27183 Thorncrest Ave · Hill 'n Dale, FL 34602

$144,900

3 bd · 2.0 ba · 1,099 sqft · SingleFamily public records · 74 Days on market

Built 1981 8,000 sqft lot Est $233k · 38% under

---

Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.2/10.0
• Schools +4.2/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

PRICE REDUCTION! Discover the perfect blend of comfort, convenience, and Florida charm at 27183 Thorncrest Ave, Brooksville, FL 34602--a beautifully updated one-story single-family home offering 3 spacious bedrooms and 1.5 bathrooms, complete with an attached carport for easy parking. Freshly refreshed with a new roof installed in 2020, this inviting residence features durable tile flooring throughout, creating a clean, low-maintenance living space that's ideal for everyday living and entertaining. The highlight of the updated kitchen shines with modern white shaker cabinets, providing ample storage and a bright, contemporary feel that's ready for your personal touch. Step outside to the expansive rear yard, a generous outdoor oasis perfect for gardening, play, relaxation, or hosting gatherings under the Florida sun. Nestled in the peaceful community of Brooksville in Hernando County, this home places you in the heart of nature's playground and close to an array of exciting nearby attractions within just a short drive (many under 20 miles). Explore the vast Withlacoochee State Forest, offering hiking trails, off-road biking, wildlife viewing, and the scenic Withlacoochee State Trail for cycling enthusiasts. Just minutes away, immerse yourself in the whimsical world of Weeki Wachee Springs State Park, famous for its live mermaid shows, crystal-clear springs, kayaking on the iconic Weeki Wachee River, and manatee sightings. Family-friendly fun abounds at Boyett's Grove Citrus Attraction, where you can enjoy a wildlife park, dinosaur cave, mini-golf, aviary, and fresh citrus treats. Other nearby gems include Sweetfields Farm for seasonal adventures, historic downtown Brooksville with its charming shops, the Mermaid Tale Trail featuring hidden mermaid statues, and peaceful spots like Chinsegut Hill Historic Site, McKethan Lake Nature Trail, and various preserves for hiking and nature escapes. Whether you're seeking a serene retreat or easy access to outdoor adventures and local culture, this updated Brooksville home delivers the ideal Florida lifestyle--don't miss your chance to make it yours!

Key facts

• Expansive rear yard
• Tile flooring
• Updated kitchen

Tags

• NEW ROOF
• TILE FLOORING
• UPDATED KITCHEN
• MODERN WHITE SHAKER CABINETS
• EXPANSIVE REAR YARD
• WITHLACOOCHEE STATE FOREST

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $145k.

Deal economics

• At list price, monthly cash flow is $534 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Recommended offer: $136k (6.0% below list) — sets the bar for market timing.
• Cap rate 11.3% vs local median 5.4% in Hill 'n Dale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Eastside Elementary School (math 37% / reading 32%, grade F, #1,709 of 2,144 statewide, top 81%, 737 students, 73% FRL); Hernando High School (math 42% / reading 42%, grade F, #275 of 667 statewide, top 42%, 1,299 students, 58% FRL).
• Market conditions: 185 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $41k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 74 days — a 6% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 23y ago; this cycle's ask has dropped $35k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,206 (6.0% below list)

Questions for the listing agent

1. It's been on market 74 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 11.26%
• Cash-on-cash: 17.75%
• DSCR: 1.79
• GRM: 5.9

CMA / ARV

• ARV (on-the-fly): $232,988
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
27176 Wakefield Dr	0.08mi	3/1.0	1,141 (+4%)	2mo	$208,000	$182	85
27168 Fernery Ave	0.03mi	3/2.0	1,000 (-9%)	1mo	$190,000	$190	83
27009 Anthony Ave	0.37mi	3/2.0	1,093 (-0%)	4mo	$239,999	$220	79
27200 Fernery Ave	0.05mi	3/1.5	1,000 (-9%)	3mo	$212,000	$212	78
6399 Raley Rd	0.49mi	3/2.0	1,091 (-1%)	1mo	$237,000	$217	75
26412 MC Allister St	0.52mi	3/2.0	1,093 (-0%)	3mo	$250,000	$229	72
26359 Eahnestock St	0.68mi	3/2.0	1,091 (-1%)	0mo	$210,000	$192	67
27083 Roper Rd	0.28mi	3/1.5	1,000 (-9%)	4mo	$190,000	$190	67
6355 Crestview Dr	0.38mi	2/1.0 (-1)	1,056 (-4%)	1mo	$190,200	$180	66
27385 Azen Loop	0.32mi	3/2.0	960 (-13%)	4mo	$222,000	$231	61
6155 Sumter Dr	0.46mi	2/1.0 (-1)	1,042 (-5%)	1mo	$127,000	$122	60
6070 Honeysuckle Ln	0.54mi	2/1.0 (-1)	1,160 (+6%)	3mo	$255,000	$220	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.7%
• Equity multiple: 1.26×
• Total profit: $10,599
• Equity at exit: $21,605

10-year hold

• IRR: 16.1%
• Equity multiple: 2.32×
• Total profit: $53,357
• Equity at exit: $12,528

Cash invested: $40,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34602

• Home prices YoY: -21.1%
• Active inventory: 185
• Price-to-rent: 5.9×

Monthly cashflow live

• Estimated rent: $2,060 medium
• Mortgage (P&I): −$760
• Tax from tax record: −$207 /mo · $2,488/yr
• Insurance: −$60
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$433
• Net cashflow: $534

Break-even live

Break-even rent $1,385

Max offer price $144,900

Occupancy floor 69%

Sensitivity live

Price	-10% $616	-5% $575	+0% $534	+5% $493	+10% $452
Rent	-10% $371	-5% $452	+0% $534	+5% $615	+10% $696
Rate	-1.0pp $607	-0.5pp $571	base $534	+0.5pp $496	+1.0pp $458

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,225
• Closing costs: $4,347
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
27103 Frampton Ave Brooksville, FL	2.0	2.0	1176	$1,700	$1.45	24d	1	0.17mi
27108 Simona Ave Brooksville, FL	3.0	1.0	1092	$1,700	$1.56	24d	1	0.19mi
6367 Enterprise Dr Unit 1234457P Brooksville, FL	3.0	2.0	1119	$3,316	$2.96	5d	1	0.27mi
27008 Anthony Ave Brooksville, FL	3.0	2.0	1043	$1,795	$1.72	24d	1	0.36mi

Listing history 22 events

1. 2026-04-15
   status Pending 2129-char remark

   Show marketing remark (2129 chars)

   PRICE REDUCTION! Discover the perfect blend of comfort, convenience, and Florida charm at 27183 Thorncrest Ave, Brooksville, FL 34602--a beautifully updated one-story single-family home offering 3 spacious bedrooms and 1.5 bathrooms, complete with an attached carport for easy parking. Freshly refreshed with a new roof installed in 2020, this inviting residence features durable tile flooring throughout, creating a clean, low-maintenance living space that's ideal for everyday living and entertaining. The highlight of the updated kitchen shines with modern white shaker cabinets, providing ample storage and a bright, contemporary feel that's ready for your personal touch. Step outside to the expansive rear yard, a generous outdoor oasis perfect for gardening, play, relaxation, or hosting gatherings under the Florida sun. Nestled in the peaceful community of Brooksville in Hernando County, this home places you in the heart of nature's playground and close to an array of exciting nearby attractions within just a short drive (many under 20 miles). Explore the vast Withlacoochee State Forest, offering hiking trails, off-road biking, wildlife viewing, and the scenic Withlacoochee State Trail for cycling enthusiasts. Just minutes away, immerse yourself in the whimsical world of Weeki Wachee Springs State Park, famous for its live mermaid shows, crystal-clear springs, kayaking on the iconic Weeki Wachee River, and manatee sightings. Family-friendly fun abounds at Boyett's Grove Citrus Attraction, where you can enjoy a wildlife park, dinosaur cave, mini-golf, aviary, and fresh citrus treats. Other nearby gems include Sweetfields Farm for seasonal adventures, historic downtown Brooksville with its charming shops, the Mermaid Tale Trail featuring hidden mermaid statues, and peaceful spots like Chinsegut Hill Historic Site, McKethan Lake Nature Trail, and various preserves for hiking and nature escapes. Whether you're seeking a serene retreat or easy access to outdoor adventures and local culture, this updated Brooksville home delivers the ideal Florida lifestyle--don't miss your chance to make it yours!

2. 2026-04-13
   status Pending
3. 2026-03-27
   price $144,900 2129-char remark

   Show marketing remark (2129 chars)

   PRICE REDUCTION! Discover the perfect blend of comfort, convenience, and Florida charm at 27183 Thorncrest Ave, Brooksville, FL 34602--a beautifully updated one-story single-family home offering 3 spacious bedrooms and 1.5 bathrooms, complete with an attached carport for easy parking. Freshly refreshed with a new roof installed in 2020, this inviting residence features durable tile flooring throughout, creating a clean, low-maintenance living space that's ideal for everyday living and entertaining. The highlight of the updated kitchen shines with modern white shaker cabinets, providing ample storage and a bright, contemporary feel that's ready for your personal touch. Step outside to the expansive rear yard, a generous outdoor oasis perfect for gardening, play, relaxation, or hosting gatherings under the Florida sun. Nestled in the peaceful community of Brooksville in Hernando County, this home places you in the heart of nature's playground and close to an array of exciting nearby attractions within just a short drive (many under 20 miles). Explore the vast Withlacoochee State Forest, offering hiking trails, off-road biking, wildlife viewing, and the scenic Withlacoochee State Trail for cycling enthusiasts. Just minutes away, immerse yourself in the whimsical world of Weeki Wachee Springs State Park, famous for its live mermaid shows, crystal-clear springs, kayaking on the iconic Weeki Wachee River, and manatee sightings. Family-friendly fun abounds at Boyett's Grove Citrus Attraction, where you can enjoy a wildlife park, dinosaur cave, mini-golf, aviary, and fresh citrus treats. Other nearby gems include Sweetfields Farm for seasonal adventures, historic downtown Brooksville with its charming shops, the Mermaid Tale Trail featuring hidden mermaid statues, and peaceful spots like Chinsegut Hill Historic Site, McKethan Lake Nature Trail, and various preserves for hiking and nature escapes. Whether you're seeking a serene retreat or easy access to outdoor adventures and local culture, this updated Brooksville home delivers the ideal Florida lifestyle--don't miss your chance to make it yours!

4. 2026-03-27
   price $144,900

   Show marketing remark (2129 chars)

   PRICE REDUCTION! Discover the perfect blend of comfort, convenience, and Florida charm at 27183 Thorncrest Ave, Brooksville, FL 34602--a beautifully updated one-story single-family home offering 3 spacious bedrooms and 1.5 bathrooms, complete with an attached carport for easy parking. Freshly refreshed with a new roof installed in 2020, this inviting residence features durable tile flooring throughout, creating a clean, low-maintenance living space that's ideal for everyday living and entertaining. The highlight of the updated kitchen shines with modern white shaker cabinets, providing ample storage and a bright, contemporary feel that's ready for your personal touch. Step outside to the expansive rear yard, a generous outdoor oasis perfect for gardening, play, relaxation, or hosting gatherings under the Florida sun. Nestled in the peaceful community of Brooksville in Hernando County, this home places you in the heart of nature's playground and close to an array of exciting nearby attractions within just a short drive (many under 20 miles). Explore the vast Withlacoochee State Forest, offering hiking trails, off-road biking, wildlife viewing, and the scenic Withlacoochee State Trail for cycling enthusiasts. Just minutes away, immerse yourself in the whimsical world of Weeki Wachee Springs State Park, famous for its live mermaid shows, crystal-clear springs, kayaking on the iconic Weeki Wachee River, and manatee sightings. Family-friendly fun abounds at Boyett's Grove Citrus Attraction, where you can enjoy a wildlife park, dinosaur cave, mini-golf, aviary, and fresh citrus treats. Other nearby gems include Sweetfields Farm for seasonal adventures, historic downtown Brooksville with its charming shops, the Mermaid Tale Trail featuring hidden mermaid statues, and peaceful spots like Chinsegut Hill Historic Site, McKethan Lake Nature Trail, and various preserves for hiking and nature escapes. Whether you're seeking a serene retreat or easy access to outdoor adventures and local culture, this updated Brooksville home delivers the ideal Florida lifestyle--don't miss your chance to make it yours!

5. 2026-02-27
   price $164,900 2129-char remark

   Show marketing remark (2129 chars)

   PRICE REDUCTION! Discover the perfect blend of comfort, convenience, and Florida charm at 27183 Thorncrest Ave, Brooksville, FL 34602--a beautifully updated one-story single-family home offering 3 spacious bedrooms and 1.5 bathrooms, complete with an attached carport for easy parking. Freshly refreshed with a new roof installed in 2020, this inviting residence features durable tile flooring throughout, creating a clean, low-maintenance living space that's ideal for everyday living and entertaining. The highlight of the updated kitchen shines with modern white shaker cabinets, providing ample storage and a bright, contemporary feel that's ready for your personal touch. Step outside to the expansive rear yard, a generous outdoor oasis perfect for gardening, play, relaxation, or hosting gatherings under the Florida sun. Nestled in the peaceful community of Brooksville in Hernando County, this home places you in the heart of nature's playground and close to an array of exciting nearby attractions within just a short drive (many under 20 miles). Explore the vast Withlacoochee State Forest, offering hiking trails, off-road biking, wildlife viewing, and the scenic Withlacoochee State Trail for cycling enthusiasts. Just minutes away, immerse yourself in the whimsical world of Weeki Wachee Springs State Park, famous for its live mermaid shows, crystal-clear springs, kayaking on the iconic Weeki Wachee River, and manatee sightings. Family-friendly fun abounds at Boyett's Grove Citrus Attraction, where you can enjoy a wildlife park, dinosaur cave, mini-golf, aviary, and fresh citrus treats. Other nearby gems include Sweetfields Farm for seasonal adventures, historic downtown Brooksville with its charming shops, the Mermaid Tale Trail featuring hidden mermaid statues, and peaceful spots like Chinsegut Hill Historic Site, McKethan Lake Nature Trail, and various preserves for hiking and nature escapes. Whether you're seeking a serene retreat or easy access to outdoor adventures and local culture, this updated Brooksville home delivers the ideal Florida lifestyle--don't miss your chance to make it yours!

6. 2026-02-27
   price $164,900

   Show marketing remark (2129 chars)

   PRICE REDUCTION! Discover the perfect blend of comfort, convenience, and Florida charm at 27183 Thorncrest Ave, Brooksville, FL 34602--a beautifully updated one-story single-family home offering 3 spacious bedrooms and 1.5 bathrooms, complete with an attached carport for easy parking. Freshly refreshed with a new roof installed in 2020, this inviting residence features durable tile flooring throughout, creating a clean, low-maintenance living space that's ideal for everyday living and entertaining. The highlight of the updated kitchen shines with modern white shaker cabinets, providing ample storage and a bright, contemporary feel that's ready for your personal touch. Step outside to the expansive rear yard, a generous outdoor oasis perfect for gardening, play, relaxation, or hosting gatherings under the Florida sun. Nestled in the peaceful community of Brooksville in Hernando County, this home places you in the heart of nature's playground and close to an array of exciting nearby attractions within just a short drive (many under 20 miles). Explore the vast Withlacoochee State Forest, offering hiking trails, off-road biking, wildlife viewing, and the scenic Withlacoochee State Trail for cycling enthusiasts. Just minutes away, immerse yourself in the whimsical world of Weeki Wachee Springs State Park, famous for its live mermaid shows, crystal-clear springs, kayaking on the iconic Weeki Wachee River, and manatee sightings. Family-friendly fun abounds at Boyett's Grove Citrus Attraction, where you can enjoy a wildlife park, dinosaur cave, mini-golf, aviary, and fresh citrus treats. Other nearby gems include Sweetfields Farm for seasonal adventures, historic downtown Brooksville with its charming shops, the Mermaid Tale Trail featuring hidden mermaid statues, and peaceful spots like Chinsegut Hill Historic Site, McKethan Lake Nature Trail, and various preserves for hiking and nature escapes. Whether you're seeking a serene retreat or easy access to outdoor adventures and local culture, this updated Brooksville home delivers the ideal Florida lifestyle--don't miss your chance to make it yours!

7. 2026-02-23
   listed $180,000 Active 2129-char remark

   Show marketing remark (2129 chars)

   PRICE REDUCTION! Discover the perfect blend of comfort, convenience, and Florida charm at 27183 Thorncrest Ave, Brooksville, FL 34602--a beautifully updated one-story single-family home offering 3 spacious bedrooms and 1.5 bathrooms, complete with an attached carport for easy parking. Freshly refreshed with a new roof installed in 2020, this inviting residence features durable tile flooring throughout, creating a clean, low-maintenance living space that's ideal for everyday living and entertaining. The highlight of the updated kitchen shines with modern white shaker cabinets, providing ample storage and a bright, contemporary feel that's ready for your personal touch. Step outside to the expansive rear yard, a generous outdoor oasis perfect for gardening, play, relaxation, or hosting gatherings under the Florida sun. Nestled in the peaceful community of Brooksville in Hernando County, this home places you in the heart of nature's playground and close to an array of exciting nearby attractions within just a short drive (many under 20 miles). Explore the vast Withlacoochee State Forest, offering hiking trails, off-road biking, wildlife viewing, and the scenic Withlacoochee State Trail for cycling enthusiasts. Just minutes away, immerse yourself in the whimsical world of Weeki Wachee Springs State Park, famous for its live mermaid shows, crystal-clear springs, kayaking on the iconic Weeki Wachee River, and manatee sightings. Family-friendly fun abounds at Boyett's Grove Citrus Attraction, where you can enjoy a wildlife park, dinosaur cave, mini-golf, aviary, and fresh citrus treats. Other nearby gems include Sweetfields Farm for seasonal adventures, historic downtown Brooksville with its charming shops, the Mermaid Tale Trail featuring hidden mermaid statues, and peaceful spots like Chinsegut Hill Historic Site, McKethan Lake Nature Trail, and various preserves for hiking and nature escapes. Whether you're seeking a serene retreat or easy access to outdoor adventures and local culture, this updated Brooksville home delivers the ideal Florida lifestyle--don't miss your chance to make it yours!

8. 2026-01-29
   listed $180,000 Active
9. 2023-06-17
   historical
10. 2023-05-24
    listed $199,900 Active
11. 2021-05-06
    soldstatus $132,000
12. 2021-05-06
    soldstatus $132,000
13. 2021-05-06
    soldstatus $132,000
14. 2021-03-07
    listed $159,000
15. 2021-03-07
    listed $159,000
16. 2021-03-07
    listed $159,000
17. 2005-10-31
    soldstatus $82,000
18. 2005-10-24
    soldstatus $82,000
19. 2005-08-19
    listed $89,900
20. 2003-10-27
    soldstatus $56,500
21. 2003-10-21
    soldstatus $56,500
22. 2003-06-15
    listed $56,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,488 · $207/mo
• Projected year-2 tax: $2,488 · $207/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 76% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,726
• − Mortgage interest: −$8,117
• − Property taxes: −$2,488
• − Insurance: −$1,522
• − Repairs & maintenance: −$1,978
• − Management: −$1,978
• − Depreciation: −$4,215
• Taxable income: $4,427
• Est. tax owed @ 24.0%: −$1,063
• After-tax cash flow: $5,342/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hernando
• NCES district ID: 1200810
• Math proficiency: 50% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $41,985
• Composite: 42.03/100
• National rank: #3329
• State rank: #38 of 73 in FL

Livability — Hill 'n Dale

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Hill 'n Dale, FL
• Population (ZIP): 10,391

Population outlook (Hernando County) Hauer SSP2

• Today (2025): 189,218 people
• By 2030: 194,367 · +2.7%
• By 2040: 203,398 · +7.5%
• By 2050: 209,589 · +10.8%
• By 2075: 218,452 · +15.4%
• By 2100: 205,923 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Hispanic / Latino 14% Black 11% Two or more races 7%
• Hispanic origin (detail): Mexican 5% Puerto Rican 4% Cuban 2%
• Common ancestry: Romanian 3% Lithuanian 2% Slovak 1%
• Foreign-born: 5% · Canada, Dominican Republic, China
• Languages at home: 90% English-only · Spanish 8%

Political lean MEDSL · Hernando

• 2024 margin: Solid R (+37.0) · D 31.1% · R 68.2%
• 2008→2024 swing: -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
• All cycles: 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -75.28%
• Current HPI: 282.3728
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+154.7% since first listed

22 events — show timeline

• 2026-04-15 Pending — HCAR
• 2026-04-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-27 Price Changed $144,900 HCAR
• 2026-03-27 Price Changed $144,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-27 Price Changed $164,900 HCAR
• 2026-02-27 Price Changed $164,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-23 Listed $180,000 HCAR
• 2026-01-29 Listed $180,000 Stellar MLS as Distributed by MLS Grid
• 2023-06-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-05-24 Listed $199,900 Stellar MLS as Distributed by MLS Grid
• 2021-05-06 Sold (MLS) $132,000 Stellar MLS as Distributed by MLS Grid
• 2021-05-06 Sold (MLS) $132,000 St. Augustine and St. Johns County Board of REALTORS®
• 2021-05-06 Sold (MLS) $132,000 HCAR
• 2021-03-07 Listed $159,000 Stellar MLS as Distributed by MLS Grid
• 2021-03-07 Listed $159,000 St. Augustine and St. Johns County Board of REALTORS®
• 2021-03-07 Listed $159,000 HCAR
• 2005-10-31 Sold (Public Records) $82,000 Public Records
• 2005-10-24 Sold (MLS) $82,000 Stellar MLS as Distributed by MLS Grid
• 2005-08-19 Listed $89,900 Stellar MLS as Distributed by MLS Grid
• 2003-10-27 Sold (Public Records) $56,500 Public Records
• 2003-10-21 Sold (MLS) $56,500 HCAR
• 2003-06-15 Listed $56,900 HCAR

Property tax history

+10.6%/yr

Latest (2025): $2,488 · -7.0% YoY. Source: county tax records.