5558 Avenida Del Sol St · Inyokern, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 105°F)
- 6 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.2/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.2/10.0
- Appreciation +6.8/10.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Livability +2.0/5.0
$103,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Enjoy a luxurious view of the Sierra Nevada Mountains from the spacious deck on this home. This property has been well maintained and loved for a long time and it shows. Beautiful eucalyptus trees provide some great shade. The interior is cute as a button with 2 bedrooms and 1.75 baths. Walk in closets in both rooms. Large living room and dining area. 2 Evaporative coolers set up with draining systems accessible on the ground. Wood burning stove as a secondary heating source.
Key facts
- Multi room ducting
- Walk in closets
- Evaporative cooler
Tags
Property features AI
Finance
- Other: Zoning: A-1
Exterior
- Utilities: Propane service; Septic tank
- Home design: Manufactured home (double-wide); Residential property
- Construction: Wood siding; Composition roof; Permanent foundation; Built as a manufactured (affixed) home
- Exterior features: Deck; Fenced yard; Shed(s); RV/Boat storage; Property has a view
Interior
- Kitchen: Range; Oven
- Flooring: Linoleum
- Bathrooms: 2 full bathrooms
- Heating & cooling: Wood stove heating; Propane heating; Wood burning heat source; Evaporative cooling
- Interior features: Walk-in closets; Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $103k.
Deal economics
- At list price, monthly cash flow is $358 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $103k).
- Recommended offer: $101k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 39/100 on livability (#1,398 in CA) — a limited-amenity area; tenant pool skews transient or value-seeking. Strengths: crime A, commute A-; Watch: schools C-, amenities F, employment F.
- Sierra Sands Unified (town): math 25% / reading 39% proficiency, ranked #294 of 517 in CA (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 94 active listings in the ZIP; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($712 loan paydown + $4k appreciation (3.6% local appreciation)).
- Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (3.6% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 20 days — a 2% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.32% ✓
- Cap rate
- 10.46%
- Cash-on-cash
- 14.89%
- DSCR
- 1.66
- GRM
- 6.3
CMA / ARV
- ARV (on-the-fly)
- $182,784
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5823 Solsburg St | 0.42mi | 3/2.0 (+1) | 1,440 (-6%) | 15mo | $171,000 | $119 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.63% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.9%
- Equity multiple
- 2.34×
- Total profit
- $38,713
- Equity at exit
- $50,021
- IRR
- 23.3%
- Equity multiple
- 4.53×
- Total profit
- $101,712
- Equity at exit
- $80,105
Cash invested: $28,840 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93527
- Home prices YoY
- 0.7%
- Active inventory
- 94
- Price-to-rent
- 6.3×
Monthly cashflow live
- Estimated rent
- $1,359 medium interval (Pro) →
- Mortgage (P&I)
- −$540
- Tax from tax record
- −$133 /mo · $1,592/yr
- Insurance
- −$43
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$285
- Net cashflow
- $358
Break-even live
Sensitivity live
| Price | -10% $416 | -5% $387 | +0% $358 | +5% $329 | +10% $300 |
|---|---|---|---|---|---|
| Rent | -10% $251 | -5% $304 | +0% $358 | +5% $412 | +10% $465 |
| Rate | -1.0pp $410 | -0.5pp $384 | base $358 | +0.5pp $331 | +1.0pp $304 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $25,750
- Closing costs
- $3,090
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-21days on market $103,000 Active 20 DOM
-
2026-06-18days on market $103,000 Active 17 DOM
-
2026-06-17days on market $103,000 Active 16 DOM
-
2026-06-16days on market $103,000 Active 15 DOM
-
2026-06-15days on market $103,000 Active 14 DOM
-
2026-06-14days on market $103,000 Active 12 DOM
-
2026-06-13days on market $103,000 Active 11 DOM
-
2026-06-10days on market $103,000 Active 9 DOM
-
2026-06-09days on market $103,000 Active 8 DOM
-
2026-06-08days on market $103,000 Active 7 DOM
-
2026-06-07days on market $103,000 Active 6 DOM
-
2026-06-05days on market $103,000 Active 3 DOM
-
2026-06-03days on market $103,000 Active 2 DOM
-
2026-06-02remarks 621-char remark
-
2026-06-02$103,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,592 · $133/mo
- Projected year-2 tax
- $1,592 · $133/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 6 d/yr ≥105°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,309
- − Mortgage interest
- −$5,770
- − Property taxes
- −$1,592
- − Insurance
- −$515
- − Repairs & maintenance
- −$1,305
- − Management
- −$1,305
- − Depreciation
- −$2,996
- Taxable income
- $2,826
- Est. tax owed @ 24.0%
- −$678
- After-tax cash flow
- $3,617/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sierra Sands Unified
- NCES district ID
- 0636800
- Math proficiency
- 25% ▼ -11.00%
- Reading proficiency
- 39% ▼ -11.00%
- Median HH income
- $58,937
- Composite
- 28.66/100
- National rank
- #6699
- State rank
- #294 of 517 in CA
Livability — Inyokern
- Score
- 39/100
- State rank
- #1398
- US rank
- #27420
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 1,801
Population outlook (Kern County) Hauer SSP2
- Today (2025)
- 947,286 people
- By 2030
- 978,984 · +3.3%
- By 2040
- 1,045,018 · +10.3%
- By 2050
- 1,105,232 · +16.7%
- By 2075
- 1,229,538 · +29.8%
- By 2100
- 1,238,059 · +30.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Two or more races 11% Hispanic / Latino 9%
- Hispanic origin (detail)
- Mexican 8%
- Common ancestry
- Slovak 4% Scotch-Irish 3% Portuguese 3%
- Foreign-born
- 3% · Canada, China
- Languages at home
- 95% English-only · Spanish 2% German/W. Germanic 2% Chinese 1%
Political lean MEDSL · Kern
- 2024 margin
- Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
- 2008→2024 swing
- -3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
- All cycles
- 2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.63%
- Current HPI
- 501.6357
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-5.5% since first listed6 events — show timeline
- 2026-06-01 Listed $103,000 SSMLS
- 2025-11-03 Pending — SSMLS
- 2025-10-21 Listed $85,000 SSMLS
- 2019-03-27 Sold (Public Records) $109,000 Public Records
- 2019-03-27 Sold (MLS) $109,000 SSMLS
- 2018-11-07 Listed $109,000 SSMLS
Property tax history
+17.6%/yrLatest (2025): $1,592 · +6.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…