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6201 Holly Ln
C+ Composite 60.83
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.4/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.8/10.0
  • Schools +4.3/10.0
  • Condition / age +3.8/5.0
  • Livability +3.6/5.0
  • Rent growth +3.5/5.0
  • Appreciation +0.0/10.0

$72,000

6201 Holly Ln · Atlantis, FL 33462
2 bd · 2.0 ba · 1,200 sqft · Manufactured · 48 Days on market
Built 1989 Good condition 8,712 sqft lot $1300/mo HOA · 54% of rent ↓ 28% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Just Listed !!! Pristine and upgraded this home won't last ! This 2 bedroom 2 bath has an open floor plan , large kitchen , lots of windows , wood floors, new irrigation system, new sliders with hurricane panels , New Patio Roof, newer refrigerator, upgraded landscaping with Palm Trees, AC upgraded, Roof resurfaced, Washer and Dryer 4 years new, security cameras, extra long carport, spacious green space around the home, furniture included Located in a Gated community with Clubhouse, two pools, fitness, tennis courts, Boat and RV Storage, Game Room, Kitchen, Library , Bocce, shuffleboard.

Key facts

  • Upgraded landscaping
  • Open floor plan
  • Large kitchen

Tags

OPEN FLOOR PLANLARGE KITCHENNEW IRRIGATION SYSTEMNEW SLIDERSNEW PATIO ROOFUPGRADED LANDSCAPING

Property features AI

Finance

  • Other: Pets allowed with limits on number and size
  • Financial info: Association fee listed (amount provided)
  • HOA & community: Homeowners association with monthly fee (includes common areas, laundry, grounds maintenance, parking, pools, recreation facilities, taxes); Community features: barbecue, billiard room, clubhouse, fitness center, game room, gated entry, kitchen facilities, laundry facilities, library, park, pool, shuffleboard, street lights, tennis courts; Senior community

Exterior

  • Parking: 2 total parking spaces; 2 covered parking spaces
  • Utilities: Electricity connected (110V and 220V)
  • Home design: Manufactured home; Single-story
  • Construction: Manufactured construction; Resale property
  • Exterior features: Community pool; Lot approximately 0.2 acres

Interior

  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Furnished; Dual sinks

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $72k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $107 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $72k).
  • Recommended offer: $70k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#390 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.1%/yr); 383 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.1% rent growth), your $20k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 54% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $69,840 (3.0% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.35%
Cap rate
8.07%
Cash-on-cash
6.36%
DSCR
1.28
GRM
2.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.09% rent growth · sell at horizon

5-year hold
IRR
-1.7%
Equity multiple
0.93×
Total profit
$-1,357
Equity at exit
$10,735
10-year hold
IRR
11.8%
Equity multiple
2.10×
Total profit
$22,183
Equity at exit
$6,225

Cash invested: $20,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33462

Rents YoY
4.1%
Active inventory
383
Price-to-rent
2.5×

Monthly cashflow live

Estimated rent
$2,411 high interval (Pro) →
Mortgage (P&I)
$378
Tax est. 1.5%
$90 /mo · $1,080/yr
Insurance
$30
HOA
$1,300
Vacancy / Maint / Mgmt
$506
Net cashflow
$107

Break-even live

Break-even rent $2,275
Max offer price $72,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,000
Closing costs
$2,160
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6040 Lace Wood Cir Lake Worth, FL 3.0 2.0 1326 $2,799 $2.11 24d 1 0.18mi
6411 Birch Ln Lake Worth, FL 3.0 2.0 1200 $1,800 $1.50 24d 1 0.37mi
580 Tallulah Rd Lake Worth, FL 2.0 1.0 750 $2,500 $3.33 22d 1 0.44mi
3883 Island Club Cir W Lake Worth, FL 3.0 2.5 1308 $2,400 $1.83 17d 1 0.45mi
423 Pine Tree Ct #23 Lake Worth, FL 2.0 2.0 1222 $2,300 $1.88 22d 1 0.47mi
6511 Seminole Dr Unit 2 Atlantis, FL 2.0 1.0 845 $2,150 $2.54 5d 1 0.64mi
4350 Peregrine Way Lake Worth, FL 1.0–3.0 1.0–2.0 1025 $2,704 $2.64 2d 18 0.74mi
5056 Lantana Rd #4302 Lake Worth, FL 2.0 2.0 979 $2,295 $2.34 7d 1 0.92mi
6909 Blue Skies Dr Lake Worth, FL 2.0 2.5 1293 $2,600 $2.01 24d 1 0.96mi
5048 Lantana Rd #5112 Lake Worth, FL 3.0 2.0 1115 $2,200 $1.97 7d 1 0.97mi
5064 Lantana Rd #6203 Lake Worth, FL 2.0 2.0 929 $2,100 $2.26 24d 1 0.98mi
4951 Mallory St Unit 4951 Greenacres, FL 3.0 2.5 1309 $2,700 $2.06 22d 1 0.99mi
4947 Grinnell St Lake Worth, FL 3.0 2.5 1309 $2,850 $2.18 24d 1 1.05mi
7132 Colony Club Dr Lake Worth, FL 1.0–3.0 1.0–2.0 1087 $2,510 $2.31 2d 14 1.05mi
4725 Via Bari Lake Worth, FL 1.0–3.0 1.0–2.0 1150 $2,290 $1.99 3d 10 1.12mi
7398 Willow Springs Cir E Boynton Beach, FL 3.0 2.0 1390 $2,861 $2.06 5d 1 1.26mi
6289 Lear Dr Lake Worth, FL 1.0–3.0 1.0–2.0 792 $1,975 $2.49 14d 2 1.36mi
6289 Lear Dr #203 Lake Worth, FL 3.0 2.0 1044 $2,200 $2.11 24d 1 1.36mi
5864 Strawberry Lakes Cir Lake Worth, FL 3.0 2.0 1087 $2,825 $2.60 5d 1 1.43mi
6175 Reflections Blvd Lake Worth, FL 1.0–2.0 1.0–2.0 814 $2,307 $2.83 1d 15 1.43mi
712 Meadows Cir Boynton Beach, FL 2.0 2.0 921 $2,400 $2.61 24d 1 1.46mi
4863 Gulfstream Rd Lake Worth Beach, FL 3.0 1.0 1050 $2,200 $2.10 24d 1 1.47mi
1106 Meadows Cir Boynton Beach, FL 2.0 2.0 900 $1,850 $2.06 2d 1 1.49mi
1106 Meadows Cir Boynton Beach, FL 2.0 2.0 900 $1,895 $2.11 22d 1 1.49mi
3884 Melaleuca Ln Lake Worth, FL 3.0 3.0 1407 $2,750 $1.95 7d 1 1.49mi

HOA detail

Monthly dues
$1,300 · $15,600/yr
Likely covers
landscapingpoolsecurity

Listing history 37 events

  1. 2026-06-18
    days on market $72,000 Active 48 DOM
  2. 2026-06-17
    days on market $72,000 Active 47 DOM
  3. 2026-06-16
    days on market $72,000 Active 46 DOM
  4. 2026-06-15
    days on market $72,000 Active 45 DOM
  5. 2026-06-13
    days on market $72,000 Active 43 DOM
  6. 2026-06-09
    days on market $72,000 Active 39 DOM
  7. 2026-06-08
    days on market $72,000 Active 38 DOM
  8. 2026-06-07
    days on market $72,000 Active 37 DOM
  9. 2026-06-04
    days on market $72,000 Active 34 DOM
  10. 2026-06-03
    days on market $72,000 Active 33 DOM
  11. 2026-06-02
    days on market $72,000 Active 32 DOM
  12. 2026-06-01
    days on market $72,000 Active 31 DOM
  13. 2026-05-31
    days on market $72,000 Active 30 DOM
  14. 2026-05-01
    listed $72,000 Active
  15. 2026-03-16
    historical
  16. 2025-10-16
    listed $77,000 Active
  17. 2025-09-14
    historical
  18. 2025-05-14
    listed $81,000 Active
  19. 2025-04-03
    historical
  20. 2025-03-23
    price $81,000
  21. 2024-11-01
    listed $85,000 Active
  22. 2024-03-26
    historical
  23. 2024-01-29
    listed $58,000 Active
  24. 2023-12-31
    historical
  25. 2023-12-08
    price $65,000
  26. 2023-12-02
    price $70,000
  27. 2023-11-08
    price $74,000
  28. 2023-10-31
    price $76,000
  29. 2023-10-10
    price $79,500
  30. 2023-10-03
    price $80,000
  31. 2023-09-27
    price $82,000
  32. 2023-09-20
    price $82,500
  33. 2023-09-14
    price $85,000
  34. 2023-09-14
    price $90,000
  35. 2023-08-21
    price $93,000
  36. 2023-08-15
    price $95,000
  37. 2023-08-09
    listed $100,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,927
− Mortgage interest
−$4,033
− Property taxes
−$1,080
− Insurance
−$360
− Repairs & maintenance
−$2,314
− Management
−$2,314
− HOA
−$15,600
− Depreciation
−$2,095
Taxable income
$1,131
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$272
After-tax cash flow
$1,010/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained and upgraded manufactured home is move-in ready with good curb appeal and a spacious outdoor area.

Value-add opportunities

  • Both Landscaping and irrigation system — Enhances curb appeal and water efficiency
  • Both New patio roof — Improves outdoor living space and adds value
  • Both Upgraded appliances — Modernizes the kitchen and improves functionality

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping and irrigation system — Enhances curb appeal and water efficiency
  • Both New patio roof — Improves outdoor living space and adds value
  • Both Upgraded appliances — Modernizes the kitchen and improves functionality

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Atlantis

Score
71/100
State rank
#390
US rank
#6861

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
33,371
Household income
$73,997
Rent vs Own
35.1% rent · 64.9% own
Severe rent burden
1852.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 44% Black 26% Hispanic / Latino 26% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 8% Puerto Rican 5% Cuban 3%
Common ancestry
Hispanic 14% Romanian 2% Scotch-Irish 2%
Foreign-born
31% · Canada, Jamaica, Dominican Republic
Languages at home
60% English-only · Spanish 20% French/Haitian/Cajun 16% Other Indo-European 1%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -295.48%
Current HPI
361.5391
Rent YoY
▲ 4.09%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-28.0% since first listed
24 events — show timeline
  • 2026-05-01 Listed $72,000 MCRTC
  • 2026-03-16 Listing Removed MCRTC
  • 2025-10-16 Listed $77,000 MCRTC
  • 2025-09-14 Listing Removed MCRTC
  • 2025-05-14 Listed $81,000 MCRTC
  • 2025-04-03 Listing Removed MCRTC
  • 2025-03-23 Price Changed $81,000 MCRTC
  • 2024-11-01 Listed $85,000 MCRTC
  • 2024-03-26 Listing Removed MCRTC
  • 2024-01-29 Listed $58,000 MCRTC
  • 2023-12-31 Listing Removed MCRTC
  • 2023-12-08 Price Changed $65,000 MCRTC
  • 2023-12-02 Price Changed $70,000 MCRTC
  • 2023-11-08 Price Changed $74,000 MCRTC
  • 2023-10-31 Price Changed $76,000 MCRTC
  • 2023-10-10 Price Changed $79,500 MCRTC
  • 2023-10-03 Price Changed $80,000 MCRTC
  • 2023-09-27 Price Changed $82,000 MCRTC
  • 2023-09-20 Price Changed $82,500 MCRTC
  • 2023-09-14 Price Changed $85,000 MCRTC
  • 2023-09-14 Price Changed $90,000 MCRTC
  • 2023-08-21 Price Changed $93,000 MCRTC
  • 2023-08-15 Price Changed $95,000 MCRTC
  • 2023-08-09 Listed $100,000 MCRTC

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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