5958 Campus Park · San Antonio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.8/30.0
- ARV discount +15.0/15.0
- 1% rule +5.7/10.0
- DSCR +5.2/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +2.2/5.0
- Schools +1.4/10.0
- Appreciation +0.0/10.0
$169,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Step into your next chapter with this beautifully proportioned 3-bedroom, 2.5-bathroom home offering 1,773 square feet of refined living space. Located in the established Park South subdivision, the thoughtfully designed floor plan provides a seamless flow between the inviting living areas and the kitchen, maximizing every square foot for daily comfort. Retreat to the spacious primary suite, while two additional bedrooms offer flexibility for a home office, family, or guests. Complete with an attached garage and a generous backyard ready for your personal touch, this home offers the ideal balance of neighborhood tranquility and convenient city connectivity.
Key facts
- 5,532 sq ft lot
- Garage
- Built 2006
Property features AI
Finance
- HOA & community: Subdivision: DOVE VALLEY ESTATES; Community legal name: PARK SOUTH SUBD
Exterior
- Parking: 1-car garage
- Utilities: Water system; Sewer system
- Home design: Pre-owned property; Approximately 20 years old
- Construction: Slab foundation; Composition roof
- Exterior features: Siding exterior
Interior
- Kitchen: Kitchen (12 x 13)
- Bedrooms: Master bedroom on upper level (16 x 13); Bedroom 2 (12 x 11); Bedroom 3 (11 x 11)
- Flooring: Carpeting; Ceramic tile flooring
- Bathrooms: 2 full bathrooms, 1 half bathroom; Master bath with tub/shower combination (11 x 9)
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; One living area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $170k.
Deal economics
- At list price, monthly cash flow is $108 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $170k).
- Recommended offer: $167k (1.5% below list) — sets the bar for market timing.
- Cap rate 7.1% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
- South San Antonio ISD (urban): math 13% / reading 20% proficiency, ranked #804 of 826 in TX (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Five Palms El (math 12% / reading 17%, grade F, #4,048 of 4,322 statewide, top 95%, 510 students, 93% FRL); South San Antonio H S (math 27% / reading 32%, grade F, #1,112 of 1,632 statewide, top 70%, 1,786 students, 93% FRL) — zoned schools average 93% FRL vs 42% district-wide (51 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-1.3%/yr); 92 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
- This rent runs 43% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 27 days — a 2% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 18y ago; this cycle's ask has dropped $40k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.6% of price.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 7.06%
- Cash-on-cash
- 2.73%
- DSCR
- 1.12
- GRM
- 7.8
CMA / ARV
- ARV (on-the-fly)
- $239,490
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6338 Austin Vly | 0.38mi | 3/2.5 | 1,773 (-0%) | 1mo | $240,000 | $135 | 79 |
| 5858 Sandy Vly | 0.15mi | 4/2.0 (+1) | 1,792 (+1%) | 12mo | $169,400 | $95 | 76 |
| 7323 Vista Grv | 0.23mi | 4/2.0 (+1) | 1,935 (+9%) | 3mo | $249,900 | $129 | 67 |
| 5626 Mountain | 0.39mi | 4/2.0 (+1) | 1,668 (-6%) | 10mo | $225,000 | $135 | 58 |
| 7306 Vista Grv | 0.22mi | 4/2.0 (+1) | 1,522 (-14%) | 4mo | $235,000 | $154 | 58 |
| 6118 Elm Valley Dr | 0.65mi | 3/2.0 | 1,747 (-2%) | 12mo | $185,000 | $106 | 57 |
| 5715 Mountain Pt | 0.34mi | 4/2.0 (+1) | 1,668 (-6%) | 16mo | $262,000 | $157 | 56 |
| 5570 Aspen Vly | 0.62mi | 3/2.0 | 1,664 (-6%) | 6mo | $205,000 | $123 | 56 |
| 5515 Jade Vly | 0.59mi | 3/2.0 | 1,697 (-4%) | 19mo | $288,990 | $170 | 49 |
| 7411 Horizon Pt | 0.24mi | 4/2.0 (+1) | 1,534 (-14%) | 15mo | $230,000 | $150 | 49 |
| 7419 Vista Grv | 0.32mi | 4/2.0 (+1) | 1,547 (-13%) | 17mo | $189,000 | $122 | 45 |
| 7039 Diamond Vly | 0.68mi | 4/2.0 (+1) | 1,997 (+13%) | 13mo | $264,900 | $133 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -15.8%
- Equity multiple
- 0.46×
- Total profit
- $-25,851
- Equity at exit
- $25,333
- IRR
- -14.7%
- Equity multiple
- 0.29×
- Total profit
- $-33,787
- Equity at exit
- $14,690
Cash invested: $47,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78242
- Home prices YoY
- -17.6%
- Rents YoY
- -1.3%
- Active inventory
- 92
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,826 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax from tax record
- −$372 /mo · $4,466/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$383
- Net cashflow
- $108
Break-even live
Sensitivity live
| Price | -10% $205 | -5% $156 | +0% $108 | +5% $60 | +10% $12 |
|---|---|---|---|---|---|
| Rent | -10% $-36 | -5% $36 | +0% $108 | +5% $181 | +10% $253 |
| Rate | -1.0pp $194 | -0.5pp $152 | base $108 | +0.5pp $64 | +1.0pp $20 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,475
- Closing costs
- $5,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5715 Mountain Pt San Antonio, TX | 4.0 | 2.0 | 1668 | $1,900 | $1.14 | 45d | 1 | 0.33mi |
| 5634 Mountain Pt San Antonio, TX | 4.0 | 2.5 | 1874 | $1,745 | $0.93 | 23d | 1 | 0.36mi |
| 7026 Randado Ct San Antonio, TX | 4.0 | 2.0 | 1667 | $3,000 | $1.80 | 3d | 1 | 0.41mi |
| 7058 Dominic Vly San Antonio, TX | 4.0 | 2.5 | 1687 | $1,650 | $0.98 | 45d | 1 | 0.44mi |
| 5611 Elm Valley Dr San Antonio, TX | 3.0 | 2.0 | 1445 | $1,700 | $1.18 | 45d | 1 | 0.44mi |
| 5538 Jade Vly San Antonio, TX | 4.0 | 3.0 | 2061 | $2,100 | $1.02 | 45d | 1 | 0.51mi |
| 5406 Elm Valley Dr San Antonio, TX | 4.0 | 2.0 | 1667 | $3,000 | $1.80 | 3d | 1 | 0.51mi |
| 5927 Mohave Vly San Antonio, TX | 3.0 | 2.0 | 1464 | $1,750 | $1.20 | 25d | 1 | 0.62mi |
| 5535 Cool Valley St San Antonio, TX | 4.0 | 3.0 | 1716 | $1,700 | $0.99 | 4d | 1 | 0.62mi |
| 5938 Autumn Palms San Antonio, TX | 3.0 | 2.0 | 1350 | $2,400 | $1.78 | 3d | 1 | 0.65mi |
| 5539 Pearl Vly San Antonio, TX | 3.0 | 2.0 | 1770 | $1,925 | $1.09 | 5d | 1 | 0.75mi |
| 6127 Bright Valley Dr San Antonio, TX | 3.0 | 2.0 | 1528 | $1,365 | $0.89 | 25d | 1 | 0.77mi |
| 6127 Bright Valley Dr San Antonio, TX | 3.0 | 2.0 | 1528 | $1,336 | $0.87 | 5d | 1 | 0.77mi |
| 6943 Emerald Vly San Antonio, TX | 3.0 | 2.0 | 1341 | $1,650 | $1.23 | 16d | 1 | 0.77mi |
| 5543 Coral Vly San Antonio, TX | 3.0 | 2.0 | 1533 | $1,750 | $1.14 | 25d | 1 | 0.79mi |
| 6627 Freedom Rnch San Antonio, TX | 3.0 | 2.0 | 1400 | $1,750 | $1.25 | 25d | 1 | 0.80mi |
| 6619 Freedom Hls San Antonio, TX | 4.0 | 2.5 | 2379 | $1,900 | $0.80 | 19d | 1 | 0.80mi |
| 6619 Freedom Hls San Antonio, TX | 4.0 | 2.5 | 1410 | $1,900 | $1.35 | 3d | 1 | 0.80mi |
| 7411 Hazel Cv San Antonio, TX | 3.0 | 2.0 | 1287 | $1,450 | $1.13 | 17d | 1 | 0.82mi |
| 6230 Hazel Valley St San Antonio, TX | 3.0 | 2.0 | 1344 | $1,650 | $1.23 | 23d | 1 | 0.85mi |
| 6802 Cougar Cv San Antonio, TX | 3.0 | 2.0 | 1251 | $1,550 | $1.24 | 45d | 1 | 0.90mi |
| 6802 Emerald Vly San Antonio, TX | 3.0 | 2.5 | 2034 | $2,300 | $1.13 | 3d | 1 | 0.91mi |
| 6811 Freedom Hls San Antonio, TX | 3.0 | 2.5 | 2054 | $1,875 | $0.91 | 4d | 1 | 0.93mi |
| 6611 Cougar Vlg San Antonio, TX | 3.0 | 2.0 | 1251 | $1,495 | $1.20 | 16d | 1 | 0.98mi |
| 5542 Snow Fox St San Antonio, TX | 4.0 | 1.5 | 1280 | $1,900 | $1.48 | 45d | 1 | 1.05mi |
| 8167 Dempsey Dr San Antonio, TX | 3.0 | 2.5 | 1777 | $1,610 | $0.91 | 45d | 1 | 1.10mi |
| 106 Wayfarer Pl San Antonio, TX | 3.0 | 3.0 | 1595 | $1,850 | $1.16 | 13d | 1 | 1.14mi |
| 8311 Big Creek Dr San Antonio, TX | 3.0 | 2.5 | 1777 | $1,610 | $0.91 | 45d | 1 | 1.15mi |
| 150 Rustleaf Dr San Antonio, TX | 1.0–3.0 | 1.0–2.0 | 898 | $1,099 | $1.22 | 3d | 46 | 1.17mi |
| 8905 Seacliff St San Antonio, TX | 3.0 | 2.5 | 1230 | $1,250 | $1.02 | 17d | 1 | 1.21mi |
| 8522 Tesoro Hls San Antonio, TX | 3.0 | 2.5 | 1539 | $1,540 | $1.00 | 45d | 1 | 1.21mi |
| 8619 Tesoro Hls San Antonio, TX | 3.0 | 2.5 | 1539 | $1,540 | $1.00 | 25d | 1 | 1.23mi |
| 6730 Carmona Pass San Antonio, TX | 3.0 | 2.5 | 1771 | $1,700 | $0.96 | 17d | 1 | 1.29mi |
| 8739 Tesoro Hls San Antonio, TX | 3.0 | 2.5 | 1777 | $1,595 | $0.90 | 5d | 1 | 1.31mi |
| 6830 Beltran Pass San Antonio, TX | 3.0 | 2.5 | 1772 | $1,900 | $1.07 | 19d | 1 | 1.37mi |
| 7050 Hallie Rdg San Antonio, TX | 4.0 | 2.0 | 1620 | $1,535 | $0.95 | 13d | 1 | 1.38mi |
| 8126 Radiant Star San Antonio, TX | 3.0 | 2.0 | 1635 | $1,700 | $1.04 | 12d | 1 | 1.38mi |
| 119 Hallie Pass San Antonio, TX | 4.0 | 2.5 | 2421 | $1,725 | $0.71 | 45d | 1 | 1.39mi |
| 7327 Aphelion Cv San Antonio, TX | 3.0 | 2.0 | 1408 | $1,499 | $1.06 | 45d | 1 | 1.41mi |
| 7019 Capella Cir San Antonio, TX | 3.0 | 2.5 | 2320 | $1,950 | $0.84 | 25d | 1 | 1.41mi |
Listing history 17 events
-
2026-06-21pricestatusdays on market $169,900 Price Change 27 DOM
-
2026-06-18days on market $190,000 Active 24 DOM
-
2026-06-17days on market $190,000 Active 23 DOM
-
2026-06-16days on market $190,000 Active 22 DOM
-
2026-06-15days on market $190,000 Active 21 DOM
-
2026-06-13days on market $190,000 Active 19 DOM
-
2026-06-09days on market $190,000 Active 15 DOM
-
2026-06-08statusdays on market $190,000 Active 14 DOM
-
2026-06-07days on market $190,000 Price Change 13 DOM
-
2026-06-04days on market $190,000 Price Change 10 DOM
-
2026-06-03days on market $190,000 Price Change 9 DOM
-
2026-06-02days on market $190,000 Price Change 8 DOM
-
2026-06-01days on market $190,000 Price Change 7 DOM
-
2026-05-31days on market $190,000 Price Change 6 DOM
-
2026-05-25$210,000 New
-
2010-09-27historical
-
2008-04-25$100,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,466 · $372/mo
- Projected year-2 tax
- $4,466 · $372/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,909
- − Mortgage interest
- −$9,517
- − Property taxes
- −$4,466
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,753
- − Management
- −$1,753
- − Depreciation
- −$4,943
- Taxable loss
- −$1,372
- Est. tax savings @ 24.0%
- +$329
- After-tax cash flow
- $1,630/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- South San Antonio ISD
- NCES district ID
- 4840680
- Math proficiency
- 13% ▼ -20.00%
- Reading proficiency
- 20% ▼ -10.00%
- Median HH income
- $35,460
- Composite
- 13.6/100
- National rank
- #9511
- State rank
- #804 of 826 in TX
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Antonio, TX
- County
- Bexar County · 1,990,555 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 36,168
- Household income
- $50,644
- Rent vs Own
- Severe rent burden
- 1778.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (86%)
- Race & ethnicity
- Hispanic / Latino 86% Two or more races 25% White 8% Black 3% Native American 2%
- Hispanic origin (detail)
- Mexican 67%
- Common ancestry
- Romanian 1% Italian 1%
- Foreign-born
- 20% · Canada
- Languages at home
- 43% English-only · Spanish 55%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -55.63%
- Current HPI
- 259.9788
- Rent YoY
- ▼ -1.32%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
+110.0% since first listed3 events — show timeline
- 2026-05-25 Listed $210,000 LERA
- 2010-09-27 Listing Removed — LERA
- 2008-04-25 Listed $100,000 LERA
Property tax history
+6.9%/yrLatest (2025): $4,466 · -0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…