CashFlowRE
Sign in Sign up
2257 Camille Dr Fourplex
C+ Composite 60.06
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.7/5.0
  • Livability +3.2/5.0
  • Schools +2.2/10.0
  • Condition / age +1.0/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$250,000

2257 Camille Dr · Columbus, GA 31906
8 bd · 4.0 ba · 4,081 sqft · MultiFamily public records · 78 Days on market
Built 1938 Poor condition 0.25 ac lot $61/sqft · 18% above area Est $211k · 18% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 4 units. confirmed

Listing remarks MLS

Excellent investment opportunity with this Quadraplex consisting of four units, (1) 2 BR/1 BA and (3) 1 BR/1 BA units; water included in the rent. Located in Midtown Columbus. Convenient to area restaurants, shopping, parks, and some of Columbus' most sought after schools. Please do not disturb tenant. Contact agent regarding all inquiries.

Key facts

  • 0.25 acre lot
  • Listed 78 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1×2.0bd/1.0ba + 3×1.0bd/1.0ba units multifamily listed at $250k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive. Per door: $356/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $250k).
  • Recommended offer: $235k (6.0% below list) — sets the bar for market timing.
  • Cap rate 13.1% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, schools F, crime F.
  • Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.8%/yr); 118 active listings in the ZIP; lower-income renter base — watch delinquency; 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).
  • At $3,865/mo this rent would consume 103% of the median local household income ($45k/yr) (locally 1003% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.8% rent growth), your $70k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($235k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago; this cycle's ask has dropped $100k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1938 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $235,000 (6.0% below list)

Questions for the listing agent

  1. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  5. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.55%
Cap rate
13.13%
Cash-on-cash
24.44%
DSCR
2.09
GRM
5.4

CMA / ARV

ARV (median comp)
$211,192
List price
$250,000
Delta
18.38%
Verdict
OVERPRICED
Comps
3 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.82% rent growth · sell at horizon

5-year hold
IRR
19.7%
Equity multiple
1.82×
Total profit
$57,476
Equity at exit
$37,276
10-year hold
IRR
29.2%
Equity multiple
3.82×
Total profit
$197,626
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31906

Rents YoY
4.8%
Active inventory
118
Price-to-rent
19.8×

Monthly cashflow live

Estimated rent
$3,865 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$213 /mo · $2,553/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$812
Net cashflow
$1,425

Break-even live

Break-even rent $2,061
Max offer price $250,000
Occupancy floor 58%

4-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
1× unit 2.0 1 $1,051
Total (4 units) $3,865

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-18
    days on market $250,000 Active 78 DOM
  2. 2026-06-17
    days on market $250,000 Active 77 DOM
  3. 2026-06-16
    days on market $250,000 Active 76 DOM
  4. 2026-06-15
    days on market $250,000 Active 75 DOM
  5. 2026-06-14
    days on market $250,000 Active 73 DOM
  6. 2026-06-13
    days on market $250,000 Active 72 DOM
  7. 2026-06-10
    days on market $250,000 Active 70 DOM
  8. 2026-06-09
    days on market $250,000 Active 69 DOM
  9. 2026-06-08
    days on market $250,000 Active 68 DOM
  10. 2026-06-07
    days on market $250,000 Active 67 DOM
  11. 2026-06-05
    days on market $250,000 Active 64 DOM
  12. 2026-06-03
    days on market $250,000 Active 63 DOM
  13. 2026-06-02
    days on market $250,000 Active 62 DOM
  14. 2026-06-01
    days on market $250,000 Active 61 DOM
  15. 2026-05-31
    days on market $250,000 Active 60 DOM
  16. 2026-05-30
    days on market $250,000 Active 59 DOM
  17. 2026-04-01
    listed $350,000 Active 342-char remark
    Show marketing remark (342 chars)

    Excellent investment opportunity with this Quadraplex consisting of four units, (1) 2 BR/1 BA and (3) 1 BR/1 BA units; water included in the rent. Located in Midtown Columbus. Convenient to area restaurants, shopping, parks, and some of Columbus' most sought after schools. Please do not disturb tenant. Contact agent regarding all inquiries.

  18. 2025-11-22
    price $350,000
  19. 2021-12-02
    soldstatus $1,225,000
  20. 2021-03-04
    soldstatus $122,800
  21. 2021-03-01
    soldstatus $122,750
  22. 2021-02-01
    listed $110,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,553 · $213/mo
Projected year-2 tax
$2,553 · $213/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$46,380
− Mortgage interest
−$14,004
− Property taxes
−$2,553
− Insurance
−$1,250
− Repairs & maintenance
−$3,710
− Management
−$3,710
− Depreciation
−$7,273
Taxable income
$13,879
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,331
After-tax cash flow
$13,774/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 0 photos

Poor 20/100 Extensive rehab

This quadplex requires extensive renovations, including kitchen and bathroom updates, to become move-in ready and significantly increase its value.

Repairs flagged

  • Major kitchen appliances — Visible signs of wear and tear, possibly outdated appliances.
  • Major bathroom fixtures — Visible signs of wear and tear, possibly outdated fixtures.
  • Major flooring — Visible signs of wear and tear, possibly outdated flooring.
  • Major interior walls — Visible signs of wear and tear, possibly outdated paint.
  • Major exterior siding — Visible signs of wear and tear, possibly outdated siding.
  • Major windows — Visible signs of wear and tear, possibly outdated windows.

Value-add opportunities

  • Both kitchen renovation — A modern kitchen can significantly increase both resale and rental value.
  • Both bathroom renovation — Upgraded bathrooms can significantly increase both resale and rental value.
  • Both exterior siding and windows — Fresh siding and windows can improve curb appeal and increase both resale and rental value.

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen appliances · Visible signs of wear and tear, possibly outdated appliances. Major $15,000–50,000
bathroom fixtures · Visible signs of wear and tear, possibly outdated fixtures. Major $15,000–50,000
flooring · Visible signs of wear and tear, possibly outdated flooring. Major $15,000–50,000
interior walls · Visible signs of wear and tear, possibly outdated paint. Major $15,000–50,000
exterior siding · Visible signs of wear and tear, possibly outdated siding. Major $15,000–50,000
windows · Visible signs of wear and tear, possibly outdated windows. Major $15,000–50,000
Total estimated repair cost · 6 items $90,000–300,000

Value-add ROI direction

  • Both kitchen renovation — A modern kitchen can significantly increase both resale and rental value.
  • Both bathroom renovation — Upgraded bathrooms can significantly increase both resale and rental value.
  • Both exterior siding and windows — Fresh siding and windows can improve curb appeal and increase both resale and rental value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Muscogee County
NCES district ID
1303870
Math proficiency
21% ▼ -11.00%
Reading proficiency
30% ▼ -7.00%
Median HH income
$41,176
Composite
21.6/100
National rank
#8297
State rank
#120 of 174 in GA

Livability — Columbus

Score
64/100
State rank
#254
US rank
#14102

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbus, GA
County
Muscogee County · 180,764 people
City population
180,764
Metro
Columbus, GA-AL
Population (ZIP)
20,400
Household income
$44,965
Rent vs Own
52.8% rent · 47.2% own
Severe rent burden
1003.0

Population outlook (Muscogee County) Hauer SSP2

Today (2025)
216,729 people
By 2030
224,504 · +3.6%
By 2040
238,318 · +10.0%
By 2050
249,027 · +14.9%
By 2075
264,862 · +22.2%
By 2100
254,786 · +17.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 28% Hispanic / Latino 4% Two or more races 3% Asian 1%
Common ancestry
Slovak 1% Lithuanian 1% Hispanic 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Muscogee

2024 margin
Strong D (+23.4) · D 61.4% · R 38.0%
2008→2024 swing
+3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -122.49%
Current HPI
113.2749
Rent YoY
▲ 4.82%
Metro
Columbus, GA-AL
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+218.2% since first listed
6 events — show timeline
  • 2026-04-01 Listed $350,000 CBOR
  • 2025-11-22 Price Changed $350,000 CBOR
  • 2021-12-02 Sold (Public Records) $1,225,000 Public Records
  • 2021-03-04 Sold (Public Records) $122,800 Public Records
  • 2021-03-01 Sold (MLS) $122,750 CBOR
  • 2021-02-01 Listed $110,000 CBOR

Property tax history

+2.5%/yr

Latest (2025): $2,553 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…