $237,000 $159 73
9910 El Chaco St 0.09mi 3/2.0 1,512 (+9%) 8mo $254,900 $169 70
7318 Palmetto Ln 0.28mi 3/2.0 1,440 (+4%) 8mo $234,900 $163 70
10010 Pinehurst St 0.18mi 3/2.5 1,546 (+11%) 8mo $284,000 $184 64
7319 Pine Shadows Ln 0.37mi 3/2.0 1,472 (+6%) 9mo $237,000 $161 62
10014 Bayou Woods Dr 0.20mi 3/2.0 1,568 (+13%) 12mo $250,000 $159 55
9618 Bayou Woods Dr 0.46mi 3/2.0 1,481 (+7%) 12mo $224,400 $152 53
7123 Shoshoni St 0.42mi 3/2.0 1,539 (+11%) 10mo $269,900 $175 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.48% rent growth · sell at horizon

5-year hold
IRR
-19.5%
Equity multiple
0.33×
Total profit
$-44,294
Equity at exit
$35,039
10-year hold
IRR
-16.0%
Equity multiple
0.17×
Total profit
$-54,891
Equity at exit
$20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77521

Rents YoY
1.5%
Active inventory
612
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,112 medium interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$377 /mo · $4,529/yr
Insurance
$98
HOA
$10
Vacancy / Maint / Mgmt
$444
Net cashflow
$-49

Break-even live

Break-even rent $2,174
Max offer price $226,345
Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1716 Sterling Dr Baytown, TX 3.0 2.0 1371 $2,250 $1.64 43d 1 0.81mi
1900 Kilgore Pkwy Baytown, TX 1.0–2.0 1.0–2.0 918 $1,956 $2.13 1d 17 0.93mi
2100 Kilgore Pkwy Baytown, TX 1.0–2.0 1.0–2.0 920 $1,964 $2.13 1d 13 1.18mi
10235 Cedar Crossing St Baytown, TX 1.0–3.0 1.0–2.0 1097 $2,506 $2.28 1d 27 1.22mi

HOA detail

Monthly dues
$10 · $120/yr
Likely covers
pool

Listing history 5 events

  1. 2026-05-06
    status Pending
  2. 2026-04-29
    status Pending
  3. 2026-04-12
    listed $235,000 Active
  4. 2000-08-23
    soldstatus
  5. 1986-10-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,529 · $377/mo
Projected year-2 tax
$4,529 · $377/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,348
− Mortgage interest
−$13,164
− Property taxes
−$4,529
− Insurance
−$1,175
− Repairs & maintenance
−$2,028
− Management
−$2,028
− HOA
−$120
− Depreciation
−$6,836
Taxable loss
−$4,532
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,088
After-tax cash flow
$500/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Goose Creek CISD
NCES district ID
4821150
Math proficiency
37% ▼ -11.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$52,468
Composite
31.84/100
National rank
#5877
State rank
#473 of 826 in TX

Livability — Baytown

Score
69/100
State rank
#412
US rank
#8494

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baytown, TX
County
Harris County · 4,702,590 people
City population
135,579
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
69,038
Household income
$73,629
Rent vs Own
41.8% rent · 58.2% own
Severe rent burden
2121.0

Population outlook (Chambers County) Hauer SSP2

Today (2025)
46,946 people
By 2030
51,094 · +8.8%
By 2040
59,578 · +26.9%
By 2050
68,318 · +45.5%
By 2075
90,485 · +92.7%
By 2100
104,885 · +123.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Hispanic / Latino 50% White 28% Two or more races 18% Black 17% Asian 3%
Hispanic origin (detail)
Mexican 42% Puerto Rican 2%
Common ancestry
Lithuanian 2% Slovak 1%
Foreign-born
20% · Canada, Vietnam
Languages at home
59% English-only · Spanish 36% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Chambers

2024 margin
Solid R (+65.6) · D 16.8% · R 82.4%
2008→2024 swing
-14.4pp toward R · 2008: -51.2pp · 2024: -65.6pp
All cycles
2024: R+65.6 2020: R+61.7 2016: R+62.1 2012: R+61.1 2008: R+51.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -154.80%
Current HPI
246.1892
Rent YoY
▲ 1.48%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

5 events — show timeline
  • 2026-05-06 Pending HARMLS
  • 2026-04-29 Pending HARMLS
  • 2026-04-12 Listed $235,000 HARMLS
  • 2000-08-23 Sold (Public Records) Public Records
  • 1986-10-22 Sold (Public Records) Public Records

Property tax history

+1.2%/yr

Latest (2025): $4,529 · +9.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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