4042 E Goldenrod Ave · Gardendale, TX 79758

$90,000

3 bd · 2.0 ba · 3,270 sqft · SingleFamily public records · 23 Days on market

Built 2019

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.2/10.0
• Appreciation +0.0/10.0

Listing remarks

Well-maintained 2019 mobile home featuring 3 spacious bedrooms and 2 full bathrooms. This home offers a comfortable living spaces and is perfect for first-time buyers or anyone looking for an affordable homeownership opportunity. Pride of ownership shows throughout the property. Please note: mobile home only is for sale, land is not included. Call your favorite realtor for a tour!

Key facts

• Built 2019
• Listed 22 days

Property features AI

Finance

• Other: Located in the Gardendale subdivision

Exterior

• Parking: No designated parking
• Utilities: Propane service; Septic tank sewer; No public water source listed
• Home design: Single wide mobile home; Residential single-family property
• Construction: Composition roof; Other type of foundation; Built as a manufactured/mobile home
• Exterior features: No additional exterior features listed; Paved road access; Solar energy generation

Interior

• Kitchen: Electric range; Dishwasher
• Flooring: Vinyl flooring; Laminate flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Blinds on windows; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $90k.

Deal economics

• At list price, monthly cash flow is $948 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $90k).
• Recommended offer: $89k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 67/100 on livability (#562 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety C-, amenities F, commute F.
• Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Permian H S (math 19% / reading 29%, grade F, #1,333 of 1,632 statewide, top 82%, 3,978 students, 51% FRL).
• Market conditions: 80 active listings in the ZIP; 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($89k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: property tax is 4.0% of price.
• Climate carrying-cost: moderate flood risk; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $88,650 (1.5% below list)

Questions for the listing agent

1. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.47% ✓
• Cap rate: 18.93%
• Cash-on-cash: 45.12%
• DSCR: 3.01
• GRM: 3.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 42.3%
• Equity multiple: 2.82×
• Total profit: $45,919
• Equity at exit: $13,419

10-year hold

• IRR: 48.5%
• Equity multiple: 5.69×
• Total profit: $118,305
• Equity at exit: $7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79758

• Home prices YoY: -27.1%
• Active inventory: 80
• Price-to-rent: 3.4×

Monthly cashflow live

• Estimated rent: $2,224 medium
• Mortgage (P&I): −$472
• Tax from tax record: −$300 /mo · $3,602/yr
• Insurance: −$38
• HOA: −$0
• Vacancy / Maint / Mgmt: −$467
• Net cashflow: $948

Break-even live

Break-even rent $1,025

Max offer price $90,000

Occupancy floor 52%

Sensitivity live

Price	-10% $999	-5% $973	+0% $948	+5% $922	+10% $897
Rent	-10% $772	-5% $860	+0% $948	+5% $1,035	+10% $1,123
Rate	-1.0pp $993	-0.5pp $971	base $948	+0.5pp $924	+1.0pp $901

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,500
• Closing costs: $2,700
• Reserves months: —
• Total cash needed: —

Listing history 18 events

1. 2026-06-19
   days on market $90,000 Active 23 DOM
2. 2026-06-18
   days on market $90,000 Active 22 DOM
3. 2026-06-17
   days on market $90,000 Active 21 DOM
4. 2026-06-16
   days on market $90,000 Active 20 DOM
5. 2026-06-15
   days on market $90,000 Active 19 DOM
6. 2026-06-14
   days on market $90,000 Active 17 DOM
7. 2026-06-13
   days on market $90,000 Active 16 DOM
8. 2026-06-10
   days on market $90,000 Active 14 DOM
9. 2026-06-09
   days on market $90,000 Active 13 DOM
10. 2026-06-08
    days on market $90,000 Active 12 DOM
11. 2026-06-07
    days on market $90,000 Active 11 DOM
12. 2026-06-03
    days on market $90,000 Active 6 DOM
13. 2026-06-01
    days on market $90,000 Active 5 DOM
14. 2026-05-31
    days on market $90,000 Active 4 DOM
15. 2026-05-30
    days on market $90,000 Active 3 DOM
16. 2026-05-27
    listed $90,000 Active
17. 2014-08-05
    soldstatus
18. 1988-08-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,602 · $300/mo
• Projected year-2 tax: $3,602 · $300/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 63% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,692
• − Mortgage interest: −$5,041
• − Property taxes: −$3,602
• − Insurance: −$450
• − Repairs & maintenance: −$2,135
• − Management: −$2,135
• − Depreciation: −$2,618
• Taxable income: $10,710
• Est. tax owed @ 24.0%: −$2,570
• After-tax cash flow: $8,801/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Ector County ISD
• NCES district ID: 4818000
• Math proficiency: 22% ▼ -9.00%
• Reading proficiency: 27% ▼ -4.00%
• Median HH income: $52,740
• Composite: 21.89/100
• National rank: #8233
• State rank: #707 of 826 in TX

Livability — Gardendale

• Score: 67/100
• State rank: #562
• US rank: #10774

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment A+ Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Gardendale, TX
• Population (ZIP): 2,568

Population outlook (Ector County) Hauer SSP2

• Today (2025): 212,765 people
• By 2030: 241,962 · +13.7%
• By 2040: 306,582 · +44.1%
• By 2050: 379,755 · +78.5%
• By 2075: 568,991 · +167.4%
• By 2100: 709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (57%)
• Race & ethnicity: White 57% Hispanic / Latino 40% Two or more races 9%
• Hispanic origin (detail): Mexican 39%
• Common ancestry: Serbian 3% German 2% Subsaharan African 2%
• Foreign-born: 7% · Canada
• Languages at home: 73% English-only · Spanish 26% Russian/Polish/Slavic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Ector

• 2024 margin: Solid R (+52.9) · D 23.2% · R 76.1%
• 2008→2024 swing: -4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
• All cycles: 2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -81.41%
• Current HPI: 219.4945
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

3 events — show timeline

• 2026-05-27 Listed $90,000 ODMLS
• 2014-08-05 Sold (Public Records) — Public Records
• 1988-08-01 Sold (Public Records) — Public Records

Property tax history

-2.6%/yr

Latest (2025): $3,602 · -28.6% YoY. Source: county tax records.