910 Columbus Rd · Burlington, NJ 08016

$215,000

4 bd · 1.5 ba · 1,552 sqft · Townhouse public records · 10 Days on market

Built 1920 3,912 sqft lot Est $251k · 14% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.0/30.0
• ARV discount +14.0/15.0
• DSCR +7.7/10.0
• 1% rule +6.8/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this 4 bedroom 1.5 bathroom in historic Burlington New Jersey. This 1,552 square foot semi-detached home is a quick walk to High Street which hosts restaurants/bars, antique shops, and a friendly community. Along side of the Delaware river. Looking for curb appeal, you got it! Imagine sipping coffee on the front porch waiting for the little ones to come home. One of the few homes that offers a stone driveway that can accommodate 2-3 cars. When entering the home you will be impressed with the attention to detail. Meticulous hared flooring throughout the main level. Large living room, designated dinning room with accent French doors. Eat- in kitchen with granite counters, direct light and all appliances included. Convenient half bath, laundry and access to back yard. 2nd level has 3 spacious bedrooms and full bath, brand new carpeting, 3 level area can be used for a 4th bedroom, studio or 2nd family room, also new carpeted. Plenty of storage throughput home and basement. New hotter heater. Back yard is substantial, great for entertaining family and friends. New shed is included. Schedule a showing today. Close to school, 130 and 295.

Key facts

• Built 1920
• Listed 9 days

Property features AI

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer
• Home design: Semi-detached property; Fee simple ownership
• Construction: Concrete perimeter foundation; Above-grade and below-grade structures
• Exterior features: Lot approximately 29.00 x 135.00; No tidal water

Interior

• Bedrooms: Three bedrooms on the first upper level; One bedroom on the second upper level
• Bathrooms: One full bathroom (upper levels); One half bathroom on the main level
• Heating & cooling: Heating: Other; Cooling: Other; Hot water: Other
• Interior features: Basement with interior access

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath townhouse listed at $215k.

Deal economics

• At list price, monthly cash flow is $-4 ($-51/yr) — negative.
• To cash-flow at today's rent, offer at most $214k (0.3% below list).
• Meets the 1% rule at list price ($3k rent vs $215k).
• Recommended offer: $214k (0.3% below list) — sets the bar for cash-flow.
• Cap rate 8.6% vs local median 4.6% in Burlington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#89 in NJ, #2,359 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A-; Watch: schools C-, amenities F.
• Burlington City Public School District (suburban): math 7% / reading 29% proficiency, ranked #439 of 472 in NJ (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 179 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,161 units permitted in Burlington County in 2024 (988 in 5+ unit buildings).
• This rent runs 31% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Burlington County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 9 sale attempts since 20y ago; this cycle's ask is 72% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $125k; list at $215k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $214,251 (0.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 8.65%
• Cash-on-cash: 8.42%
• DSCR: 1.37
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $251,424
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
511 Linden Ave	0.60mi	4/3.0	1,504 (-3%)	2mo	$140,000	$93	59
645 Bordentown Rd	0.30mi	5/3.0 (+1)	1,658 (+7%)	6mo	$285,000	$172	58
507 Linden Ave	0.59mi	3/2.0 (-1)	1,584 (+2%)	5mo	$162,000	$102	58
506 Linden Ave	0.61mi	4/1.5	1,418 (-9%)	1mo	$229,900	$162	56
206 Jones Ave	0.70mi	4/2.5	1,620 (+4%)	5mo	$250,000	$154	52
350 E Broad	0.57mi	3/2.0 (-1)	1,680 (+8%)	3mo	$227,900	$136	50
474 Saint Mary St	0.69mi	3/1.0 (-1)	1,400 (-10%)	3mo	$262,000	$187	42
140 E Federal St	0.74mi	4/1.5	1,760 (+13%)	3mo	$239,000	$136	41
333 E Pearl St #6	0.60mi	3/2.5 (-1)	1,750 (+13%)	2mo	$367,500	$210	40
324 St Mary St	0.68mi	3/1.0 (-1)	1,448 (-7%)	15mo	$235,000	$162	38
221 Saint Mary St	0.68mi	3/1.0 (-1)	1,680 (+8%)	13mo	$235,000	$140	37
349 Barclay St	0.59mi	3/1.0 (-1)	1,359 (-12%)	11mo	$220,000	$162	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.2%
• Equity multiple: 0.42×
• Total profit: $-34,754
• Equity at exit: $32,057

10-year hold

• IRR: -7.6%
• Equity multiple: 0.52×
• Total profit: $-29,167
• Equity at exit: $18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08016

• Home prices YoY: -21.8%
• Active inventory: 179
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,529 high
• Mortgage (P&I): −$1,127
• Tax from tax record: −$358 /mo · $4,299/yr
• Insurance: −$90
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$531
• Net cashflow: $-4

Break-even live

Break-even rent $2,534

Max offer price $214,251

Occupancy floor 95%

Sensitivity live

Price	-10% $117	-5% $57	+0% $-4	+5% $-65	+10% $-126
Rent	-10% $-204	-5% $-104	+0% $-4	+5% $96	+10% $196
Rate	-1.0pp $104	-0.5pp $50	base $-4	+0.5pp $-60	+1.0pp $-117

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
516 Columbus Rd Burlington, NJ	4.0	1.0	1600	$2,750	$1.72	15d	1	0.38mi
516 Columbus Rd Burlington, NJ	4.0	1.0	1404	$2,400	$1.71	1d	1	0.38mi
341 Clarkson St Burlington, NJ	3.0	2.0	1080	$2,800	$2.59	1d	1	0.57mi
336 Barclay St Unit B Burlington, NJ	3.0	1.0	1944	$1,800	$0.93	25d	1	0.60mi
405 Lawrence St Burlington, NJ	4.0	1.0	1859	$2,000	$1.08	5d	1	0.81mi
328 High St Unit 2A Burlington, NJ	3.0	1.5	1200	$2,345	$1.95	12d	1	0.95mi
328 High St Unit 2B Burlington, NJ	3.0	1.0	1200	$2,345	$1.95	12d	1	0.95mi
229 High St Burlington, NJ	3.0	1.0	1200	$1,975	$1.65	19d	1	0.95mi
806 High St Burlington, NJ	3.0	1.0	1376	$2,100	$1.53	19d	1	1.02mi
103 W Union St Burlington, NJ	4.0	2.5	1333	$2,200	$1.65	15d	1	1.10mi
1201 High St Burlington, NJ	3.0	1.0	1064	$2,100	$1.97	25d	1	1.10mi
105 W Union St Burlington, NJ	4.0	1.5	1645	$2,000	$1.22	2d	1	1.10mi
256 Radcliffe St Bristol, PA	4.0	2.0	1900	$3,250	$1.71	1d	1	1.34mi
115 Cedar St Unit 2 Bristol, PA	3.0	1.0	1700	$2,600	$1.53	1d	1	1.41mi

Listing history 10 events

1. 2026-06-18
   days on market $215,000 Active 10 DOM
2. 2026-06-17
   days on market $215,000 Active 9 DOM
3. 2026-06-16
   days on market $215,000 Active 8 DOM
4. 2026-06-15
   days on market $215,000 Active 7 DOM
5. 2026-06-13
   days on market $215,000 Active 5 DOM
6. 2026-06-13
   days on market $215,000 Active 4 DOM
7. 2026-06-09
   statusdays on market $215,000 Active 1 DOM
8. 2026-06-08
   days on market $215,000 Coming Soon 3 DOM
9. 2026-06-07
   remarks 693-char remark
10. 2026-06-07
    listed $215,000 Coming Soon 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $4,299 · $358/mo
• Projected year-2 tax: $4,826 · $402/mo
• Expected delta: +$527/yr (+$44/mo · 12.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 89% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,343
• − Mortgage interest: −$12,043
• − Property taxes: −$4,299
• − Insurance: −$6,194
• − Repairs & maintenance: −$2,427
• − Management: −$2,427
• − Depreciation: −$6,255
• Taxable loss: −$3,302
• Est. tax savings @ 24.0%: +$792
• After-tax cash flow: $742/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Burlington City Public School District
• NCES district ID: 3402430
• Math proficiency: 7% ▼ -16.00%
• Reading proficiency: 29% ▼ -8.00%
• Median HH income: $51,122
• Composite: 16.27/100
• National rank: #9218
• State rank: #439 of 472 in NJ

Livability — Burlington

• Score: 78/100
• State rank: #89
• US rank: #2359

Category grades

Amenities F Commute C+ Cost of living A- Crime B- Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Burlington, NJ
• County: Burlington County · 323,710 people
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 34,920
• Household income: $98,463
• Rent vs Own: 26.9% rent · 73.1% own
• Severe rent burden: 1045.0

Population outlook (Burlington County) Hauer SSP2

• Today (2025): 453,425 people
• By 2030: 452,359 · -0.2%
• By 2040: 445,033 · -1.9%
• By 2050: 431,760 · -4.8%
• By 2075: 406,277 · -10.4%
• By 2100: 364,732 · -19.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: White 44% Black 33% Two or more races 10% Hispanic / Latino 9% Asian 7%
• Hispanic origin (detail): Puerto Rican 4% Dominican 1%
• Common ancestry: Romanian 4% Hispanic 2% Lithuanian 1%
• Foreign-born: 15% · Canada
• Languages at home: 84% English-only · Spanish 4% Other Indo-European 4% French/Haitian/Cajun 2%

Political lean MEDSL · Burlington

• 2024 margin: D (+16.6) · D 57.6% · R 41.0% · Other 1.3%
• 2008→2024 swing: -2.0pp toward R · 2008: 18.6pp · 2024: 16.6pp
• All cycles: 2024: D+16.6 2020: D+19.5 2016: D+14.8 2012: D+18.7 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -83.42%
• Current HPI: 298.7935
• Rent YoY: —
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+159.8% since first listed

31 events — show timeline

• 2026-06-05 Coming Soon $215,000 BRIGHT MLS
• 2019-05-30 Sold (Public Records) $125,000 Public Records
• 2019-05-17 Sold (MLS) $125,000 BRIGHT MLS
• 2019-03-20 Pending — BRIGHT MLS
• 2019-03-07 Listed $124,900 BRIGHT MLS
• 2016-05-16 Sold (Public Records) $90,900 Public Records
• 2016-04-10 Sold (MLS) $90,900 TREND
• 2016-04-10 Sold (MLS) $90,900 BRIGHT MLS
• 2016-02-18 Pending — TREND
• 2016-02-15 Contingent — TREND
• 2016-02-14 Listing Removed — BRIGHT MLS
• 2016-02-02 Listed $89,900 TREND
• 2016-02-01 Listed $89,900 BRIGHT MLS
• 2013-10-17 Sold (Public Records) $85,000 Public Records
• 2013-09-15 Sold (MLS) $85,000 TREND
• 2013-09-15 Sold (MLS) $85,000 BRIGHT MLS
• 2013-08-21 Pending — TREND
• 2013-08-15 Listing Removed — BRIGHT MLS
• 2013-04-25 Listed $105,000 TREND
• 2013-04-25 Listed $105,000 BRIGHT MLS
• 2013-03-14 Listing Removed — BRIGHT MLS
• 2012-07-31 Listed $99,000 BRIGHT MLS
• 2012-07-13 Listing Removed — BRIGHT MLS
• 2012-01-14 Listing Removed — BRIGHT MLS
• 2012-01-13 Listed $110,000 BRIGHT MLS
• 2011-07-14 Listed $120,000 BRIGHT MLS
• 2006-12-01 Sold (Public Records) $193,000 Public Records
• 2006-10-30 Sold (MLS) $193,000 BRIGHT MLS
• 2006-10-03 Listing Removed — BRIGHT MLS
• 2006-09-27 Listed $193,000 BRIGHT MLS
• 1989-06-29 Sold (Public Records) $82,750 Public Records

Property tax history

+2.0%/yr

Latest (2025): $4,299 · +2.6% YoY. Source: county tax records.