6201 Holly Ln · Atlantis, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.4/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.8/10.0
- Schools +4.3/10.0
- Condition / age +3.8/5.0
- Livability +3.6/5.0
- Rent growth +3.5/5.0
- Appreciation +0.0/10.0
$72,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Just Listed !!! Pristine and upgraded this home won't last ! This 2 bedroom 2 bath has an open floor plan , large kitchen , lots of windows , wood floors, new irrigation system, new sliders with hurricane panels , New Patio Roof, newer refrigerator, upgraded landscaping with Palm Trees, AC upgraded, Roof resurfaced, Washer and Dryer 4 years new, security cameras, extra long carport, spacious green space around the home, furniture included Located in a Gated community with Clubhouse, two pools, fitness, tennis courts, Boat and RV Storage, Game Room, Kitchen, Library , Bocce, shuffleboard.
Key facts
- Upgraded landscaping
- Open floor plan
- Large kitchen
Tags
Property features AI
Finance
- Other: Pets allowed with limits on number and size
- Financial info: Association fee listed (amount provided)
- HOA & community: Homeowners association with monthly fee (includes common areas, laundry, grounds maintenance, parking, pools, recreation facilities, taxes); Community features: barbecue, billiard room, clubhouse, fitness center, game room, gated entry, kitchen facilities, laundry facilities, library, park, pool, shuffleboard, street lights, tennis courts; Senior community
Exterior
- Parking: 2 total parking spaces; 2 covered parking spaces
- Utilities: Electricity connected (110V and 220V)
- Home design: Manufactured home; Single-story
- Construction: Manufactured construction; Resale property
- Exterior features: Community pool; Lot approximately 0.2 acres
Interior
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Furnished; Dual sinks
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $72k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $107 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $72k).
- Recommended offer: $70k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 71/100 on livability (#390 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
- Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.1%/yr); 383 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
- This rent runs 39% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 4.1% rent growth), your $20k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 48 days — a 3% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 54% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.35% ✓
- Cap rate
- 8.07%
- Cash-on-cash
- 6.36%
- DSCR
- 1.28
- GRM
- 2.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.09% rent growth · sell at horizon
- IRR
- -1.7%
- Equity multiple
- 0.93×
- Total profit
- $-1,357
- Equity at exit
- $10,735
- IRR
- 11.8%
- Equity multiple
- 2.10×
- Total profit
- $22,183
- Equity at exit
- $6,225
Cash invested: $20,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33462
- Rents YoY
- 4.1%
- Active inventory
- 383
- Price-to-rent
- 2.5×
Monthly cashflow live
- Estimated rent
- $2,411 high interval (Pro) →
- Mortgage (P&I)
- −$378
- Tax est. 1.5%
- −$90 /mo · $1,080/yr
- Insurance
- −$30
- HOA
- −$1,300
- Vacancy / Maint / Mgmt
- −$506
- Net cashflow
- $107
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,000
- Closing costs
- $2,160
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 25 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6040 Lace Wood Cir Lake Worth, FL | 3.0 | 2.0 | 1326 | $2,799 | $2.11 | 24d | 1 | 0.18mi |
| 6411 Birch Ln Lake Worth, FL | 3.0 | 2.0 | 1200 | $1,800 | $1.50 | 24d | 1 | 0.37mi |
| 580 Tallulah Rd Lake Worth, FL | 2.0 | 1.0 | 750 | $2,500 | $3.33 | 22d | 1 | 0.44mi |
| 3883 Island Club Cir W Lake Worth, FL | 3.0 | 2.5 | 1308 | $2,400 | $1.83 | 17d | 1 | 0.45mi |
| 423 Pine Tree Ct #23 Lake Worth, FL | 2.0 | 2.0 | 1222 | $2,300 | $1.88 | 22d | 1 | 0.47mi |
| 6511 Seminole Dr Unit 2 Atlantis, FL | 2.0 | 1.0 | 845 | $2,150 | $2.54 | 5d | 1 | 0.64mi |
| 4350 Peregrine Way Lake Worth, FL | 1.0–3.0 | 1.0–2.0 | 1025 | $2,704 | $2.64 | 2d | 18 | 0.74mi |
| 5056 Lantana Rd #4302 Lake Worth, FL | 2.0 | 2.0 | 979 | $2,295 | $2.34 | 7d | 1 | 0.92mi |
| 6909 Blue Skies Dr Lake Worth, FL | 2.0 | 2.5 | 1293 | $2,600 | $2.01 | 24d | 1 | 0.96mi |
| 5048 Lantana Rd #5112 Lake Worth, FL | 3.0 | 2.0 | 1115 | $2,200 | $1.97 | 7d | 1 | 0.97mi |
| 5064 Lantana Rd #6203 Lake Worth, FL | 2.0 | 2.0 | 929 | $2,100 | $2.26 | 24d | 1 | 0.98mi |
| 4951 Mallory St Unit 4951 Greenacres, FL | 3.0 | 2.5 | 1309 | $2,700 | $2.06 | 22d | 1 | 0.99mi |
| 4947 Grinnell St Lake Worth, FL | 3.0 | 2.5 | 1309 | $2,850 | $2.18 | 24d | 1 | 1.05mi |
| 7132 Colony Club Dr Lake Worth, FL | 1.0–3.0 | 1.0–2.0 | 1087 | $2,510 | $2.31 | 2d | 14 | 1.05mi |
| 4725 Via Bari Lake Worth, FL | 1.0–3.0 | 1.0–2.0 | 1150 | $2,290 | $1.99 | 3d | 10 | 1.12mi |
| 7398 Willow Springs Cir E Boynton Beach, FL | 3.0 | 2.0 | 1390 | $2,861 | $2.06 | 5d | 1 | 1.26mi |
| 6289 Lear Dr Lake Worth, FL | 1.0–3.0 | 1.0–2.0 | 792 | $1,975 | $2.49 | 14d | 2 | 1.36mi |
| 6289 Lear Dr #203 Lake Worth, FL | 3.0 | 2.0 | 1044 | $2,200 | $2.11 | 24d | 1 | 1.36mi |
| 5864 Strawberry Lakes Cir Lake Worth, FL | 3.0 | 2.0 | 1087 | $2,825 | $2.60 | 5d | 1 | 1.43mi |
| 6175 Reflections Blvd Lake Worth, FL | 1.0–2.0 | 1.0–2.0 | 814 | $2,307 | $2.83 | 1d | 15 | 1.43mi |
| 712 Meadows Cir Boynton Beach, FL | 2.0 | 2.0 | 921 | $2,400 | $2.61 | 24d | 1 | 1.46mi |
| 4863 Gulfstream Rd Lake Worth Beach, FL | 3.0 | 1.0 | 1050 | $2,200 | $2.10 | 24d | 1 | 1.47mi |
| 1106 Meadows Cir Boynton Beach, FL | 2.0 | 2.0 | 900 | $1,850 | $2.06 | 2d | 1 | 1.49mi |
| 1106 Meadows Cir Boynton Beach, FL | 2.0 | 2.0 | 900 | $1,895 | $2.11 | 22d | 1 | 1.49mi |
| 3884 Melaleuca Ln Lake Worth, FL | 3.0 | 3.0 | 1407 | $2,750 | $1.95 | 7d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $1,300 · $15,600/yr
- Likely covers
- landscapingpoolsecurity
Listing history 37 events
-
2026-06-18days on market $72,000 Active 48 DOM
-
2026-06-17days on market $72,000 Active 47 DOM
-
2026-06-16days on market $72,000 Active 46 DOM
-
2026-06-15days on market $72,000 Active 45 DOM
-
2026-06-13days on market $72,000 Active 43 DOM
-
2026-06-09days on market $72,000 Active 39 DOM
-
2026-06-08days on market $72,000 Active 38 DOM
-
2026-06-07days on market $72,000 Active 37 DOM
-
2026-06-04days on market $72,000 Active 34 DOM
-
2026-06-03days on market $72,000 Active 33 DOM
-
2026-06-02days on market $72,000 Active 32 DOM
-
2026-06-01days on market $72,000 Active 31 DOM
-
2026-05-31days on market $72,000 Active 30 DOM
-
2026-05-01$72,000 Active
-
2026-03-16historical
-
2025-10-16$77,000 Active
-
2025-09-14historical
-
2025-05-14$81,000 Active
-
2025-04-03historical
-
2025-03-23price $81,000
-
2024-11-01$85,000 Active
-
2024-03-26historical
-
2024-01-29$58,000 Active
-
2023-12-31historical
-
2023-12-08price $65,000
-
2023-12-02price $70,000
-
2023-11-08price $74,000
-
2023-10-31price $76,000
-
2023-10-10price $79,500
-
2023-10-03price $80,000
-
2023-09-27price $82,000
-
2023-09-20price $82,500
-
2023-09-14price $85,000
-
2023-09-14price $90,000
-
2023-08-21price $93,000
-
2023-08-15price $95,000
-
2023-08-09$100,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,927
- − Mortgage interest
- −$4,033
- − Property taxes
- −$1,080
- − Insurance
- −$360
- − Repairs & maintenance
- −$2,314
- − Management
- −$2,314
- − HOA
- −$15,600
- − Depreciation
- −$2,095
- Taxable income
- $1,131
- Est. tax owed @ 24.0%
- −$272
- After-tax cash flow
- $1,010/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained and upgraded manufactured home is move-in ready with good curb appeal and a spacious outdoor area.
Value-add opportunities
- Both Landscaping and irrigation system — Enhances curb appeal and water efficiency
- Both New patio roof — Improves outdoor living space and adds value
- Both Upgraded appliances — Modernizes the kitchen and improves functionality
Renovation cost estimate screening
Value-add ROI direction
- Both Landscaping and irrigation system — Enhances curb appeal and water efficiency ↑
- Both New patio roof — Improves outdoor living space and adds value ↑
- Both Upgraded appliances — Modernizes the kitchen and improves functionality ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Palm Beach
- NCES district ID
- 1201500
- Math proficiency
- 46% ▼ -16.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $53,943
- Composite
- 42.72/100
- National rank
- #3160
- State rank
- #34 of 73 in FL
Livability — Atlantis
- Score
- 71/100
- State rank
- #390
- US rank
- #6861
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Palm Beach County · 1,438,312 people
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 33,371
- Household income
- $73,997
- Rent vs Own
- Severe rent burden
- 1852.0
Population outlook (Palm Beach County) Hauer SSP2
- Today (2025)
- 1,637,487 people
- By 2030
- 1,743,255 · +6.5%
- By 2040
- 1,948,712 · +19.0%
- By 2050
- 2,132,979 · +30.3%
- By 2075
- 2,530,027 · +54.5%
- By 2100
- 2,706,979 · +65.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- White 44% Black 26% Hispanic / Latino 26% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 5% Cuban 3%
- Common ancestry
- Hispanic 14% Romanian 2% Scotch-Irish 2%
- Foreign-born
- 31% · Canada, Jamaica, Dominican Republic
- Languages at home
- 60% English-only · Spanish 20% French/Haitian/Cajun 16% Other Indo-European 1%
Political lean MEDSL · Palm Beach
- 2024 margin
- Toss-up / Even · D 50.0% · R 49.2%
- 2008→2024 swing
- -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
- All cycles
- 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -295.48%
- Current HPI
- 361.5391
- Rent YoY
- ▲ 4.09%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
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Price history
-28.0% since first listed24 events — show timeline
- 2026-05-01 Listed $72,000 MCRTC
- 2026-03-16 Listing Removed — MCRTC
- 2025-10-16 Listed $77,000 MCRTC
- 2025-09-14 Listing Removed — MCRTC
- 2025-05-14 Listed $81,000 MCRTC
- 2025-04-03 Listing Removed — MCRTC
- 2025-03-23 Price Changed $81,000 MCRTC
- 2024-11-01 Listed $85,000 MCRTC
- 2024-03-26 Listing Removed — MCRTC
- 2024-01-29 Listed $58,000 MCRTC
- 2023-12-31 Listing Removed — MCRTC
- 2023-12-08 Price Changed $65,000 MCRTC
- 2023-12-02 Price Changed $70,000 MCRTC
- 2023-11-08 Price Changed $74,000 MCRTC
- 2023-10-31 Price Changed $76,000 MCRTC
- 2023-10-10 Price Changed $79,500 MCRTC
- 2023-10-03 Price Changed $80,000 MCRTC
- 2023-09-27 Price Changed $82,000 MCRTC
- 2023-09-20 Price Changed $82,500 MCRTC
- 2023-09-14 Price Changed $85,000 MCRTC
- 2023-09-14 Price Changed $90,000 MCRTC
- 2023-08-21 Price Changed $93,000 MCRTC
- 2023-08-15 Price Changed $95,000 MCRTC
- 2023-08-09 Listed $100,000 MCRTC
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…