2042 S Coyote Ave · Yuma, AZ 58364

$122,000

2 bd · 2.0 ba · 1,032 sqft · Manufactured · 23 Days on market

Built 1979 Good condition 4,730 sqft lot Est $138k · 12% under $49/mo HOA · 3% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.1/30.0
• ARV discount +12.8/15.0
• DSCR +8.2/10.0
• 1% rule +7.1/10.0
• Appreciation +5.0/10.0
• Condition / age +3.8/5.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Schools +2.2/10.0

Listing remarks

Take a look at this beautifully maintained 2 BR, 2 bath double-wide home located in a desirable 55+ community. The remodeled kitchen features a spacious island, plenty of counter space, and is perfect for entertaining. The bright and inviting living room offers lots of natural light throughout the day. The spacious primary bedroom comfortably fits a king-size bed and includes a walk-in closet along with a private 3/4 bath. New flooring has been installed throughout the home, and major updates include the A/C unit, roof, washer, and dryer — all replaced in 2024. Step outside to enjoy the covered patio, ideal for relaxing or gathering with friends and family. The property also features

Key facts

• Spacious island
• Attached carport
• Remodeled kitchen

Tags

• REMODELED KITCHEN
• SPACIOUS ISLAND
• COVERED PATIO
• ATTACHED CARPORT
• RV PORT
• TWO STORAGE SHEDS

Property features AI

Finance

• Other: Lot size approximately 4,730 (unit not displayed)
• HOA & community: Homeowners association with $49 monthly fee

Exterior

• Parking: Two parking spaces (2 covered); Attached garage; Attached carport with two carport spaces; RV access/parking
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer
• Home design: Manufactured home; Residential property; Located in a senior community
• Construction: Mobile/Manufactured construction
• Exterior features: Covered patio; Sliding doors; Paved road access

Interior

• Kitchen: Refrigerator; Microwave; Dishwasher; Electric range
• Flooring: Wood flooring
• Bathrooms: Two 3/4 bathrooms
• Heating & cooling: Heating; Cooling
• Interior features: Blinds; Smoke detectors; Shed(s)
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $122k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $270 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $122k).
• Recommended offer: $120k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.9% vs local median 3.9% in Yuma — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#30 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime C-, employment D.
• Crane Elementary District (4501) (urban): math 21% / reading 30% proficiency, ranked #134 of 249 in AZ (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 1 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($843 loan paydown + $4k appreciation (3.0% local appreciation)).
• Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $34k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($120k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $120,170 (1.5% below list)

Questions for the listing agent

1. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.21% ✓
• Cap rate: 8.95%
• Cash-on-cash: 9.47%
• DSCR: 1.42
• GRM: 6.9

CMA / ARV

• ARV (on-the-fly): $138,288
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2178 S Javelina Ave	0.16mi	3/2.0 (+1)	930 (-10%)	3mo	$125,000	$134	69
1870 W Camino Soledad	0.46mi	2/2.0	1,085 (+5%)	2mo	$146,500	$135	68
2105 W Dos Pesos Ln	0.07mi	2/2.0	1,122 (+9%)	18mo	$152,000	$135	67
2166 S Javelina Ave	0.15mi	2/2.0	880 (-15%)	3mo	$137,500	$156	66
2076 S Javelina Ave	0.05mi	2/2.0	924 (-10%)	17mo	$132,500	$143	66
2174 S Whitewing Ave	0.16mi	2/2.0	882 (-14%)	4mo	$121,000	$137	65
2079 S Cottontail Ave	0.10mi	2/1.0	896 (-13%)	6mo	$60,000	$67	65
1867 W Camino Otero	0.45mi	2/2.0	910 (-12%)	3mo	$115,000	$126	57
1826 W Camino Cerro	0.37mi	2/2.0	1,140 (+10%)	12mo	$125,000	$110	55
1825 W Camino Pradera	0.36mi	3/2.0 (+1)	1,105 (+7%)	15mo	$130,950	$119	54
1838 W Camino Cerro	0.37mi	2/2.0	1,148 (+11%)	16mo	$137,500	$120	50
1868 W Camino Pradera	0.32mi	3/3.0 (+1)	902 (-13%)	16mo	$100,000	$111	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 16.4%
• Equity multiple: 1.93×
• Total profit: $31,926
• Equity at exit: $54,856

10-year hold

• IRR: 18.0%
• Equity multiple: 3.63×
• Total profit: $89,671
• Equity at exit: $84,540

Cash invested: $34,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 58364

• Active inventory: 1
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,471 high
• Mortgage (P&I): −$640
• Tax est. 1.5%: −$152 /mo · $1,830/yr
• Insurance: −$51
• HOA: −$49
• Vacancy / Maint / Mgmt: −$309
• Net cashflow: $270

Break-even live

Break-even rent $1,129

Max offer price $122,000

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $30,500
• Closing costs: $3,660
• Reserves months: —
• Total cash needed: —

Rent comps 27 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2200 S Avenue B Yuma, AZ	1.0–3.0	1.0–2.0	889	$965	$1.09	13d	7	0.33mi
1850 S Avenue B Yuma, AZ	2.0–3.0	2.0	1050	$1,425	$1.36	13d	7	0.39mi
1784 S Meadowbrook Ave Yuma, AZ	3.0	2.0	1352	$1,850	$1.37	13d	1	0.48mi
1700 S Crowder Ave #16 Yuma, AZ	2.0	2.0	1000	$1,250	$1.25	13d	1	0.49mi
1928 W 17th St Yuma, AZ	3.0	2.0	1134	$1,750	$1.54	13d	1	0.51mi
2575 W 24th St Yuma, AZ	1.0–2.0	1.0–2.0	764	$1,830	$2.39	13d	8	0.55mi
2369 S Camino Tierra Yuma, AZ	3.0	2.0	1479	$2,300	$1.56	13d	1	0.58mi
2155 S 14th Ave #16 Yuma, AZ	2.0	2.0	1200	$1,300	$1.08	13d	1	0.59mi
2240 S Elks Ln #37 Yuma, AZ	2.0	1.5	1212	$1,950	$1.61	13d	1	0.60mi
1910 S Avenue A Yuma, AZ	2.0	1.0	543	$970	$1.79	13d	5	0.74mi
2150 S Avenue A #26 Yuma, AZ	2.0	2.0	905	$1,550	$1.71	13d	1	0.76mi
1280 W 24th St Apt 23 Yuma, AZ	2.0	1.0	700	$1,200	$1.71	13d	1	0.79mi
1280 W 24th St Unit 32 Yuma, AZ	2.0	1.0	700	$1,200	$1.71	20d	1	0.79mi
2150 S Avenue A #60 Yuma, AZ	2.0	2.0	905	$1,050	$1.16	13d	1	0.80mi
1280 W 24th St Unit 02 Yuma, AZ	2.0	2.0	750	$1,250	$1.67	20d	1	0.81mi
1955 South Avenue A Unit A Yuma, AZ	3.0	1.5	1308	$1,400	$1.07	20d	1	0.83mi
1103 W 20th St Unit 1005 Yuma, AZ	2.0	1.0	742	$1,000	$1.35	13d	1	0.86mi
1665 W 14th St Yuma, AZ	2.0	2.0	1241	$1,425	$1.15	20d	1	0.94mi
1778 W 28th St Yuma, AZ	3.0	2.0	1200	$3,300	$2.75	13d	1	0.99mi
1334 S Avenue B Yuma, AZ	1.0–2.0	1.5–2.0	888	$1,295	$1.46	13d	24	1.03mi
2605 W 12th Pl Yuma, AZ	3.0	2.0	1227	$1,495	$1.22	13d	1	1.08mi
1900 W 30th St Yuma, AZ	2.0–3.0	2.0	1024	$804	$0.79	13d	1	1.13mi
3900 W 22nd Ln Yuma, AZ	2.0–3.0	2.0	971	$1,350	$1.39	13d	6	1.13mi
1425 S 9th Ave Yuma, AZ	3.0	2.0	1146	$1,600	$1.40	13d	1	1.23mi
1600 W 12th St Yuma, AZ	1.0–3.0	1.0–2.0	779	$1,200	$1.54	13d	32	1.26mi
4274 W 21st Pl Yuma, AZ	3.0	2.0	1238	$1,595	$1.29	13d	1	1.47mi
1020 W 11th St Yuma, AZ	2.0	1.0	1133	$1,400	$1.24	13d	1	1.49mi

HOA detail

• Monthly dues: $49 · $588/yr

Listing history 17 events

1. 2026-06-19
   days on market $122,000 Active 23 DOM
2. 2026-06-18
   days on market $122,000 Active 22 DOM
3. 2026-06-17
   days on market $122,000 Active 21 DOM
4. 2026-06-16
   days on market $122,000 Active 20 DOM
5. 2026-06-15
   days on market $122,000 Active 19 DOM
6. 2026-06-14
   days on market $122,000 Active 17 DOM
7. 2026-06-13
   days on market $122,000 Active 16 DOM
8. 2026-06-10
   days on market $122,000 Active 14 DOM
9. 2026-06-09
   days on market $122,000 Active 13 DOM
10. 2026-06-08
    days on market $122,000 Active 12 DOM
11. 2026-06-07
    days on market $122,000 Active 11 DOM
12. 2026-06-05
    days on market $122,000 Active 8 DOM
13. 2026-06-02
    days on market $122,000 Active 6 DOM
14. 2026-06-01
    days on market $122,000 Active 5 DOM
15. 2026-05-31
    days on market $122,000 Active 4 DOM
16. 2026-05-30
    days on market $122,000 Active 3 DOM
17. 2026-05-27
    listed $122,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 6 d/yr ≥113°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,648
• − Mortgage interest: −$6,834
• − Property taxes: −$1,830
• − Insurance: −$610
• − Repairs & maintenance: −$1,412
• − Management: −$1,412
• − HOA: −$588
• − Depreciation: −$3,549
• Taxable income: $1,413
• Est. tax owed @ 24.0%: −$339
• After-tax cash flow: $2,897/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This beautifully maintained 2 BR, 2 bath double-wide home in a desirable 55+ community is ready for a new owner. Recent updates include new flooring, A/C unit, roof, washer, and dryer, making it move-in ready.

Value-add opportunities

• Both Paint exterior — Enhances curb appeal and value
• Both Replace outdoor carpet — Improves curb appeal and comfort
• Resale Upgrade kitchen appliances — Modernizes the kitchen and attracts buyers

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior — Enhances curb appeal and value ↑
• Both Replace outdoor carpet — Improves curb appeal and comfort ↑
• Resale Upgrade kitchen appliances — Modernizes the kitchen and attracts buyers ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Crane Elementary District (4501)
• NCES district ID: 0402400
• Math proficiency: 21% ▼ -17.00%
• Reading proficiency: 30% ▼ -10.00%
• Median HH income: $49,115
• Composite: 22.36/100
• National rank: #8122
• State rank: #134 of 249 in AZ

Livability — Yuma

• Score: 71/100
• State rank: #30
• US rank: #6635

Category grades

Amenities C Commute F Cost of living A+ Crime C- Employment D Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yuma, AZ

Population outlook (Yuma County) Hauer SSP2

• Today (2025): 211,633 people
• By 2030: 214,114 · +1.2%
• By 2040: 217,856 · +2.9%
• By 2050: 220,276 · +4.1%
• By 2075: 222,359 · +5.1%
• By 2100: 198,880 · -6.0%

Not yet ingested

• Political lean: —
• Race & ethnicity: —
• Common origin: —
• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

1 event — show timeline

• 2026-05-27 Listed $122,000 YAR