4347 Fm 2327 · Domino, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 113°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.0/30.0
- ARV discount +7.5/15.0
- Appreciation +6.8/10.0
- Schools +3.6/10.0
- 1% rule +2.8/10.0
- Livability +2.7/5.0
- DSCR +2.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$158,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Peaceful country living on 6 beautiful fenced acres with treelined privacy! This property offers a quiet, secluded setting with a long private driveway that welcomes you home and provides additional privacy from the road. The land features a small pond, storm shelter, two storage buildings, and both front and back decks/porches, perfect for relaxing, enjoying nature, or entertaining family and friends. The home offers a 3 bedroom, 2 bath split floor plan with an open living area designed for comfortable everyday living. Originally a 1997 single-wide mobile home, an extra-large den addition was added in 2000, creating a spacious second living area ideal for gatherings or family time. The kitchen includes a breakfast bar and cozy dining area, offering a functional layout for daily living. The home could benefit from some cosmetic updates but has solid bones and great potential for buyers looking to add their personal touch while enjoying acreage and privacy. Conveniently located between Texarkana and Atlanta in the Queen City ISD, approximately 4.5 miles from Hwy 59 and about 15 minutes to town. If you're searching for space, privacy, and country charm with room to make it your own, this property is worth a look!
Key facts
- Private driveway
- Small pond
- Fenced acres
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $158k.
Deal economics
- At list price, monthly cash flow is $-125 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $136k (14.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $124k (21.6% below list).
- Recommended offer: $124k (21.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 53/100 on livability (#1,424 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: schools F, crime F, amenities F.
- Queen City ISD (rural): math 39% / reading 45% proficiency, ranked #355 of 826 in TX (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 65 active listings in the ZIP; 12 units permitted in Cass County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $7k of equity ($1k loan paydown + $6k appreciation (3.7% local appreciation)).
- Cass County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- By year 6, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 105 days — a 9% lower offer ($144k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 5y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 105 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.34%
- Cash-on-cash
- -3.39%
- DSCR
- 0.85
- GRM
- 10.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.69% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 6.4%
- Equity multiple
- 1.38×
- Total profit
- $16,916
- Equity at exit
- $77,231
- IRR
- 9.0%
- Equity multiple
- 2.46×
- Total profit
- $64,442
- Equity at exit
- $124,076
Cash invested: $44,240 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75572
- Home prices YoY
- 2.6%
- Active inventory
- 65
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $1,239 medium interval (Pro) →
- Mortgage (P&I)
- −$829
- Tax from tax record
- −$209 /mo · $2,512/yr
- Insurance
- −$66
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$260
- Net cashflow
- $-125
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,500
- Closing costs
- $4,740
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 23 events
-
2026-06-19days on market $158,000 Active 105 DOM
-
2026-06-18days on market $158,000 Active 104 DOM
-
2026-06-17days on market $158,000 Active 103 DOM
-
2026-06-16days on market $158,000 Active 102 DOM
-
2026-06-15days on market $158,000 Active 101 DOM
-
2026-06-14days on market $158,000 Active 99 DOM
-
2026-06-13days on market $158,000 Active 98 DOM
-
2026-06-10days on market $158,000 Active 96 DOM
-
2026-06-09days on market $158,000 Active 95 DOM
-
2026-06-08days on market $158,000 Active 94 DOM
-
2026-06-07days on market $158,000 Active 93 DOM
-
2026-06-03days on market $158,000 Active 89 DOM
-
2026-06-02days on market $158,000 Active 88 DOM
-
2026-06-01days on market $158,000 Active 87 DOM
-
2026-05-31days on market $158,000 Active 86 DOM
-
2026-05-30days on market $158,000 Active 85 DOM
-
2026-04-08price $158,000 1230-char remark
Show marketing remark (1230 chars)
Peaceful country living on 6 beautiful fenced acres with treelined privacy! This property offers a quiet, secluded setting with a long private driveway that welcomes you home and provides additional privacy from the road. The land features a small pond, storm shelter, two storage buildings, and both front and back decks/porches, perfect for relaxing, enjoying nature, or entertaining family and friends. The home offers a 3 bedroom, 2 bath split floor plan with an open living area designed for comfortable everyday living. Originally a 1997 single-wide mobile home, an extra-large den addition was added in 2000, creating a spacious second living area ideal for gatherings or family time. The kitchen includes a breakfast bar and cozy dining area, offering a functional layout for daily living. The home could benefit from some cosmetic updates but has solid bones and great potential for buyers looking to add their personal touch while enjoying acreage and privacy. Conveniently located between Texarkana and Atlanta in the Queen City ISD, approximately 4.5 miles from Hwy 59 and about 15 minutes to town. If you're searching for space, privacy, and country charm with room to make it your own, this property is worth a look!
-
2026-03-05$168,000 Active 1230-char remark
Show marketing remark (1230 chars)
Peaceful country living on 6 beautiful fenced acres with treelined privacy! This property offers a quiet, secluded setting with a long private driveway that welcomes you home and provides additional privacy from the road. The land features a small pond, storm shelter, two storage buildings, and both front and back decks/porches, perfect for relaxing, enjoying nature, or entertaining family and friends. The home offers a 3 bedroom, 2 bath split floor plan with an open living area designed for comfortable everyday living. Originally a 1997 single-wide mobile home, an extra-large den addition was added in 2000, creating a spacious second living area ideal for gatherings or family time. The kitchen includes a breakfast bar and cozy dining area, offering a functional layout for daily living. The home could benefit from some cosmetic updates but has solid bones and great potential for buyers looking to add their personal touch while enjoying acreage and privacy. Conveniently located between Texarkana and Atlanta in the Queen City ISD, approximately 4.5 miles from Hwy 59 and about 15 minutes to town. If you're searching for space, privacy, and country charm with room to make it your own, this property is worth a look!
-
2021-12-16soldstatus
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2021-11-12soldstatus 785-char remark
Show marketing remark (785 chars)
COUNTRY LIVING, PEACEFUL, and a GREAT LOCATION! The grass is greener on this side of the fence! Located less than five miles off of Hwy 59 between Atlanta and Texarkana in the beautiful Springdale Community. This little gem is the one you've been searching for! This 1696 sf 3 bedroom 2 bath MFH with massive added DEN (complete with Vaulted Ceiling sporting Exposed Beams) on 6 beautiful fenced acres and a pond outside the city limits and only 10 minutes from town is CLEAN and MOVE-IN READY! All Electric, Community Water, Fireplace w/ PROPANE Gas Logs, Electrical Hook-up provision for Emergency Generator, STORM SHELTER, SCREENED PORCH in the front and COVERED PATIO in the back. .. this is a fantastic set-up! This one will not last 'til the water gets hot! See it TODAY!
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2021-08-24$149,900 785-char remark
Show marketing remark (785 chars)
COUNTRY LIVING, PEACEFUL, and a GREAT LOCATION! The grass is greener on this side of the fence! Located less than five miles off of Hwy 59 between Atlanta and Texarkana in the beautiful Springdale Community. This little gem is the one you've been searching for! This 1696 sf 3 bedroom 2 bath MFH with massive added DEN (complete with Vaulted Ceiling sporting Exposed Beams) on 6 beautiful fenced acres and a pond outside the city limits and only 10 minutes from town is CLEAN and MOVE-IN READY! All Electric, Community Water, Fireplace w/ PROPANE Gas Logs, Electrical Hook-up provision for Emergency Generator, STORM SHELTER, SCREENED PORCH in the front and COVERED PATIO in the back. .. this is a fantastic set-up! This one will not last 'til the water gets hot! See it TODAY!
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2004-10-06soldstatus
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2000-03-03soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,512 · $209/mo
- Projected year-2 tax
- $2,891 · $241/mo
- Expected delta
- +$379/yr (+$32/mo · 15.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥113°F today · 24 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,867
- − Mortgage interest
- −$8,850
- − Property taxes
- −$2,512
- − Insurance
- −$790
- − Repairs & maintenance
- −$1,189
- − Management
- −$1,189
- − Depreciation
- −$4,596
- Taxable loss
- −$4,260
- Est. tax savings @ 24.0%
- +$1,022
- After-tax cash flow
- $-477/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Queen City ISD
- NCES district ID
- 4836210
- Math proficiency
- 39% ▼ -3.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $43,663
- Composite
- 35.53/100
- National rank
- #4908
- State rank
- #355 of 826 in TX
Livability — Domino
- Score
- 53/100
- State rank
- #1424
- US rank
- #24351
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 2,942
Population outlook (Cass County) Hauer SSP2
- Today (2025)
- 29,998 people
- By 2030
- 29,583 · -1.4%
- By 2040
- 28,512 · -5.0%
- By 2050
- 27,230 · -9.2%
- By 2075
- 24,917 · -16.9%
- By 2100
- 21,582 · -28.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (80%)
- Race & ethnicity
- White 80% Black 16% Two or more races 3%
- Common ancestry
- Serbian 1% Slovak 1% Iranian 1%
- Foreign-born
- 2%
- Languages at home
- 93% English-only · German/W. Germanic 6% Arabic 1%
Political lean MEDSL · Cass
- 2024 margin
- Solid R (+65.7) · D 17.0% · R 82.7%
- 2008→2024 swing
- -25.2pp toward R · 2008: -40.4pp · 2024: -65.7pp
- All cycles
- 2024: R+65.7 2020: R+59.1 2016: R+59.7 2012: R+49.5 2008: R+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.69%
- Current HPI
- 143.673
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+5.4% since first listed7 events — show timeline
- 2026-04-08 Price Changed $158,000 TBOR
- 2026-03-05 Listed $168,000 TBOR
- 2021-12-16 Sold (Public Records) — Public Records
- 2021-11-12 Sold (MLS) — TBOR
- 2021-08-24 Listed $149,900 TBOR
- 2004-10-06 Sold (Public Records) — Public Records
- 2000-03-03 Sold (Public Records) — Public Records
Property tax history
+7.5%/yrLatest (2025): $2,512 · +5.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…