CashFlowRE
Sign in Sign up
716 E Republic Ave
B- Composite 69.46
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.5/5.0
  • Schools +3.2/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$85,000

716 E Republic Ave · Baytown, TX 77520
3 bd · 1.0 ba · 1,043 sqft · SingleFamily public records · 23 Days on market
Built 1964 6,176 sqft lot ↓ 41% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cute 3 bedroom 1 bath home with new roof! Open concept living and kitchen with new granite counter tops. Nice wood look vinyl flooring, new carpet in the bedrooms. Secure this home quickly! Easy access to Grand Parkway!

Key facts

  • Close to schools
  • Open living room
  • Attached garage

Tags

OPEN LIVING ROOMNICE SIZED BACKYARDATTACHED GARAGECLOSE TO SCHOOLSCLOSE TO SHOPPING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $482 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $84k (1.5% below list) — sets the bar for market timing.
  • Cap rate 13.1% vs local median 4.2% in Baytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#412 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, crime F, amenities F.
  • Goose Creek CISD (urban): math 37% / reading 36% proficiency, ranked #473 of 826 in TX (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Ashbel Smith El (math 28% / reading 28%, grade F, #2,740 of 4,322 statewide, top 64%, 582 students, 90% FRL); Horace Mann J H (math 34% / reading 28%, grade F, #1,015 of 1,662 statewide, top 62%, 811 students, 87% FRL); High Point School (12 students, 75% FRL) — zoned schools average 84% FRL vs 61% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.3%/yr); 274 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.3% rent growth), your $24k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($84k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $83,725 (1.5% below list)

Questions for the listing agent

  1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.59%
Cap rate
13.09%
Cash-on-cash
24.28%
DSCR
2.08
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$187,740
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
708 N Circle Dr 0.31mi 3/1.5 1,056 (+1%) 0mo $189,990 $180 81
122 E Murrill Ave 0.57mi 3/1.0 1,008 (-3%) 1mo $109,000 $108 67
916 Parkway St 0.34mi 3/2.0 930 (-11%) 0mo $170,000 $183 62
804 E James St 0.43mi 3/2.0 1,100 (+6%) 7mo $185,000 $168 61
520 E Fayle St 0.69mi 3/1.0 1,020 (-2%) 4mo $149,900 $147 61
315 E Adoue St 0.63mi 3/2.0 1,036 (-1%) 10mo $189,900 $183 57
704 E Adoue St 0.58mi 3/2.0 1,012 (-3%) 11mo $182,000 $180 55
503 E Fayle St 0.67mi 3/1.0 980 (-6%) 6mo $139,900 $143 54
15 High St 0.62mi 3/2.0 1,162 (+11%) 3mo $140,000 $120 45
1205 S Alexander Dr 0.61mi 2/1.5 (-1) 1,103 (+6%) 13mo $199,990 $181 44
316 E Hunnicutt St 0.70mi 2/1.0 (-1) 1,092 (+5%) 14mo $100,000 $92 43
417 E Hunnicutt St 0.64mi 2/1.0 (-1) 944 (-10%) 11mo $169,900 $180 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.3% rent growth · sell at horizon

5-year hold
IRR
15.6%
Equity multiple
1.62×
Total profit
$14,642
Equity at exit
$12,674
10-year hold
IRR
23.0%
Equity multiple
2.82×
Total profit
$43,301
Equity at exit
$7,349

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77520

Rents YoY
1.3%
Active inventory
274
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,353 high interval (Pro) →
Mortgage (P&I)
$446
Tax est. 1.5%
$106 /mo · $1,275/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$284
Net cashflow
$482

Break-even live

Break-even rent $744
Max offer price $85,000
Occupancy floor 59%

Sensitivity live

Price -10% $540 -5% $511 +0% $482 +5% $452 +10% $423
Rent -10% $375 -5% $428 +0% $482 +5% $535 +10% $588
Rate -1.0pp $524 -0.5pp $503 base $482 +0.5pp $460 +1.0pp $437

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
301 Tri City Beach Rd Baytown, TX 1.0–2.0 1.0 792 $1,350 $1.70 45d 1 0.19mi
105 E Adoue St Baytown, TX 3.0 1.0 1040 $1,200 $1.15 45d 1 0.72mi
1300 Madison St Baytown, TX 3.0 1.0 1316 $1,500 $1.14 45d 1 0.94mi
1804 Chilton Dr Baytown, TX 3.0 2.5 1255 $1,720 $1.37 26d 1 1.08mi
607 Vista Ave Baytown, TX 3.0 2.0 1232 $1,475 $1.20 45d 1 1.13mi
2500 E James Ave Baytown, TX 2.0–3.0 1.0–2.0 1093 $1,408 $1.29 0d 16 1.15mi
508 Forrest St Baytown, TX 2.0 1.0 980 $1,299 $1.33 7d 1 1.18mi
1502 Beaumont Rd Baytown, TX 2.0 1.0 1010 $1,000 $0.99 45d 1 1.22mi
1507 Barcelona Way Baytown, TX 2.0 2.0 1070 $1,075 $1.00 45d 1 1.23mi
1510 Beaumont Rd Baytown, TX 2.0 1.0 1010 $1,100 $1.09 45d 1 1.23mi
1512 Beaumont Rd Baytown, TX 3.0 2.0 1112 $1,200 $1.08 45d 1 1.24mi
1519 Barcelona Way Baytown, TX 3.0 2.0 1325 $1,250 $0.94 45d 1 1.27mi
1525 Barcelona Way Baytown, TX 3.0 2.0 1112 $1,250 $1.12 26d 1 1.28mi
510 Williams Ave Baytown, TX 1.0–2.0 1.0 699 $1,599 $2.29 3d 5 1.34mi
516 William Ave Baytown, TX 2.0 1.0 931 $1,250 $1.34 45d 1 1.35mi
2300 Taft Cir Baytown, TX 1.0–3.0 1.0–2.0 1070 $1,065 $0.99 0d 19 1.46mi

Listing history 10 events

  1. 2026-04-09
    status Pending
  2. 2026-03-27
    status Pending
  3. 2026-03-16
    listed $85,000 Active
  4. 2022-09-06
    soldstatus Sold 223-char remark
    Show marketing remark (223 chars)

    Cute 3 bedroom 1 bath home with new roof! Open concept living and kitchen with new granite counter tops. Nice wood look vinyl flooring, new carpet in the bedrooms. Secure this home quickly! Easy access to Grand Parkway!

  5. 2022-09-06
    soldstatus
    Show marketing remark (223 chars)

    Cute 3 bedroom 1 bath home with new roof! Open concept living and kitchen with new granite counter tops. Nice wood look vinyl flooring, new carpet in the bedrooms. Secure this home quickly! Easy access to Grand Parkway!

  6. 2022-08-03
    status Pending 223-char remark
    Show marketing remark (223 chars)

    Cute 3 bedroom 1 bath home with new roof! Open concept living and kitchen with new granite counter tops. Nice wood look vinyl flooring, new carpet in the bedrooms. Secure this home quickly! Easy access to Grand Parkway!

  7. 2022-07-06
    listed $145,000 Active 223-char remark
    Show marketing remark (223 chars)

    Cute 3 bedroom 1 bath home with new roof! Open concept living and kitchen with new granite counter tops. Nice wood look vinyl flooring, new carpet in the bedrooms. Secure this home quickly! Easy access to Grand Parkway!

  8. 2011-09-09
    soldstatus
  9. 2007-08-10
    soldstatus
  10. 2001-02-26
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,238
− Mortgage interest
−$4,761
− Property taxes
−$1,275
− Insurance
−$425
− Repairs & maintenance
−$1,299
− Management
−$1,299
− Depreciation
−$2,473
Taxable income
$4,706
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,129
After-tax cash flow
$4,649/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Goose Creek CISD
NCES district ID
4821150
Math proficiency
37% ▼ -11.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$52,468
Composite
31.84/100
National rank
#5877
State rank
#473 of 826 in TX

Livability — Baytown

Score
69/100
State rank
#412
US rank
#8494

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baytown, TX
County
Harris County · 4,702,590 people
City population
135,579
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
36,355
Household income
$54,278
Rent vs Own
47.8% rent · 52.2% own
Severe rent burden
1559.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Hispanic / Latino 55% White 30% Two or more races 19% Black 10% Asian 2%
Hispanic origin (detail)
Mexican 48%
Common ancestry
Italian 1% Lithuanian 1% Romanian 1%
Foreign-born
21% · Canada, Vietnam
Languages at home
55% English-only · Spanish 43% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -143.36%
Current HPI
262.066
Rent YoY
▲ 1.30%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-41.4% since first listed
10 events — show timeline
  • 2026-04-09 Pending HARMLS
  • 2026-03-27 Pending HARMLS
  • 2026-03-16 Listed $85,000 HARMLS
  • 2022-09-06 Sold (Public Records) Public Records
  • 2022-09-06 Sold (MLS) HARMLS
  • 2022-08-03 Pending HARMLS
  • 2022-07-06 Listed $145,000 HARMLS
  • 2011-09-09 Sold (Public Records) Public Records
  • 2007-08-10 Sold (Public Records) Public Records
  • 2001-02-26 Sold (Public Records) Public Records

Property tax history

+7.8%/yr

Latest (2025): $4,733 · +19.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…