521 N C C Duson St · Eunice, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 114°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Schools +2.2/10.0
- Condition / age +1.0/5.0
- Appreciation +0.0/10.0
$55,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Investment property being sold AS-IS. Manufactured home with addition that totals 3 bedrooms and 2 bathrooms located on 100' x 142' site with two concrete apron entrances off of CC Duson and public alley in rear. In the past, has been used for both residential and commercial purposes. Buyer to verify intended use with the City. Seller would consider owner financing.
Key facts
- 0.33 acre lot
- Parking
Property features AI
Exterior
- Parking: Open parking
- Utilities: City gas; Public sewer; Electric service by CLECO
- Home design: Manufactured home; Property listed as fixer; Frontage on highway with paved, state road access
- Construction: Aluminum siding
- Exterior features: Metal roof; Porch; Exterior storage structure
Interior
- Flooring: Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Natural gas heating; Other heating; Central air; Window unit(s) for cooling
- Interior features: Vinyl flooring; Aluminum window frames
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $55k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $573 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $55k).
- Cap rate 18.8% vs local median 4.4% in Eunice — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#69 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
- St. Landry Parish (town): math 20% / reading 33% proficiency, ranked #54 of 98 in LA (top 55%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Eunice High School (math 37% / reading 42%, grade F, #80 of 265 statewide, top 32%, 650 students, 58% FRL) — zoned schools average 58% FRL vs 73% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 40% at this address vs 26% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the St. Landry Parish average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 105 active listings in the ZIP; 142 units permitted in St. Landry Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- St. Landry County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.19% ✓
- Cap rate
- 18.80%
- Cash-on-cash
- 44.68%
- DSCR
- 2.99
- GRM
- 3.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 41.7%
- Equity multiple
- 2.79×
- Total profit
- $27,627
- Equity at exit
- $8,201
- IRR
- 47.9%
- Equity multiple
- 5.62×
- Total profit
- $71,159
- Equity at exit
- $4,755
Cash invested: $15,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70535
- Home prices YoY
- -32.2%
- Active inventory
- 105
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,207 medium interval (Pro) →
- Mortgage (P&I)
- −$288
- Tax est. 1.5%
- −$69 /mo · $825/yr
- Insurance
- −$23
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$253
- Net cashflow
- $573
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,750
- Closing costs
- $1,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-06-17remarks 368-char remark
-
2026-06-17$55,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥114°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $14,484
- − Mortgage interest
- −$3,081
- − Property taxes
- −$825
- − Insurance
- −$275
- − Repairs & maintenance
- −$1,159
- − Management
- −$1,159
- − Depreciation
- −$1,600
- Taxable income
- $6,386
- Est. tax owed @ 24.0%
- −$1,533
- After-tax cash flow
- $5,349/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home requires extensive repairs and renovations to improve its condition and increase its value for resale or rental.
Repairs flagged
- Major kitchen cabinets — severely worn and outdated
- Major bathroom fixtures — deteriorating and outdated
- Major roof — visible wear and tear
- Major exterior siding — deteriorating and exposed
- Major flooring — worn and exposed subfloor
- Major HVAC system — visible rust and wear
Value-add opportunities
- Both kitchen renovation — modernizing the kitchen can significantly increase both resale and rental value
- Both bathroom renovation — upgrading the bathrooms can also boost both resale and rental value
- Both exterior siding and roof repair — repairing the exterior and roof will improve the home's curb appeal and increase its value
- Both HVAC system replacement — replacing the old HVAC system will improve comfort and energy efficiency, boosting both resale and rental value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · severely worn and outdated | Major | $15,000–50,000 |
| bathroom fixtures · deteriorating and outdated | Major | $15,000–50,000 |
| roof · visible wear and tear | Major | $15,000–50,000 |
| exterior siding · deteriorating and exposed | Major | $15,000–50,000 |
| flooring · worn and exposed subfloor | Major | $15,000–50,000 |
| HVAC system · visible rust and wear | Major | $15,000–50,000 |
| Total estimated repair cost · 6 items | $90,000–300,000 |
Value-add ROI direction
- Both kitchen renovation — modernizing the kitchen can significantly increase both resale and rental value ↑
- Both bathroom renovation — upgrading the bathrooms can also boost both resale and rental value ↑
- Both exterior siding and roof repair — repairing the exterior and roof will improve the home's curb appeal and increase its value ↑
- Both HVAC system replacement — replacing the old HVAC system will improve comfort and energy efficiency, boosting both resale and rental value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- St. Landry Parish
- NCES district ID
- 2201560
- Math proficiency
- 20% ▼ -43.00%
- Reading proficiency
- 33% ▼ -35.00%
- Median HH income
- $32,635
- Composite
- 21.59/100
- National rank
- #8303
- State rank
- #54 of 98 in LA
Livability — Eunice
- Score
- 69/100
- State rank
- #69
- US rank
- #8447
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Eunice, LA
- Population (ZIP)
- 17,813
Population outlook (St. Landry County) Hauer SSP2
- Today (2025)
- 83,114 people
- By 2030
- 82,110 · -1.2%
- By 2040
- 79,445 · -4.4%
- By 2050
- 75,855 · -8.7%
- By 2075
- 65,684 · -21.0%
- By 2100
- 51,739 · -37.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (67%)
- Race & ethnicity
- White 67% Black 25% Two or more races 5% Hispanic / Latino 4%
- Common ancestry
- Lithuanian 14% Italian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 92% English-only · French/Haitian/Cajun 6% Spanish 2%
Political lean MEDSL · St. Landry
- 2024 margin
- R (+18.8) · D 40.0% · R 58.9% · Other 1.1%
- 2008→2024 swing
- -15.6pp toward R · 2008: -3.2pp · 2024: -18.8pp
- All cycles
- 2024: R+18.8 2020: R+14.1 2016: R+11.9 2012: R+4.3 2008: R+3.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.63%
- Current HPI
- 112.8329
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
1 event — show timeline
- 2026-06-15 Listed $55,000 AcadianaMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…