49 E 600 N · Hurricane, UT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $453 – $841
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.5/30.0
- ARV discount +7.5/15.0
- DSCR +4.4/10.0
- Schools +3.7/10.0
- Rent growth +3.2/5.0
- Livability +3.2/5.0
- 1% rule +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$215,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!
Key facts
- Extra parking
- Natural gas heat
- Central a/c
Tags
Property features AI
Finance
- Financial info: Annual tax amount listed
- HOA & community: Located in the HURRICANE FIELD SURVEY subdivision
Exterior
- Utilities: Natural gas connected; Electricity connected; Sewer connected; Water connected (culinary and pressurized irrigation)
- Home design: Mobile (manufactured) home; Single-family use; Built/standing construction
- Construction: Aluminum exterior; Asphalt roof
- Exterior features: Covered patio; Storm doors; Mountain view; Curb and gutter; Paved roads; Sidewalks; Flat terrain
Interior
- Kitchen: Free-standing range/oven
- Bedrooms: 2 main level bedrooms; Primary bedroom on the 1st floor
- Bathrooms: 2 full bathrooms
- Heating & cooling: Gas central heating; Central air conditioning
- Interior features: Free-standing range/oven; Ceiling fan; Window coverings; No basement; 8 total rooms
- Laundry & utility: Utilities include natural gas, electricity, sewer and water (connected)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $215k.
Deal economics
- At list price, monthly cash flow is $48 ($577/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $174k (19.0% below list).
- Recommended offer: $174k (19.0% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 65/100 on livability (#163 in UT) — a middle-class / working-renter tenant base. Strengths: housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
- Washington District (urban): math 42% / reading 45% proficiency, ranked #37 of 80 in UT (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Hurricane School (math 32% / reading 38%, grade F, #388 of 585 statewide, top 67%, 706 students, 39% FRL); Tonaquint Intermediate (math 31% / reading 38%, grade F, #96 of 138 statewide, top 69%, 735 students, 42% FRL); Hurricane High (math 23% / reading 53%, 1,201 students, 30% FRL) — zoned schools at 37% FRL track the district average.
- Market conditions: Rents rising (+2.7%/yr); 1038 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,140 units permitted in Washington County in 2024 (650 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Washington County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 71 days — a 6% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 71 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 6.56%
- Cash-on-cash
- 0.96%
- DSCR
- 1.04
- GRM
- 10.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.72% rent growth · sell at horizon
- IRR
- -15.1%
- Equity multiple
- 0.46×
- Total profit
- $-32,338
- Equity at exit
- $32,057
- IRR
- -7.0%
- Equity multiple
- 0.56×
- Total profit
- $-26,501
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 86 Strongly Landlord-Friendly
- State Utah
- 86 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 84737
- Home prices YoY
- -22.8%
- Rents YoY
- 2.7%
- Active inventory
- 1038
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $1,741 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$110 /mo · $1,325/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$366
- Net cashflow
- $48
Break-even live
Sensitivity live
| Price | -10% $170 | -5% $109 | +0% $48 | +5% $-13 | +10% $-74 |
|---|---|---|---|---|---|
| Rent | -10% $-89 | -5% $-21 | +0% $48 | +5% $117 | +10% $186 |
| Rate | -1.0pp $156 | -0.5pp $103 | base $48 | +0.5pp $-8 | +1.0pp $-64 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 983 W State St Unit B-204 Hurricane, UT | 3.0 | 2.0 | 1350 | $1,710 | $1.27 | 22d | 1 | 1.27mi |
| 983 W State St Unit B-101 Hurricane, UT | 2.0 | 1.0 | 1100 | $1,635 | $1.49 | 15d | 1 | 1.27mi |
| 983 W State St Unit B-303 Hurricane, UT | 3.0 | 2.0 | 1350 | $1,765 | $1.31 | 22d | 1 | 1.27mi |
| 983 W State St Unit A104 Hurricane, UT | 3.0 | 2.0 | 1350 | $1,810 | $1.34 | 15d | 1 | 1.27mi |
| 983 W State St Unit A-204 Hurricane, UT | 3.0 | 2.0 | 1350 | $1,795 | $1.33 | 15d | 1 | 1.27mi |
| 179 N 470 W Unit B La Verkin, UT | 1.0 | 1.0 | 900 | $1,125 | $1.25 | 22d | 1 | 1.32mi |
Listing history 10 events
-
2026-06-03status $215,000 Under Contract 71 DOM
-
2026-06-02days on market $215,000 Active 71 DOM
-
2026-06-01days on market $215,000 Active 70 DOM
-
2026-05-31days on market $215,000 Active 69 DOM
-
2026-05-30days on market $215,000 Active 68 DOM
-
2026-04-09status Pending 501-char remark
Show marketing remark (501 chars)
Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!
-
2026-04-09historical Active Under Contract 501-char remark
Show marketing remark (501 chars)
Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!
-
2026-03-23$215,000 Active 501-char remark
Show marketing remark (501 chars)
Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!
-
2026-03-23$215,000 Active 501-char remark
Show marketing remark (501 chars)
Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!
-
2026-03-23$215,000 Active
Show marketing remark (501 chars)
Affordable opportunity with potential! This 2 bed, 2 bath 1977 Hillcrest mobile home offers 1,056 sq ft on a spacious 0.22-acre lot with pressurized irrigation. Features include natural gas heat, central A/C, a small workshop, and plenty of room for RV or extra parking. The home needs updating but could shine with some TLC--great for investors or buyers looking to customize. Roof-mounted evaporative cooler is not hooked up. Sold As-Is and priced accordingly--bring your ideas and make it your own!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast UT · Resets to sale price
- Current annual tax
- $1,325 · $110/mo
- Projected year-2 tax
- $1,419 · $118/mo
- Expected delta
- +$94/yr (+$8/mo · 7.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 7/10 Severe 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,894
- − Mortgage interest
- −$12,043
- − Property taxes
- −$1,325
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$1,672
- − Management
- −$1,672
- − Depreciation
- −$6,255
- Taxable loss
- −$3,147
- Est. tax savings @ 24.0%
- +$755
- After-tax cash flow
- $1,332/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Washington District
- NCES district ID
- 4901140
- Math proficiency
- 42% ▼ -3.00%
- Reading proficiency
- 45% ▼ -3.00%
- Median HH income
- $50,861
- Composite
- 37.47/100
- National rank
- #4408
- State rank
- #37 of 80 in UT
Livability — Hurricane
- Score
- 65/100
- State rank
- #163
- US rank
- #13530
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hurricane, UT
- County
- Washington County · 179,216 people
- City population
- 24,359
- Metro
- St. George, UT
- Population (ZIP)
- 24,359
- Household income
- $75,545
- Rent vs Own
- Severe rent burden
- 382.0
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 193,324 people
- By 2030
- 211,699 · +9.5%
- By 2040
- 246,449 · +27.5%
- By 2050
- 278,447 · +44.0%
- By 2075
- 342,734 · +77.3%
- By 2100
- 382,815 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Hispanic / Latino 9% Two or more races 5% Native American 1%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 5% Iranian 3% Scottish 2%
- Foreign-born
- 5% · Canada, South Korea
- Languages at home
- 90% English-only · Spanish 8% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · Washington
- 2024 margin
- Solid R (+52.3) · D 23.0% · R 75.2% · Other 1.8%
- 2008→2024 swing
- +1.2pp toward D · 2008: -53.5pp · 2024: -52.3pp
- All cycles
- 2024: R+52.3 2020: R+51.7 2016: R+52.1 2012: R+67.0 2008: R+53.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -98.12%
- Current HPI
- 331.4025
- Rent YoY
- ▲ 2.72%
- Metro
- St. George, UT
- State GDP YoY
- ▲ 3.54%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in UT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $3B |
|
||
Price history
+0.0% since first listed5 events — show timeline
- 2026-04-09 Pending — WCBOR
- 2026-04-09 Contingent — ICBORMLS
- 2026-03-23 Listed $215,000 ICBORMLS
- 2026-03-23 Listed $215,000 WCBOR
- 2026-03-23 Listed $215,000 WFRMLS
Property tax history
+7.9%/yrLatest (2025): $1,325 · +5.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…