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310 County Road 4659
A- Composite 80.52
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$100,000

310 County Road 4659 · Aurora, TX 76078
3 bd · 2.0 ba · 1,260 sqft · SingleFamily public records · 2 Days on market
Built 1999 1.00 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

BEST AND FINAL DUE 2-21-26 @ noon. Opportunity is knocking in this up-and-coming area where growth and potential are all around you. Situated on a full acre with beautiful, mature trees, this property offers the rare chance to own land, space, and privacy — all with no HOA and low taxes. The existing home is a possible “tear down to the studs, ” making it ideal for investors, builders, or buyers with vision. Whether you’re looking to renovate and customize to your taste or start fresh and build your dream home, the possibilities here are wide open. With plenty of room for a workshop, garden, pool, or additional structures, this acreage provides flexibility that&rsquo

Key facts

  • Room for a workshop
  • Low taxes
  • Full acre

Tags

FULL ACREMATURE TREESNO HOALOW TAXESTEAR DOWN TO THE STUDSROOM FOR A WORKSHOP

Property features AI

Finance

  • Other: Easements for utilities; Will not subdivide; Parcel number: 759055; Lot size approximately 1.0 acre
  • Financial info: Listing terms: Cash; Treat as clear loan type; No second mortgage reported
  • HOA & community: No association

Exterior

  • Parking: Additional parking available; No covered or carport spaces listed
  • Security: No surveillance devices reported
  • Utilities: Well water; Septic system; Unincorporated utilities
  • Home design: Single-family residence; One story; Residential property; Subdivision: Estes Add 1
  • Construction: Built in 1999; Composition roof; Pillar/post/pier and slab foundation
  • Exterior features: Covered porch(es); Outbuilding; Cross-fenced; Acreage with some trees (few to many)

Interior

  • Kitchen: No appliances listed
  • Bedrooms: 3 bedrooms total; Primary bedroom on main level (~13 x 12)
  • Flooring: Other flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: No listed heating (Other/None); No listed cooling (Other/None)
  • Interior features: Open floorplan; One living area; One dining area; 2 total rooms (per listing); Living room ~15 x 12
  • Laundry & utility: Full-size washer/dryer area on site

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $769 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).

Location & tenants

  • Location reads 68/100 on livability (#449 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety D+, schools F, amenities F.
  • Northwest ISD (rural): math 48% / reading 52% proficiency, ranked #120 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 262 active listings in the ZIP; solid renter incomes; 460 units permitted in Wise County in 2024 (243 in 5+ unit buildings).

Forward outlook

  • In year one you build about $11k of equity ($691 loan paydown + $10k appreciation (10.0% local appreciation)).
  • Wise County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $100,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.95%
Cap rate
15.52%
Cash-on-cash
32.96%
DSCR
2.47
GRM
4.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
49.5%
Equity multiple
4.70×
Total profit
$103,518
Equity at exit
$90,088
10-year hold
IRR
43.2%
Equity multiple
10.52×
Total profit
$266,484
Equity at exit
$194,278

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76078

Home prices YoY
6.5%
Active inventory
262
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$1,949 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$205 /mo · $2,460/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$409
Net cashflow
$769

Break-even live

Break-even rent $976
Max offer price $100,000
Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-06-16
    remarks 675-char remark
  2. 2026-06-16
    listed $100,000 Pending 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,460 · $205/mo
Projected year-2 tax
$2,460 · $205/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,393
− Mortgage interest
−$5,602
− Property taxes
−$2,460
− Insurance
−$500
− Repairs & maintenance
−$1,871
− Management
−$1,871
− Depreciation
−$2,909
Taxable income
$8,180
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,963
After-tax cash flow
$7,265/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Northwest ISD
NCES district ID
4833180
Math proficiency
48% ▼ -15.00%
Reading proficiency
52% ▼ -8.00%
Median HH income
$85,315
Composite
46.15/100
National rank
#2504
State rank
#120 of 826 in TX

Livability — Aurora

Score
68/100
State rank
#449
US rank
#9120

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment A+ Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Wise County · 49,037 people
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
10,828
Household income
$99,866
Rent vs Own
16.4% rent · 83.6% own
Severe rent burden
10.0

Population outlook (Wise County) Hauer SSP2

Today (2025)
71,620 people
By 2030
75,858 · +5.9%
By 2040
83,908 · +17.2%
By 2050
90,717 · +26.7%
By 2075
107,583 · +50.2%
By 2100
114,996 · +60.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 24% Two or more races 11% Native American 4% Black 2%
Hispanic origin (detail)
Mexican 20% Puerto Rican 3%
Common ancestry
Slovak 2% Lithuanian 2% Italian 1%
Foreign-born
6% · Canada
Languages at home
85% English-only · Spanish 14% German/W. Germanic 1%

Political lean MEDSL · Wise

2024 margin
Solid R (+70.0) · D 14.7% · R 84.7%
2008→2024 swing
-14.3pp toward R · 2008: -55.7pp · 2024: -70.0pp
All cycles
2024: R+70.0 2020: R+68.2 2016: R+69.9 2012: R+67.5 2008: R+55.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 19.94%
Current HPI
325.22
Rent YoY
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

6 events — show timeline
  • 2026-06-15 Pending NTREIS
  • 2026-06-15 Relisted NTREIS
  • 2026-03-17 Sold (Public Records) Public Records
  • 2026-02-22 Pending NTREIS
  • 2026-02-20 Listed $100,000 NTREIS
  • 2025-10-31 Sold (Public Records) Public Records

Property tax history

+2.8%/yr

Latest (2025): $2,460 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…