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3666 Stanford Cir
F Composite 31.76
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.0/15.0
  • Cash flow +8.0/30.0
  • Rent growth +3.0/5.0
  • 1% rule +2.6/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • DSCR +2.0/10.0
  • Appreciation +0.0/10.0

$269,999

3666 Stanford Cir · Stonecrest, GA 30034
3 bd · 2.0 ba · 1,774 sqft · SingleFamily public records · 21 Days on market
Built 1967 0.26 ac lot $152/sqft · at area comps Est $279k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-In Ready Gem in Decatur! Welcome to 3666 Stanford Circle in DeKalb County - tucked away on a quiet cul-de-sac, this beautifully updated 4-bedroom, 3-bath home offers the perfect blend of privacy, space, and modern comfort. Step inside to discover fresh finishes, spacious living areas, and a functional layout ideal for both everyday living and entertaining. Enjoy a large private backyard perfect for gatherings, pets, or simply relaxing outdoors. Conveniently located just minutes from shopping, dining, and major highways, this home offers easy access while maintaining a peaceful neighborhood feel. Priced to SELL - don't miss this incredible opportunity!

Key facts

  • 0.26 acre lot
  • Garage
  • Built 1967

Property features AI

Exterior

  • Parking: Driveway; Garage; Total parking for 4 vehicles; One garage space; Open parking available
  • Utilities: Public water; Public sewer; 220 volt electric; Cable available; Electricity available; Sewer available; Water available
  • Home design: Multi/split levels
  • Construction: Brick and cement siding construction; Composition roof; Raised foundation; Resale condition
  • Exterior features: Patio; Chain link fence; Private road access; Asphalt road surface

Interior

  • Kitchen: Stone counters; Dishwasher; Disposal
  • Bedrooms: Three bedrooms on upper level; Two bedrooms on lower level
  • Flooring: Ceramic tile; Hardwood
  • Bathrooms: Three full bathrooms (two upstairs, one downstairs); Master bathroom: none specified
  • Heating & cooling: Central air; Electric heating
  • Interior features: No shared/common walls; Finished basement with exterior entry; Other interior features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-280 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $220k (18.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (23.7% below list).
  • Recommended offer: $206k (23.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Dekalb County (suburban): math 19% / reading 28% proficiency, ranked #125 of 174 in GA (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Oakcliff Elementary School (math 15% / reading 21%, grade F, #926 of 1,228 statewide, top 76%, 660 students, 94% FRL); The Champion Middle Theme School (math 21% / reading 52%, grade F, #167 of 470 statewide, top 38%, 751 students, 100% FRL); Southwest Dekalb High School (math 17% / reading 37%, grade F, #162 of 424 statewide, top 40%, 1,307 students, 100% FRL) — zoned schools average 98% FRL vs 68% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.2%/yr); 356 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($266k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $220k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $205,954 (23.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.05%
Cash-on-cash
-4.45%
DSCR
0.80
GRM
10.9

CMA / ARV

ARV (median comp)
$279,392
List price
$269,999
Delta
-3.36%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4196 Lehigh Blvd 0.25mi 4/2.0 (+1) 1,832 (+3%) 4mo $210,000 $115 75
3749 Valpariso Cir 0.50mi 3/2.0 1,813 (+2%) 2mo $265,000 $146 72
4093 Chapel Mill Bnd 0.48mi 3/2.0 1,778 (+0%) 9mo $264,900 $149 70
3623 Stanford Cir 0.11mi 4/2.5 (+1) 1,953 (+10%) 7mo $300,000 $154 65
3540 Tarragon Dr 0.51mi 3/2.0 1,692 (-5%) 8mo $215,000 $127 62
4158 Marist Ct 0.32mi 4/2.5 (+1) 1,961 (+10%) 2mo $320,000 $163 59
3519 Lehigh Way 0.72mi 3/2.5 1,644 (-7%) 3mo $198,000 $120 50
3635 Sapphire Ct 0.71mi 3/2.5 1,850 (+4%) 10mo $199,900 $108 50
3640 Sapphire Ct 0.68mi 3/2.0 1,617 (-9%) 10mo $220,900 $137 46
3320 Tarragon Dr 0.68mi 3/2.0 1,512 (-15%) 2mo $247,000 $163 42
3633 Emerald Pt 0.66mi 3/2.0 1,530 (-14%) 7mo $215,000 $141 40
3489 Hollow Tree Dr 0.70mi 4/3.0 (+1) 2,024 (+14%) 8mo $250,000 $124 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.18% rent growth · sell at horizon

5-year hold
IRR
-24.7%
Equity multiple
0.16×
Total profit
$-63,239
Equity at exit
$40,258
10-year hold
IRR
-23.0%
Equity multiple
-0.12×
Total profit
$-84,636
Equity at exit
$23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30034

Home prices YoY
-27.4%
Rents YoY
2.2%
Active inventory
356
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$2,060 high interval (Pro) →
Mortgage (P&I)
$1,416
Tax from tax record
$379 /mo · $4,548/yr
Insurance
$112
HOA
$0
Vacancy / Maint / Mgmt
$433
Net cashflow
$-280

Break-even live

Break-even rent $2,414
Max offer price $220,467
Occupancy floor

Sensitivity live

Price -10% $-128 -5% $-204 +0% $-280 +5% $-357 +10% $-433
Rent -10% $-443 -5% $-362 +0% $-280 +5% $-199 +10% $-118
Rate -1.0pp $-144 -0.5pp $-212 base $-280 +0.5pp $-350 +1.0pp $-422

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,500
Closing costs
$8,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3713 Stanford Cir Decatur, GA 3.0 2.0 1305 $1,820 $1.39 1d 1 0.11mi
3667 Manhattan Dr Decatur, GA 4.0 2.5 1596 $1,981 $1.24 1d 1 0.21mi
3577 Brycewood Dr Decatur, GA 3.0 2.5 1501 $1,950 $1.30 45d 1 0.54mi
3583 Brycewood Dr Decatur, GA 3.0 2.5 1461 $2,150 $1.47 45d 1 0.55mi
3856 Radcliffe Blvd Decatur, GA 4.0 3.0 1968 $1,995 $1.01 45d 1 0.57mi
3601 Brycewood Dr Decatur, GA 3.0 2.5 1500 $2,150 $1.43 26d 1 0.57mi
3601 Brycewood Dr Decatur, GA 3.0 2.5 1515 $2,150 $1.42 45d 1 0.57mi
3605 Brycewood Dr Decatur, GA 3.0 3.0 1515 $2,150 $1.42 45d 1 0.57mi
3605 Brycewood Dr Decatur, GA 3.0 2.5 1500 $2,150 $1.43 26d 1 0.57mi
3607 Brycewood Dr Decatur, GA 3.0 3.0 1515 $2,150 $1.42 45d 1 0.58mi
3607 Brycewood Dr Decatur, GA 3.0 2.5 1500 $2,150 $1.43 26d 1 0.58mi
3693 Belmont Abbey Dr Decatur, GA 4.0 2.5 2454 $2,531 $1.03 14d 1 0.96mi
3604 Spring Trce Decatur, GA 3.0 2.5 1806 $1,595 $0.88 45d 1 0.97mi
100 Woodberry Pl Decatur, GA 1.0–3.0 1.0–2.0 1106 $1,743 $1.58 0d 18 1.08mi
3924 Chimney Ridge Ct Ellenwood, GA 3.0 2.0 1252 $2,000 $1.60 45d 1 1.08mi
3948 English Valley Dr Ellenwood, GA 4.0 3.0 2492 $2,590 $1.04 14d 1 1.09mi
3515 Shepherds Path Decatur, GA 3.0 2.0 1279 $1,495 $1.17 45d 1 1.20mi
4068 Day Trl S Ellenwood, GA 4.0 2.0 1836 $2,100 $1.14 6d 1 1.22mi
4000 Wychwood Ln Ellenwood, GA 4.0 2.5 2535 $2,535 $1.00 14d 1 1.22mi
3862 Shane Ct Ellenwood, GA 4.0 2.0 1372 $1,750 $1.28 1d 1 1.26mi
4061 Faron Ct Ellenwood, GA 4.0 2.0 2184 $2,174 $1.00 1d 1 1.30mi
3688 Seton Hall Dr Decatur, GA 4.0 2.5 2308 $2,300 $1.00 6d 1 1.38mi
4611 River Rd Ellenwood, GA 4.0 4.0 2564 $2,181 $0.85 26d 1 1.42mi

Listing history 33 events

  1. 2026-06-21
    days on market $269,999 Active 21 DOM
  2. 2026-06-18
    days on market $269,999 Active 18 DOM
  3. 2026-06-17
    days on market $269,999 Active 17 DOM
  4. 2026-06-16
    days on market $269,999 Active 16 DOM
  5. 2026-06-15
    days on market $269,999 Active 15 DOM
  6. 2026-06-13
    days on market $269,999 Active 13 DOM
  7. 2026-06-09
    days on market $269,999 Active 9 DOM
  8. 2026-06-08
    days on market $269,999 Active 8 DOM
  9. 2026-06-07
    days on market $269,999 Active 7 DOM
  10. 2026-06-04
    days on market $269,999 Active 4 DOM
  11. 2026-06-03
    days on market $269,999 Active 3 DOM
  12. 2026-06-02
    days on market $269,999 Active 2 DOM
  13. 2026-05-31
    days on marketlisting id $269,999 Active 1 DOM
  14. 2026-03-06
    listed $269,999 New 664-char remark
  15. 2026-03-04
    historical $269,999 664-char remark
  16. 2026-01-02
    historical
  17. 2025-12-01
    listed $279,900 New
  18. 2025-12-01
    historical
  19. 2025-10-24
    listed $299,900 New
  20. 2025-10-24
    historical
  21. 2024-04-01
    soldstatus $220,000
  22. 2024-03-29
    soldstatus $220,000 Sold
  23. 2024-03-29
    soldstatus $220,000 Closed
  24. 2024-03-18
    status Under Contract
  25. 2024-03-18
    status Pending
  26. 2024-01-25
    listed $230,000 Active
  27. 2024-01-22
    listed $230,000 New
  28. 2007-11-26
    soldstatus $61,000
  29. 2007-04-05
    listed $74,900
  30. 1993-11-01
    soldstatus $53,000
  31. 1991-02-01
    soldstatus $60,300
  32. 1985-09-26
    soldstatus $63,100
  33. 1980-08-23
    soldstatus $51,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,548 · $379/mo
Projected year-2 tax
$4,548 · $379/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 10 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,714
− Mortgage interest
−$15,124
− Property taxes
−$4,548
− Insurance
−$1,350
− Repairs & maintenance
−$1,977
− Management
−$1,977
− Depreciation
−$7,855
Taxable loss
−$8,117
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,948
After-tax cash flow
$-1,417/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dekalb County
NCES district ID
1301740
Math proficiency
19% ▼ -12.00%
Reading proficiency
28% ▼ -7.00%
Median HH income
$51,448
Composite
20.92/100
National rank
#8482
State rank
#125 of 174 in GA

Livability — Stonecrest

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Dekalb County · 782,738 people
City population
106,165
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
41,847
Household income
$63,517
Rent vs Own
31.7% rent · 68.3% own
Severe rent burden
1659.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 4% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Hispanic 1% Lithuanian 1%
Foreign-born
8% · Canada
Languages at home
93% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.92%
Current HPI
209.5638
Rent YoY
▲ 2.18%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+426.3% since first listed
24 events — show timeline
  • 2026-05-31 Listed $269,999 FMLS
  • 2026-05-30 Coming Soon $269,999 FMLS
  • 2026-05-29 Listing Removed GAMLS
  • 2026-05-29 Listed $269,999 GAMLS
  • 2026-03-06 Listed $269,999 GAMLS
  • 2026-03-04 Coming Soon GAMLS
  • 2026-01-02 Listing Removed GAMLS
  • 2025-12-01 Listing Removed GAMLS
  • 2025-12-01 Listed $279,900 GAMLS
  • 2025-10-24 Listed $299,900 GAMLS
  • 2025-10-24 Coming Soon GAMLS
  • 2024-04-01 Sold (Public Records) $220,000 Public Records
  • 2024-03-29 Sold (MLS) $220,000 FMLS
  • 2024-03-29 Sold (MLS) $220,000 GAMLS
  • 2024-03-18 Pending GAMLS
  • 2024-03-18 Pending FMLS
  • 2024-01-25 Listed $230,000 FMLS
  • 2024-01-22 Listed $230,000 GAMLS
  • 2007-11-26 Sold (MLS) $61,000 FMLS
  • 2007-04-05 Listed $74,900 FMLS
  • 1993-11-01 Sold (Public Records) $53,000 Public Records
  • 1991-02-01 Sold (Public Records) $60,300 Public Records
  • 1985-09-26 Sold (Public Records) $63,100 Public Records
  • 1980-08-23 Sold (Public Records) $51,300 Public Records

Property tax history

+4.1%/yr

Latest (2025): $4,548 · -9.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…