4729 12th Ave S · St. Petersburg, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.9/30.0
- Schools +4.3/10.0
- DSCR +4.2/10.0
- 1% rule +3.7/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$299,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* * * WELL CARED FOR WITH MANY RECENT UPDATES * * * 3 BED 1 BATH WITH NEWER ROOF, NEW KITCHEN CABINETS WITH QUARTZ COUNTER TOPS & STAINLESS APPLIANCE PACKAGE * * * NEW FLOORING, FIXTURES & MORE * * * INSIDE UTILITY ROOM * * * LARGE MASTER BEDROOM WITH ALLEY PARKING, BACK YARD DECK AND COVERED PARKING. .. .. COME CHECK THIS OUT TODAY.
Key facts
- Quartz countertops
- Updated kitchen
- Updated flooring
Tags
Property features AI
Finance
- Other: Homestead exemption indicated
Exterior
- Parking: Carport (1 space)
- Utilities: Public water; Public sewer; Public utilities
- Home design: Single family residence; One story; Faces south
- Construction: Frame construction; Shingle roof; Crawlspace foundation; Built on a 0.14 acre lot
- Exterior features: Paved road access; Exterior lighting; Sidewalk
Interior
- Kitchen: Dishwasher; Microwave; Range; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Laminate flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans
- Laundry & utility: Laundry located inside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $299k.
Deal economics
- At list price, monthly cash flow is $35 ($424/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $260k (13.2% below list).
- Recommended offer: $260k (13.2% below list) — sets the bar for 1% rule.
- Cap rate 6.4% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-1.5%/yr); 261 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- At $2,595/mo this rent would consume 47% of the median local household income ($67k/yr) (locally 903% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.43%
- Cash-on-cash
- 0.51%
- DSCR
- 1.02
- GRM
- 9.6
CMA / ARV
- ARV (on-the-fly)
- $405,760
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5001 3rd Ave S | 0.71mi | 2/1.0 (-1) | 1,263 (-1%) | 0mo | $400,000 | $317 | 59 |
| 5406 11th Ave S | 0.55mi | 3/2.0 | 1,200 (-6%) | 2mo | $459,000 | $383 | 59 |
| 1720 Scranton St S | 0.40mi | 2/1.5 (-1) | 1,108 (-13%) | 2mo | $379,000 | $342 | 50 |
| 5211 Jersey Ave S | 0.41mi | 4/2.0 (+1) | 1,461 (+14%) | 1mo | $260,000 | $178 | 47 |
| 4216 15th Ave S | 0.50mi | 4/2.0 (+1) | 1,402 (+10%) | 6mo | $230,000 | $164 | 47 |
| 1301 56th St S | 0.71mi | 3/2.0 | 1,392 (+9%) | 3mo | $469,000 | $337 | 46 |
| 4400 3rd Ave S | 0.72mi | 2/1.0 (-1) | 1,135 (-11%) | 1mo | $221,900 | $196 | 42 |
| 4100 18th Ave S | 0.72mi | 4/1.0 (+1) | 1,164 (-9%) | 6mo | $170,625 | $147 | 42 |
| 4650 2nd Ave S | 0.72mi | 2/1.5 (-1) | 1,146 (-10%) | 1mo | $365,000 | $318 | 41 |
| 5200 6th Ave S | 0.55mi | 2/1.0 (-1) | 1,088 (-15%) | 4mo | $325,000 | $299 | 41 |
| 5418 6th Ave S | 0.71mi | 2/2.0 (-1) | 1,144 (-11%) | 2mo | $385,000 | $337 | 38 |
| 5217 18th Ave S | 0.55mi | 3/2.5 | 1,470 (+15%) | 8mo | $240,000 | $163 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.8%
- Equity multiple
- 0.36×
- Total profit
- $-53,801
- Equity at exit
- $44,582
- IRR
- -18.8%
- Equity multiple
- 0.12×
- Total profit
- $-73,318
- Equity at exit
- $25,852
Cash invested: $83,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33711
- Rents YoY
- -1.5%
- Active inventory
- 261
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $2,595 high interval (Pro) →
- Mortgage (P&I)
- −$1,568
- Tax from tax record
- −$323 /mo · $3,870/yr
- Insurance
- −$125
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$545
- Net cashflow
- $35
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $74,750
- Closing costs
- $8,970
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4700 10th Ave S Unit 1 St. Petersburg, FL | 4.0 | 2.0 | 1300 | $2,650 | $2.04 | 24d | 1 | 0.07mi |
| 4700 10th Ave S Saint Petersburg, FL | 3.0 | 2.0 | 1300 | $2,500 | $1.92 | 20d | 1 | 0.07mi |
| 4801 10th Ave S Unit 1 St. Petersburg, FL | 3.0 | 1.0 | 1100 | $2,200 | $2.00 | 24d | 1 | 0.09mi |
| 4718 13th Ave S Saint Petersburg, FL | 4.0 | 1.5 | 1520 | $2,881 | $1.90 | 13d | 1 | 0.14mi |
| 4537 10th Ave S Saint Petersburg, FL | 4.0 | 2.0 | 1046 | $2,690 | $2.57 | 4d | 1 | 0.18mi |
| 4933 13th Ave S Gulfport, FL | 2.0 | 1.0 | 939 | $2,200 | $2.34 | 20d | 1 | 0.19mi |
| 4421 11th Ave S Saint Petersburg, FL | 3.0 | 2.0 | 945 | $2,000 | $2.12 | 4d | 1 | 0.24mi |
| 800 51st St S Gulfport, FL | 3.0 | 2.0 | 1258 | $3,200 | $2.54 | 4d | 1 | 0.33mi |
| 4711 Fairfield Ave S Saint Petersburg, FL | 3.0 | 2.0 | 1135 | $2,800 | $2.47 | 4d | 1 | 0.34mi |
| 1327 43rd St S Saint Petersburg, FL | 3.0 | 1.5 | 959 | $2,250 | $2.35 | 4d | 1 | 0.40mi |
| 4631 Queensboro Ave S Unit 4631 St. Petersburg, FL | 3.0 | 2.0 | 1094 | $2,600 | $2.38 | 8d | 1 | 0.42mi |
| 4631 Queensboro Ave S St Petersburg, FL | 3.0 | 2.0 | 1094 | $2,600 | $2.38 | 11d | 1 | 0.42mi |
| 4541 6th Ave S Saint Petersburg, FL | 3.0 | 1.0 | 945 | $1,100 | $1.16 | 15d | 1 | 0.44mi |
| 4736 5th Ave S Saint Petersburg, FL | 4.0 | 1.0 | 1224 | $1,895 | $1.55 | 4d | 1 | 0.50mi |
| 1543 43rd St S Saint Petersburg, FL | 4.0 | 2.0 | 1198 | $3,495 | $2.92 | 4d | 1 | 0.50mi |
| 4327 17th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 880 | $2,500 | $2.84 | 24d | 1 | 0.51mi |
| 5105 Tangerine Ave S Gulfport, FL | 4.0 | 2.0 | 1860 | $3,750 | $2.02 | 4d | 1 | 0.52mi |
| 4948 5th Ave S Saint Petersburg, FL | 3.0 | 1.5 | 1379 | $2,450 | $1.78 | 4d | 1 | 0.53mi |
| 450 47th St S Saint Petersburg, FL | 3.0 | 1.0 | 960 | $2,950 | $3.07 | 4d | 1 | 0.53mi |
| 1628 43rd St S Saint Petersburg, FL | 3.0 | 2.0 | 1045 | $2,100 | $2.01 | 24d | 1 | 0.55mi |
| 4519 5th Ave S Saint Petersburg, FL | 4.0 | 2.0 | 1448 | $2,900 | $2.00 | 3d | 1 | 0.56mi |
| 1701 53rd St S Gulfport, FL | 3.0 | 1.0 | 994 | $2,800 | $2.82 | 4d | 1 | 0.59mi |
| 5156 5th Ave S Saint Petersburg, FL | 3.0 | 1.0 | 1139 | $1,995 | $1.75 | 24d | 1 | 0.59mi |
| 4029 13th Ave S St Petersburg, FL | 3.0 | 2.0 | 1152 | $2,650 | $2.30 | 24d | 1 | 0.60mi |
| 4618 20th Ave S Saint Petersburg, FL | 2.0 | 1.0 | 921 | $1,800 | $1.95 | 3d | 1 | 0.64mi |
| 5055 3rd Ave S Saint Petersburg, FL | 3.0 | 2.0 | 1254 | $2,100 | $1.67 | 4d | 1 | 0.70mi |
| 4601 22nd Ave S Saint Petersburg, FL | 1.0–2.0 | 1.0 | 872 | $1,349 | $1.55 | 2d | 3 | 0.73mi |
| 5034 2nd Ave S Unit A St. Petersburg, FL | 2.0 | 1.0 | 1062 | $1,950 | $1.84 | 4d | 1 | 0.73mi |
| 2044 44th St S Saint Petersburg, FL | 3.0 | 2.0 | 1384 | $2,600 | $1.88 | 22d | 1 | 0.74mi |
| 5609 15th Ave S Gulfport, FL | 3.0 | 2.0 | 1453 | $2,925 | $2.01 | 24d | 1 | 0.75mi |
| 4616 22nd Ave S Saint Petersburg, FL | 2.0 | 1.0 | 1200 | $2,400 | $2.00 | 24d | 1 | 0.77mi |
| 3855 8th Ave S Saint Petersburg, FL | 4.0 | 2.0 | 1565 | $3,530 | $2.26 | 4d | 1 | 0.77mi |
| 1642 39th St S Saint Petersburg, FL | 3.0 | 1.0 | 975 | $1,995 | $2.05 | 20d | 1 | 0.83mi |
| 1734 39th St S Saint Petersburg, FL | 4.0 | 2.0 | 1152 | $2,000 | $1.74 | 24d | 1 | 0.85mi |
| 404 Madison St S Saint Petersburg, FL | 3.0 | 1.0 | 1391 | $2,500 | $1.80 | 4d | 1 | 0.91mi |
| 4018 2nd Ave S Saint Petersburg, FL | 3.0 | 1.0 | 1176 | $2,095 | $1.78 | 4d | 1 | 0.92mi |
| 2402 52nd St S Gulfport, FL | 2.0 | 2.0 | 1028 | $3,000 | $2.92 | 4d | 1 | 0.93mi |
| 4010 1st Ave S Saint Petersburg, FL | 3.0 | 1.5 | 1847 | $2,195 | $1.19 | 14d | 1 | 0.97mi |
| 1721 58th St S Gulfport, FL | 3.0 | 2.0 | 1412 | $2,400 | $1.70 | 4d | 1 | 0.97mi |
| 5618 20th Ave S Gulfport, FL | 3.0 | 2.0 | 1289 | $3,000 | $2.33 | 24d | 1 | 0.97mi |
Listing history 37 events
-
2026-06-18days on market $299,000 Active 50 DOM
-
2026-06-17days on market $299,000 Active 49 DOM
-
2026-06-16days on market $299,000 Active 48 DOM
-
2026-06-15days on market $299,000 Active 47 DOM
-
2026-06-13days on market $299,000 Active 45 DOM
-
2026-06-09days on market $299,000 Active 41 DOM
-
2026-06-08days on market $299,000 Active 40 DOM
-
2026-06-07days on market $299,000 Active 39 DOM
-
2026-06-04days on market $299,000 Active 36 DOM
-
2026-06-03days on market $299,000 Active 35 DOM
-
2026-06-01days on market $299,000 Active 33 DOM
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2026-05-31days on market $299,000 Active 32 DOM
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2026-04-29$299,000 Active
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2022-10-07soldstatus $275,000
-
2022-09-22soldstatus $275,000 Closed 366-char remark
Show marketing remark (366 chars)
* * * WELL CARED FOR WITH MANY RECENT UPDATES * * * 3 BED 1 BATH WITH NEWER ROOF, NEW KITCHEN CABINETS WITH QUARTZ COUNTER TOPS & STAINLESS APPLIANCE PACKAGE * * * NEW FLOORING, FIXTURES & MORE * * * INSIDE UTILITY ROOM * * * LARGE MASTER BEDROOM WITH ALLEY PARKING, BACK YARD DECK AND COVERED PARKING. .. .. COME CHECK THIS OUT TODAY.
-
2022-08-29status Pending 366-char remark
Show marketing remark (366 chars)
* * * WELL CARED FOR WITH MANY RECENT UPDATES * * * 3 BED 1 BATH WITH NEWER ROOF, NEW KITCHEN CABINETS WITH QUARTZ COUNTER TOPS & STAINLESS APPLIANCE PACKAGE * * * NEW FLOORING, FIXTURES & MORE * * * INSIDE UTILITY ROOM * * * LARGE MASTER BEDROOM WITH ALLEY PARKING, BACK YARD DECK AND COVERED PARKING. .. .. COME CHECK THIS OUT TODAY.
-
2022-08-18status Active 366-char remark
Show marketing remark (366 chars)
* * * WELL CARED FOR WITH MANY RECENT UPDATES * * * 3 BED 1 BATH WITH NEWER ROOF, NEW KITCHEN CABINETS WITH QUARTZ COUNTER TOPS & STAINLESS APPLIANCE PACKAGE * * * NEW FLOORING, FIXTURES & MORE * * * INSIDE UTILITY ROOM * * * LARGE MASTER BEDROOM WITH ALLEY PARKING, BACK YARD DECK AND COVERED PARKING. .. .. COME CHECK THIS OUT TODAY.
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2022-08-12price $2,030
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2022-07-26status Active 366-char remark
Show marketing remark (366 chars)
* * * WELL CARED FOR WITH MANY RECENT UPDATES * * * 3 BED 1 BATH WITH NEWER ROOF, NEW KITCHEN CABINETS WITH QUARTZ COUNTER TOPS & STAINLESS APPLIANCE PACKAGE * * * NEW FLOORING, FIXTURES & MORE * * * INSIDE UTILITY ROOM * * * LARGE MASTER BEDROOM WITH ALLEY PARKING, BACK YARD DECK AND COVERED PARKING. .. .. COME CHECK THIS OUT TODAY.
-
2022-07-25status Pending 366-char remark
Show marketing remark (366 chars)
* * * WELL CARED FOR WITH MANY RECENT UPDATES * * * 3 BED 1 BATH WITH NEWER ROOF, NEW KITCHEN CABINETS WITH QUARTZ COUNTER TOPS & STAINLESS APPLIANCE PACKAGE * * * NEW FLOORING, FIXTURES & MORE * * * INSIDE UTILITY ROOM * * * LARGE MASTER BEDROOM WITH ALLEY PARKING, BACK YARD DECK AND COVERED PARKING. .. .. COME CHECK THIS OUT TODAY.
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2022-07-19price $274,900 366-char remark
Show marketing remark (366 chars)
* * * WELL CARED FOR WITH MANY RECENT UPDATES * * * 3 BED 1 BATH WITH NEWER ROOF, NEW KITCHEN CABINETS WITH QUARTZ COUNTER TOPS & STAINLESS APPLIANCE PACKAGE * * * NEW FLOORING, FIXTURES & MORE * * * INSIDE UTILITY ROOM * * * LARGE MASTER BEDROOM WITH ALLEY PARKING, BACK YARD DECK AND COVERED PARKING. .. .. COME CHECK THIS OUT TODAY.
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2022-07-02$295,750 Active 366-char remark
Show marketing remark (366 chars)
* * * WELL CARED FOR WITH MANY RECENT UPDATES * * * 3 BED 1 BATH WITH NEWER ROOF, NEW KITCHEN CABINETS WITH QUARTZ COUNTER TOPS & STAINLESS APPLIANCE PACKAGE * * * NEW FLOORING, FIXTURES & MORE * * * INSIDE UTILITY ROOM * * * LARGE MASTER BEDROOM WITH ALLEY PARKING, BACK YARD DECK AND COVERED PARKING. .. .. COME CHECK THIS OUT TODAY.
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2022-03-23soldstatus $190,000 438-char remark
Show marketing remark (438 chars)
3 bedroom and 1 bathroom house in St Petersburg. Large 20 x 10 Dining Room and inside utility/laundry room. Master bedroom has lots of windows for natural lighting plus sliding glass doors that open to a wooden deck with spacious yard and large 8 x 16 shed with electric that can be used as a workshop or for storage. Alley access leading to the large 4 car driveway and carport in the back. Double sinks in the bathroom and so much more!
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2022-03-23$190,000 438-char remark
Show marketing remark (438 chars)
3 bedroom and 1 bathroom house in St Petersburg. Large 20 x 10 Dining Room and inside utility/laundry room. Master bedroom has lots of windows for natural lighting plus sliding glass doors that open to a wooden deck with spacious yard and large 8 x 16 shed with electric that can be used as a workshop or for storage. Alley access leading to the large 4 car driveway and carport in the back. Double sinks in the bathroom and so much more!
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2022-03-23soldstatus $205,000
Show marketing remark (438 chars)
3 bedroom and 1 bathroom house in St Petersburg. Large 20 x 10 Dining Room and inside utility/laundry room. Master bedroom has lots of windows for natural lighting plus sliding glass doors that open to a wooden deck with spacious yard and large 8 x 16 shed with electric that can be used as a workshop or for storage. Alley access leading to the large 4 car driveway and carport in the back. Double sinks in the bathroom and so much more!
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2018-10-01historical
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2018-09-12price $149,000
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2018-08-31price $154,999
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2018-07-31$159,999 Active
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2018-06-20soldstatus $86,000 Sold
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2018-05-08status Pending
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2018-05-01price $85,000
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2018-04-19price $99,000
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2018-04-13price $109,000
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2018-04-02$120,000 Active
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2013-09-26historical
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2013-09-03$40,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,870 · $323/mo
- Projected year-2 tax
- $3,870 · $323/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,145
- − Mortgage interest
- −$16,749
- − Property taxes
- −$3,870
- − Insurance
- −$1,495
- − Repairs & maintenance
- −$2,492
- − Management
- −$2,492
- − Depreciation
- −$8,698
- Taxable loss
- −$4,650
- Est. tax savings @ 24.0%
- +$1,116
- After-tax cash flow
- $1,540/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — St. Petersburg
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Petersburg, FL
- County
- Pinellas County · 939,478 people
- City population
- 249,151
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 20,013
- Household income
- $66,540
- Rent vs Own
- Severe rent burden
- 903.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 45% Black 45% Hispanic / Latino 6% Two or more races 6%
- Hispanic origin (detail)
- Puerto Rican 1%
- Common ancestry
- Romanian 2% Lithuanian 2% Italian 1%
- Foreign-born
- 7% · Canada, Dominican Republic
- Languages at home
- 91% English-only · Spanish 4% French/Haitian/Cajun 3% Other Indo-European 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -313.54%
- Current HPI
- 338.2712
- Rent YoY
- ▼ -1.47%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+647.5% since first listed25 events — show timeline
- 2026-04-29 Listed $299,000 Stellar MLS as Distributed by MLS Grid
- 2022-10-07 Sold (Public Records) $275,000 Public Records
- 2022-09-22 Sold (MLS) $275,000 Stellar MLS as Distributed by MLS Grid
- 2022-08-29 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-08-18 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-08-12 Price Changed $2,030 RENT.
- 2022-07-26 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-07-25 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-07-19 Price Changed $274,900 Stellar MLS as Distributed by MLS Grid
- 2022-07-02 Listed $295,750 Stellar MLS as Distributed by MLS Grid
- 2022-03-23 Sold (Public Records) $205,000 Public Records
- 2022-03-23 Listed $190,000 Stellar MLS as Distributed by MLS Grid
- 2022-03-23 Sold (MLS) $190,000 Stellar MLS as Distributed by MLS Grid
- 2018-10-01 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2018-09-12 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
- 2018-08-31 Price Changed $154,999 Stellar MLS as Distributed by MLS Grid
- 2018-07-31 Listed $159,999 Stellar MLS as Distributed by MLS Grid
- 2018-06-20 Sold (MLS) $86,000 Stellar MLS as Distributed by MLS Grid
- 2018-05-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-05-01 Price Changed $85,000 Stellar MLS as Distributed by MLS Grid
- 2018-04-19 Price Changed $99,000 Stellar MLS as Distributed by MLS Grid
- 2018-04-13 Price Changed $109,000 Stellar MLS as Distributed by MLS Grid
- 2018-04-02 Listed $120,000 Stellar MLS as Distributed by MLS Grid
- 2013-09-26 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2013-09-03 Listed $40,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+16.2%/yrLatest (2025): $3,870 · +5.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…