380 MOUNTAIN Rd #805 · Union City, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $526 – $976
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- 1% rule +5.1/10.0
- Schools +4.9/10.0
- Livability +3.9/5.0
- Condition / age +3.8/5.0
- Rent growth +2.7/5.0
- Cash flow +2.6/30.0
- DSCR +0.0/10.0
$289,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Step into this cozy 1 bedroom unit with stunning views of the NY skyline with East and South exposures from the living room and dining area, bedroom and large enclosed terrace for relaxing or entertaining. Newly renovated large "infinity"-style pool with a huge modern deck overlooking the entire New York skyline. Building comes with 24 hr. security, includes Concierge Service/Doorman, Amazon Hub in lobby area, laundry room on each floor with dry cleaning pick up and drop off service plus pet friendly.
Key facts
- Infinity style pool
- Amazon hub
- 24 hr security
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $289k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-988 ($-12k/yr) — negative.
- To cash-flow at today's rent, offer at most $146k (49.5% below list).
- Meets the 1% rule at list price ($3k rent vs $289k).
- Recommended offer: $146k (49.5% below list) — sets the bar for cash-flow.
- Cap rate 2.2% vs local median 3.1% in Union City — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 77/100 on livability (#117 in NJ, #2,998 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: cost of living F.
- Union City School District (suburban): math 15% / reading 36% proficiency, ranked #399 of 472 in NJ (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 85% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Sara M. Gilmore Academy (math 45% / reading 68%, grade C+, #162 of 1,303 statewide, top 13%, 390 students, 57% FRL); Emerson Middle School (math 15% / reading 40%, grade F, #340 of 431 statewide, top 80%, 1,001 students, 87% FRL); Union City High School (math 12% / reading 35%, grade F, #331 of 399 statewide, top 83%, 3,025 students, 83% FRL).
- Market conditions: Rents flat; 287 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 57d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,310 units permitted in Hudson County in 2024 (4,154 in 5+ unit buildings).
- At $2,922/mo this rent would consume 55% of the median local household income ($64k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $31k of equity ($2k loan paydown + $29k appreciation (10.0% local appreciation)).
- Hudson County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$50k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 176 days — a 12% lower offer ($254k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 44% of rent.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 176 days. Have you received any prior offers? Is the seller open to a 49% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 2.19%
- Cash-on-cash
- -14.66%
- DSCR
- 0.35
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $349,346
- List price
- $289,000
- Delta
- -17.27%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1425 HUDSON St Unit 10H | 0.54mi | 1/1.0 | 833 (-11%) | 0mo | $878,000 | $1,054 | 56 |
| 703 PARK Ave #3 | 1.08mi | 2/2.0 (+1) | 944 (+0%) | 0mo | $955,000 | $1,012 | 55 |
| 321 BLOOMFIELD St #2 | 1.40mi | 2/2.0 (+1) | 909 (-3%) | 0mo | $842,000 | $926 | 50 |
| 800 AVENUE AT PORT IMPERIAL #508 | 1.34mi | 2/2.0 (+1) | 973 (+4%) | 0mo | $810,000 | $832 | 50 |
| 1400 HUDSON St #414 | 0.54mi | 1/1.0 | 775 (-18%) | 0mo | $865,000 | $1,116 | 50 |
| 501 ADAMS St Unit 5I | 1.25mi | 2/2.0 (+1) | 1,029 (+10%) | 0mo | $910,000 | $884 | 40 |
| 1112 PARK Ave Unit 2L | 0.69mi | 2/1.0 (+1) | 812 (-14%) | 0mo | $730,000 | $899 | 40 |
| 402 GRAND St #202 | 1.33mi | 1/1.0 | 753 (-20%) | 0mo | $455,000 | $604 | 40 |
| 501 9TH St #614 | 0.94mi | 2/2.0 (+1) | 1,050 (+12%) | 0mo | $990,000 | $943 | 36 |
| 915 MADISON St Unit 5E | 0.90mi | 2/2.0 (+1) | 1,055 (+12%) | 0mo | $955,000 | $905 | 35 |
| 829 GARDEN St Unit B | 0.96mi | 2/2.0 (+1) | 1,077 (+15%) | 0mo | $774,000 | $719 | 32 |
| 536 Grand St #401 | 1.20mi | 2/2.0 (+1) | 1,175 (+25%) | 0mo | $1,000,000 | $851 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.89% rent growth · sell at horizon
- IRR
- 13.4%
- Equity multiple
- 2.10×
- Total profit
- $89,207
- Equity at exit
- $260,354
- IRR
- 13.1%
- Equity multiple
- 4.74×
- Total profit
- $302,586
- Equity at exit
- $561,463
Cash invested: $80,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 4 active · 11 under contract
- Median asking
- $512,000 ($526/sqft)
- Median days on market
- 46 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -29.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 07087
- Home prices YoY
- 9.6%
- Rents YoY
- 0.9%
- Active inventory
- 287
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $2,922 high interval (Pro) →
- Mortgage (P&I)
- −$1,516
- Tax est. 1.5%
- −$361 /mo · $4,335/yr
- Insurance
- −$120
- HOA
- −$1,300
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$614
- Net cashflow
- $-988
Break-even live
Sensitivity live
| Price | -10% $-789 | -5% $-889 | +0% $-988 | +5% $-1,088 | +10% $-1,188 |
|---|---|---|---|---|---|
| Rent | -10% $-1,219 | -5% $-1,104 | +0% $-988 | +5% $-873 | +10% $-758 |
| Rate | -1.0pp $-843 | -0.5pp $-915 | base $-988 | +0.5pp $-1,063 | +1.0pp $-1,140 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,250
- Closing costs
- $8,670
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 115 20th St Apt 1 Union City, NJ | 1.0 | 1.0 | 750 | $2,700 | $3.60 | 8d | 1 | 0.07mi |
| 26 Grand St Unit 302 Weehawken Township, NJ | 1.0 | 2.0 | 821 | $3,350 | $4.08 | 43d | 1 | 0.12mi |
| 9 Grand St Unit 2A Weehawken, NJ | 1.0 | 1.0 | 550 | $2,775 | $5.05 | 71d | 1 | 0.15mi |
| 439 Gregory Ave Unit 2 Weehawken Township, NJ | 2.0 | 1.0 | 989 | $2,300 | $2.33 | 43d | 1 | 0.18mi |
| 1710 Park Ave Unit 914 Weehawken, NJ | 2.0 | 1.0 | 900 | $3,100 | $3.44 | 73d | 1 | 0.19mi |
| 1710 Park Ave Unit 518 Weehawken, NJ | 1.0 | 1.0 | 790 | $2,600 | $3.29 | 73d | 1 | 0.19mi |
| 1810 Palisade Ave Unit 1R Union City, NJ | 1.0 | 1.0 | 736 | $2,495 | $3.39 | 38d | 1 | 0.20mi |
| 1701 Park Ave unit 2/1 GTWY Weehawken, NJ | 2.0 | 1.0 | 850 | $3,000 | $3.53 | 73d | 1 | 0.21mi |
| 1415 Manhattan Ave Unit 501 Union City, NJ | 2.0 | 2.0 | 1118 | $3,890 | $3.48 | 52d | 1 | 0.23mi |
| 1619 Palisade Ave Unit 4L Union City, NJ | 2.0 | 1.0 | 700 | $2,400 | $3.43 | 19d | 1 | 0.23mi |
| 1415 Manhattan Ave Unit 308 Union City, NJ | 1.0 | 1.0 | 922 | $2,800 | $3.04 | 52d | 1 | 0.24mi |
| 800 Harbor Blvd Weehawken Township, NJ | 3.0 | 1.0–2.0 | 1067 | $4,759 | $4.46 | 0d | 23 | 0.24mi |
| 1505 Harbor Blvd Unit 704 Weehawken, NJ | 2.0 | 2.0 | 1004 | $4,898 | $4.88 | 73d | 1 | 0.24mi |
| 1501 Harbor Blvd Unit 604 Weehawken, NJ | 2.0 | 2.0 | 1004 | $4,495 | $4.48 | 73d | 1 | 0.24mi |
| 1501 Harbor Blvd Unit 302 Weehawken, NJ | 1.0 | 1.0 | 723 | $3,500 | $4.84 | 73d | 1 | 0.24mi |
| 1505 Harbor Blvd Unit 432 Weehawken, NJ | — | 1.0 | 525 | $3,368 | $6.42 | 73d | 1 | 0.24mi |
| 1501 Harbor Blvd Unit 332 Weehawken, NJ | — | 1.0 | 525 | $2,750 | $5.24 | 73d | 1 | 0.24mi |
| 1505 Harbor Blvd Unit 502 Weehawken, NJ | 1.0 | 1.0 | 723 | $3,928 | $5.43 | 73d | 1 | 0.24mi |
| 1525 Harbor Blvd Weehawken Township, NJ | 1.0 | 1.0 | 679 | $5,790 | $8.52 | 0d | 18 | 0.24mi |
| 1415 Manhattan Ave Unit 408 Union City, NJ | 1.0 | 1.0 | 922 | $2,811 | $3.05 | 93d | 1 | 0.24mi |
| 100 Harbor Blvd Weehawken, NJ | 2.0 | 1.0–2.0 | 890 | $5,491 | $6.17 | 0d | 12 | 0.25mi |
| 476 Gregory Ave Apt 2 Weehawken, NJ | 2.0 | 2.0 | 1000 | $2,600 | $2.60 | 16d | 1 | 0.26mi |
| 311 Monastery Pl #2 Union City, NJ | 1.0 | 1.0 | 900 | $2,150 | $2.39 | 2d | 1 | 0.27mi |
| 125 Oak St Unit 1 Weehawken Township, NJ | 2.0 | 2.0 | 1100 | $3,708 | $3.37 | 62d | 1 | 0.28mi |
| 311 Park Ave Apt 1 Weehawken Township, NJ | 1.0 | 1.0 | 900 | $2,498 | $2.78 | 4d | 1 | 0.34mi |
| 1415 Manhattan Ave Unit 202 Union City, NJ | 1.0 | 1.0 | 808 | $2,700 | $3.34 | 10d | 1 | 0.34mi |
| 224 Oak St Unit 2 Weehawken Township, NJ | 2.0 | 1.0 | 900 | $2,650 | $2.94 | 48d | 1 | 0.34mi |
| 518 Gregory Ave Unit C405 Weehawken, NJ | 1.0 | 1.0 | 860 | $3,150 | $3.66 | 25d | 1 | 0.36mi |
| 1618 Bergenline Ave Unit 3F Union City, NJ | 2.0 | 1.0 | 700 | $2,250 | $3.21 | 56d | 1 | 0.36mi |
| 515 Gregory Ave #3 Weehawken, NJ | 2.0 | 2.0 | 1090 | $2,880 | $2.64 | 56d | 1 | 0.36mi |
| 515 Gregory Ave #3 Weehawken, NJ | 2.0 | 2.0 | 1090 | $2,880 | $2.64 | 28d | 1 | 0.36mi |
| 2105 New York Ave Unit Basement Union City, NJ | 2.0 | 1.0 | 700 | $2,100 | $3.00 | 93d | 1 | 0.37mi |
| 1575 Harbor Blvd Unit 1402W Weehawken, NJ | — | 1.0 | 527 | $2,700 | $5.12 | 73d | 1 | 0.37mi |
| 1575 Harbor Blvd Unit 3205 Weehawken, NJ | 1.0 | 1.0 | 780 | $3,200 | $4.10 | 73d | 1 | 0.37mi |
| 522 Gregory Ave Unit B 304 Weehawken, NJ | 1.0 | 1.0 | 840 | $2,550 | $3.04 | 73d | 1 | 0.38mi |
| 700 Harbor Blvd Unit 1001 Weehawken Township, NJ | 1.0 | 1.0 | 700 | $4,000 | $5.71 | 73d | 1 | 0.43mi |
| 516 Monastery Pl Unit 1 Union City, NJ | 2.0 | 1.0 | 800 | $2,500 | $3.12 | 93d | 1 | 0.43mi |
| 1600 Harbor Blvd Weehawken, NJ | 3.0 | 1.0–2.0 | 998 | $4,593 | $4.60 | 0d | 22 | 0.44mi |
| 221 Jane St #1 Weehawken, NJ | 1.0 | 1.0 | 600 | $2,100 | $3.50 | 71d | 1 | 0.45mi |
| 1500 Washington St Hoboken, NJ | 1.0–2.0 | 1.0–2.0 | 945 | $4,000 | $4.23 | 28d | 2 | 0.46mi |
Property features AI
Finance
- HOA & community
- Monthly maintenance fee includes taxes, heat, water, electric, hot water, and air conditioningBuilding amenities: community room, doorman, elevator, exercise room, pool, storage, washer/dryer room
Exterior
- Parking
- Covered parkingGarageOther (see remarks)
- Security
- DoormanBuilding security
- Utilities
- Water and hot water included in maintenanceElectric included in maintenanceAir conditioning included in maintenance
- Home design
- CondominiumUnit on level 8 (unit #805)
- Construction
- Brick construction
- Exterior features
- Brick exteriorTerraceShared backyardNew York viewRiver viewNear shopping, bus, parks, and schoolsPets allowed
Interior
- Kitchen
- One kitchen (level 1) with refrigerator and electric oven/range
- Bedrooms
- 1 bedroom on level 1
- Flooring
- Hardwood floor
- Bathrooms
- 1 full bathroom (level 1)
- Heating & cooling
- Central air conditioningHot water heating
- Interior features
- RefrigeratorElectric oven/rangeTerraceHardwood floorCentral A/CHot water heating
- Laundry & utility
- Washer/dryer room in building
HOA detail $1,300/mo · $15,600/yr condo
- Likely covers
- pooldoormansecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-08days on market $289,000 Active 176 DOM
-
2026-08-06days on market $289,000 Active 174 DOM
-
2026-08-05days on market $289,000 Active 173 DOM
-
2026-08-04days on market $289,000 Active 172 DOM
-
2026-08-03days on market $289,000 Active 171 DOM
-
2026-07-31days on market $289,000 Active 168 DOM
-
2026-07-30days on market $289,000 Active 166 DOM
-
2026-07-28days on market $289,000 Active 165 DOM
-
2026-07-26days on market $289,000 Active 163 DOM
-
2026-07-24days on market $289,000 Active 161 DOM
-
2026-07-23days on market $289,000 Active 160 DOM
-
2026-07-22days on market $289,000 Active 159 DOM
-
2026-07-21days on market $289,000 Active 158 DOM
-
2026-07-20days on market $289,000 Active 157 DOM
-
2026-07-18days on market $289,000 Active 155 DOM
-
2026-07-18days on market $289,000 Active 154 DOM
-
2026-07-16days on market $289,000 Active 153 DOM
-
2026-07-15days on market $289,000 Active 152 DOM
-
2026-07-14days on market $289,000 Active 151 DOM
-
2026-07-13days on market $289,000 Active 150 DOM
-
2026-07-13days on market $289,000 Active 149 DOM
-
2026-07-11days on market $289,000 Active 148 DOM
-
2026-07-10days on market $289,000 Active 147 DOM
-
2026-07-09days on market $289,000 Active 146 DOM
-
2026-07-07days on market $289,000 Active 144 DOM
-
2026-07-06days on market $289,000 Active 143 DOM
-
2026-07-06days on market $289,000 Active 142 DOM
-
2026-07-05days on market $289,000 Active 141 DOM
-
2026-07-03days on market $289,000 Active 140 DOM
-
2026-07-02days on market $289,000 Active 139 DOM
-
2026-07-01days on market $289,000 Active 138 DOM
-
2026-06-30days on market $289,000 Active 137 DOM
-
2026-06-29days on market $289,000 Active 136 DOM
-
2026-06-28days on market $289,000 Active 135 DOM
-
2026-06-27days on market $289,000 Active 134 DOM
-
2026-06-26days on market $289,000 Active 133 DOM
-
2026-06-24days on market $289,000 Active 131 DOM
-
2026-06-22days on market $289,000 Active 129 DOM
-
2026-06-21days on market $289,000 Active 128 DOM
-
2026-06-18days on market $289,000 Active 125 DOM
-
2026-06-17days on market $289,000 Active 124 DOM
-
2026-06-16days on market $289,000 Active 123 DOM
-
2026-06-15days on market $289,000 Active 122 DOM
-
2026-06-13days on market $289,000 Active 120 DOM
-
2026-06-13days on market $289,000 Active 119 DOM
-
2026-06-09days on market $289,000 Active 116 DOM
-
2026-06-08days on market $289,000 Active 115 DOM
-
2026-06-07days on market $289,000 Active 114 DOM
-
2026-06-04days on market $289,000 Active 111 DOM
-
2026-06-03days on market $289,000 Active 110 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $35,070
- − Mortgage interest
- −$16,188
- − Property taxes
- −$4,335
- − Insurance
- −$1,445
- − Repairs & maintenance
- −$2,806
- − Management
- −$2,806
- − HOA
- −$15,600
- − Depreciation
- −$8,407
- Taxable loss
- −$16,517
- Est. tax savings @ 24.0%
- +$3,964
- After-tax cash flow
- $-7,897/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This unit is in good condition with a good condition score of 75. It has a good foundation and structure, and the exterior appears well-maintained. The interior is in good condition with fresh paint and functional appliances. The kitchen and bathroom could be refreshed with new cabinets and fixtures to increase its resale value.
Repairs flagged
- Minor Kitchen cabinets — Dated appearance, could be refreshed with new hardware or paint
- Minor Bathtub and sink — Dated fixtures, could be replaced with modern ones
Value-add opportunities
- Resale Modernize kitchen cabinets and fixtures — Freshens up the space and adds value for potential buyers ↑
- Resale Replace dated fixtures with modern ones — Modernizes the space and adds value for potential buyers ↑
- Both Landscaping improvements — Enhances curb appeal and adds value for both resale and rental ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Union City School District
- NCES district ID
- 3416380
- Math proficiency
- 15% ▼ -19.00%
- Reading proficiency
- 36% ▼ -19.00%
- Median HH income
- $41,210
- Composite
- 21.55/100
- National rank
- #8312
- State rank
- #399 of 472 in NJ
Livability — Union City
- Score
- 77/100
- State rank
- #117
- US rank
- #2998
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Union City, NJ
- County
- Hudson County · 771,834 people
- City population
- 66,463
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 66,463
- Household income
- $64,310
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Hudson County) Hauer SSP2
- Today (2025)
- 771,834 people
- By 2030
- 818,028 · +6.0%
- By 2040
- 907,866 · +17.6%
- By 2050
- 994,480 · +28.8%
- By 2075
- 1,163,301 · +50.7%
- By 2100
- 1,254,703 · +62.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (82%)
- Race & ethnicity
- Hispanic / Latino 82% Two or more races 28% White 10% Asian 4% Black 3% Native American 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 8% Cuban 9% Dominican 17%
- Foreign-born
- 55% · Canada, Jamaica, China
- Languages at home
- 18% English-only · Spanish 74% Other Indo-European 2% Arabic 1%
Political lean MEDSL · Hudson
- 2024 margin
- Strong D (+28.1) · D 62.6% · R 34.6% · Other 2.8%
- 2008→2024 swing
- -18.7pp toward R · 2008: 46.7pp · 2024: 28.1pp
- All cycles
- 2024: D+28.1 2020: D+46.2 2016: D+51.8 2012: D+55.7 2008: D+46.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 52.10%
- Current HPI
- 597.8126
- Rent YoY
- ▲ 0.89%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
2 events — show timeline
- 2026-05-22 Relisted — HCMLS
- 2026-02-13 Listed $289,000 HCMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…