14144 Wilden Dr · Urbandale, IA 50323

$310,000

3 bd · 2.5 ba · 1,467 sqft · Townhouse public records · 125 Days on market

Built 2021 1,265 sqft lot $211/sqft · 9% below area Est $339k · 9% under $225/mo HOA · 13% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.3/15.0
• Appreciation +7.4/10.0
• Schools +6.1/10.0
• Livability +4.5/5.0
• Cash flow +3.0/30.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +0.6/10.0
• DSCR +0.0/10.0

Listing remarks MLS

This thoughtfully designed townhome in Calusa at Timberline Village offers a refined blend of modern finishes and functional living spaces. The open-concept main level is ideal for both everyday living and entertaining, featuring a well-appointed kitchen with quartz countertops, custom cabinetry, stainless steel appliances, and pantry. The spacious living area is enhanced by 9-foot ceilings and abundant natural light, along with a convenient half bath and an organized drop zone located just off the oversized two-car garage. Upstairs, the primary suite provides a private retreat with dual quartz vanities, a tiled walk-in shower, and a generous walk-in closet. Two additional bedrooms and a dedicated laundry room on the upper level add comfort and practicality. Quality craftsmanship is evident throughout with luxury vinyl plank flooring, custom trim work, and upgraded carpeting. Pet-friendly and renter-friendly, this property offers flexibility for homeowners and investors alike. Conveniently located near shopping, dining, and everyday amenities with easy access to major routes. Ask about available 100% financing options.

Key facts

• Custom cabinetry
• Quartz countertops
• Organized drop zone

Tags

• OPEN-CONCEPT MAIN LEVEL
• WELL-APPOINTED KITCHEN
• QUARTZ COUNTERTOPS
• CUSTOM CABINETRY
• STAINLESS STEEL APPLIANCES
• ORGANIZED DROP ZONE

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $310k.

Deal economics

• At list price, monthly cash flow is $-1k ($-12k/yr) — negative.
• To cash-flow at today's rent, offer at most $165k (46.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (44.2% below list).
• Recommended offer: $165k (46.7% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 90/100 on livability (#4 in IA, #69 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, amenities A+; Watch: commute F.
• Urbandale Community School District (suburban): math 67% / reading 72% proficiency, ranked #116 of 289 in IA (top 40%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 378 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,953 units permitted in Polk County in 2024 (540 in 5+ unit buildings).
• This rent is only 12% of the median local income ($176k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• In year one you build about $17k of equity ($2k loan paydown + $15k appreciation (4.8% local appreciation)).
• Polk County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 3, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 125 days — a 12% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $165,162 (46.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.56% ✗
• Cap rate: 2.42%
• Cash-on-cash: -13.84%
• DSCR: 0.38
• GRM: 14.9

CMA / ARV

• ARV (median comp): $338,923
• List price: $310,000
• Delta: -8.53%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14142 Wilden Dr	0.00mi	3/2.5	1,467 (0%)	12mo	$325,000	$222	90
14130 Wilden Dr	0.02mi	3/2.5	1,495 (+2%)	8mo	$325,000	$217	89
14162 Wilden Dr	0.04mi	3/2.5	1,467 (0%)	14mo	$320,000	$218	86
14140 Wilden Dr	0.01mi	3/2.5	1,495 (+2%)	13mo	$335,000	$224	86
14154 Wilden Dr	0.02mi	3/2.5	1,482 (+1%)	15mo	$320,000	$216	84
14170 Wilden Dr	0.04mi	3/2.5	1,513 (+3%)	22mo	$330,000	$218	75

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.81% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 0.8%
• Equity multiple: 1.05×
• Total profit: $4,466
• Equity at exit: $172,058

10-year hold

• IRR: 4.3%
• Equity multiple: 1.81×
• Total profit: $70,633
• Equity at exit: $294,001

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Iowa: 83 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; mostly landlord-friendly statewide.

Methodology + full state rankings →

ZIP-level market 50323

• Home prices YoY: 2.5%
• Active inventory: 378
• Price-to-rent: 14.9×

Monthly cashflow live

• Estimated rent: $1,730 high
• Mortgage (P&I): −$1,626
• Tax est. 1.5%: −$388 /mo · $4,650/yr
• Insurance: −$129
• HOA: −$225
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $-1,001

Break-even live

Break-even rent $2,997

Max offer price $165,162

Occupancy floor —

Sensitivity live

Price	-10% $-787	-5% $-894	+0% $-1,001	+5% $-1,108	+10% $-1,215
Rent	-10% $-1,138	-5% $-1,069	+0% $-1,001	+5% $-933	+10% $-864
Rate	-1.0pp $-845	-0.5pp $-922	base $-1,001	+0.5pp $-1,081	+1.0pp $-1,163

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,500
• Closing costs: $9,300
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4454 142nd St Urbandale, IA	1.0–3.0	1.0–2.0	949	$1,384	$1.46	15d	6	1.00mi
4015 154th St Urbandale, IA	3.0	2.5	1428	$2,295	$1.61	19d	1	1.22mi
4315 152nd Ct Urbandale, IA	2.0	2.5	1240	$1,495	$1.21	15d	1	1.37mi
4304 153rd Pl Urbandale, IA	2.0	2.5	1240	$1,450	$1.17	22d	1	1.41mi
15211 Greenbelt Dr Urbandale, IA	2.0	2.0	1056	$1,450	$1.37	19d	1	1.43mi
15221 Alpine Dr Urbandale, IA	2.0	2.0	1056	$1,550	$1.47	44d	1	1.48mi
4307 154th St Urbandale, IA	3.0	2.5	1445	$1,850	$1.28	24d	1	1.49mi

HOA detail

• Monthly dues: $225 · $2,700/yr

Listing history 21 events

1. 2026-06-18
   days on market $310,000 Active 125 DOM
2. 2026-06-17
   days on market $310,000 Active 124 DOM
3. 2026-06-16
   days on market $310,000 Active 123 DOM
4. 2026-06-15
   days on market $310,000 Active 122 DOM
5. 2026-06-14
   days on market $310,000 Active 120 DOM
6. 2026-06-13
   days on market $310,000 Active 119 DOM
7. 2026-06-10
   days on market $310,000 Active 117 DOM
8. 2026-06-09
   days on market $310,000 Active 116 DOM
9. 2026-06-08
   days on market $310,000 Active 115 DOM
10. 2026-06-07
    days on market $310,000 Active 114 DOM
11. 2026-06-05
    days on market $310,000 Active 111 DOM
12. 2026-06-03
    days on market $310,000 Active 110 DOM
13. 2026-06-02
    days on market $310,000 Active 109 DOM
14. 2026-06-01
    days on market $310,000 Active 108 DOM
15. 2026-05-31
    days on market $310,000 Active 107 DOM
16. 2026-05-31
    days on market $310,000 Active 106 DOM
17. 2026-02-13
    listed $310,000 Active 1136-char remark

    Show marketing remark (1136 chars)

    This thoughtfully designed townhome in Calusa at Timberline Village offers a refined blend of modern finishes and functional living spaces. The open-concept main level is ideal for both everyday living and entertaining, featuring a well-appointed kitchen with quartz countertops, custom cabinetry, stainless steel appliances, and pantry. The spacious living area is enhanced by 9-foot ceilings and abundant natural light, along with a convenient half bath and an organized drop zone located just off the oversized two-car garage. Upstairs, the primary suite provides a private retreat with dual quartz vanities, a tiled walk-in shower, and a generous walk-in closet. Two additional bedrooms and a dedicated laundry room on the upper level add comfort and practicality. Quality craftsmanship is evident throughout with luxury vinyl plank flooring, custom trim work, and upgraded carpeting. Pet-friendly and renter-friendly, this property offers flexibility for homeowners and investors alike. Conveniently located near shopping, dining, and everyday amenities with easy access to major routes. Ask about available 100% financing options.

18. 2023-01-20
    soldstatus $295,000 Closed
19. 2023-01-20
    soldstatus $2,420,000
20. 2022-04-15
    status Pending
21. 2022-04-15
    listed $295,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,755
• − Mortgage interest: −$17,365
• − Property taxes: −$4,650
• − Insurance: −$1,550
• − Repairs & maintenance: −$1,660
• − Management: −$1,660
• − HOA: −$2,700
• − Depreciation: −$9,018
• Taxable loss: −$17,848
• Est. tax savings @ 24.0%: +$4,284
• After-tax cash flow: $-7,728/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Urbandale Community School District
• NCES district ID: 1928680
• Math proficiency: 67% ▼ -10.00%
• Reading proficiency: 72% ▼ -3.00%
• Median HH income: $71,098
• Composite: 60.95/100
• National rank: #807
• State rank: #116 of 289 in IA

Livability — Urbandale

• Score: 90/100
• State rank: #4
• US rank: #69

Category grades

Amenities A+ Commute F Cost of living A- Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Urbandale, IA
• County: Polk County · 453,298 people
• City population: 49,196
• Metro: Des Moines-West Des Moines, IA
• Population (ZIP): 17,265
• Household income: $175,944
• Rent vs Own: 12.8% rent · 87.2% own
• Severe rent burden: 63.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 548,042 people
• By 2030: 588,557 · +7.4%
• By 2040: 670,629 · +22.4%
• By 2050: 752,830 · +37.4%
• By 2075: 955,069 · +74.3%
• By 2100: 1,115,436 · +103.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Asian 6% Two or more races 4% Hispanic / Latino 3% Black 2%
• Common ancestry: Portuguese 6% Iranian 5% Lithuanian 2%
• Foreign-born: 7% · Canada, China, Philippines
• Languages at home: 92% English-only · Russian/Polish/Slavic 2% Chinese 1% Spanish 1%

Political lean MEDSL · Polk

• 2024 margin: D (+10.9) · D 54.8% · R 43.9% · Other 1.3%
• 2008→2024 swing: -3.7pp toward R · 2008: 14.6pp · 2024: 10.9pp
• All cycles: 2024: D+10.9 2020: D+15.2 2016: D+11.5 2012: D+14.2 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.81%
• Current HPI: 199.789
• Rent YoY: —
• Metro: Des Moines-West Des Moines, IA
• State GDP YoY: ▲ 2.48%
• F500 in state: 4

Industry mix (Fortune 500 HQ in IA)

Industry	F500 HQs	Revenue
▸Financial Services	1	$16B
▸Retail / Convenience	1	$15B

Price history

+5.1% since first listed

5 events — show timeline

• 2026-02-13 Listed $310,000 DMMLS
• 2023-01-20 Sold (Public Records) $2,420,000 Public Records
• 2023-01-20 Sold (MLS) $295,000 DMMLS
• 2022-04-15 Pending — DMMLS
• 2022-04-15 Listed $295,000 DMMLS