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49 E 600 N
D Composite 42.22
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.4/10.0
  • Schools +3.7/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • 1% rule +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$215,000

49 E 600 N · Hurricane, UT 84737
2 bd · 1.0 ba · 1,056 sqft · SingleFamily public records · 71 Days on market
Built 1977 9,583 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!

Key facts

  • Extra parking
  • Natural gas heat
  • Central a/c

Tags

PRESSURIZED IRRIGATIONNATURAL GAS HEATCENTRAL A/CSMALL WORKSHOPROOM FOR RV PARKINGEXTRA PARKING

Property features AI

Finance

  • Financial info: Annual tax amount listed
  • HOA & community: Located in the HURRICANE FIELD SURVEY subdivision

Exterior

  • Utilities: Natural gas connected; Electricity connected; Sewer connected; Water connected (culinary and pressurized irrigation)
  • Home design: Mobile (manufactured) home; Single-family use; Built/standing construction
  • Construction: Aluminum exterior; Asphalt roof
  • Exterior features: Covered patio; Storm doors; Mountain view; Curb and gutter; Paved roads; Sidewalks; Flat terrain

Interior

  • Kitchen: Free-standing range/oven
  • Bedrooms: 2 main level bedrooms; Primary bedroom on the 1st floor
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Gas central heating; Central air conditioning
  • Interior features: Free-standing range/oven; Ceiling fan; Window coverings; No basement; 8 total rooms
  • Laundry & utility: Utilities include natural gas, electricity, sewer and water (connected)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $48 ($577/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $174k (19.0% below list).
  • Recommended offer: $174k (19.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 65/100 on livability (#163 in UT) — a middle-class / working-renter tenant base. Strengths: housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
  • Washington District (urban): math 42% / reading 45% proficiency, ranked #37 of 80 in UT (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hurricane School (math 32% / reading 38%, grade F, #388 of 585 statewide, top 67%, 706 students, 39% FRL); Tonaquint Intermediate (math 31% / reading 38%, grade F, #96 of 138 statewide, top 69%, 735 students, 42% FRL); Hurricane High (math 23% / reading 53%, 1,201 students, 30% FRL) — zoned schools at 37% FRL track the district average.
  • Market conditions: Rents rising (+2.7%/yr); 1038 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,140 units permitted in Washington County in 2024 (650 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Washington County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 71 days — a 6% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $174,119 (19.0% below list)

Questions for the listing agent

  1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.56%
Cash-on-cash
0.96%
DSCR
1.04
GRM
10.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.72% rent growth · sell at horizon

5-year hold
IRR
-15.1%
Equity multiple
0.46×
Total profit
$-32,338
Equity at exit
$32,057
10-year hold
IRR
-7.0%
Equity multiple
0.56×
Total profit
$-26,501
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84737

Home prices YoY
-22.8%
Rents YoY
2.7%
Active inventory
1038
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,741 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$110 /mo · $1,325/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$366
Net cashflow
$48

Break-even live

Break-even rent $1,680
Max offer price $215,000
Occupancy floor 92%

Sensitivity live

Price -10% $170 -5% $109 +0% $48 +5% $-13 +10% $-74
Rent -10% $-89 -5% $-21 +0% $48 +5% $117 +10% $186
Rate -1.0pp $156 -0.5pp $103 base $48 +0.5pp $-8 +1.0pp $-64

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
983 W State St Unit B-204 Hurricane, UT 3.0 2.0 1350 $1,710 $1.27 22d 1 1.27mi
983 W State St Unit B-101 Hurricane, UT 2.0 1.0 1100 $1,635 $1.49 15d 1 1.27mi
983 W State St Unit B-303 Hurricane, UT 3.0 2.0 1350 $1,765 $1.31 22d 1 1.27mi
983 W State St Unit A104 Hurricane, UT 3.0 2.0 1350 $1,810 $1.34 15d 1 1.27mi
983 W State St Unit A-204 Hurricane, UT 3.0 2.0 1350 $1,795 $1.33 15d 1 1.27mi
179 N 470 W Unit B La Verkin, UT 1.0 1.0 900 $1,125 $1.25 22d 1 1.32mi

Listing history 10 events

  1. 2026-06-03
    status $215,000 Under Contract 71 DOM
  2. 2026-06-02
    days on market $215,000 Active 71 DOM
  3. 2026-06-01
    days on market $215,000 Active 70 DOM
  4. 2026-05-31
    days on market $215,000 Active 69 DOM
  5. 2026-05-30
    days on market $215,000 Active 68 DOM
  6. 2026-04-09
    status Pending 501-char remark
    Show marketing remark (501 chars)

    Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!

  7. 2026-04-09
    historical Active Under Contract 501-char remark
    Show marketing remark (501 chars)

    Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!

  8. 2026-03-23
    listed $215,000 Active 501-char remark
    Show marketing remark (501 chars)

    Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!

  9. 2026-03-23
    listed $215,000 Active 501-char remark
    Show marketing remark (501 chars)

    Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!

  10. 2026-03-23
    listed $215,000 Active
    Show marketing remark (501 chars)

    Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$1,325 · $110/mo
Projected year-2 tax
$1,419 · $118/mo
Expected delta
+$94/yr (+$8/mo · 7.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,894
− Mortgage interest
−$12,043
− Property taxes
−$1,325
− Insurance
−$1,075
− Repairs & maintenance
−$1,672
− Management
−$1,672
− Depreciation
−$6,255
Taxable loss
−$3,147
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$755
After-tax cash flow
$1,332/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Washington District
NCES district ID
4901140
Math proficiency
42% ▼ -3.00%
Reading proficiency
45% ▼ -3.00%
Median HH income
$50,861
Composite
37.47/100
National rank
#4408
State rank
#37 of 80 in UT

Livability — Hurricane

Score
65/100
State rank
#163
US rank
#13530

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment B- Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hurricane, UT
County
Washington County · 179,216 people
City population
24,359
Metro
St. George, UT
Population (ZIP)
24,359
Household income
$75,545
Rent vs Own
24.4% rent · 75.6% own
Severe rent burden
382.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
193,324 people
By 2030
211,699 · +9.5%
By 2040
246,449 · +27.5%
By 2050
278,447 · +44.0%
By 2075
342,734 · +77.3%
By 2100
382,815 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 9% Two or more races 5% Native American 1%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Slovak 5% Iranian 3% Scottish 2%
Foreign-born
5% · Canada, South Korea
Languages at home
90% English-only · Spanish 8% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Washington

2024 margin
Solid R (+52.3) · D 23.0% · R 75.2% · Other 1.8%
2008→2024 swing
+1.2pp toward D · 2008: -53.5pp · 2024: -52.3pp
All cycles
2024: R+52.3 2020: R+51.7 2016: R+52.1 2012: R+67.0 2008: R+53.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -98.12%
Current HPI
331.4025
Rent YoY
▲ 2.72%
Metro
St. George, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
5 events — show timeline
  • 2026-04-09 Pending WCBOR
  • 2026-04-09 Contingent ICBORMLS
  • 2026-03-23 Listed $215,000 ICBORMLS
  • 2026-03-23 Listed $215,000 WCBOR
  • 2026-03-23 Listed $215,000 WFRMLS

Property tax history

+7.9%/yr

Latest (2025): $1,325 · +5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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