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810 Central Ave
D+ Composite 48.22
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.8/30.0
  • DSCR +4.2/10.0
  • Livability +4.2/5.0
  • 1% rule +3.3/10.0
  • Rent growth +2.8/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$190,000

810 Central Ave · Clarksville, TN 37040
3 bd · 2.0 ba · 1,388 sqft · SingleFamily public records · 84 Days on market
Built 1948 0.47 ac lot Est $244k · 22% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome Home! Seller willing to contribute 5k towards buyer closing costs - 3 Bedrooms - 2 Bathrooms on 0.47 acres with Tree Line Views - Modern Remodel - Open Floor Plan - New Roof - All Brand New Kitchen Appliances - New Kitchen Cabinets - Interior Walls Freshly Painted - Brand New Laminate Flooring - No Carpet - Walk-in Closet - New Lighting - New Water Heater - New Deck - Partially fenced yard - Storage Shed - 5 Minutes from Austin Peay - No HOA - Come See Today!

Key facts

  • Covered front porch
  • New hvac ductwork
  • Eat-in kitchen

Tags

EAT-IN KITCHENCOVERED FRONT PORCHPRIVACY FENCED BACKYARDNEW HVAC DUCTWORK

Property features AI

Finance

  • Other: Lot about 0.47 acres

Exterior

  • Parking: Two open parking spaces; Two total parking spaces (no covered spaces)
  • Utilities: Public water; Public sewer; Natural gas available; Water service available
  • Home design: Single-family residence; One-story home; Vinyl siding; Shingle roof; Entry facing not specified
  • Construction: Vinyl siding construction; Shingle roof; Pillar/post/pier foundation; Existing (previously built)
  • Exterior features: Porch; Covered porch; Deck; Privacy fencing; Storage structure

Interior

  • Kitchen: Range; Dishwasher; Microwave; Refrigerator; Kitchen approx. 13 x 13
  • Bedrooms: Three bedrooms (all on the main level); Primary bedroom approx. 13 x 15; Second bedroom approx. 13 x 14 with walk-in closet; Third bedroom approx. 9 x 13 with walk-in closet
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Natural gas heating; Central air conditioning
  • Interior features: Walk-in closets; Crawl space basement
  • Laundry & utility: Utility room (approx. 4 x 11)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $190k.

Deal economics

  • At list price, monthly cash flow is $17 ($198/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (17.1% below list).
  • Recommended offer: $158k (17.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 3.5% in Clarksville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#1 in TN, #798 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment C-, crime D+.
  • Montgomery County (urban): math 25% / reading 31% proficiency, ranked #65 of 139 in TN (top 47%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Norman Smith Elementary (math 14% / reading 23%, grade F, #691 of 952 statewide, top 73%, 566 students, 0% FRL); Clarksville High (math 7% / reading 52%, grade F, #86 of 332 statewide, top 27%, 1,561 students, 0% FRL) — zoned schools average 0% FRL vs 40% district-wide (40 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+1.3%/yr); 604 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,583 units permitted in Montgomery County in 2024 (617 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Montgomery County population projected at +49% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 84 days — a 6% lower offer ($179k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago; this cycle's ask has dropped $28k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,521 (17.1% below list)

Questions for the listing agent

  1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.40%
Cash-on-cash
0.37%
DSCR
1.02
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$244,288
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
832 Richardson St 0.10mi 3/1.5 1,349 (-3%) 6mo $230,000 $170 84
966 Greenwood Ct 0.45mi 3/2.0 1,436 (+4%) 1mo $225,540 $157 72
950 Greenwood Ct 0.44mi 3/2.0 1,320 (-5%) 3mo $225,000 $170 69
738 Gracey Ave 0.17mi 3/2.0 1,215 (-12%) 3mo $100,000 $82 69
914 Woodland St 0.19mi 3/2.0 1,204 (-13%) 1mo $260,000 $216 68
714 Crossland Ave 0.45mi 3/2.5 1,423 (+2%) 6mo $251,000 $176 68
712 Crossland Ave 0.46mi 3/2.5 1,423 (+2%) 7mo $249,900 $176 67
317 Church St 0.73mi 4/2.0 (+1) 1,429 (+3%) 2mo $249,000 $174 54
839 Cumberland Dr 0.53mi 3/2.5 1,269 (-9%) 6mo $250,000 $197 54
721 Monroe St 0.70mi 3/2.0 1,279 (-8%) 1mo $250,000 $195 54
83 Charlotte Rd 0.48mi 3/2.5 1,567 (+13%) 1mo $301,400 $192 53
641 Elder St 0.51mi 3/2.0 1,581 (+14%) 0mo $260,000 $164 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.32% rent growth · sell at horizon

5-year hold
IRR
-17.5%
Equity multiple
0.39×
Total profit
$-32,383
Equity at exit
$28,330
10-year hold
IRR
-12.9%
Equity multiple
0.30×
Total profit
$-37,348
Equity at exit
$16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Tennessee
87 Strongly Landlord-Friendly · R+13
County
— inherits STATE
City
— inherits STATE
14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

ZIP-level market 37040

Home prices YoY
-22.0%
Rents YoY
1.3%
Active inventory
604
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,575 high interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$152 /mo · $1,828/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$331
Net cashflow
$17

Break-even live

Break-even rent $1,554
Max offer price $190,000
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,500
Closing costs
$5,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
865 Central Ave Unit 1367377P Clarksville, TN 3.0 2.5 1377 $2,445 $1.78 21d 1 0.12mi
701 Gracey Ave Clarksville, TN 2.0 2.0 999 $990 $0.99 21d 1 0.22mi
1251 Daniel St Clarksville, TN 2.0 1.0 912 $1,125 $1.23 21d 1 0.27mi
947 Wall St Clarksville, TN 2.0 2.5 1032 $1,299 $1.26 13d 1 0.32mi
919 Martin St Unit B6 Clarksville, TN 2.0 2.5 1100 $1,295 $1.18 21d 1 0.35mi
947 Clark St Clarksville, TN 3.0 2.0 1800 $1,675 $0.93 21d 1 0.52mi
839 Cumberland Dr Clarksville, TN 3.0 2.5 1269 $1,550 $1.22 13d 1 0.55mi
839 Cumberland Dr Clarksville, TN 3.0 2.5 1269 $1,550 $1.22 21d 1 0.55mi
335 Greenwood Ave Clarksville, TN 2.0 2.5 1117 $1,245 $1.11 21d 1 0.60mi
767 Monroe St Unit A Clarksville, TN 3.0 1.5 1066 $1,275 $1.20 21d 1 0.63mi
114 Valley View Cir Unit B Clarksville, TN 3.0 2.0 1450 $1,700 $1.17 21d 1 0.64mi
945 Cumberland Dr Clarksville, TN 3.0 2.5 1350 $1,500 $1.11 21d 1 0.69mi
441 Kelly Ln Clarksville, TN 2.0–3.0 2.0 1051 $1,225 $1.17 21d 1 0.71mi
1494 Golf Club Ln Clarksville, TN 2.0–3.0 2.5–3.0 1288 $1,620 $1.26 13d 7 0.74mi
180 Clay Ridge Dr Clarksville, TN 3.0 2.5 1412 $1,695 $1.20 21d 1 0.76mi
330 S 7th St Unit B Clarksville, TN 3.0 2.0 1152 $1,475 $1.28 21d 1 0.78mi
545 12th St Clarksville, TN 2.0 1.0 900 $962 $1.07 21d 4 0.78mi
320 S 7th St Unit 330A Clarksville, TN 3.0 2.0 1152 $1,475 $1.28 21d 1 0.78mi
906 E Happy Hollow Dr Clarksville, TN 3.0 2.0 1200 $1,315 $1.10 21d 1 0.79mi
922 E Happy Hollow Dr Clarksville, TN 3.0 2.0 1200 $1,325 $1.10 21d 1 0.81mi
925 Woody Hills Dr Clarksville, TN 3.0 2.0 1205 $1,895 $1.57 13d 1 0.81mi
918 E Happy Hollow Dr Unit 922 Clarksville, TN 3.0 2.0 1200 $1,325 $1.10 21d 1 0.82mi
254 Woodland Valley Ln Clarksville, TN 2.0 2.5 1216 $1,400 $1.15 21d 1 0.84mi
518 Madison St Clarksville, TN 1.0–2.0 1.0–2.0 719 $1,995 $2.77 13d 9 0.85mi
464 Thompkins Ln Clarksville, TN 3.0 1.5 1100 $1,375 $1.25 21d 1 0.87mi
135 Lawn St Clarksville, TN 4.0 4.0 1783 $2,250 $1.26 13d 1 0.88mi
74 Current St Unit A Clarksville, TN 2.0 1.0 900 $850 $0.94 21d 1 0.90mi
610 Commerce St Unit 19 Clarksville, TN 2.0 1.5 1050 $1,100 $1.05 21d 1 0.90mi
219 Woodland Valley Ln Clarksville, TN 2.0 2.5 1228 $1,250 $1.02 21d 1 0.91mi
218 Woodland Valley Ln Clarksville, TN 2.0 2.5 1228 $1,250 $1.02 21d 1 0.93mi
101 University Ave Clarksville, TN 1.0–4.0 1.0–4.0 850 $952 $1.12 13d 10 0.93mi
127 Davis Ridge Ln Clarksville, TN 2.0 2.5 1216 $1,295 $1.06 21d 1 0.94mi
151 Blackman St Clarksville, TN 3.0 2.5 1288 $1,500 $1.16 21d 1 0.95mi
443 Reynolds St Unit 1523803P Clarksville, TN 4.0 2.0 1528 $2,886 $1.89 21d 1 0.97mi
121 Lookout Dr Unit Upstairs Clarksville, TN 2.0 1.0 1476 $1,025 $0.69 13d 1 1.01mi
1206 Dodd St Clarksville, TN 3.0 2.0 1032 $1,299 $1.26 21d 1 1.04mi
608 Main St Clarksville, TN 1.0–3.0 1.0–3.0 1051 $1,295 $1.23 13d 7 1.07mi
803 Golf View Pl Unit C Clarksville, TN 2.0 1.5 1000 $975 $0.97 21d 1 1.09mi
526 Main St Unit 9 Clarksville, TN 2.0 1.0 900 $795 $0.88 13d 1 1.10mi
510 Main St Clarksville, TN 2.0 2.5 1341 $1,350 $1.01 21d 1 1.11mi

Listing history 30 events

  1. 2026-06-18
    days on market $190,000 Active 84 DOM
  2. 2026-06-17
    days on market $190,000 Active 83 DOM
  3. 2026-06-16
    days on market $190,000 Active 82 DOM
  4. 2026-06-15
    days on market $190,000 Active 81 DOM
  5. 2026-06-14
    days on market $190,000 Active 79 DOM
  6. 2026-06-13
    pricedays on market $190,000 Active 78 DOM
  7. 2026-06-10
    days on market $199,900 Active 76 DOM
  8. 2026-06-09
    days on market $199,900 Active 75 DOM
  9. 2026-06-08
    days on market $199,900 Active 74 DOM
  10. 2026-06-07
    days on market $199,900 Active 73 DOM
  11. 2026-06-05
    days on market $199,900 Active 70 DOM
  12. 2026-06-03
    days on market $199,900 Active 69 DOM
  13. 2026-06-02
    days on market $199,900 Active 68 DOM
  14. 2026-05-31
    days on market $199,900 Active 66 DOM
  15. 2026-05-30
    days on market $199,900 Active 65 DOM
  16. 2026-05-12
    price $199,900
  17. 2026-05-09
    status Active
  18. 2026-04-29
    status Pending
  19. 2026-03-16
    listed $217,500 Active
  20. 2022-11-18
    soldstatus $230,000
  21. 2022-11-15
    soldstatus $230,000 Closed 472-char remark
    Show marketing remark (472 chars)

    Welcome Home! Seller willing to contribute 5k towards buyer closing costs - 3 Bedrooms - 2 Bathrooms on 0.47 acres with Tree Line Views - Modern Remodel - Open Floor Plan - New Roof - All Brand New Kitchen Appliances - New Kitchen Cabinets - Interior Walls Freshly Painted - Brand New Laminate Flooring - No Carpet - Walk-in Closet - New Lighting - New Water Heater - New Deck - Partially fenced yard - Storage Shed - 5 Minutes from Austin Peay - No HOA - Come See Today!

  22. 2022-10-04
    historical Active Under Contract 472-char remark
    Show marketing remark (472 chars)

    Welcome Home! Seller willing to contribute 5k towards buyer closing costs - 3 Bedrooms - 2 Bathrooms on 0.47 acres with Tree Line Views - Modern Remodel - Open Floor Plan - New Roof - All Brand New Kitchen Appliances - New Kitchen Cabinets - Interior Walls Freshly Painted - Brand New Laminate Flooring - No Carpet - Walk-in Closet - New Lighting - New Water Heater - New Deck - Partially fenced yard - Storage Shed - 5 Minutes from Austin Peay - No HOA - Come See Today!

  23. 2022-09-29
    listed $230,000 Active 472-char remark
    Show marketing remark (472 chars)

    Welcome Home! Seller willing to contribute 5k towards buyer closing costs - 3 Bedrooms - 2 Bathrooms on 0.47 acres with Tree Line Views - Modern Remodel - Open Floor Plan - New Roof - All Brand New Kitchen Appliances - New Kitchen Cabinets - Interior Walls Freshly Painted - Brand New Laminate Flooring - No Carpet - Walk-in Closet - New Lighting - New Water Heater - New Deck - Partially fenced yard - Storage Shed - 5 Minutes from Austin Peay - No HOA - Come See Today!

  24. 2022-09-01
    historical 693-char remark
    Show marketing remark (693 chars)

    This now 3-bedroom 2 full bath home that sits on two lots has been Completely Remodeled and Modernized into a more Contemporary, Open Layout. This home features a New Front Porch that overlooks the neatly manicured Landscaped Yard; Backyard has New Deck and is surrounded by a Great Woodsy View; New Fascia & Soffits, Re-wired Electrical & Lighting, Plumbing, Heating & Air Conditioning; New Framing, Insulation, Drywalls, Windows, Doors; Beautiful Vinyl Plank Water Resistant Flooring; Tiled Bathrooms, Laundry and Showers; Marble Top Island in Kitchen; Walk-in Closet in Master Bedroom; New Appliances and Kitchen Cabinets; Entire Interior Freshly Painted. A Must See Property!!

  25. 2022-07-16
    status Active 693-char remark
    Show marketing remark (693 chars)

    This now 3-bedroom 2 full bath home that sits on two lots has been Completely Remodeled and Modernized into a more Contemporary, Open Layout. This home features a New Front Porch that overlooks the neatly manicured Landscaped Yard; Backyard has New Deck and is surrounded by a Great Woodsy View; New Fascia & Soffits, Re-wired Electrical & Lighting, Plumbing, Heating & Air Conditioning; New Framing, Insulation, Drywalls, Windows, Doors; Beautiful Vinyl Plank Water Resistant Flooring; Tiled Bathrooms, Laundry and Showers; Marble Top Island in Kitchen; Walk-in Closet in Master Bedroom; New Appliances and Kitchen Cabinets; Entire Interior Freshly Painted. A Must See Property!!

  26. 2022-07-07
    historical Active Under Contract 693-char remark
    Show marketing remark (693 chars)

    This now 3-bedroom 2 full bath home that sits on two lots has been Completely Remodeled and Modernized into a more Contemporary, Open Layout. This home features a New Front Porch that overlooks the neatly manicured Landscaped Yard; Backyard has New Deck and is surrounded by a Great Woodsy View; New Fascia & Soffits, Re-wired Electrical & Lighting, Plumbing, Heating & Air Conditioning; New Framing, Insulation, Drywalls, Windows, Doors; Beautiful Vinyl Plank Water Resistant Flooring; Tiled Bathrooms, Laundry and Showers; Marble Top Island in Kitchen; Walk-in Closet in Master Bedroom; New Appliances and Kitchen Cabinets; Entire Interior Freshly Painted. A Must See Property!!

  27. 2022-06-21
    listed $230,000 Active 693-char remark
    Show marketing remark (693 chars)

    This now 3-bedroom 2 full bath home that sits on two lots has been Completely Remodeled and Modernized into a more Contemporary, Open Layout. This home features a New Front Porch that overlooks the neatly manicured Landscaped Yard; Backyard has New Deck and is surrounded by a Great Woodsy View; New Fascia & Soffits, Re-wired Electrical & Lighting, Plumbing, Heating & Air Conditioning; New Framing, Insulation, Drywalls, Windows, Doors; Beautiful Vinyl Plank Water Resistant Flooring; Tiled Bathrooms, Laundry and Showers; Marble Top Island in Kitchen; Walk-in Closet in Master Bedroom; New Appliances and Kitchen Cabinets; Entire Interior Freshly Painted. A Must See Property!!

  28. 2022-05-22
    historical $230,000 693-char remark
    Show marketing remark (693 chars)

    This now 3-bedroom 2 full bath home that sits on two lots has been Completely Remodeled and Modernized into a more Contemporary, Open Layout. This home features a New Front Porch that overlooks the neatly manicured Landscaped Yard; Backyard has New Deck and is surrounded by a Great Woodsy View; New Fascia & Soffits, Re-wired Electrical & Lighting, Plumbing, Heating & Air Conditioning; New Framing, Insulation, Drywalls, Windows, Doors; Beautiful Vinyl Plank Water Resistant Flooring; Tiled Bathrooms, Laundry and Showers; Marble Top Island in Kitchen; Walk-in Closet in Master Bedroom; New Appliances and Kitchen Cabinets; Entire Interior Freshly Painted. A Must See Property!!

  29. 2009-10-01
    soldstatus $68,000
  30. 1998-06-04
    soldstatus $38,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TN · Resets to sale price

Current annual tax
$1,828 · $152/mo
Projected year-2 tax
$1,828 · $152/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,903
− Mortgage interest
−$10,643
− Property taxes
−$1,828
− Insurance
−$950
− Repairs & maintenance
−$1,512
− Management
−$1,512
− Depreciation
−$5,527
Taxable loss
−$3,070
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$737
After-tax cash flow
$935/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Montgomery County
NCES district ID
4703030
Math proficiency
25% ▼ -20.00%
Reading proficiency
31% ▼ -10.00%
Median HH income
$50,423
Composite
24.56/100
National rank
#7641
State rank
#65 of 139 in TN

Livability — Clarksville

Score
84/100
State rank
#1
US rank
#798

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime D+ Employment C- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clarksville, TN
County
Montgomery County · 211,371 people
City population
211,371
Metro
Clarksville, TN-KY
Population (ZIP)
64,977
Household income
$67,745
Rent vs Own
42.2% rent · 57.8% own
Severe rent burden
2670.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
236,633 people
By 2030
258,978 · +9.4%
By 2040
305,456 · +29.1%
By 2050
353,147 · +49.2%
By 2075
471,289 · +99.2%
By 2100
564,122 · +138.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 56% Black 25% Two or more races 11% Hispanic / Latino 10% Asian 2%
Hispanic origin (detail)
Mexican 6% Puerto Rican 2%
Common ancestry
Italian 4% Lithuanian 1% Slovak 1%
Foreign-born
6% · Canada, South Korea
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Montgomery

2024 margin
R (+18.4) · D 40.0% · R 58.5% · Other 1.5%
2008→2024 swing
-10.5pp toward R · 2008: -7.9pp · 2024: -18.4pp
All cycles
2024: R+18.4 2020: R+12.7 2016: R+18.6 2012: R+10.5 2008: R+7.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -75.79%
Current HPI
269.0601
Rent YoY
▲ 1.32%
Metro
Clarksville, TN-KY
State GDP YoY
▲ 2.78%
F500 in state
22

Industry mix (Fortune 500 HQ in TN)

Industry F500 HQs Revenue

Price history

+426.1% since first listed
15 events — show timeline
  • 2026-05-12 Price Changed $199,900 REALTRACS as Distributed by MLS Grid
  • 2026-05-09 Relisted REALTRACS as Distributed by MLS Grid
  • 2026-04-29 Pending REALTRACS as Distributed by MLS Grid
  • 2026-03-16 Listed $217,500 REALTRACS as Distributed by MLS Grid
  • 2022-11-18 Sold (Public Records) $230,000 Public Records
  • 2022-11-15 Sold (MLS) $230,000 REALTRACS as Distributed by MLS Grid
  • 2022-10-04 Contingent REALTRACS as Distributed by MLS Grid
  • 2022-09-29 Listed $230,000 REALTRACS as Distributed by MLS Grid
  • 2022-09-01 Listing Removed REALTRACS as Distributed by MLS Grid
  • 2022-07-16 Relisted REALTRACS as Distributed by MLS Grid
  • 2022-07-07 Contingent REALTRACS as Distributed by MLS Grid
  • 2022-06-21 Listed $230,000 REALTRACS as Distributed by MLS Grid
  • 2022-05-22 Coming Soon $230,000 REALTRACS as Distributed by MLS Grid
  • 2009-10-01 Sold (Public Records) $68,000 Public Records
  • 1998-06-04 Sold (Public Records) $38,000 Public Records

Property tax history

+12.7%/yr

Latest (2025): $1,828 · +1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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