3522 Haldeman Creek Dr Unit 4-121 · Naples, FL 34112

$425,000

2 bd · 2.0 ba · 1,414 sqft · Condo · 199 Days on market

Built 1995 Excellent condition $301/sqft · 15% below area Est $502k · 15% under $811/mo HOA · 24% of rent ↓ 15% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.4/15.0
• Schools +5.5/10.0
• Cash flow +4.8/30.0
• Condition / age +4.8/5.0
• Livability +4.0/5.0
• 1% rule +3.1/10.0
• Rent growth +2.1/5.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to 3522 Haldeman Creek Drive in the community of Compass Point of Windstar on Naples Bay. This 2 bedroom/2 bathroom corner end unit on the second floor is full of natural light with both eastern and western exposures. Spacious eat-in kitchen, inviting dining and living areas with wall of sliding glass opening out to lanai with western views of the 17th fairway. Master suite with en-suite bathroom. Guest bedroom plus hall bathroom plus convenient laundry room with great storage. 1-car carport plus plenty of non-deeded guest parking. Lovely community of just 4 elevator buildings, 2 community pools that were fully renovated a couple years ago.

Key facts

• Master suite
• Sliding glass
• Laundry room

Tags

• NATURAL LIGHT
• EAT-IN KITCHEN
• SLIDING GLASS
• MASTER SUITE
• LAUNDRY ROOM
• COMMUNITY POOLS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $425k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-1k ($-18k/yr) — negative.
• To cash-flow at today's rent, offer at most $213k (49.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $343k (19.3% below list).
• Recommended offer: $213k (49.9% below list) — sets the bar for cash-flow.
• Cap rate 3.4% vs local median 2.4% in Naples — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Avalon Elementary School (math 47% / reading 40%, grade F, #1,345 of 2,144 statewide, top 64%, 346 students, 74% FRL); Gulfview Middle School (math 78% / reading 68%, grade A, #44 of 571 statewide, top 8%, 582 students, 40% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: Rents soft (-1.7%/yr); 920 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $3,430/mo this rent would consume 59% of the median local household income ($70k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 199 days — a 12% lower offer ($374k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; HOA is 24% of rent.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 4→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $213,058 (49.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 199 days. Have you received any prior offers? Is the seller open to a 50% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 3.36%
• Cash-on-cash: -10.47%
• DSCR: 0.53
• GRM: 10.3

CMA / ARV

• ARV (median comp): $501,882
• List price: $425,000
• Delta: -15.32%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4687 Arboretum Cir #101	0.88mi	2/2.0	1,406 (-1%)	0mo	$495,000	$352	64
1200 Cherrystone Ct Unit B-109	1.00mi	2/2.0	1,396 (-1%)	0mo	$300,000	$215	63
4631 Arboretum Cir #101	0.81mi	2/2.0	1,446 (+2%)	0mo	$471,000	$326	61
260 Lanchester Ct #36	0.46mi	2/2.0	1,095 (-23%)	1mo	$355,000	$324	53
16 Knights Bridge Rd	0.78mi	2/2.0	1,296 (-8%)	0mo	$315,000	$243	51
2960 Lunar St	0.56mi	2/2.0	1,088 (-23%)	0mo	$226,500	$208	48
3450 Frosty Way #5210	1.44mi	2/2.0	1,246 (-12%)	0mo	$225,000	$181	45
1549 Sandpiper St #68	0.69mi	2/2.0	1,073 (-24%)	0mo	$287,500	$268	43
207 Palm Dr Unit 207-2	1.15mi	2/2.0	1,215 (-14%)	0mo	$230,000	$189	41
159 Teryl Rd Unit E3	1.23mi	2/2.0	1,080 (-24%)	0mo	$135,000	$125	40
136 Harrison Rd #1	1.22mi	2/2.0	1,080 (-24%)	0mo	$186,000	$172	40
3250 Cottage Grove Ave	1.16mi	2/2.0	1,161 (-18%)	1mo	$455,000	$392	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -50.0%
• Equity multiple: -0.44×
• Total profit: $-171,395
• Equity at exit: $63,369

10-year hold

• IRR: —
• Equity multiple: -1.56×
• Total profit: $-304,920
• Equity at exit: $36,746

Cash invested: $119,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Active competition Active MLS

• For sale now: 23 active · 12 under contract
• Median asking: $499,900 ($314/sqft)
• Median days on market: 134 d
• This list price: 39% of active listings are priced below it
• ARV vs active asking: +13.1% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34112

• Rents YoY: -1.7%
• Active inventory: 920
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $3,430 high
• Mortgage (P&I): −$2,229
• Tax est. 1.5%: −$531 /mo · $6,375/yr
• Insurance: −$177
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$811
• Vacancy / Maint / Mgmt: −$720
• Net cashflow: $-1,465

Break-even live

Break-even rent $5,284

Max offer price $213,058

Occupancy floor —

Sensitivity live

Price	-10% $-1,171	-5% $-1,318	+0% $-1,465	+5% $-1,612	+10% $-1,758
Rent	-10% $-1,736	-5% $-1,600	+0% $-1,465	+5% $-1,329	+10% $-1,194
Rate	-1.0pp $-1,251	-0.5pp $-1,357	base $-1,465	+0.5pp $-1,575	+1.0pp $-1,687

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $106,250
• Closing costs: $12,750
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2505 Storter Ave Naples, FL	3.0	2.0	1484	$2,795	$1.88	63d	1	0.22mi
2736 Gulfview Dr Naples, FL	3.0	2.5	1732	$20,000	$11.55	70d	1	0.32mi
2772 Riverview Dr Naples, FL	3.0	2.0	1803	$3,500	$1.94	72d	1	0.32mi
3041 Sandpiper Bay Cir Unit H201 Naples, FL	2.0	2.0	1100	$1,999	$1.82	72d	1	0.34mi
3051 Sandpiper Bay Cir Unit I304 Naples, FL	2.0	2.0	1200	$3,000	$2.50	63d	1	0.34mi
3051 Sandpiper Bay Cir Naples, FL	2.0	2.0	1150	$4,000	$3.48	72d	2	0.34mi
3032 Sandpiper Bay Cir Naples, FL	2.0	2.0	1150	$4,100	$3.57	72d	2	0.39mi
3062 Sandpiper Bay Cir Naples, FL	2.0	2.0	1150	$4,250	$3.70	72d	2	0.40mi
3011 Sandpiper Bay Cir Unit C102 Naples, FL	2.0	2.0	1200	$1,900	$1.58	72d	1	0.44mi
3002 Sandpiper Bay Cir Unit A203 Naples, FL	2.0	2.0	1200	$2,200	$1.83	72d	1	0.46mi
280 Lanchester Ct #38 Naples, FL	2.0	2.0	1325	$2,500	$1.89	70d	1	0.47mi
3001 Sandpiper Bay Cir Unit B106 Naples, FL	2.0	2.0	1100	$1,950	$1.77	63d	1	0.49mi
235 Lanchester Ct #42 Naples, FL	2.0	2.0	1200	$2,350	$1.96	72d	1	0.51mi
3016 Van Buren Ave Naples, FL	3.0	2.5	1332	$3,500	$2.63	72d	1	0.54mi
84 Georgetown Blvd #84 Naples, FL	2.0	2.0	1450	$5,500	$3.79	72d	1	0.54mi
91 Georgetown Blvd #91 Naples, FL	2.0	2.0	1450	$7,000	$4.83	72d	1	0.57mi
69 Georgetown Blvd #69 Naples, FL	2.0	2.0	1450	$5,500	$3.79	72d	1	0.57mi
1747 Sandpiper St Unit B Naples, FL	3.0	2.0	1800	$9,000	$5.00	70d	1	0.57mi
105 Georgetown Blvd #105 Naples, FL	2.0	2.0	1450	$6,500	$4.48	72d	1	0.61mi
3005 Gordon St Naples, FL	3.0	2.0	967	$2,275	$2.35	63d	1	0.66mi
3005 Gordon St Naples, FL	3.0	2.0	967	$2,275	$2.35	72d	1	0.66mi
24 Rivard Rd Naples, FL	3.0	2.0	1314	$6,500	$4.95	72d	1	0.67mi
4551 Arboretum Cir Unit 202 Naples, FL	2.0	2.0	1480	$2,500	$1.69	72d	1	0.70mi
1549 Sandpiper St #36 Naples, FL	2.0	2.0	1073	$2,195	$2.05	72d	1	0.72mi
3350 Putney Ct Naples, FL	1.0–3.0	1.0–2.0	1038	$2,986	$2.88	63d	26	0.73mi
4638 Arboretum Cir #102 Naples, FL	2.0	2.0	1341	$5,500	$4.10	63d	1	0.74mi
4607 Arboretum Cir #103 Naples, FL	2.0	2.0	1406	$5,000	$3.56	63d	1	0.78mi
1437 Sandpiper St Naples, FL	3.0	2.0	1200	$16,000	$13.33	72d	1	0.79mi
4430 Botanical Place Cir #303 Naples, FL	2.0	2.0	1126	$3,500	$3.11	63d	1	0.79mi
2445 Thomasson Dr Unit A Naples, FL	2.0	2.0	950	$1,895	$1.99	63d	1	0.80mi
2445 Thomasson Dr Unit D Naples, FL	2.0	2.0	958	$1,650	$1.72	63d	1	0.80mi
2445 Thomasson Dr Unit D Naples, FL	2.0	2.0	958	$1,895	$1.98	72d	1	0.80mi
4709 Arboretum Cir #101 Naples, FL	2.0	2.0	1341	$5,500	$4.10	63d	1	0.81mi
2455 Thomasson Dr Unit B Naples, FL	2.0	2.0	958	$1,695	$1.77	72d	1	0.81mi
12 Knights Bridge Rd Unit A32 Naples, FL	2.0	2.0	1095	$3,200	$2.92	70d	1	0.81mi
9 Knights Bridge Rd #30 Naples, FL	2.0	2.0	1296	$3,000	$2.31	62d	1	0.83mi
4705 Arboretum Cir #203 Naples, FL	2.0	2.0	1721	$5,000	$2.91	63d	1	0.83mi
4660 Arboretum Cir Naples, FL	2.0	2.0	1341	$2,800	$2.09	63d	1	0.83mi
4603 Bayshore Dr Unit F8 Naples, FL	2.0	2.0	886	$2,550	$2.88	72d	1	0.83mi
4664 Arboretum Cir Unit 101 Naples, FL	2.0	2.0	1406	$5,700	$4.05	72d	1	0.84mi

Property features AI

Finance

• Financial info: Total annual recurring fees noted by HOA
• HOA & community: Mandatory HOAMaster HOA fee quarterlyCondo fee quarterlyProfessional managementHOA covers irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, recreation facilities, reserves, security, sewer, street lights, street maintenance, trash removal and waterCommunity amenities include beach club access, bike and jog paths, bike storage, community pool, community room, community spa/hot tub, extra storage, golf course, internet access, marina, private beach pavilion, private membership, putting green, restaurant, sidewalks, tennis courts, underground utilities and streetlightsGated community with golf and tennis facilitiesTotal annual recurring HOA fees provided

Exterior

• Parking: 1 assigned, covered parking spaceAttached 1-car carport
• Security: Community security included in HOA services
• Utilities: Central waterCentral sewerElectric service (central)
• Home design: Residential propertyLow-rise building (1-3 stories), traditional designRear exposure faces southBuilt in 1995Located in the Windstar development
• Construction: Concrete block construction
• Exterior features: Automatic sprinkler systemStucco exteriorTile roofSingle hung and sliding windowsGolf course and pool/club viewsCentral irrigationZero lot line

Interior

• Kitchen: DishwasherDisposalMicrowaveRangeSelf-cleaning ovenRefrigerator/Freezer
• Bedrooms: 2 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathroomsMaster bath with dual sinks and separate tub and shower
• Heating & cooling: Central electric heatCentral electric air conditioningCeiling fansHumidistatWhole-house fan
• Interior features: Cable prewireFoyerHigh-speed internet availableSmoke detectorsWalk-in closetWindow coveringsDining (living) and eat-in kitchenScreened balconySplit bedroom floor planCommon elevator
• Laundry & utility: WasherDryer

HOA detail $811/mo · $9,732/yr condo

• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 50 events

1. 2026-08-08
   days on market $425,000 Active 199 DOM
2. 2026-08-07
   days on market $425,000 Active 198 DOM
3. 2026-08-06
   days on market $425,000 Active 197 DOM
4. 2026-08-05
   days on market $425,000 Active 196 DOM
5. 2026-08-04
   days on market $425,000 Active 195 DOM
6. 2026-08-03
   days on market $425,000 Active 194 DOM
7. 2026-07-31
   days on market $425,000 Active 191 DOM
8. 2026-07-30
   days on market $425,000 Active 190 DOM
9. 2026-07-29
   days on market $425,000 Active 189 DOM
10. 2026-07-27
    days on market $425,000 Active 187 DOM
11. 2026-07-25
    days on market $425,000 Active 185 DOM
12. 2026-07-24
    days on market $425,000 Active 184 DOM
13. 2026-07-23
    days on market $425,000 Active 183 DOM
14. 2026-07-22
    days on market $425,000 Active 182 DOM
15. 2026-07-22
    days on market $425,000 Active 181 DOM
16. 2026-07-18
    days on market $425,000 Active 178 DOM
17. 2026-07-16
    days on market $425,000 Active 176 DOM
18. 2026-07-16
    days on market $425,000 Active 175 DOM
19. 2026-07-14
    days on market $425,000 Active 174 DOM
20. 2026-07-14
    days on market $425,000 Active 173 DOM
21. 2026-07-12
    days on market $425,000 Active 172 DOM
22. 2026-07-11
    days on market $425,000 Active 171 DOM
23. 2026-07-09
    days on market $425,000 Active 169 DOM
24. 2026-07-08
    days on market $425,000 Active 168 DOM
25. 2026-07-07
    days on market $425,000 Active 167 DOM
26. 2026-07-06
    days on market $425,000 Active 166 DOM
27. 2026-07-05
    days on market $425,000 Active 165 DOM
28. 2026-07-04
    days on market $425,000 Active 164 DOM
29. 2026-07-03
    days on market $425,000 Active 163 DOM
30. 2026-07-02
    days on market $425,000 Active 162 DOM
31. 2026-07-01
    days on market $425,000 Active 161 DOM
32. 2026-06-30
    days on market $425,000 Active 160 DOM
33. 2026-06-29
    days on market $425,000 Active 159 DOM
34. 2026-06-28
    days on market $425,000 Active 158 DOM
35. 2026-06-28
    days on market $425,000 Active 157 DOM
36. 2026-06-27
    days on market $425,000 Active 156 DOM
37. 2026-06-25
    days on market $425,000 Active 154 DOM
38. 2026-06-23
    days on market $425,000 Active 152 DOM
39. 2026-06-21
    days on market $425,000 Active 151 DOM
40. 2026-06-18
    days on market $425,000 Active 148 DOM
41. 2026-06-17
    days on market $425,000 Active 147 DOM
42. 2026-06-16
    days on market $425,000 Active 146 DOM
43. 2026-06-15
    days on market $425,000 Active 145 DOM
44. 2026-06-14
    days on market $425,000 Active 143 DOM
45. 2026-06-10
    days on market $425,000 Active 140 DOM
46. 2026-06-09
    days on market $425,000 Active 139 DOM
47. 2026-06-08
    days on market $425,000 Active 138 DOM
48. 2026-06-07
    days on market $425,000 Active 137 DOM
49. 2026-06-03
    days on market $425,000 Active 133 DOM
50. 2026-06-02
    days on market $425,000 Active 132 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 4 d/yr ≥107°F today · 15 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,164
• − Mortgage interest: −$23,807
• − Property taxes: −$6,375
• − Insurance: −$7,244
• − Repairs & maintenance: −$3,293
• − Management: −$3,293
• − HOA: −$9,732
• − Depreciation: −$12,364
• Taxable loss: −$24,943
• Est. tax savings @ 24.0%: +$5,986
• After-tax cash flow: $-11,590/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This property is in excellent condition with no visible repairs or maintenance needed. It has a beautiful exterior, well-maintained landscaping, and a spacious interior with modern appliances and flooring. The location is prime, with a stunning view of the water and golf course. This home is move-in ready and would be a great investment.

Value-add opportunities

• Resale Painting the exterior walls and siding — Fresh paint can enhance the curb appeal and make the home look more inviting to potential buyers. ↑
• Resale Landscaping improvements — Well-maintained landscaping can enhance the curb appeal and make the home more attractive to potential buyers. ↑
• Resale Upgrading the kitchen appliances — Upgrading the kitchen appliances can make the home more appealing to potential buyers and increase its value. ↑
• Resale Upgrading the flooring — Upgrading the flooring can make the home more appealing to potential buyers and increase its value. ↑

D Composite school gradezoned avg 55/100

Zoned Schools

Elementary Avalon Elementary School F FL #1,345/2,144 Nat'l #17,359/41,679 Middle Gulfview Middle School A FL #44/571 Nat'l #632/14,009 High Naples High School D FL #179/667 Nat'l #5,677/17,239

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

A Composite livability gradescore 80/100

Livability — Naples

• Score: 80/100
• State rank: #126
• US rank: #1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Collier County · 420,858 people
• City population: 344,941
• Metro: Naples-Marco Island, FL
• Population (ZIP): 27,193
• Household income: $69,842
• Rent vs Own: 23.8% rent · 76.2% own
• Severe rent burden: 14% of renters

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Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 18% Two or more races 9% Black 6% Native American 2% Asian 1%
• Hispanic origin (detail): Mexican 7% Puerto Rican 2% Cuban 4% Dominican 1%
• Common ancestry: Hispanic 4% Romanian 3% Portuguese 2%
• Foreign-born: 19% · Canada, Jamaica
• Languages at home: 75% English-only · Spanish 17% French/Haitian/Cajun 4% German/W. Germanic 1%

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Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -235.10%
• Current HPI: 256.9182
• Rent YoY: ▼ -1.69%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Financial info: Total annual recurring fees noted by HOA
• HOA & community: Mandatory HOAMaster HOA fee quarterlyCondo fee quarterlyProfessional managementHOA covers irrigation water, lawn/land maintenance, legal/accounting, manager, exterior pest control, recreation facilities, reserves, security, sewer, street lights, street maintenance, trash removal and waterCommunity amenities include beach club access, bike and jog paths, bike storage, community pool, community room, community spa/hot tub, extra storage, golf course, internet access, marina, private beach pavilion, private membership, putting green, restaurant, sidewalks, tennis courts, underground utilities and streetlightsGated community with golf and tennis facilitiesTotal annual recurring HOA fees provided

Exterior

• Parking: 1 assigned, covered parking spaceAttached 1-car carport
• Security: Community security included in HOA services
• Utilities: Central waterCentral sewerElectric service (central)
• Home design: Residential propertyLow-rise building (1-3 stories), traditional designRear exposure faces southBuilt in 1995Located in the Windstar development
• Construction: Concrete block construction
• Exterior features: Automatic sprinkler systemStucco exteriorTile roofSingle hung and sliding windowsGolf course and pool/club viewsCentral irrigationZero lot line

Interior

• Kitchen: DishwasherDisposalMicrowaveRangeSelf-cleaning ovenRefrigerator/Freezer
• Bedrooms: 2 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathroomsMaster bath with dual sinks and separate tub and shower
• Heating & cooling: Central electric heatCentral electric air conditioningCeiling fansHumidistatWhole-house fan
• Interior features: Cable prewireFoyerHigh-speed internet availableSmoke detectorsWalk-in closetWindow coveringsDining (living) and eat-in kitchenScreened balconySplit bedroom floor planCommon elevator
• Laundry & utility: WasherDryer

Price history

-15.0% since first listed

2 events — show timeline

• 2026-04-16 Price Changed $425,000 NAPLESMLS
• 2026-01-21 Listed $500,000 NAPLESMLS