1925 Mary Ln · Holiday, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.13%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.7/10.0
- Schools +4.3/10.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This completely renovated manufactured home was appraised in 2017 for $60,000. There's $20,000 in home improvements and renovations. There are granite countertops, new flooring throughout, new drywall and new wood, self- closing kitchen cabinets. Also, there's a new full second bathroom with double size, wheelchair accessible shower and a new vanity which has a faucet where the water lights up when turned on. There's an open floor plan which accentuates the light and sun shining in when the curtains or shades are open. The front yard has nice landscaping and the back yard is large and fenced in. Furthermore, there's a dog run on the side of the house, large enclosed carport with room a hot tub inside and room for a vehicle also. Additionally, there's a commercial washer and dryer as well as a 2 vehicle driveway, and of course, you own the land. I have many pictures demonstrating all of the renovations while in progress. For example, there's pictures that show that all of wood underneath the new flooring has also been replaced. What do you do at the end of a stressful day? I'm sure you'll enjoy relaxing in this marvelous hot tub.
Key facts
- 3,753 sq ft lot
- Parking
- Built 1984
Property features AI
Finance
- Other: Zoned R4; Total acreage: less than 1/4 acre
- HOA & community: No association
Exterior
- Parking: Driveway; Off-street parking; 1-car carport
- Utilities: Public water; Septic tank; Broadband/high-speed internet available; Cable connected; Electricity available; Phone available; Underground utilities; Water available
- Home design: Manufactured double-wide home; Residential property; One story; Northeast facing; Level lot; Near public transit
- Construction: Vinyl siding; Roof over; Crawlspace foundation; Built as a double wide
- Exterior features: Rain gutters; Exterior storage
Interior
- Kitchen: Cooktop; Range; Range hood; Microwave; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Open floor plan; Formal dining area; Solid wood cabinets; Stone countertops; Thermostat
- Laundry & utility: Washer and dryer included; Laundry room inside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $120k.
Deal economics
- At list price, monthly cash flow is $635 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $120k).
- Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
- Cap rate 12.6% vs local median 4.5% in Holiday — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#623 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: crime D+, schools D, amenities F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-2.5%/yr); 131 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
- This rent runs 43% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $34k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $50k; list at $120k implies a 140% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.47% ✓
- Cap rate
- 12.64%
- Cash-on-cash
- 22.67%
- DSCR
- 2.01
- GRM
- 5.7
CMA / ARV
- ARV (on-the-fly)
- $85,936
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1850 Mary Ln | 0.06mi | 2/2.0 (-1) | 1,056 (+1%) | 1mo | $114,000 | $108 | 90 |
| 1850 Arcadia Rd | 0.06mi | 2/2.0 (-1) | 933 (-11%) | 12mo | $170,000 | $182 | 64 |
| 2402 Prestige Dr | 0.51mi | 3/2.0 | 1,012 (-3%) | 9mo | $145,000 | $143 | 63 |
| 2331 Baron Dr | 0.44mi | 2/2.0 (-1) | 960 (-8%) | 1mo | $70,000 | $73 | 60 |
| 2011 Melody Dr | 0.73mi | 2/1.5 (-1) | 1,116 (+6%) | 6mo | $75,000 | $67 | 43 |
| 1841 Holiday Dr | 0.65mi | 2/1.0 (-1) | 920 (-12%) | 6mo | $75,000 | $82 | 35 |
| 2107 Melody Dr | 0.75mi | 2/2.0 (-1) | 890 (-15%) | 2mo | $70,000 | $79 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 12.3%
- Equity multiple
- 1.47×
- Total profit
- $15,786
- Equity at exit
- $17,892
- IRR
- 18.8%
- Equity multiple
- 2.36×
- Total profit
- $45,721
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34690
- Home prices YoY
- -22.4%
- Rents YoY
- -2.5%
- Active inventory
- 131
- Price-to-rent
- 5.7×
Monthly cashflow live
- Estimated rent
- $1,768 high interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$83 /mo · $990/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$371
- Net cashflow
- $635
Break-even live
Sensitivity live
| Price | -10% $703 | -5% $669 | +0% $635 | +5% $601 | +10% $567 |
|---|---|---|---|---|---|
| Rent | -10% $495 | -5% $565 | +0% $635 | +5% $705 | +10% $774 |
| Rate | -1.0pp $695 | -0.5pp $665 | base $635 | +0.5pp $604 | +1.0pp $572 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5338 Nancy Ln Holiday, FL | 2.0 | 1.0 | 864 | $1,430 | $1.66 | 25d | 1 | 0.35mi |
| 1552 Alert St Holiday, FL | 3.0 | 1.0 | 956 | $2,100 | $2.20 | 5d | 1 | 0.41mi |
| 4823 Longwood Ave Holiday, FL | 3.0 | 1.0 | 1122 | $1,800 | $1.60 | 5d | 1 | 0.45mi |
| 2117 Calusa Trl Holiday, FL | 2.0 | 1.0 | 1205 | $1,600 | $1.33 | 5d | 1 | 0.49mi |
| 2412 Arcadia Rd Holiday, FL | 3.0 | 1.0 | 1360 | $1,603 | $1.18 | 25d | 1 | 0.49mi |
| 4835 Blossom Dr Holiday, FL | 2.0 | 2.0 | 1174 | $1,700 | $1.45 | 25d | 1 | 0.57mi |
| 2509 Sweetwood Dr Holiday, FL | 2.0 | 1.0 | 988 | $1,650 | $1.67 | 18d | 1 | 0.62mi |
| 1254 Firecreek Ct Holiday, FL | 3.0 | 1.0 | 1129 | $1,500 | $1.33 | 2d | 1 | 0.64mi |
| 2552 Chancery Dr Holiday, FL | 2.0 | 1.0 | 816 | $1,595 | $1.95 | 25d | 1 | 0.68mi |
| 4836 Flora Ave Holiday, FL | 2.0 | 2.0 | 1113 | $1,445 | $1.30 | 25d | 1 | 0.71mi |
| 2610 Templewood Dr Holiday, FL | 3.0 | 1.0 | 1056 | $1,800 | $1.70 | 5d | 1 | 0.74mi |
| 4313 Tahitian Gardens Cir Unit C Holiday, FL | 2.0 | 1.5 | 825 | $1,300 | $1.58 | 15d | 1 | 0.75mi |
| 1551 Swordbill Dr Holiday, FL | 2.0 | 1.0 | 784 | $1,450 | $1.85 | 12d | 1 | 0.78mi |
| 1551 Swordbill Dr Holiday, FL | 2.0 | 1.0 | 784 | $1,450 | $1.85 | 25d | 1 | 0.78mi |
| 5723 Silver Spur Dr Holiday, FL | 2.0 | 1.0 | 784 | $1,450 | $1.85 | 25d | 1 | 0.78mi |
| 4620 Tropical Ln Holiday, FL | 2.0 | 1.0 | 1276 | $1,650 | $1.29 | 2d | 1 | 0.79mi |
| 2132 Kepner Dr Holiday, FL | 2.0 | 1.0 | 920 | $1,295 | $1.41 | 21d | 1 | 0.79mi |
| 4723 Aegean Ave Holiday, FL | 2.0 | 1.0 | 1000 | $1,636 | $1.64 | 5d | 1 | 0.81mi |
| 1130 Powersong St Holiday, FL | 2.0 | 1.0 | 864 | $1,800 | $2.08 | 15d | 1 | 0.81mi |
| 1130 Powersong St Holiday, FL | 2.0 | 1.0 | 864 | $1,800 | $2.08 | 25d | 1 | 0.81mi |
| 4356 Tahitian Gardens Cir Unit C Holiday, FL | 2.0 | 1.0 | 825 | $1,350 | $1.64 | 25d | 1 | 0.87mi |
| 4354 Tahitian Gardens Cir Unit F Holiday, FL | 2.0 | 1.0 | 825 | $1,500 | $1.82 | 25d | 1 | 0.87mi |
| 1050 Clairborne St Holiday, FL | 2.0 | 1.0 | 1176 | $1,825 | $1.55 | 25d | 1 | 0.88mi |
| 1050 Clairborne St Holiday, FL | 3.0 | 1.0 | 1176 | $1,825 | $1.55 | 5d | 1 | 0.88mi |
| 4326 Tahitian Gardens Cir Unit 14E Holiday, FL | 2.0 | 1.5 | 768 | $2,000 | $2.60 | 25d | 1 | 0.90mi |
| 1330 Chancellor Dr Holiday, FL | 2.0 | 2.0 | 1368 | $2,550 | $1.86 | 25d | 1 | 0.92mi |
| 2051 Pleasure Dr Holiday, FL | 2.0 | 1.0 | 720 | $1,200 | $1.67 | 25d | 1 | 0.92mi |
| 4365 Tahitian Gardens Cir Unit C Holiday, FL | 2.0 | 1.0 | 825 | $1,300 | $1.58 | 0d | 1 | 0.93mi |
| 4334 Tahitian Gardens Cir Unit C Holiday, FL | 2.0 | 1.0 | 768 | $1,450 | $1.89 | 25d | 1 | 0.93mi |
| 4337 Tahitian Gardens Cir Unit F Holiday, FL | 2.0 | 1.0 | 768 | $1,500 | $1.95 | 25d | 1 | 0.97mi |
| 4351 Tahitian Gardens Cir Holiday, FL | 2.0 | 1.0 | 825 | $1,150 | $1.39 | 25d | 1 | 0.98mi |
| 5913 Appletree Rd Holiday, FL | 3.0 | 1.0 | 1028 | $2,300 | $2.24 | 18d | 1 | 1.01mi |
| 4205 Jordana Way Holiday, FL | 1.0–3.0 | 1.0–2.0 | 1027 | $1,633 | $1.59 | 3d | 13 | 1.14mi |
| 4348 Plaza Dr Holiday, FL | 1.0–2.0 | 1.0–2.0 | 860 | $1,499 | $1.74 | 0d | 7 | 1.15mi |
| 3029 Corona Dr Holiday, FL | 3.0 | 2.0 | 894 | $1,950 | $2.18 | 5d | 1 | 1.23mi |
| 5606 Mirada Dr Holiday, FL | 2.0 | 1.0 | 864 | $1,550 | $1.79 | 15d | 1 | 1.24mi |
| 3749 Beechwood Dr Holiday, FL | 2.0 | 1.0 | 1012 | $1,623 | $1.60 | 0d | 1 | 1.30mi |
| 5232 Sparrow Dr Holiday, FL | 2.0 | 1.0 | 976 | $1,975 | $2.02 | 25d | 1 | 1.35mi |
| 3711 Redwood Dr Holiday, FL | 3.0 | 2.0 | 1368 | $1,795 | $1.31 | 0d | 1 | 1.36mi |
| 3252 Peterborough St Holiday, FL | 3.0 | 2.0 | 1290 | $1,631 | $1.26 | 5d | 1 | 1.37mi |
Listing history 26 events
-
2026-06-18days on market $120,000 Active 21 DOM
-
2026-06-17days on market $120,000 Active 20 DOM
-
2026-06-16days on market $120,000 Active 19 DOM
-
2026-06-15days on market $120,000 Active 18 DOM
-
2026-06-13days on market $120,000 Active 16 DOM
-
2026-06-09days on market $120,000 Active 12 DOM
-
2026-06-08days on market $120,000 Active 11 DOM
-
2026-06-07days on market $120,000 Active 10 DOM
-
2026-06-04days on market $120,000 Active 7 DOM
-
2026-06-03days on market $120,000 Active 6 DOM
-
2026-06-02days on market $120,000 Active 5 DOM
-
2026-06-01days on market $120,000 Active 4 DOM
-
2026-05-31days on market $120,000 Active 3 DOM
-
2026-05-28$120,000 Active
-
2019-10-15soldstatus $50,000
-
2019-10-07soldstatus $50,000 Sold 1154-char remark
Show marketing remark (1154 chars)
This completely renovated manufactured home was appraised in 2017 for $60,000. There's $20,000 in home improvements and renovations. There are granite countertops, new flooring throughout, new drywall and new wood, self- closing kitchen cabinets. Also, there's a new full second bathroom with double size, wheelchair accessible shower and a new vanity which has a faucet where the water lights up when turned on. There's an open floor plan which accentuates the light and sun shining in when the curtains or shades are open. The front yard has nice landscaping and the back yard is large and fenced in. Furthermore, there's a dog run on the side of the house, large enclosed carport with room a hot tub inside and room for a vehicle also. Additionally, there's a commercial washer and dryer as well as a 2 vehicle driveway, and of course, you own the land. I have many pictures demonstrating all of the renovations while in progress. For example, there's pictures that show that all of wood underneath the new flooring has also been replaced. What do you do at the end of a stressful day? I'm sure you'll enjoy relaxing in this marvelous hot tub.
-
2019-09-21status Pending 1154-char remark
Show marketing remark (1154 chars)
This completely renovated manufactured home was appraised in 2017 for $60,000. There's $20,000 in home improvements and renovations. There are granite countertops, new flooring throughout, new drywall and new wood, self- closing kitchen cabinets. Also, there's a new full second bathroom with double size, wheelchair accessible shower and a new vanity which has a faucet where the water lights up when turned on. There's an open floor plan which accentuates the light and sun shining in when the curtains or shades are open. The front yard has nice landscaping and the back yard is large and fenced in. Furthermore, there's a dog run on the side of the house, large enclosed carport with room a hot tub inside and room for a vehicle also. Additionally, there's a commercial washer and dryer as well as a 2 vehicle driveway, and of course, you own the land. I have many pictures demonstrating all of the renovations while in progress. For example, there's pictures that show that all of wood underneath the new flooring has also been replaced. What do you do at the end of a stressful day? I'm sure you'll enjoy relaxing in this marvelous hot tub.
-
2019-08-27status Active 1154-char remark
Show marketing remark (1154 chars)
This completely renovated manufactured home was appraised in 2017 for $60,000. There's $20,000 in home improvements and renovations. There are granite countertops, new flooring throughout, new drywall and new wood, self- closing kitchen cabinets. Also, there's a new full second bathroom with double size, wheelchair accessible shower and a new vanity which has a faucet where the water lights up when turned on. There's an open floor plan which accentuates the light and sun shining in when the curtains or shades are open. The front yard has nice landscaping and the back yard is large and fenced in. Furthermore, there's a dog run on the side of the house, large enclosed carport with room a hot tub inside and room for a vehicle also. Additionally, there's a commercial washer and dryer as well as a 2 vehicle driveway, and of course, you own the land. I have many pictures demonstrating all of the renovations while in progress. For example, there's pictures that show that all of wood underneath the new flooring has also been replaced. What do you do at the end of a stressful day? I'm sure you'll enjoy relaxing in this marvelous hot tub.
-
2019-08-27status Pending 1154-char remark
Show marketing remark (1154 chars)
This completely renovated manufactured home was appraised in 2017 for $60,000. There's $20,000 in home improvements and renovations. There are granite countertops, new flooring throughout, new drywall and new wood, self- closing kitchen cabinets. Also, there's a new full second bathroom with double size, wheelchair accessible shower and a new vanity which has a faucet where the water lights up when turned on. There's an open floor plan which accentuates the light and sun shining in when the curtains or shades are open. The front yard has nice landscaping and the back yard is large and fenced in. Furthermore, there's a dog run on the side of the house, large enclosed carport with room a hot tub inside and room for a vehicle also. Additionally, there's a commercial washer and dryer as well as a 2 vehicle driveway, and of course, you own the land. I have many pictures demonstrating all of the renovations while in progress. For example, there's pictures that show that all of wood underneath the new flooring has also been replaced. What do you do at the end of a stressful day? I'm sure you'll enjoy relaxing in this marvelous hot tub.
-
2019-08-20$65,000 Active 1154-char remark
Show marketing remark (1154 chars)
This completely renovated manufactured home was appraised in 2017 for $60,000. There's $20,000 in home improvements and renovations. There are granite countertops, new flooring throughout, new drywall and new wood, self- closing kitchen cabinets. Also, there's a new full second bathroom with double size, wheelchair accessible shower and a new vanity which has a faucet where the water lights up when turned on. There's an open floor plan which accentuates the light and sun shining in when the curtains or shades are open. The front yard has nice landscaping and the back yard is large and fenced in. Furthermore, there's a dog run on the side of the house, large enclosed carport with room a hot tub inside and room for a vehicle also. Additionally, there's a commercial washer and dryer as well as a 2 vehicle driveway, and of course, you own the land. I have many pictures demonstrating all of the renovations while in progress. For example, there's pictures that show that all of wood underneath the new flooring has also been replaced. What do you do at the end of a stressful day? I'm sure you'll enjoy relaxing in this marvelous hot tub.
-
2017-11-30soldstatus $32,000
-
2017-09-25status Pending
-
2017-09-25historical
-
2017-08-23$60,000 Active
-
1997-03-31soldstatus $16,500
-
1997-03-31soldstatus $16,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $990 · $83/mo
- Projected year-2 tax
- $996 · $83/mo
- Expected delta
- +$6/yr ($0/mo · 0.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,213
- − Mortgage interest
- −$6,722
- − Property taxes
- −$990
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,697
- − Management
- −$1,697
- − Depreciation
- −$3,491
- Taxable income
- $6,016
- Est. tax owed @ 24.0%
- −$1,444
- After-tax cash flow
- $6,173/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
Livability — Holiday
- Score
- 66/100
- State rank
- #623
- US rank
- #12124
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Holiday, FL
- County
- Pasco County · 524,098 people
- City population
- 33,730
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 12,498
- Household income
- $49,401
- Rent vs Own
- Severe rent burden
- 625.0
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Hispanic / Latino 21% Two or more races 11% Black 5% Native American 2% Asian 1%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 7% Cuban 3% Dominican 2%
- Common ancestry
- Lithuanian 3% Romanian 2% Slovak 1%
- Foreign-born
- 12% · Canada, Jamaica, Vietnam
- Languages at home
- 78% English-only · Spanish 16% Arabic 2% Other Indo-European 2%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -91.40%
- Current HPI
- 316.5846
- Rent YoY
- ▼ -2.49%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+627.3% since first listed13 events — show timeline
- 2026-05-28 Listed $120,000 Stellar MLS as Distributed by MLS Grid
- 2019-10-15 Sold (Public Records) $50,000 Public Records
- 2019-10-07 Sold (MLS) $50,000 Stellar MLS as Distributed by MLS Grid
- 2019-09-21 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-08-27 Relisted — Stellar MLS as Distributed by MLS Grid
- 2019-08-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-08-20 Listed $65,000 Stellar MLS as Distributed by MLS Grid
- 2017-11-30 Sold (Public Records) $32,000 Public Records
- 2017-09-25 Pending — Stellar MLS as Distributed by MLS Grid
- 2017-09-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2017-08-23 Listed $60,000 Stellar MLS as Distributed by MLS Grid
- 1997-03-31 Sold (Public Records) $16,500 Public Records
- 1997-03-31 Sold (Public Records) $16,500 Public Records
Property tax history
+7.2%/yrLatest (2025): $990 · +5.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…