1208 Autumn Ln · Hartselle, AL 35640

$209,900

2 bd · 2.0 ba · 1,412 sqft · Townhouse public records · 66 Days on market

Built 2004 2,975 sqft lot $149/sqft · 20% below area Est $242k · 13% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.4/15.0
• Cash flow +9.8/30.0
• Schools +4.5/10.0
• Livability +3.6/5.0
• DSCR +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Don't miss this desirable area of Hartselle townhomes! An exceptional townhouse offers a unique blend of seclusion and accessibility. Excellent condition and numerous updates, 2 bedrm, 2 bathrm is ideal for a low-maintenance lifestyle. Warm and inviting greatrm features a bay window, fireplace, and newly installed hardwood flooring. Huge kitchen is equipped w/ granite countertops, breakfast bar, desk, pantry, cabinetry, and breakfast bar, providing ample space for gatherings. Additional updates include carpet in both bedrms, central unit, roof and water heater! Spacious bedrms, baths lsundry rm and walkin cloests! Single car garage, covered/open patio, vinyl fence and extra parking!

Key facts

• Garage
• Listed 65 days

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath townhouse listed at $210k.

Deal economics

• At list price, monthly cash flow is $-135 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $186k (11.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $150k (28.5% below list).
• Recommended offer: $150k (28.5% below list) — sets the bar for 1% rule.
• Cap rate 5.5% vs local median 4.1% in Hartselle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#32 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Hartselle City (other): math 41% / reading 64% proficiency, ranked #10 of 129 in AL (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 189 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 231 units permitted in Morgan County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Morgan County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 66 days — a 6% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $150,062 (28.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.71% ✗
• Cap rate: 5.52%
• Cash-on-cash: -2.75%
• DSCR: 0.88
• GRM: 11.7

CMA / ARV

• ARV (median comp): $241,515
• List price: $209,900
• Delta: -13.09%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1211 SW Autumn Ln	0.04mi	2/2.0	1,351 (-4%)	0mo	$210,000	$155	91
1210 Autumn Ln	0.01mi	2/2.0	1,420 (+1%)	18mo	$220,000	$155	84
1308 Autumn Ln SW	0.08mi	2/2.0	1,321 (-6%)	8mo	$205,000	$155	79
1207 Autumn Ln Unit End Unit	0.03mi	2/2.0	1,375 (-3%)	22mo	$214,000	$156	76
751 Pattillo St SW	0.60mi	2/2.0	1,382 (-2%)	11mo	$240,000	$174	60
375 Cherry St	0.73mi	2/2.0	1,300 (-8%)	5mo	$188,000	$145	49
371 Cherry St	0.72mi	2/2.0	1,375 (-3%)	22mo	$197,000	$143	44
759 SW Pattillo St	0.58mi	2/2.0	1,240 (-12%)	18mo	$220,000	$177	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -20.9%
• Equity multiple: 0.27×
• Total profit: $-42,649
• Equity at exit: $31,297

10-year hold

• IRR: -14.4%
• Equity multiple: 0.18×
• Total profit: $-48,418
• Equity at exit: $18,148

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35640

• Home prices YoY: -13.6%
• Active inventory: 189
• Price-to-rent: 11.7×

Monthly cashflow live

• Estimated rent: $1,501 medium
• Mortgage (P&I): −$1,101
• Tax from tax record: −$132 /mo · $1,584/yr
• Insurance: −$87
• HOA: −$0
• Vacancy / Maint / Mgmt: −$315
• Net cashflow: $-135

Break-even live

Break-even rent $1,671

Max offer price $186,105

Occupancy floor —

Sensitivity live

Price	-10% $-16	-5% $-75	+0% $-135	+5% $-194	+10% $-254
Rent	-10% $-253	-5% $-194	+0% $-135	+5% $-75	+10% $-16
Rate	-1.0pp $-29	-0.5pp $-81	base $-135	+0.5pp $-189	+1.0pp $-244

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,475
• Closing costs: $6,297
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
726 Larkwood Cir SW Hartselle, AL	3.0	2.0	1257	$1,400	$1.11	44d	1	0.32mi
500 Crestline Dr SW Hartselle, AL	3.0	2.0	1420	$1,500	$1.06	14d	1	0.50mi
538 Wolf Trace Ln SW Hartselle, AL	3.0	2.0	1537	$1,950	$1.27	24d	1	1.45mi

Listing history 28 events

1. 2026-06-19
   days on market $209,900 Active 66 DOM
2. 2026-06-18
   days on market $209,900 Active 65 DOM
3. 2026-06-17
   days on market $209,900 Active 64 DOM
4. 2026-06-16
   days on market $209,900 Active 63 DOM
5. 2026-06-15
   days on market $209,900 Active 62 DOM
6. 2026-06-14
   days on market $209,900 Active 60 DOM
7. 2026-06-12
   days on market $209,900 Active 59 DOM
8. 2026-06-09
   days on market $209,900 Active 56 DOM
9. 2026-06-08
   days on market $209,900 Active 55 DOM
10. 2026-06-07
    days on market $209,900 Active 54 DOM
11. 2026-06-07
    days on market $209,900 Active 53 DOM
12. 2026-06-04
    days on market $209,900 Active 50 DOM
13. 2026-06-02
    days on market $209,900 Active 49 DOM
14. 2026-06-01
    days on market $209,900 Active 48 DOM
15. 2026-05-31
    days on market $209,900 Active 47 DOM
16. 2026-05-31
    days on market $209,900 Active 46 DOM
17. 2026-04-28
    status Active 693-char remark

    Show marketing remark (693 chars)

    Don't miss this desirable area of Hartselle townhomes! An exceptional townhouse offers a unique blend of seclusion and accessibility. Excellent condition and numerous updates, 2 bedrm, 2 bathrm is ideal for a low-maintenance lifestyle. Warm and inviting greatrm features a bay window, fireplace, and newly installed hardwood flooring. Huge kitchen is equipped w/ granite countertops, breakfast bar, desk, pantry, cabinetry, and breakfast bar, providing ample space for gatherings. Additional updates include carpet in both bedrms, central unit, roof and water heater! Spacious bedrms, baths lsundry rm and walkin cloests! Single car garage, covered/open patio, vinyl fence and extra parking!

18. 2026-04-28
    price $209,900 693-char remark

    Show marketing remark (693 chars)

    Don't miss this desirable area of Hartselle townhomes! An exceptional townhouse offers a unique blend of seclusion and accessibility. Excellent condition and numerous updates, 2 bedrm, 2 bathrm is ideal for a low-maintenance lifestyle. Warm and inviting greatrm features a bay window, fireplace, and newly installed hardwood flooring. Huge kitchen is equipped w/ granite countertops, breakfast bar, desk, pantry, cabinetry, and breakfast bar, providing ample space for gatherings. Additional updates include carpet in both bedrms, central unit, roof and water heater! Spacious bedrms, baths lsundry rm and walkin cloests! Single car garage, covered/open patio, vinyl fence and extra parking!

19. 2026-02-26
    status Pending 693-char remark

    Show marketing remark (693 chars)

    Don't miss this desirable area of Hartselle townhomes! An exceptional townhouse offers a unique blend of seclusion and accessibility. Excellent condition and numerous updates, 2 bedrm, 2 bathrm is ideal for a low-maintenance lifestyle. Warm and inviting greatrm features a bay window, fireplace, and newly installed hardwood flooring. Huge kitchen is equipped w/ granite countertops, breakfast bar, desk, pantry, cabinetry, and breakfast bar, providing ample space for gatherings. Additional updates include carpet in both bedrms, central unit, roof and water heater! Spacious bedrms, baths lsundry rm and walkin cloests! Single car garage, covered/open patio, vinyl fence and extra parking!

20. 2026-02-12
    listed $215,000 Active 693-char remark

    Show marketing remark (693 chars)

    Don't miss this desirable area of Hartselle townhomes! An exceptional townhouse offers a unique blend of seclusion and accessibility. Excellent condition and numerous updates, 2 bedrm, 2 bathrm is ideal for a low-maintenance lifestyle. Warm and inviting greatrm features a bay window, fireplace, and newly installed hardwood flooring. Huge kitchen is equipped w/ granite countertops, breakfast bar, desk, pantry, cabinetry, and breakfast bar, providing ample space for gatherings. Additional updates include carpet in both bedrms, central unit, roof and water heater! Spacious bedrms, baths lsundry rm and walkin cloests! Single car garage, covered/open patio, vinyl fence and extra parking!

21. 2023-06-12
    soldstatus $200,000
22. 2023-06-09
    soldstatus $200,000 Sold 470-char remark

    Show marketing remark (470 chars)

    Move right into this beautiful, updated townhome!! This is a 2-bedroom 2 bath home w/ a one car garage. Kitchen has lots of cabinets and new granite countertops, desk area, and nice size pantry. Greatroom with new hardwood flooring, and gas log fireplace. Bedrooms have new carpet and master has a walk in closet and private bath. You will love the walk-in laundry room also. This home has a newer unit, brand new roof, and new water heater. Fresh paint throughout!!

23. 2023-06-01
    status Pending 470-char remark

    Show marketing remark (470 chars)

    Move right into this beautiful, updated townhome!! This is a 2-bedroom 2 bath home w/ a one car garage. Kitchen has lots of cabinets and new granite countertops, desk area, and nice size pantry. Greatroom with new hardwood flooring, and gas log fireplace. Bedrooms have new carpet and master has a walk in closet and private bath. You will love the walk-in laundry room also. This home has a newer unit, brand new roof, and new water heater. Fresh paint throughout!!

24. 2023-05-12
    status Active 470-char remark

    Show marketing remark (470 chars)

    Move right into this beautiful, updated townhome!! This is a 2-bedroom 2 bath home w/ a one car garage. Kitchen has lots of cabinets and new granite countertops, desk area, and nice size pantry. Greatroom with new hardwood flooring, and gas log fireplace. Bedrooms have new carpet and master has a walk in closet and private bath. You will love the walk-in laundry room also. This home has a newer unit, brand new roof, and new water heater. Fresh paint throughout!!

25. 2023-05-06
    historical Contingent 470-char remark

    Show marketing remark (470 chars)

    Move right into this beautiful, updated townhome!! This is a 2-bedroom 2 bath home w/ a one car garage. Kitchen has lots of cabinets and new granite countertops, desk area, and nice size pantry. Greatroom with new hardwood flooring, and gas log fireplace. Bedrooms have new carpet and master has a walk in closet and private bath. You will love the walk-in laundry room also. This home has a newer unit, brand new roof, and new water heater. Fresh paint throughout!!

26. 2023-05-01
    price $205,000 470-char remark

    Show marketing remark (470 chars)

    Move right into this beautiful, updated townhome!! This is a 2-bedroom 2 bath home w/ a one car garage. Kitchen has lots of cabinets and new granite countertops, desk area, and nice size pantry. Greatroom with new hardwood flooring, and gas log fireplace. Bedrooms have new carpet and master has a walk in closet and private bath. You will love the walk-in laundry room also. This home has a newer unit, brand new roof, and new water heater. Fresh paint throughout!!

27. 2023-04-19
    listed $212,000 Active 470-char remark

    Show marketing remark (470 chars)

    Move right into this beautiful, updated townhome!! This is a 2-bedroom 2 bath home w/ a one car garage. Kitchen has lots of cabinets and new granite countertops, desk area, and nice size pantry. Greatroom with new hardwood flooring, and gas log fireplace. Bedrooms have new carpet and master has a walk in closet and private bath. You will love the walk-in laundry room also. This home has a newer unit, brand new roof, and new water heater. Fresh paint throughout!!

28. 2021-04-01
    listed $144,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,584 · $132/mo
• Projected year-2 tax: $1,584 · $132/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,007
• − Mortgage interest: −$11,758
• − Property taxes: −$1,584
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,441
• − Management: −$1,441
• − Depreciation: −$6,106
• Taxable loss: −$5,371
• Est. tax savings @ 24.0%: +$1,289
• After-tax cash flow: $-327/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hartselle City
• NCES district ID: 0101730
• Math proficiency: 41% ▼ -25.00%
• Reading proficiency: 64% ▼ -1.00%
• Median HH income: $51,169
• Composite: 44.88/100
• National rank: #2717
• State rank: #10 of 129 in AL

Livability — Hartselle

• Score: 72/100
• State rank: #32
• US rank: #6515

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment B- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hartselle, AL
• City population: 26,976
• Population (ZIP): 26,976

Population outlook (Morgan County) Hauer SSP2

• Today (2025): 118,775 people
• By 2030: 116,979 · -1.5%
• By 2040: 111,800 · -5.9%
• By 2050: 105,181 · -11.4%
• By 2075: 87,736 · -26.1%
• By 2100: 67,624 · -43.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Black 5% Two or more races 4% Hispanic / Latino 2%
• Common ancestry: Slovak 3% Italian 2% Lithuanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 98% English-only · Spanish 2%

Political lean MEDSL · Morgan

• 2024 margin: Solid R (+52.6) · D 23.2% · R 75.8%
• 2008→2024 swing: -8.8pp toward R · 2008: -43.8pp · 2024: -52.6pp
• All cycles: 2024: R+52.6 2020: R+49.2 2016: R+52.4 2012: R+44.5 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -38.12%
• Current HPI: 242.5778
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+44.9% since first listed

12 events — show timeline

• 2026-04-28 Relisted — VMLS
• 2026-04-28 Price Changed $209,900 VMLS
• 2026-02-26 Pending — VMLS
• 2026-02-12 Listed $215,000 VMLS
• 2023-06-12 Sold (Public Records) $200,000 Public Records
• 2023-06-09 Sold (MLS) $200,000 VMLS
• 2023-06-01 Pending — VMLS
• 2023-05-12 Relisted — VMLS
• 2023-05-06 Contingent — VMLS
• 2023-05-01 Price Changed $205,000 VMLS
• 2023-04-19 Listed $212,000 VMLS
• 2021-04-01 Listed $144,900 VMLS

Property tax history

+11.8%/yr

Latest (2025): $1,584 · +0.0% YoY. Source: county tax records.