217 Fairmont Ave · Trafford, PA 15085

$249,900

3 bd · 3.0 ba · 1,560 sqft · SingleFamily · 47 Days on market

Built 1940 3,598 sqft lot Est $254k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.0/30.0
• ARV discount +8.3/15.0
• DSCR +7.4/10.0
• 1% rule +6.0/10.0
• Schools +6.0/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Search no more, this place is perfect! Spend mornings reading the paper and sipping coffee on the front porch. The stone fireplace provides a lovely focal point for the living room. Enjoy nights curled up by a warm and toasty fire. Imagine all of your family and friends gathered in the dining room for the holidays. The spacious kitchen with access to the back deck will make entertaining a breeze. The basement is fully finished and ready for hosting Sunday football parties or family game nights. Upstairs you will find three large and bright bedrooms with ceiling fans to take advantage of summer breezes. The main bath offers a true spa-like retreat with floor-to-ceiling stone tile and a jetted tub. The backyard is an oasis with a huge deck and grassy area. The garage has a lot to offer with two parking spaces, alley access, an office, and a half bath. This space would be great for a small business owner, or possibly a pool house if a pool was added to the backyard.

Key facts

• Jetted bathroom
• Covered front porch
• Huge gameroom

Tags

• JETTED BATHROOM
• BRIGHT LIVING ROOM
• SPACIOUS DECK
• CENTRAL AIR CONDITIONING
• COVERED FRONT PORCH
• HUGE GAMEROOM

Property features AI

Exterior

• Parking: Detached garage with garage door opener; Total 2 parking spaces
• Utilities: Public water; Public sewer
• Home design: Two-story home; Resale property
• Construction: Brick construction; Asphalt roof
• Exterior features: 30x120 lot dimensions

Interior

• Kitchen: Refrigerator; Stove; Microwave; Dishwasher; Garbage disposal; Some gas appliances
• Bedrooms: Upper-level bedrooms (two listed dimensions: 13x13 and 12x12); An additional upper-level room 15x12 (likely a bedroom)
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms; 2 half bathrooms
• Heating & cooling: Forced air heating (gas); Central air conditioning
• Interior features: Walk-up basement access; Fireplace serving living/family room; Total of 9 rooms
• Laundry & utility: Lower-level laundry room (8x5)

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $445 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $250k).
• Recommended offer: $242k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#883 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Penn-Trafford SD (suburban): math 60% / reading 78% proficiency, ranked #27 of 539 in PA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
• Market conditions: 21 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 47 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $155k; list at $250k implies a 61% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $242,403 (3.0% below list)

Questions for the listing agent

1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.43%
• Cash-on-cash: 7.64%
• DSCR: 1.34
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $254,280
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
217 Fairmont Ave	0.00mi	3/3.0	1,560 (0%)	0mo	$255,000	$163	100
533 7th St Ext	0.39mi	3/1.5	1,596 (+2%)	9mo	$189,900	$119	64
210 Cavitt Ave	0.14mi	2/2.0 (-1)	1,720 (+10%)	8mo	$420,000	$244	61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.6%
• Equity multiple: 0.83×
• Total profit: $-12,079
• Equity at exit: $37,261

10-year hold

• IRR: 5.1%
• Equity multiple: 1.37×
• Total profit: $26,186
• Equity at exit: $21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15085

• Home prices YoY: -30.4%
• Active inventory: 21
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,750 medium
• Mortgage (P&I): −$1,311
• Tax est. 1.5%: −$312 /mo · $3,748/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$578
• Net cashflow: $445

Break-even live

Break-even rent $2,186

Max offer price $249,900

Occupancy floor 79%

Sensitivity live

Price	-10% $618	-5% $532	+0% $445	+5% $359	+10% $273
Rent	-10% $228	-5% $337	+0% $445	+5% $554	+10% $663
Rate	-1.0pp $571	-0.5pp $509	base $445	+0.5pp $381	+1.0pp $315

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
320 Penn Lear Ct Monroeville, PA	4.0	2.5	2040	$2,750	$1.35	45d	1	1.17mi

Listing history 9 events

1. 2026-06-02
   statusdays on market $249,900 Pending 47 DOM
2. 2026-06-01
   days on market $249,900 Contingent 46 DOM
3. 2026-05-31
   days on market $249,900 Contingent 45 DOM
4. 2026-04-19
   historical Contingent
5. 2026-04-14
   listed $249,900 Active
6. 2017-07-18
   soldstatus $155,000 Sold 977-char remark

   Show marketing remark (977 chars)

   Search no more, this place is perfect! Spend mornings reading the paper and sipping coffee on the front porch. The stone fireplace provides a lovely focal point for the living room. Enjoy nights curled up by a warm and toasty fire. Imagine all of your family and friends gathered in the dining room for the holidays. The spacious kitchen with access to the back deck will make entertaining a breeze. The basement is fully finished and ready for hosting Sunday football parties or family game nights. Upstairs you will find three large and bright bedrooms with ceiling fans to take advantage of summer breezes. The main bath offers a true spa-like retreat with floor-to-ceiling stone tile and a jetted tub. The backyard is an oasis with a huge deck and grassy area. The garage has a lot to offer with two parking spaces, alley access, an office, and a half bath. This space would be great for a small business owner, or possibly a pool house if a pool was added to the backyard.

7. 2017-06-22
   status Under Contract 977-char remark

   Show marketing remark (977 chars)

   Search no more, this place is perfect! Spend mornings reading the paper and sipping coffee on the front porch. The stone fireplace provides a lovely focal point for the living room. Enjoy nights curled up by a warm and toasty fire. Imagine all of your family and friends gathered in the dining room for the holidays. The spacious kitchen with access to the back deck will make entertaining a breeze. The basement is fully finished and ready for hosting Sunday football parties or family game nights. Upstairs you will find three large and bright bedrooms with ceiling fans to take advantage of summer breezes. The main bath offers a true spa-like retreat with floor-to-ceiling stone tile and a jetted tub. The backyard is an oasis with a huge deck and grassy area. The garage has a lot to offer with two parking spaces, alley access, an office, and a half bath. This space would be great for a small business owner, or possibly a pool house if a pool was added to the backyard.

8. 2017-06-02
   historical Contingent 977-char remark

   Show marketing remark (977 chars)

   Search no more, this place is perfect! Spend mornings reading the paper and sipping coffee on the front porch. The stone fireplace provides a lovely focal point for the living room. Enjoy nights curled up by a warm and toasty fire. Imagine all of your family and friends gathered in the dining room for the holidays. The spacious kitchen with access to the back deck will make entertaining a breeze. The basement is fully finished and ready for hosting Sunday football parties or family game nights. Upstairs you will find three large and bright bedrooms with ceiling fans to take advantage of summer breezes. The main bath offers a true spa-like retreat with floor-to-ceiling stone tile and a jetted tub. The backyard is an oasis with a huge deck and grassy area. The garage has a lot to offer with two parking spaces, alley access, an office, and a half bath. This space would be great for a small business owner, or possibly a pool house if a pool was added to the backyard.

9. 2017-05-23
   listed $155,000 Active 977-char remark

   Show marketing remark (977 chars)

   Search no more, this place is perfect! Spend mornings reading the paper and sipping coffee on the front porch. The stone fireplace provides a lovely focal point for the living room. Enjoy nights curled up by a warm and toasty fire. Imagine all of your family and friends gathered in the dining room for the holidays. The spacious kitchen with access to the back deck will make entertaining a breeze. The basement is fully finished and ready for hosting Sunday football parties or family game nights. Upstairs you will find three large and bright bedrooms with ceiling fans to take advantage of summer breezes. The main bath offers a true spa-like retreat with floor-to-ceiling stone tile and a jetted tub. The backyard is an oasis with a huge deck and grassy area. The garage has a lot to offer with two parking spaces, alley access, an office, and a half bath. This space would be great for a small business owner, or possibly a pool house if a pool was added to the backyard.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,000
• − Mortgage interest: −$13,998
• − Property taxes: −$3,748
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,640
• − Management: −$2,640
• − Depreciation: −$7,270
• Taxable income: $1,454
• Est. tax owed @ 24.0%: −$349
• After-tax cash flow: $4,997/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Penn-Trafford SD
• NCES district ID: 4218660
• Math proficiency: 60% ▼ -13.00%
• Reading proficiency: 78% ▼ -7.00%
• Median HH income: $68,988
• Composite: 60.28/100
• National rank: #855
• State rank: #27 of 539 in PA

Livability — Trafford

• Score: 68/100
• State rank: #883
• US rank: #9411

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Trafford, PA
• Population (ZIP): 8,123

Population outlook (Westmoreland County) Hauer SSP2

• Today (2025): 342,555 people
• By 2030: 331,717 · -3.2%
• By 2040: 304,976 · -11.0%
• By 2050: 277,444 · -19.0%
• By 2075: 224,607 · -34.4%
• By 2100: 171,084 · -50.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 6% Hispanic / Latino 2% Asian 1%
• Common ancestry: Romanian 9% Slovak 3% Scotch-Irish 2%
• Foreign-born: 2% · South Korea
• Languages at home: 96% English-only · Other Indo-European 2%

Political lean MEDSL · Westmoreland

• 2024 margin: Strong R (+28.4) · D 35.4% · R 63.9%
• 2008→2024 swing: -11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
• All cycles: 2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.06%
• Current HPI: 199.6379
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+61.2% since first listed

6 events — show timeline

• 2026-04-19 Contingent — West Penn MLS
• 2026-04-14 Listed $249,900 West Penn MLS
• 2017-07-18 Sold (MLS) $155,000 West Penn MLS
• 2017-06-22 Pending — West Penn MLS
• 2017-06-02 Contingent — West Penn MLS
• 2017-05-23 Listed $155,000 West Penn MLS