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1121 NW 130th Ave 🔨 Auction
F Composite 29.84
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Appreciation +4.8/10.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Cash flow +3.8/30.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.1/10.0
  • DSCR +0.0/10.0

$5,000

1121 NW 130th Ave · Pembroke Pines, FL 33028
4 bd · 3.0 ba · 1,889 sqft · SingleFamily public records · 5 Days on market
Built 1998

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Foreclosure Auction Ends May 28, 2026 at 10:00 AM EST. Discover this inviting 4-bedroom, 3-bathroom single-family home, offering a great opportunity in the desirable Pembroke Pines area. The list price is the opening bid for the online auction. Sold As-is. Explore more details and submit your bid through Federa.

Key facts

  • 2 garage spots
  • Built 1998
  • Listed 5 days

Property features AI

Finance

  • Other: Lot approximately 0.14 acres; Directions: From I-75, take Pines Blvd west, turn right on NW 130th Ave; property is on the left

Exterior

  • Parking: 2-car garage
  • Home design: Residential property; 1 story
  • Exterior features: Planned Unit Development (PUD)

Interior

  • Bathrooms: 3 full bathrooms
  • Interior features: Single-story layout

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🔨 Auction listing. The $5,000 list price is a nominal opening bid, not a real ask — every metric below is computed on the estimated value $819,826 (ARV from comps), not the list price.

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $5k.

Deal economics

  • At list price, monthly cash flow is $-2k ($-28k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $5k).
  • Cap rate 2.8% vs local median 4.0% in Pembroke Pines — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.6%/yr); 84 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($119k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $3k of equity ($6k loan paydown + $-3k appreciation (-0.4% local appreciation)).
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 9, paydown + projected appreciation supports a ~$50k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 245.9% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $5,000

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.51%
Cap rate
2.82%
Cash-on-cash
-12.39%
DSCR
0.45
GRM
16.4

CMA / ARV

ARV (on-the-fly)
$819,826
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13455 NW 12th St 0.34mi 3/2.0 (-1) 1,984 (+5%) 14mo $722,000 $364 55
1561 NW 132nd Ave 0.47mi 3/2.0 (-1) 1,678 (-11%) 22mo $729,000 $434 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.37% appreciation · 1.65% rent growth · sell at horizon

5-year hold
IRR
-19.1%
Equity multiple
0.15×
Total profit
$-194,762
Equity at exit
$222,888
10-year hold
IRR
-13.4%
Equity multiple
-0.28×
Total profit
$-294,377
Equity at exit
$256,103

Cash invested: $229,551 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33028

Home prices YoY
-0.1%
Rents YoY
1.6%
Active inventory
84
Price-to-rent
0.1×

Monthly cashflow live

Estimated rent
$4,171 high interval (Pro) →
Mortgage (P&I)
$4,299
Tax est. 1.5%
$1,025 /mo · $12,297/yr
Insurance
$342
HOA
$0
Vacancy / Maint / Mgmt
$876
Net cashflow
$-2,371

Break-even live

Break-even rent $7,172
Max offer price $476,767
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$204,956
Closing costs
$24,595
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1151 NW 130th Ave Pembroke Pines, FL 3.0 2.0 1729 $4,500 $2.60 24d 1 0.01mi
13231 NW 12th St Pembroke Pines, FL 3.0 2.5 1889 $4,200 $2.22 12d 1 0.21mi
801 NW 134th Ave Pembroke Pines, FL 3.0 3.0 1701 $3,450 $2.03 24d 1 0.29mi
250 NW 130th Ave Pembroke Pines, FL 1.0–3.0 1.0–2.0 1123 $2,964 $2.64 3d 16 0.41mi
13401 NW 5th St Pembroke Pines, FL 1.0–3.0 1.0–2.5 1126 $3,165 $2.81 1d 13 0.48mi
13651 NW 4th St Pembroke Pines, FL 1.0–3.0 1.5–3.0 1187 $3,983 $3.35 2d 15 0.50mi
13176 NW 18th St Unit Na Pembroke Pines, FL 3.0 2.5 2300 $3,900 $1.70 3d 1 0.64mi
13180 NW 19th St Pembroke Pines, FL 4.0 3.0 2142 $4,300 $2.01 24d 1 0.74mi
1425 NW 124th Ave Unit 1425 Pembroke Pines, FL 3.0 2.5 1550 $3,600 $2.32 24d 1 0.85mi
12264 NW 11th St #12264 Pembroke Pines, FL 3.0 2.0 1511 $3,000 $1.99 24d 1 0.86mi
12266 NW 10th St Pembroke Pines, FL 3.0 2.0 1432 $2,999 $2.09 24d 1 0.87mi
12432 NW 18th Ct Pembroke Pines, FL 3.0 2.5 1932 $3,550 $1.84 24d 1 0.93mi
2051 NW 125th Ter Pembroke Pines, FL 4.0 3.0 2598 $5,800 $2.23 24d 1 0.94mi
1441 NW 122nd Ter Pembroke Pines, FL 3.0 3.0 1802 $3,300 $1.83 24d 1 0.96mi
1381 NW 144th Ave Pembroke Pines, FL 4.0 2.5 2339 $5,500 $2.35 18d 1 0.99mi
1381 NW 144th Ave Pembroke Pines, FL 4.0 2.5 2339 $5,500 $2.35 5d 1 0.99mi
1381 NW 144th Ave Pembroke Pines, FL 4.0 2.5 2339 $5,500 $2.35 24d 1 0.99mi
14300 NW 16th St Pembroke Pines, FL 4.0 3.0 2598 $5,350 $2.06 24d 1 1.04mi
500 SW 145th Ave Pembroke Pines, FL 1.0–3.0 1.0–2.0 1044 $3,637 $3.48 1d 21 1.05mi
14365 NW 15th St Pembroke Pines, FL 3.0 2.5 1889 $4,300 $2.28 24d 1 1.06mi
814 SW 143rd Ter #208 Pembroke Pines, FL 3.0 2.5 1613 $2,750 $1.70 24d 1 1.14mi
11761 NW 12th St Pembroke Pines, FL 3.0 2.0 1304 $3,799 $2.91 24d 1 1.14mi
11838 NW 13th St Pembroke Pines, FL 3.0 2.0 1304 $3,650 $2.80 5d 1 1.17mi
943 SW 143rd Ter #2109 Pembroke Pines, FL 3.0 2.5 1390 $3,050 $2.19 20d 1 1.18mi
12148 SW 4th St #12148 Pembroke Pines, FL 3.0 2.5 1428 $3,200 $2.24 5d 1 1.19mi
962 SW 143rd Ave #2207 Pembroke Pines, FL 3.0 2.5 1390 $3,000 $2.16 24d 1 1.21mi
962 SW 143rd Ave #2207 Pembroke Pines, FL 3.0 2.5 1390 $3,000 $2.16 7d 1 1.21mi
11804 NW 13th St Unit 11804 Pembroke Pines, FL 3.0 2.0 1304 $3,500 $2.68 3d 1 1.24mi
11705 NW 12th St Pembroke Pines, FL 3.0 2.5 1494 $3,600 $2.41 24d 1 1.24mi
1009 SW 144th Ave #2701 Pembroke Pines, FL 3.0 2.5 1396 $2,850 $2.04 24d 1 1.25mi
1062 SW 143rd Ave Pembroke Pines, FL 3.0 2.5 1425 $3,000 $2.11 24d 1 1.27mi
1064 SW 144th Ave #807 Pembroke Pines, FL 3.0 2.5 1613 $2,950 $1.83 24d 1 1.29mi
251 NW 151st Ave Pembroke Pines, FL 3.0 2.5 1778 $3,700 $2.08 4d 1 1.30mi
14228 NW 19th St Pembroke Pines, FL 4.0 3.0 2102 $4,300 $2.05 24d 1 1.30mi
1088 SW 144th Ave #801 Pembroke Pines, FL 3.0 2.5 1613 $3,100 $1.92 24d 1 1.31mi
11700 SW 1st St #3207 Pembroke Pines, FL 3.0 2.0 1330 $3,000 $2.26 18d 1 1.31mi
1421 NW 114th Ave Pembroke Pines, FL 4.0 2.0 1893 $4,390 $2.32 17d 1 1.32mi
14272 NW 18th Ct Pembroke Pines, FL 4.0 3.0 2102 $4,950 $2.35 2d 1 1.32mi
230 SW 117th Ter #202 Pembroke Pines, FL 3.0 2.0 1330 $3,200 $2.41 24d 1 1.34mi
230 SW 117th Ter #11208 Pembroke Pines, FL 3.0 2.0 1998 $2,800 $1.40 24d 1 1.34mi

Listing history 2 events

  1. 2026-05-21
    listed $5,000 Active
  2. 2026-01-07
    listed $5,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$50,048
− Mortgage interest
−$45,923
− Property taxes
−$12,297
− Insurance
−$4,099
− Repairs & maintenance
−$4,004
− Management
−$4,004
− Depreciation
−$23,849
Taxable loss
−$44,129
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$10,591
After-tax cash flow
$-17,859/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
28,397
Household income
$119,091
Rent vs Own
21.7% rent · 78.3% own
Severe rent burden
755.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
Hispanic / Latino 45% Two or more races 24% White 23% Black 16% Asian 9%
Hispanic origin (detail)
Mexican 2% Puerto Rican 7% Cuban 11%
Common ancestry
Hispanic 2% Romanian 1% Portuguese 1%
Foreign-born
39% · Canada, Jamaica, South Korea
Languages at home
47% English-only · Spanish 40% Other Indo-European 4% French/Haitian/Cajun 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.37%
Current HPI
366.7628
Rent YoY
▲ 1.65%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-21 Listed $5,000 NFMLS
  • 2026-01-07 Listed $5,000 NFMLS

Property tax history

+2.0%/yr

Latest (2025): $4,400 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…