23173 Glen Ave · Port Charlotte, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 6 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.5/30.0
- ARV discount +7.5/15.0
- Schools +4.6/10.0
- Livability +3.2/5.0
- 1% rule +2.6/10.0
- Condition / age +2.5/5.0
- DSCR +2.3/10.0
- Rent growth +1.5/5.0
- Appreciation +0.0/10.0
$330,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This city water lot awaits you. Discover the tranquility and charm of this beautiful Gulf Coast community. Tons of near by homes and construction. Nestled away from the hustle and bustle, yet conveniently close to all necessary amenities, this property offers the perfect balance of relaxation and convenience. Enjoy a short drive to the stunning Gulf Coast beaches, where pristine sands meet excellent fishing and boating opportunities in Port Charlotte and Charlotte Harbor. Build your dream home in this serene setting, with the added benefit of no HOA. The property features excellent exposure, with the front yard facing NW and the back yard facing SE. Don’t miss this opportunity to own a piece of sunny Florida in peaceful Port Charlotte, with easy access to the amenities of both Port Charlotte and North Port.
Key facts
- Outdoor oasis
- Walk-in pantry
- 9,999 sq ft lot
Tags
Property features AI
Finance
- Other: Property type: Residential, Single Family Residence; Lot features: Cleared, Paved, In county; Lot dimensions: 80 x 125; Lot acreage: approximately 0.23 acres; Road: Asphalt/paved, public maintained; Vegetation: Trees/landscaped, wooded; Furnished: Unfurnished; Living area reported by builder; Builder: Central Construction Group, LLC; Number of rooms: 12; Unit/Floor: Floor number 1
- HOA & community: No association fees; Association approval not required; Pets allowed
Exterior
- Parking: Attached 2-car garage (20x20); Driveway; Garage door opener; Common parking
- Security: Smoke detectors
- Utilities: Public water; Public sewer; Electricity connected; Cable available; Broadband/High-speed internet available; Water connected; Private utilities (as applicable)
- Home design: Single family residence; Completed condition; One story; North-facing
- Construction: Block and stucco construction; Shingle roof; Slab foundation; New construction
- Exterior features: Covered patio; Patio; Rear porch; Outdoor lighting; Sliding doors
Interior
- Kitchen: Dishwasher; Range; Microwave; Refrigerator; Exhaust fan; Electric water heater
- Bedrooms: 4 bedrooms
- Bathrooms: 3 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Built-in features; Ceiling fans; Eat-in kitchen; Kitchen/family room combo; Living room/dining room combo; Open floorplan; Stone countertops; Thermostat; Walk-in closets; Inside utility
- Laundry & utility: Indoor laundry room with washer and dryer hookups; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath land listed at $330k.
Deal economics
- At list price, monthly cash flow is $-719 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $226k (31.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $252k (23.7% below list).
- Recommended offer: $226k (31.5% below list) — sets the bar for cash-flow.
- Cap rate 5.2% vs local median 4.2% in Port Charlotte — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Peace River Elementary School (math 56% / reading 54%, grade C, #872 of 2,144 statewide, top 42%, 581 students, 64% FRL); Port Charlotte Middle School (math 59% / reading 50%, grade B-, #183 of 571 statewide, top 34%, 877 students, 55% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL) — zoned schools at 53% FRL track the district average.
- Market conditions: Rents falling (-4.0%/yr); 603 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- At $2,517/mo this rent would consume 47% of the median local household income ($64k/yr) (locally 612% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 5y ago; this cycle's ask has dropped $20k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $16k; list at $330k implies a 1962% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 5.23%
- Cash-on-cash
- -3.80%
- DSCR
- 0.83
- GRM
- 10.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -37.1%
- Equity multiple
- -0.15×
- Total profit
- $-106,344
- Equity at exit
- $49,204
- IRR
- -82.3%
- Equity multiple
- -0.94×
- Total profit
- $-178,853
- Equity at exit
- $28,532
Cash invested: $92,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33980
- Home prices YoY
- -5.0%
- Rents YoY
- -4.0%
- Active inventory
- 603
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $2,517 high interval (Pro) →
- Mortgage (P&I)
- −$1,731
- Tax est. 1.5%
- −$412 /mo · $4,950/yr
- Insurance
- −$138
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$528
- Net cashflow
- $-719
Break-even live
Sensitivity live
| Price | -10% $-491 | -5% $-605 | +0% $-719 | +5% $-833 | +10% $-947 |
|---|---|---|---|---|---|
| Rent | -10% $-918 | -5% $-818 | +0% $-719 | +5% $-620 | +10% $-520 |
| Rate | -1.0pp $-553 | -0.5pp $-635 | base $-719 | +0.5pp $-805 | +1.0pp $-892 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,500
- Closing costs
- $9,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 22497 Glen Ave Punta Gorda, FL | 3.0 | 2.0 | 1628 | $1,875 | $1.15 | 23d | 1 | 0.35mi |
| 3185 Clifford St Port Charlotte, FL | 3.0 | 2.0 | 1776 | $2,400 | $1.35 | 15d | 1 | 0.71mi |
| 3177 Clifford St Punta Gorda, FL | 3.0 | 2.0 | 1935 | $2,400 | $1.24 | 23d | 1 | 0.73mi |
| 24055 Peaceful Brook Loop Punta Gorda, FL | 3.0–5.0 | 2.0–3.0 | 2138 | $2,242 | $1.05 | 15d | 4 | 0.82mi |
| 3215 Brooklyn Ave Port Charlotte, FL | 3.0 | 2.0 | 1998 | $2,390 | $1.20 | 23d | 1 | 0.83mi |
| 23491 Harper Ave Punta Gorda, FL | 3.0 | 2.0 | 1382 | $1,450 | $1.05 | 23d | 1 | 1.00mi |
| 23367 Mayville Ave Punta Gorda, FL | 4.0 | 2.0 | 1532 | $2,300 | $1.50 | 23d | 1 | 1.11mi |
| 5125 Melbourne St Unit E201 Punta Gorda, FL | 3.0 | 2.5 | 1831 | $1,750 | $0.96 | 15d | 1 | 1.20mi |
| 5125 Melbourne St Unit E201 Punta Gorda, FL | 3.0 | 2.5 | 1831 | $1,750 | $0.96 | 23d | 1 | 1.20mi |
| 5125 Melbourne St Unit E-305 Port Charlotte, FL | 3.0 | 2.5 | 1956 | $2,800 | $1.43 | 23d | 1 | 1.21mi |
| 5119 Melbourne St Unit Reservation spot 1 Port Charlotte, FL | 3.0 | 2.0 | 1831 | $4,500 | $2.46 | 23d | 1 | 1.21mi |
| 5119 Melbourne St Unit C201 Punta Gorda, FL | 3.0 | 2.5 | 1831 | $4,500 | $2.46 | 23d | 1 | 1.21mi |
| 5117 Melbourne St Unit B4302 Port Charlotte, FL | 3.0 | 2.5 | 1759 | $2,500 | $1.42 | 23d | 1 | 1.25mi |
| 240 Dalton Blvd Port Charlotte, FL | 3.0 | 2.0 | 1513 | $1,600 | $1.06 | 23d | 1 | 1.28mi |
| 480 Sharon Cir Port Charlotte, FL | 3.0 | 1.0 | 1240 | $1,695 | $1.37 | 23d | 1 | 1.28mi |
| 5116 Melbourne St Unit B303 Punta Gorda, FL | 3.0 | 2.5 | 1759 | $5,000 | $2.84 | 15d | 1 | 1.31mi |
| 5116 Melbourne St Unit B204 Punta Gorda, FL | 3.0 | 2.5 | 1759 | $2,500 | $1.42 | 15d | 1 | 1.31mi |
| 22148 Lockport Ave Port Charlotte, FL | 3.0 | 2.0 | 1760 | $1,850 | $1.05 | 15d | 1 | 1.33mi |
| 189 Small St SE Port Charlotte, FL | 3.0 | 2.0 | 1454 | $2,300 | $1.58 | 23d | 1 | 1.41mi |
| 23444 Steeple Ave Punta Gorda, FL | 4.0 | 2.0 | 1941 | $2,250 | $1.16 | 23d | 1 | 1.42mi |
| 24717 Snook Ave Unit 11 D Punta Gorda, FL | 3.0 | 2.0 | 1500 | $2,000 | $1.33 | 23d | 1 | 1.46mi |
Listing history 33 events
-
2026-06-22days on market $330,000 Active 34 DOM
-
2026-06-18days on market $330,000 Active 31 DOM
-
2026-06-17pricedays on market $330,000 Active 30 DOM
-
2026-06-16days on market $350,000 Active 29 DOM
-
2026-06-15days on market $350,000 Active 28 DOM
-
2026-06-14days on market $350,000 Active 26 DOM
-
2026-06-13days on market $350,000 Active 25 DOM
-
2026-06-10days on market $350,000 Active 23 DOM
-
2026-06-09days on market $350,000 Active 22 DOM
-
2026-06-08days on market $350,000 Active 21 DOM
-
2026-06-07days on market $350,000 Active 20 DOM
-
2026-06-05days on market $350,000 Active 17 DOM
-
2026-06-03days on market $350,000 Active 16 DOM
-
2026-06-02days on market $350,000 Active 15 DOM
-
2026-06-01days on market $350,000 Active 14 DOM
-
2026-05-31days on market $350,000 Active 13 DOM
-
2026-05-30days on market $350,000 Active 12 DOM
-
2026-05-18$350,000 Active
-
2025-03-14soldstatus $16,000
-
2025-02-13historical 824-char remark
Show marketing remark (824 chars)
This city water lot awaits you. Discover the tranquility and charm of this beautiful Gulf Coast community. Tons of near by homes and construction. Nestled away from the hustle and bustle, yet conveniently close to all necessary amenities, this property offers the perfect balance of relaxation and convenience. Enjoy a short drive to the stunning Gulf Coast beaches, where pristine sands meet excellent fishing and boating opportunities in Port Charlotte and Charlotte Harbor. Build your dream home in this serene setting, with the added benefit of no HOA. The property features excellent exposure, with the front yard facing NW and the back yard facing SE. Don’t miss this opportunity to own a piece of sunny Florida in peaceful Port Charlotte, with easy access to the amenities of both Port Charlotte and North Port.
-
2025-02-12soldstatus $16,000 Closed 824-char remark
Show marketing remark (824 chars)
This city water lot awaits you. Discover the tranquility and charm of this beautiful Gulf Coast community. Tons of near by homes and construction. Nestled away from the hustle and bustle, yet conveniently close to all necessary amenities, this property offers the perfect balance of relaxation and convenience. Enjoy a short drive to the stunning Gulf Coast beaches, where pristine sands meet excellent fishing and boating opportunities in Port Charlotte and Charlotte Harbor. Build your dream home in this serene setting, with the added benefit of no HOA. The property features excellent exposure, with the front yard facing NW and the back yard facing SE. Don’t miss this opportunity to own a piece of sunny Florida in peaceful Port Charlotte, with easy access to the amenities of both Port Charlotte and North Port.
-
2025-01-14status Pending 824-char remark
Show marketing remark (824 chars)
This city water lot awaits you. Discover the tranquility and charm of this beautiful Gulf Coast community. Tons of near by homes and construction. Nestled away from the hustle and bustle, yet conveniently close to all necessary amenities, this property offers the perfect balance of relaxation and convenience. Enjoy a short drive to the stunning Gulf Coast beaches, where pristine sands meet excellent fishing and boating opportunities in Port Charlotte and Charlotte Harbor. Build your dream home in this serene setting, with the added benefit of no HOA. The property features excellent exposure, with the front yard facing NW and the back yard facing SE. Don’t miss this opportunity to own a piece of sunny Florida in peaceful Port Charlotte, with easy access to the amenities of both Port Charlotte and North Port.
-
2024-12-11$17,900 Active 824-char remark
Show marketing remark (824 chars)
This city water lot awaits you. Discover the tranquility and charm of this beautiful Gulf Coast community. Tons of near by homes and construction. Nestled away from the hustle and bustle, yet conveniently close to all necessary amenities, this property offers the perfect balance of relaxation and convenience. Enjoy a short drive to the stunning Gulf Coast beaches, where pristine sands meet excellent fishing and boating opportunities in Port Charlotte and Charlotte Harbor. Build your dream home in this serene setting, with the added benefit of no HOA. The property features excellent exposure, with the front yard facing NW and the back yard facing SE. Don’t miss this opportunity to own a piece of sunny Florida in peaceful Port Charlotte, with easy access to the amenities of both Port Charlotte and North Port.
-
2022-11-01soldstatus $25,000
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2022-10-31soldstatus $12,500 Closed 591-char remark
Show marketing remark (591 chars)
Come & get your piece of Paradise in beautiful Port Charlotte on the Gulf Coast of Sunny Florida. A quiet and relaxing community away from all the hussle & bussle and yet all needed amenities are close by. Only minutes west of The Cove of Rotonda Golf Center and several more great golf courses are close by. Just a short drive to the pristine beaches of the Gulf Coast and the Excellent fishing & boating on Port Charlotte and Charlotte Harbor. This is a great place to build your dream home. Buyer & Buyer's Agent to confirm all property information and dimensions.
-
2022-09-23status Pending 591-char remark
Show marketing remark (591 chars)
Come & get your piece of Paradise in beautiful Port Charlotte on the Gulf Coast of Sunny Florida. A quiet and relaxing community away from all the hussle & bussle and yet all needed amenities are close by. Only minutes west of The Cove of Rotonda Golf Center and several more great golf courses are close by. Just a short drive to the pristine beaches of the Gulf Coast and the Excellent fishing & boating on Port Charlotte and Charlotte Harbor. This is a great place to build your dream home. Buyer & Buyer's Agent to confirm all property information and dimensions.
-
2022-09-01price $14,900 591-char remark
Show marketing remark (591 chars)
Come & get your piece of Paradise in beautiful Port Charlotte on the Gulf Coast of Sunny Florida. A quiet and relaxing community away from all the hussle & bussle and yet all needed amenities are close by. Only minutes west of The Cove of Rotonda Golf Center and several more great golf courses are close by. Just a short drive to the pristine beaches of the Gulf Coast and the Excellent fishing & boating on Port Charlotte and Charlotte Harbor. This is a great place to build your dream home. Buyer & Buyer's Agent to confirm all property information and dimensions.
-
2022-07-01status Active 591-char remark
Show marketing remark (591 chars)
Come & get your piece of Paradise in beautiful Port Charlotte on the Gulf Coast of Sunny Florida. A quiet and relaxing community away from all the hussle & bussle and yet all needed amenities are close by. Only minutes west of The Cove of Rotonda Golf Center and several more great golf courses are close by. Just a short drive to the pristine beaches of the Gulf Coast and the Excellent fishing & boating on Port Charlotte and Charlotte Harbor. This is a great place to build your dream home. Buyer & Buyer's Agent to confirm all property information and dimensions.
-
2022-07-01price $19,900 591-char remark
Show marketing remark (591 chars)
Come & get your piece of Paradise in beautiful Port Charlotte on the Gulf Coast of Sunny Florida. A quiet and relaxing community away from all the hussle & bussle and yet all needed amenities are close by. Only minutes west of The Cove of Rotonda Golf Center and several more great golf courses are close by. Just a short drive to the pristine beaches of the Gulf Coast and the Excellent fishing & boating on Port Charlotte and Charlotte Harbor. This is a great place to build your dream home. Buyer & Buyer's Agent to confirm all property information and dimensions.
-
2022-05-17status Pending 591-char remark
Show marketing remark (591 chars)
Come & get your piece of Paradise in beautiful Port Charlotte on the Gulf Coast of Sunny Florida. A quiet and relaxing community away from all the hussle & bussle and yet all needed amenities are close by. Only minutes west of The Cove of Rotonda Golf Center and several more great golf courses are close by. Just a short drive to the pristine beaches of the Gulf Coast and the Excellent fishing & boating on Port Charlotte and Charlotte Harbor. This is a great place to build your dream home. Buyer & Buyer's Agent to confirm all property information and dimensions.
-
2022-03-22status Active 591-char remark
Show marketing remark (591 chars)
Come & get your piece of Paradise in beautiful Port Charlotte on the Gulf Coast of Sunny Florida. A quiet and relaxing community away from all the hussle & bussle and yet all needed amenities are close by. Only minutes west of The Cove of Rotonda Golf Center and several more great golf courses are close by. Just a short drive to the pristine beaches of the Gulf Coast and the Excellent fishing & boating on Port Charlotte and Charlotte Harbor. This is a great place to build your dream home. Buyer & Buyer's Agent to confirm all property information and dimensions.
-
2022-02-02status Pending 591-char remark
Show marketing remark (591 chars)
Come & get your piece of Paradise in beautiful Port Charlotte on the Gulf Coast of Sunny Florida. A quiet and relaxing community away from all the hussle & bussle and yet all needed amenities are close by. Only minutes west of The Cove of Rotonda Golf Center and several more great golf courses are close by. Just a short drive to the pristine beaches of the Gulf Coast and the Excellent fishing & boating on Port Charlotte and Charlotte Harbor. This is a great place to build your dream home. Buyer & Buyer's Agent to confirm all property information and dimensions.
-
2021-06-13$20,000 Active 591-char remark
Show marketing remark (591 chars)
Come & get your piece of Paradise in beautiful Port Charlotte on the Gulf Coast of Sunny Florida. A quiet and relaxing community away from all the hussle & bussle and yet all needed amenities are close by. Only minutes west of The Cove of Rotonda Golf Center and several more great golf courses are close by. Just a short drive to the pristine beaches of the Gulf Coast and the Excellent fishing & boating on Port Charlotte and Charlotte Harbor. This is a great place to build your dream home. Buyer & Buyer's Agent to confirm all property information and dimensions.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 6 d/yr ≥107°F today · 23 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,199
- − Mortgage interest
- −$18,485
- − Property taxes
- −$4,950
- − Insurance
- −$6,769
- − Repairs & maintenance
- −$2,416
- − Management
- −$2,416
- − Depreciation
- −$9,600
- Taxable loss
- −$14,437
- Est. tax savings @ 24.0%
- +$3,465
- After-tax cash flow
- $-5,163/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Port Charlotte
- Score
- 65/100
- State rank
- #655
- US rank
- #13081
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Port Charlotte, FL
- County
- Charlotte County · 196,994 people
- City population
- 102,180
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 13,120
- Household income
- $63,591
- Rent vs Own
- Severe rent burden
- 612.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 10% Two or more races 10% Black 9%
- Hispanic origin (detail)
- Puerto Rican 3% Cuban 2% Dominican 2%
- Common ancestry
- Romanian 5% Hispanic 4% Slovak 3%
- Foreign-born
- 16% · Canada, Jamaica
- Languages at home
- 85% English-only · Spanish 8% French/Haitian/Cajun 5% German/W. Germanic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -16.02%
- Current HPI
- 306.3331
- Rent YoY
- ▼ -4.04%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+1650.0% since first listed16 events — show timeline
- 2026-05-18 Listed $350,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-14 Sold (Public Records) $16,000 Public Records
- 2025-02-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-02-12 Sold (MLS) $16,000 Stellar MLS as Distributed by MLS Grid
- 2025-01-14 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-12-11 Listed $17,900 Stellar MLS as Distributed by MLS Grid
- 2022-11-01 Sold (Public Records) $25,000 Public Records
- 2022-10-31 Sold (MLS) $12,500 Stellar MLS as Distributed by MLS Grid
- 2022-09-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-09-01 Price Changed $14,900 Stellar MLS as Distributed by MLS Grid
- 2022-07-01 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-07-01 Price Changed $19,900 Stellar MLS as Distributed by MLS Grid
- 2022-05-17 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-03-22 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-02-02 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-06-13 Listed $20,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+4.8%/yrLatest (2025): $550 · +0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…