1252 Kingfisher Dr · Englewood, FL 34224

$139,900

2 bd · 1.5 ba · 684 sqft · Manufactured public records · 436 Days on market

Built 1971 8,029 sqft lot Est $175k · 20% under $9/mo HOA · 1% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.9/30.0
• ARV discount +15.0/15.0
• DSCR +7.7/10.0
• 1% rule +6.4/10.0
• Schools +4.6/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Priced to sell at Lot Value!! Severe hurricane damage! The water and sewer hookups alone are worth over $8,500, plus you get a credit on the county impact fee! Driveway and culvert already in place! Not to mention, you own the land! This property is located in Holiday Mobile Estates which is a 55+ deed restricted community. The HOA fee of $10 per year is optional and for only $50/year, you can use the boat ramp, providing access to Lemon Bay! Conveniently located near shopping, restaurants, local beaches, world class fishing and golf courses!

Key facts

• Kayak launch
• Community boat ramp
• Turnkey furnished

Tags

• TURNKEY FURNISHED
• COMMUNITY BOAT RAMP
• KAYAK LAUNCH
• FRESHWATER FISHING
• SALTWATER CANAL
• COMMUNITY ACTIVITIES

Property features AI

Finance

• Other: Total living area reported as 912 (owner-provided)
• Financial info: Lease restrictions apply
• HOA & community: Manatee Cove association (optional membership); Monthly HOA approximately $9.17; annual fee $110; Association requires approval; Association amenities: clubhouse, recreation facilities, shuffleboard court; Association fee includes common area taxes and recreational facilities; Community features: deed restrictions, association recreation owned, golf carts allowed, buyer approval required; Senior community; Pets allowed

Exterior

• Parking: Driveway; Golf cart parking; Ground-level parking; Guest parking; Off-street parking; RV access/parking
• Security: Hurricane shutters
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available; Broadband/high-speed internet available
• Home design: Residential mobile home (double wide); Fleetwood make; Completed condition; One level; East-facing
• Construction: Metal siding; Membrane roof; Crawlspace foundation; Built as double-wide mobile home
• Exterior features: Covered, enclosed front porch and patio; Hurricane shutters; Shed and additional storage; Landscaped lot; Near golf course and marina; Paved road access; Public-maintained road

Interior

• Kitchen: Range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Laminate; Linoleum
• Bathrooms: 1 full bath; 1 half bath
• Heating & cooling: Central heating; Central air; Other cooling
• Interior features: Eat-in kitchen; Thermostat; Window treatments; Additional Florida room; Decorative electric fireplace (non–wood burning)
• Laundry & utility: Washer hookup; Dryer hookup (electric); Washer and dryer included; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath manufactured listed at $140k.

Deal economics

• At list price, monthly cash flow is $-154 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $113k (19.5% below list).
• Meets the 1% rule at list price ($2k rent vs $140k).
• Recommended offer: $113k (19.5% below list) — sets the bar for cash-flow.
• Cap rate 8.6% vs local median 3.8% in Englewood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#321 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, health & safety A; Watch: employment C-, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Myakka River Elementary School (math 65% / reading 60%, grade B, #601 of 2,144 statewide, top 28%, 608 students, 51% FRL); L. A. Ainger Middle School (math 65% / reading 53%, grade B, #144 of 571 statewide, top 26%, 720 students, 40% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL).
• Market conditions: Rents soft (-0.1%/yr); 737 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 33% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 436 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 13y ago; this cycle's ask has dropped $20k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $54k; list at $140k implies a 159% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $112,619 (19.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 436 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 8.63%
• Cash-on-cash: 8.34%
• DSCR: 1.37
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $175,104
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1128 Seahorse Ln	0.21mi	2/2.0	684 (0%)	5mo	$175,000	$256	84
1475 Flamingo Dr #70	0.58mi	1/1.0 (-1)	653 (-4%)	13mo	$84,000	$129	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -29.4%
• Equity multiple: 0.06×
• Total profit: $-36,875
• Equity at exit: $20,860

10-year hold

• IRR: -63.3%
• Equity multiple: -0.57×
• Total profit: $-61,603
• Equity at exit: $12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34224

• Home prices YoY: -18.9%
• Rents YoY: -0.1%
• Active inventory: 737
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,593 medium
• Mortgage (P&I): −$734
• Tax from tax record: −$185 /mo · $2,222/yr
• Insurance: −$58
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$9
• Vacancy / Maint / Mgmt: −$334
• Net cashflow: $-154

Break-even live

Break-even rent $1,788

Max offer price $112,619

Occupancy floor —

Sensitivity live

Price	-10% $-75	-5% $-115	+0% $-154	+5% $-194	+10% $-234
Rent	-10% $-280	-5% $-217	+0% $-154	+5% $-92	+10% $-29
Rate	-1.0pp $-84	-0.5pp $-119	base $-154	+0.5pp $-191	+1.0pp $-228

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,975
• Closing costs: $4,197
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1604 Cardinal Ln Unit 1 Englewood, FL	1.0	1.0	750	$1,300	$1.73	22d	1	0.70mi
1435 New Point Comfort Rd Unit B Englewood, FL	1.0	1.0	744	$1,520	$2.04	22d	1	1.37mi

HOA detail

• Monthly dues: $9 · $108/yr
• Likely covers: watersewer

Listing history 27 events

1. 2026-06-22
   days on market $139,900 Active 436 DOM
2. 2026-06-18
   days on market $139,900 Active 433 DOM
3. 2026-06-17
   days on market $139,900 Active 432 DOM
4. 2026-06-16
   days on market $139,900 Active 431 DOM
5. 2026-06-15
   days on market $139,900 Active 430 DOM
6. 2026-06-14
   days on market $139,900 Active 428 DOM
7. 2026-06-13
   days on market $139,900 Active 427 DOM
8. 2026-06-10
   days on market $139,900 Active 425 DOM
9. 2026-06-09
   days on market $139,900 Active 424 DOM
10. 2026-06-08
    days on market $139,900 Active 423 DOM
11. 2026-06-05
    days on market $139,900 Active 419 DOM
12. 2026-06-02
    days on market $139,900 Active 417 DOM
13. 2026-06-01
    days on market $139,900 Active 416 DOM
14. 2026-05-31
    days on market $139,900 Active 415 DOM
15. 2026-05-30
    days on market $139,900 Active 414 DOM
16. 2026-03-20
    price $139,900
17. 2026-01-07
    price $144,900
18. 2025-09-10
    price $149,900
19. 2025-07-11
    price $154,900
20. 2025-04-11
    listed $159,900 Active
21. 2023-02-24
    soldstatus $54,000 Closed 548-char remark

    Show marketing remark (548 chars)

    Priced to sell at Lot Value!! Severe hurricane damage! The water and sewer hookups alone are worth over $8,500, plus you get a credit on the county impact fee! Driveway and culvert already in place! Not to mention, you own the land! This property is located in Holiday Mobile Estates which is a 55+ deed restricted community. The HOA fee of $10 per year is optional and for only $50/year, you can use the boat ramp, providing access to Lemon Bay! Conveniently located near shopping, restaurants, local beaches, world class fishing and golf courses!

22. 2023-02-24
    soldstatus $54,000

    Show marketing remark (548 chars)

    Priced to sell at Lot Value!! Severe hurricane damage! The water and sewer hookups alone are worth over $8,500, plus you get a credit on the county impact fee! Driveway and culvert already in place! Not to mention, you own the land! This property is located in Holiday Mobile Estates which is a 55+ deed restricted community. The HOA fee of $10 per year is optional and for only $50/year, you can use the boat ramp, providing access to Lemon Bay! Conveniently located near shopping, restaurants, local beaches, world class fishing and golf courses!

23. 2022-12-30
    status Pending 548-char remark

    Show marketing remark (548 chars)

    Priced to sell at Lot Value!! Severe hurricane damage! The water and sewer hookups alone are worth over $8,500, plus you get a credit on the county impact fee! Driveway and culvert already in place! Not to mention, you own the land! This property is located in Holiday Mobile Estates which is a 55+ deed restricted community. The HOA fee of $10 per year is optional and for only $50/year, you can use the boat ramp, providing access to Lemon Bay! Conveniently located near shopping, restaurants, local beaches, world class fishing and golf courses!

24. 2022-12-15
    listed $59,900 Active 548-char remark

    Show marketing remark (548 chars)

    Priced to sell at Lot Value!! Severe hurricane damage! The water and sewer hookups alone are worth over $8,500, plus you get a credit on the county impact fee! Driveway and culvert already in place! Not to mention, you own the land! This property is located in Holiday Mobile Estates which is a 55+ deed restricted community. The HOA fee of $10 per year is optional and for only $50/year, you can use the boat ramp, providing access to Lemon Bay! Conveniently located near shopping, restaurants, local beaches, world class fishing and golf courses!

25. 2013-05-10
    soldstatus $22,000 106-char remark

    Show marketing remark (106 chars)

    Furnished 2 bedroom 1.5 bath manufactured home in Holiday Mobile Estates, a "over 55" community.

26. 2013-04-11
    listed $39,900 106-char remark

    Show marketing remark (106 chars)

    Furnished 2 bedroom 1.5 bath manufactured home in Holiday Mobile Estates, a "over 55" community.

27. 2001-02-21
    soldstatus $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,222 · $185/mo
• Projected year-2 tax: $2,222 · $185/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,112
• − Mortgage interest: −$7,837
• − Property taxes: −$2,222
• − Insurance: −$5,818
• − Repairs & maintenance: −$1,529
• − Management: −$1,529
• − HOA: −$108
• − Depreciation: −$4,070
• Taxable loss: −$4,000
• Est. tax savings @ 24.0%: +$960
• After-tax cash flow: $-893/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Englewood

• Score: 73/100
• State rank: #321
• US rank: #5655

Category grades

Amenities F Commute F Cost of living A Crime A- Employment C- Housing A+ Health & safety A User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Englewood, FL
• County: Charlotte County · 196,994 people
• City population: 35,420
• Metro: Punta Gorda, FL
• Population (ZIP): 15,536
• Household income: $57,281
• Rent vs Own: 17.8% rent · 82.2% own
• Severe rent burden: 329.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 5% Hispanic / Latino 3% Asian 1%
• Common ancestry: Romanian 4% Slovak 4% Lithuanian 4%
• Foreign-born: 9% · Canada
• Languages at home: 92% English-only · Other Indo-European 2% Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -75.76%
• Current HPI: 325.0345
• Rent YoY: ▼ -0.11%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+337.2% since first listed

12 events — show timeline

• 2026-03-20 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-07 Price Changed $144,900 Stellar MLS as Distributed by MLS Grid
• 2025-09-10 Price Changed $149,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-11 Price Changed $154,900 Stellar MLS as Distributed by MLS Grid
• 2025-04-11 Listed $159,900 Stellar MLS as Distributed by MLS Grid
• 2023-02-24 Sold (Public Records) $54,000 Public Records
• 2023-02-24 Sold (MLS) $54,000 Stellar MLS as Distributed by MLS Grid
• 2022-12-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-12-15 Listed $59,900 Stellar MLS as Distributed by MLS Grid
• 2013-05-10 Sold (MLS) $22,000 Stellar MLS as Distributed by MLS Grid
• 2013-04-11 Listed $39,900 Stellar MLS as Distributed by MLS Grid
• 2001-02-21 Sold (Public Records) $32,000 Public Records

Property tax history

+7.3%/yr

Latest (2025): $2,222 · -10.7% YoY. Source: county tax records.