300 E Williamson St · Claflin, KS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,154 – $2,142
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- Appreciation +8.1/10.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +5.0/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$20,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Key facts
- Spacious kitchen
- Original woodwork
- High ceilings
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Residential property; Two-story home; Entry level: 1
- Construction: Wood siding
- Exterior features: Lot approximately 0.29 acres (90 x 140); Zoning: NC.1 / R-1
Interior
- Kitchen: Range; Oven; Refrigerator; Dishwasher not listed
- Bedrooms: One main-level bedroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Washer and Dryer included; Range and Oven; Refrigerator
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $20k.
Deal economics
- At list price, monthly cash flow is $860 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $20k).
- Recommended offer: $19k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 72/100 on livability (#104 in KS) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
- Market conditions: 4 active listings in the ZIP; 19 units permitted in Barton County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $1k of equity ($138 loan paydown + $1k appreciation (6.2% local appreciation)).
- Barton County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (6.2% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 58 days — a 3% lower offer ($19k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 11y ago; this cycle's ask has dropped $60k (75%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 6.32% ✓
- Cap rate
- 57.88%
- Cash-on-cash
- 184.24%
- DSCR
- 9.20
- GRM
- 1.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
6.17% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 11.85×
- Total profit
- $60,760
- Equity at exit
- $12,792
- IRR
- —
- Equity multiple
- 25.26×
- Total profit
- $135,829
- Equity at exit
- $23,388
Cash invested: $5,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Kansas
- 83 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 67525
- Home prices YoY
- 3.6%
- Active inventory
- 4
- Price-to-rent
- 1.3×
Monthly cashflow live
- Estimated rent
- $1,263 medium interval (Pro) →
- Mortgage (P&I)
- −$105
- Tax est. 1.5%
- −$25 /mo · $300/yr
- Insurance
- −$8
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$265
- Net cashflow
- $860
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $5,000
- Closing costs
- $600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-12statusdays on market $20,000 Pending 58 DOM
-
2026-06-05days on market $20,000 Active 166 DOM
-
2026-06-04days on market $20,000 Active 164 DOM
-
2026-06-02days on market $20,000 Active 163 DOM
-
2026-06-01days on market $20,000 Active 162 DOM
-
2026-05-31days on market $20,000 Active 161 DOM
-
2026-05-31days on market $20,000 Active 160 DOM
-
2026-02-23price $40,000
-
2026-02-17status Active
-
2025-08-09status Pending
-
2025-07-29price $55,000
-
2025-07-11price $60,000
-
2025-06-13price $65,000
-
2025-06-06$80,000 Active
-
2018-05-23historical
-
2017-05-23$29,900
-
2015-05-15$16,500
-
2008-04-01soldstatus $17,500
-
2001-04-01soldstatus $15,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,160
- − Mortgage interest
- −$1,120
- − Property taxes
- −$300
- − Insurance
- −$100
- − Repairs & maintenance
- −$1,213
- − Management
- −$1,213
- − Depreciation
- −$582
- Taxable income
- $10,632
- Est. tax owed @ 24.0%
- −$2,552
- After-tax cash flow
- $7,766/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
No district data.
Livability — Claflin
- Score
- 72/100
- State rank
- #104
- US rank
- #6070
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Claflin, KS
- Population (ZIP)
- 816
Population outlook (Barton County) Hauer SSP2
- Today (2025)
- 26,088 people
- By 2030
- 25,418 · -2.6%
- By 2040
- 24,010 · -8.0%
- By 2050
- 22,719 · -12.9%
- By 2075
- 20,690 · -20.7%
- By 2100
- 18,869 · -27.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (98%)
- Race & ethnicity
- White 98% Hispanic / Latino 2%
- Common ancestry
- Scotch-Irish 3% Lithuanian 3% Iranian 1%
- Foreign-born
- 3%
- Languages at home
- 98% English-only · Spanish 1% Other Indo-European 1%
Political lean MEDSL · Barton
- 2024 margin
- Solid R (+56.8) · D 20.9% · R 77.6% · Other 1.5%
- 2008→2024 swing
- -13.4pp toward R · 2008: -43.3pp · 2024: -56.8pp
- All cycles
- 2024: R+56.8 2020: R+56.4 2016: R+58.9 2012: R+53.6 2008: R+43.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.17%
- Current HPI
- 178.8024
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+166.7% since first listed12 events — show timeline
- 2026-02-23 Price Changed $40,000 Hays MLS
- 2026-02-17 Relisted — Hays MLS
- 2025-08-09 Pending — Hays MLS
- 2025-07-29 Price Changed $55,000 Hays MLS
- 2025-07-11 Price Changed $60,000 Hays MLS
- 2025-06-13 Price Changed $65,000 Hays MLS
- 2025-06-06 Listed $80,000 Hays MLS
- 2018-05-23 Listing Removed — SCKMLS as Distributed by MLS Grid
- 2017-05-23 Listed $29,900 SCKMLS as Distributed by MLS Grid
- 2015-05-15 Listed $16,500 SCKMLS as Distributed by MLS Grid
- 2008-04-01 Sold (Public Records) $17,500 Public Records
- 2001-04-01 Sold (Public Records) $15,000 Public Records
Property tax history
+9.4%/yrLatest (2025): $1,122 · +10.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…