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521 N C C Duson St
B- Composite 66.61
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Schools +2.2/10.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$55,000

521 N C C Duson St · Eunice, LA 70535
3 bd · 2.0 ba · 1,900 sqft · Manufactured · 1 Days on market
Poor condition 0.33 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investment property being sold AS-IS. Manufactured home with addition that totals 3 bedrooms and 2 bathrooms located on 100' x 142' site with two concrete apron entrances off of CC Duson and public alley in rear. In the past, has been used for both residential and commercial purposes. Buyer to verify intended use with the City. Seller would consider owner financing.

Key facts

  • 0.33 acre lot
  • Parking

Property features AI

Exterior

  • Parking: Open parking
  • Utilities: City gas; Public sewer; Electric service by CLECO
  • Home design: Manufactured home; Property listed as fixer; Frontage on highway with paved, state road access
  • Construction: Aluminum siding
  • Exterior features: Metal roof; Porch; Exterior storage structure

Interior

  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Natural gas heating; Other heating; Central air; Window unit(s) for cooling
  • Interior features: Vinyl flooring; Aluminum window frames

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $55k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $573 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $55k).
  • Cap rate 18.8% vs local median 4.4% in Eunice — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#69 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • St. Landry Parish (town): math 20% / reading 33% proficiency, ranked #54 of 98 in LA (top 55%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Eunice High School (math 37% / reading 42%, grade F, #80 of 265 statewide, top 32%, 650 students, 58% FRL) — zoned schools average 58% FRL vs 73% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 40% at this address vs 26% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the St. Landry Parish average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 105 active listings in the ZIP; 142 units permitted in St. Landry Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • St. Landry County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $55,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.19%
Cap rate
18.80%
Cash-on-cash
44.68%
DSCR
2.99
GRM
3.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
41.7%
Equity multiple
2.79×
Total profit
$27,627
Equity at exit
$8,201
10-year hold
IRR
47.9%
Equity multiple
5.62×
Total profit
$71,159
Equity at exit
$4,755

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70535

Home prices YoY
-32.2%
Active inventory
105
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,207 medium interval (Pro) →
Mortgage (P&I)
$288
Tax est. 1.5%
$69 /mo · $825/yr
Insurance
$23
HOA
$0
Vacancy / Maint / Mgmt
$253
Net cashflow
$573

Break-even live

Break-even rent $481
Max offer price $55,000
Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,750
Closing costs
$1,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-06-17
    remarks 368-char remark
  2. 2026-06-17
    listed $55,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥114°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,484
− Mortgage interest
−$3,081
− Property taxes
−$825
− Insurance
−$275
− Repairs & maintenance
−$1,159
− Management
−$1,159
− Depreciation
−$1,600
Taxable income
$6,386
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,533
After-tax cash flow
$5,349/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Poor 20/100 Extensive rehab

This manufactured home requires extensive repairs and renovations to improve its condition and increase its value for resale or rental.

Repairs flagged

  • Major kitchen cabinets — severely worn and outdated
  • Major bathroom fixtures — deteriorating and outdated
  • Major roof — visible wear and tear
  • Major exterior siding — deteriorating and exposed
  • Major flooring — worn and exposed subfloor
  • Major HVAC system — visible rust and wear

Value-add opportunities

  • Both kitchen renovation — modernizing the kitchen can significantly increase both resale and rental value
  • Both bathroom renovation — upgrading the bathrooms can also boost both resale and rental value
  • Both exterior siding and roof repair — repairing the exterior and roof will improve the home's curb appeal and increase its value
  • Both HVAC system replacement — replacing the old HVAC system will improve comfort and energy efficiency, boosting both resale and rental value

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · severely worn and outdated Major $15,000–50,000
bathroom fixtures · deteriorating and outdated Major $15,000–50,000
roof · visible wear and tear Major $15,000–50,000
exterior siding · deteriorating and exposed Major $15,000–50,000
flooring · worn and exposed subfloor Major $15,000–50,000
HVAC system · visible rust and wear Major $15,000–50,000
Total estimated repair cost · 6 items $90,000–300,000

Value-add ROI direction

  • Both kitchen renovation — modernizing the kitchen can significantly increase both resale and rental value
  • Both bathroom renovation — upgrading the bathrooms can also boost both resale and rental value
  • Both exterior siding and roof repair — repairing the exterior and roof will improve the home's curb appeal and increase its value
  • Both HVAC system replacement — replacing the old HVAC system will improve comfort and energy efficiency, boosting both resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
St. Landry Parish
NCES district ID
2201560
Math proficiency
20% ▼ -43.00%
Reading proficiency
33% ▼ -35.00%
Median HH income
$32,635
Composite
21.59/100
National rank
#8303
State rank
#54 of 98 in LA

Livability — Eunice

Score
69/100
State rank
#69
US rank
#8447

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Eunice, LA
Population (ZIP)
17,813

Population outlook (St. Landry County) Hauer SSP2

Today (2025)
83,114 people
By 2030
82,110 · -1.2%
By 2040
79,445 · -4.4%
By 2050
75,855 · -8.7%
By 2075
65,684 · -21.0%
By 2100
51,739 · -37.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (67%)
Race & ethnicity
White 67% Black 25% Two or more races 5% Hispanic / Latino 4%
Common ancestry
Lithuanian 14% Italian 1%
Foreign-born
1% · Canada
Languages at home
92% English-only · French/Haitian/Cajun 6% Spanish 2%

Political lean MEDSL · St. Landry

2024 margin
R (+18.8) · D 40.0% · R 58.9% · Other 1.1%
2008→2024 swing
-15.6pp toward R · 2008: -3.2pp · 2024: -18.8pp
All cycles
2024: R+18.8 2020: R+14.1 2016: R+11.9 2012: R+4.3 2008: R+3.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.63%
Current HPI
112.8329
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-15 Listed $55,000 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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