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Linfield Plan 🏗️ New Construction
F Composite 33.25
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.0/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • 1% rule +2.4/10.0
  • DSCR +2.0/10.0
  • Appreciation +0.7/10.0

$229,990

Linfield Plan · Huffman, TX 77336
4 bd · 2.0 ba · 1,655 sqft · SingleFamily · 275 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new four-bedroom home showcases a modern layout contained to a convenient single level. An open-concept floorplan with access to a covered patio promotes effortless entertaining and multitasking. Three secondary bedrooms can be found at the back of the home, and the luxurious owner's suite is tucked away to the side for enhanced comfort and privacy, complete with an en-suite bathroom and generous walk-in closet.

Key facts

  • Walk-in closet
  • Covered patio
  • En-suite bathroom

Tags

OPEN-CONCEPT FLOORPLANCOVERED PATIOOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $229,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $273,241.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $230k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-284 ($-3k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $203k (11.7% below list).
  • Recommended offer: $202k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL) — zoned schools at 39% FRL track the district average.
  • Market conditions: 857 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 275 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
Recommended offer $202,391 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 275 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
5.05%
Cash-on-cash
-4.45%
DSCR
0.80
GRM
11.2

CMA / ARV

ARV (median comp)
$273,241
List price
$229,990
Delta
-15.83%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
702 Zuppino Ln 0.23mi 4/2.0 1,720 (+4%) 1mo $199,990 $116 82
31521 Pianella Ln 0.28mi 4/2.0 1,720 (+4%) 1mo $190,990 $111 80
31509 Olivella Dr 0.20mi 4/2.0 1,760 (+6%) 1mo $199,990 $114 79
713 Pennabilli Ln 0.27mi 4/2.0 1,760 (+6%) 1mo $195,990 $111 76
703 Pennabilli Ln 0.31mi 4/2.0 1,760 (+6%) 1mo $224,990 $128 74
718 Rosa Bianca Way 0.34mi 3/2.0 (-1) 1,572 (-5%) 0mo $207,990 $132 70
31506 Pianella Ln 0.28mi 3/2.0 (-1) 1,522 (-8%) 1mo $167,991 $110 67
926 Capracotta Dr 0.21mi 3/2.0 (-1) 1,461 (-12%) 1mo $167,991 $115 65
930 Capracotta Dr 0.23mi 3/2.0 (-1) 1,461 (-12%) 2mo $187,990 $129 63
31508 San Floro Dr 0.22mi 3/2.0 (-1) 1,880 (+14%) 2mo $249,991 $133 61
712 Rosa Bianca Way 0.34mi 4/3.0 1,875 (+13%) 1mo $259,990 $139 58
31207 Piccolo Fiore Ln 0.35mi 3/2.0 (-1) 1,451 (-12%) 1mo $180,990 $125 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-23.8%
Equity multiple
0.19×
Total profit
$-62,317
Equity at exit
$40,741
10-year hold
IRR
-18.8%
Equity multiple
-0.01×
Total profit
$-77,409
Equity at exit
$23,625

Cash invested: $76,508 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
81 active · 95 under contract
Months of supply
6.0 mo (17%/mo absorbed)
Median asking
$212,990 ($130/sqft)
Median days on market
61 d
This list price
67% of active listings are priced below it
ARV vs active asking
+27.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
857
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$2,031 high interval (Pro) →
Mortgage (P&I)
$1,433
Tax est. 1.5%
$342 /mo · $4,099/yr
Insurance
$114
HOA
$0
Vacancy / Maint / Mgmt
$427
Net cashflow
$-284

Break-even live

Break-even rent $2,390
Max offer price $232,186
Occupancy floor

Sensitivity live

Price -10% $-95 -5% $-189 +0% $-284 +5% $-378 +10% $-473
Rent -10% $-444 -5% $-364 +0% $-284 +5% $-203 +10% $-123
Rate -1.0pp $-146 -0.5pp $-214 base $-284 +0.5pp $-355 +1.0pp $-427

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,310
Closing costs
$8,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
917 Capracotta Dr Huffman, TX 4.0 2.0 1656 $1,800 $1.09 7d 1 0.20mi
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,599 $1.09 69d 1 0.28mi
935 Pertuso Ln Huffman, TX 3.0 2.0 1189 $1,850 $1.56 11d 1 0.29mi
934 Pertuso Ln Huffman, TX 3.0 2.0 1360 $1,699 $1.25 11d 1 0.30mi
31208 Piccolo Fiore Ln Huffman, TX 3.0 2.0 1461 $1,695 $1.16 10d 1 0.30mi

Listing history 50 events

  1. 2026-09-24
    days on market $229,990 Active 275 DOM
  2. 2026-09-23
    days on market $229,990 Active 274 DOM
  3. 2026-09-22
    days on market $229,990 Active 273 DOM
  4. 2026-09-21
    days on market $229,990 Active 272 DOM
  5. 2026-09-20
    days on market $229,990 Active 271 DOM
  6. 2026-09-19
    days on market $229,990 Active 270 DOM
  7. 2026-09-18
    days on market $229,990 Active 269 DOM
  8. 2026-09-17
    days on market $229,990 Active 268 DOM
  9. 2026-09-16
    days on market $229,990 Active 267 DOM
  10. 2026-09-15
    pricedays on market $229,990 Active 266 DOM
  11. 2026-09-14
    days on market $234,990 Active 265 DOM
  12. 2026-09-13
    days on market $234,990 Active 264 DOM
  13. 2026-09-12
    days on market $234,990 Active 263 DOM
  14. 2026-09-11
    days on market $234,990 Active 262 DOM
  15. 2026-09-05
    days on market $234,990 Active 256 DOM
  16. 2026-09-04
    days on market $234,990 Active 255 DOM
  17. 2026-09-02
    days on market $234,990 Active 253 DOM
  18. 2026-08-31
    days on market $234,990 Active 251 DOM
  19. 2026-08-30
    days on market $234,990 Active 250 DOM
  20. 2026-08-29
    days on market $234,990 Active 249 DOM
  21. 2026-08-28
    days on market $234,990 Active 248 DOM
  22. 2026-08-27
    days on market $234,990 Active 247 DOM
  23. 2026-08-25
    days on market $234,990 Active 245 DOM
  24. 2026-08-24
    days on market $234,990 Active 244 DOM
  25. 2026-08-23
    days on market $234,990 Active 243 DOM
  26. 2026-08-22
    days on market $234,990 Active 242 DOM
  27. 2026-08-21
    days on market $234,990 Active 241 DOM
  28. 2026-08-20
    days on market $234,990 Active 240 DOM
  29. 2026-08-19
    days on market $234,990 Active 239 DOM
  30. 2026-08-18
    days on market $234,990 Active 238 DOM
  31. 2026-08-17
    days on market $234,990 Active 237 DOM
  32. 2026-08-16
    days on market $234,990 Active 236 DOM
  33. 2026-08-15
    days on market $234,990 Active 235 DOM
  34. 2026-08-14
    pricedays on market $234,990 Active 234 DOM
  35. 2026-08-13
    days on market $239,990 Active 233 DOM
  36. 2026-08-12
    days on market $239,990 Active 232 DOM
  37. 2026-08-11
    days on market $239,990 Active 231 DOM
  38. 2026-08-10
    days on market $239,990 Active 230 DOM
  39. 2026-08-09
    days on market $239,990 Active 229 DOM
  40. 2026-08-08
    pricedays on market $239,990 Active 228 DOM
  41. 2026-08-06
    days on market $244,990 Active 226 DOM
  42. 2026-08-05
    days on market $244,990 Active 225 DOM
  43. 2026-08-04
    days on market $244,990 Active 224 DOM
  44. 2026-08-03
    pricedays on market $244,990 Active 223 DOM
  45. 2026-07-31
    days on market $249,990 Active 220 DOM
  46. 2026-07-30
    days on market $249,990 Active 218 DOM
  47. 2026-07-28
    days on market $249,990 Active 217 DOM
  48. 2026-07-26
    days on market $249,990 Active 215 DOM
  49. 2026-07-24
    days on market $249,990 Active 213 DOM
  50. 2026-07-23
    days on market $249,990 Active 212 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,373
− Mortgage interest
−$15,306
− Property taxes
−$4,099
− Insurance
−$1,366
− Repairs & maintenance
−$1,950
− Management
−$1,950
− Depreciation
−$7,949
Taxable loss
−$8,246
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,979
After-tax cash flow
$-1,426/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This modern, single-level home is move-in ready with a good condition score and minimal maintenance required. It offers a good return on investment with updates that can significantly increase its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale New flooring in bathrooms — Modern flooring improves the look of bathrooms
  • Resale New kitchen appliances — Modern appliances enhance the kitchen's functionality and appeal
F Composite school gradezoned avg 36/100

Zoned Schools

Middle Huffman Middle F TX #892/1,662 Nat'l #7,813/14,009 High Hargrave H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Huffman

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Harris County · 5,571,493 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
22% of renters

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-12-23 Listed $289,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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