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1101 Colony Point Cir #218
C- Composite 53.18
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.8/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.2/10.0
  • Livability +4.2/5.0
  • Schools +4.1/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$130,000

1101 Colony Point Cir #218 · Pembroke Pines, FL 33026
1 bd · 2.0 ba · 680 sqft · Condo public records · 50 Days on market
Built 1979 $759/mo HOA · 37% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to your dream retreat in the heart of Pembroke Pines! This captivating, fully renovated 1 bed, 1.5 bath condo blends modern style with everyday comfort. Enjoy a bright, open layout and a chef’s kitchen featuring quartz countertops, stainless steel appl, & sleek cabinetry. Elegant large ceramic floors, updated baths, new screened balcony, impact windows, newer A/C, LG front-load washer/dryer add to the appeal. Furniture is negotiable! Live the good life at Colony Point, a vibrant 55+ resort-style community with clubhouse, gym, billiard room, theatre, heated pool, & walking trails. Maintenance includes cable, internet, water, security, & all amenities. Ideally loc

Key facts

  • $759 HOA
  • 2 parking spots
  • Community pool

Property features AI

Finance

  • HOA & community: Monthly association fee (includes common areas, cable TV, internet, grounds and structure maintenance, parking, pools, recreation facilities, reserve fund, roof, security, trash, water); Community amenities include: clubhouse, fitness center, business center, library, billiard room, barbecue/picnic areas, pickleball, tennis courts, trails, storage, transportation service, and elevators; Senior community

Exterior

  • Parking: Assigned parking; Guest parking; Two or more spaces available
  • Security: Security guard
  • Utilities: Cable available
  • Home design: Condo/Apartment in a 5-story building; Faces east; Entry on level 2; Updated/remodeled; Attached property
  • Construction: Block construction; Effective year built
  • Exterior features: Balcony; Screened balcony; Barbecue

Interior

  • Kitchen: Electric range; Microwave; Dishwasher; Refrigerator
  • Bedrooms: Bedroom on main level; Great Room
  • Flooring: Ceramic tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Blinds and impact glass windows; Built-in features; Entrance foyer; Main living area at entry level; Walk-in closet(s); Furnishing negotiable
  • Laundry & utility: Washer and dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath condo listed at $130k.

Deal economics

  • At list price, monthly cash flow is $84 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $126k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.1% vs local median 4.0% in Pembroke Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#54 in FL, #933 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, schools A-; Watch: amenities D+, cost of living D+.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.6%/yr); 222 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 50 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $95k; 36% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 37% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $126,100 (3.0% below list)

Questions for the listing agent

  1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.58%
Cap rate
7.07%
Cash-on-cash
2.76%
DSCR
1.12
GRM
5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.58% rent growth · sell at horizon

5-year hold
IRR
-14.2%
Equity multiple
0.50×
Total profit
$-18,208
Equity at exit
$19,383
10-year hold
IRR
-9.2%
Equity multiple
0.48×
Total profit
$-18,815
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33026

Rents YoY
1.6%
Active inventory
222
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$2,056 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$45 /mo · $543/yr
Insurance
$54
HOA
$759
Vacancy / Maint / Mgmt
$432
Net cashflow
$84

Break-even live

Break-even rent $1,950
Max offer price $130,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10851 NW 3rd Ct Unit 18A2L Pembroke Pines, FL 1.0 1.0 610 $1,850 $3.03 21d 1 0.46mi
10813 NW 3rd Ct Unit 2L Pembroke Pines, FL 1.0 1.0 610 $1,850 $3.03 24d 1 0.49mi
10813 NW 3rd Ct Unit 2L Pembroke Pines, FL 1.0 1.0 610 $1,875 $3.07 8d 1 0.49mi
151 SW 117th Ave #9306 Pembroke Pines, FL 1.0 1.0 690 $1,900 $2.75 24d 1 0.72mi
220 SW 116th Ave #15203 Pembroke Pines, FL 1.0 1.0 690 $2,000 $2.90 24d 1 0.78mi
220 SW 116th Ave #15203 Pembroke Pines, FL 1.0 1.0 690 $2,000 $2.90 5d 1 0.78mi
11730 SW 2nd St #12103 Pembroke Pines, FL 1.0 1.0 690 $2,200 $3.19 21d 1 0.84mi
11730 SW 2nd St #12103 Pembroke Pines, FL 1.0 1.0 690 $2,100 $3.04 8d 1 0.84mi
11730 SW 2nd St #12204 Pembroke Pines, FL 1.0 1.0 690 $2,100 $3.04 24d 1 0.84mi
2321 NW 114th Ter Unit 1442058P Pembroke Pines, FL 1.0 1.0 699 $3,028 $4.33 2d 1 0.91mi
11165 SW 6th St Pembroke Pines, FL 1.0 1.0–1.5 742 $1,950 $2.63 22d 2 0.94mi
11165 SW 6th St Pembroke Pines, FL 1.0 1.0–1.5 742 $1,950 $2.63 24d 2 0.94mi
631 SW 111th Ln #205 Pembroke Pines, FL 1.0 1.0 742 $1,900 $2.56 24d 1 0.96mi
631 SW 111th Ln #205 Pembroke Pines, FL 1.0 1.0 742 $1,800 $2.43 8d 1 0.96mi
655 SW 111th Way Pembroke Pines, FL 1.0–3.0 1.0–2.0 991 $1,825 $1.84 24d 2 1.00mi
711 SW 111th Way #105 Pembroke Pines, FL 1.0 1.0 742 $1,900 $2.56 3d 1 1.02mi
10700 City Center Blvd Pembroke Pines, FL 3.0 1.0–2.0 977 $2,370 $2.43 2d 21 1.02mi
1100 Saint Charles Pl #620 Pembroke Pines, FL 1.0 1.5 740 $1,750 $2.36 24d 1 1.06mi
1400 Saint Charles Pl #314 Pembroke Pines, FL 1.0 1.5 740 $1,800 $2.43 24d 1 1.16mi
10400 City Center Blvd Pembroke Pines, FL 1.0–3.0 1.0–2.5 1071 $2,101 $1.96 3d 21 1.19mi

HOA detail condo

Monthly dues
$759 · $9,108/yr
Likely covers
waterinternetcablepoolgymsecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 24 events

  1. 2026-06-18
    days on market $130,000 Active 50 DOM
  2. 2026-06-17
    days on market $130,000 Active 49 DOM
  3. 2026-06-16
    days on market $130,000 Active 48 DOM
  4. 2026-06-15
    days on market $130,000 Active 47 DOM
  5. 2026-06-13
    days on market $130,000 Active 45 DOM
  6. 2026-06-09
    days on market $130,000 Active 41 DOM
  7. 2026-06-08
    days on market $130,000 Active 40 DOM
  8. 2026-06-07
    days on market $130,000 Active 39 DOM
  9. 2026-06-04
    days on market $130,000 Active 36 DOM
  10. 2026-06-03
    days on market $130,000 Active 35 DOM
  11. 2026-06-02
    days on market $130,000 Active 34 DOM
  12. 2026-06-01
    days on market $130,000 Active 33 DOM
  13. 2026-05-31
    days on market $130,000 Active 32 DOM
  14. 2026-04-29
    listed $130,000 Active
  15. 2025-10-29
    historical
  16. 2025-10-10
    listed $150,000 Active
  17. 2020-10-21
    listed $125,000 Active
  18. 2020-06-24
    historical
  19. 2020-05-29
    price $125,000
  20. 2020-04-27
    price $129,900
  21. 2020-03-16
    listed $139,000 Active
  22. 2005-03-11
    soldstatus $95,300
  23. 1997-08-11
    soldstatus $41,000
  24. 1990-03-16
    soldstatus $37,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$543 · $45/mo
Projected year-2 tax
$1,079 · $90/mo
Expected delta
+$536/yr (+$45/mo · 98.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥105°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,666
− Mortgage interest
−$7,282
− Property taxes
−$543
− Insurance
−$650
− Repairs & maintenance
−$1,973
− Management
−$1,973
− HOA
−$9,108
− Depreciation
−$3,782
Taxable loss
−$646
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$155
After-tax cash flow
$1,159/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pembroke Pines

Score
83/100
State rank
#54
US rank
#933

Category grades

Amenities D+ Commute A- Cost of living D+ Crime A- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pembroke Pines, FL
County
Broward County · 1,963,430 people
City population
180,224
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
31,172
Household income
$89,306
Rent vs Own
16.8% rent · 83.2% own
Severe rent burden
517.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
Hispanic / Latino 41% White 35% Two or more races 23% Black 15% Asian 4%
Hispanic origin (detail)
Puerto Rican 5% Cuban 13% Dominican 2%
Common ancestry
Hispanic 5% Romanian 3% Scotch-Irish 2%
Foreign-born
35% · Canada, Jamaica, China
Languages at home
52% English-only · Spanish 35% French/Haitian/Cajun 5% Other Indo-European 4%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -248.72%
Current HPI
380.7596
Rent YoY
▲ 1.58%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+251.4% since first listed
11 events — show timeline
  • 2026-04-29 Listed $130,000 MARMLS
  • 2025-10-29 Listing Removed MARMLS
  • 2025-10-10 Listed $150,000 MARMLS
  • 2020-10-21 Listed $125,000 MARMLS
  • 2020-06-24 Listing Removed MARMLS
  • 2020-05-29 Price Changed $125,000 MARMLS
  • 2020-04-27 Price Changed $129,900 MARMLS
  • 2020-03-16 Listed $139,000 MARMLS
  • 2005-03-11 Sold (Public Records) $95,300 Public Records
  • 1997-08-11 Sold (Public Records) $41,000 Public Records
  • 1990-03-16 Sold (Public Records) $37,000 Public Records

Property tax history

+1.9%/yr

Latest (2025): $543 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…