591 Julia St · St. Augustine, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.8/30.0
- ARV discount +13.8/15.0
- Schools +6.4/10.0
- DSCR +5.6/10.0
- 1% rule +4.2/10.0
- Rent growth +2.6/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$239,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautifully updated, fully renovated, and ideally located, 591 Julia Street in St. Augustine offers the perfect blend of modern upgrades and historic city appeal. This 3-bedroom, 1-bath home is move-in ready and full of character-making it an excellent primary residence, second home, or income-producing short-term rental. Step inside to a bright and inviting interior featuring newer flooring throughout, fresh paint, and stylish updated fixtures. The renovated kitchen shines with stainless steel appliances, offering both functionality and a sleek, modern feel-perfect for entertaining guests or everyday living. The updated bathroom adds a fresh, clean touch, while each bedroom provides a comfortable retreat. With its turnkey condition and low-maintenance upgrades, this property is perfectly suited for Airbnb or vacation rental use. Located just minutes from historic downtown St. Augustine-the oldest city in the U.S. - you'll enjoy easy access to iconic attractions like St. George Street, the Castillo de San Marcos, local museums, scenic trolley tours, boutique shopping, and top-rated dining. Experience the magic of the world-renowned Nights of Lights, attracting visitors from around the globe each year. Whether you're looking to invest or enjoy the vibrant coastal lifestyle, this home delivers location, flexibility, and charm all in one. Schedule your private showing today!
Key facts
- Updated kitchen
- Updated bathroom
- Turnkey condition
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $239k.
Deal economics
- At list price, monthly cash flow is $199 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (8.3% below list).
- Recommended offer: $219k (8.3% below list) — sets the bar for 1% rule.
- Cap rate 7.3% vs local median 3.1% in St. Augustine — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- St. Johns (rural): math 75% / reading 73% proficiency, ranked #2 of 73 in FL (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 20% free/reduced lunch — higher-income household profile.
- Zoned schools: Crookshank Elementary School (math 64% / reading 62%, grade B, #582 of 2,144 statewide, top 28%, 704 students, 64% FRL); Sebastian Middle School (math 59% / reading 59%, grade B, #144 of 571 statewide, top 26%, 654 students, 42% FRL); St. Augustine High School (math 54% / reading 62%, grade C, #120 of 667 statewide, top 18%, 1,784 students, 38% FRL) — zoned schools average 48% FRL vs 20% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 60% at this address vs 74% district-wide (-14 pts) — the specific schools serving this property underperform the St. Johns average; the district grade overstates school quality for this exact location.
- Market conditions: Rents flat; 636 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 5,575 units permitted in St. Johns County in 2024 (584 in 5+ unit buildings).
- This rent runs 36% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- St. Johns County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 79 days — a 6% lower offer ($225k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $176k; 36% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 79 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.92% ✗
- Cap rate
- 7.29%
- Cash-on-cash
- 3.57%
- DSCR
- 1.16
- GRM
- 9.1
CMA / ARV
- ARV (median comp)
- $277,639
- List price
- $239,000
- Delta
- -13.92%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 591 Julia St | 0.00mi | 3/1.0 | 916 (0%) | 0mo | $234,000 | $255 | 100 |
| 867 Aiken St | 0.50mi | 2/1.0 (-1) | 906 (-1%) | 4mo | $102,322 | $113 | 66 |
| 430 S Rodriquez St | 0.55mi | 2/1.0 (-1) | 912 (-0%) | 3mo | $315,000 | $345 | 66 |
| 928 Helen St | 0.58mi | 3/1.0 | 916 (0%) | 12mo | $232,500 | $254 | 62 |
| 635 Josiah St | 0.25mi | 3/2.0 | 1,008 (+10%) | 11mo | $287,000 | $285 | 59 |
| 100 Julia St | 0.32mi | 2/1.0 (-1) | 788 (-14%) | 2mo | $100,000 | $127 | 55 |
| 537 John St | 0.62mi | 2/1.0 (-1) | 900 (-2%) | 12mo | $303,800 | $338 | 53 |
| 227 N Whitney St | 0.53mi | 3/2.0 | 1,012 (+10%) | 3mo | $280,000 | $277 | 51 |
| 15 Davis St | 0.71mi | 2/1.5 (-1) | 880 (-4%) | 4mo | $360,000 | $409 | 50 |
| 231 N Whitney St | 0.58mi | 3/1.0 | 1,012 (+10%) | 7mo | $169,000 | $167 | 50 |
| 5 Nesbit Ave | 0.54mi | 3/2.0 | 1,008 (+10%) | 8mo | $338,000 | $335 | 47 |
| 520 N Orange St | 0.73mi | 2/1.0 (-1) | 1,045 (+14%) | 5mo | $138,000 | $132 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.25% rent growth · sell at horizon
- IRR
- -13.7%
- Equity multiple
- 0.52×
- Total profit
- $-32,000
- Equity at exit
- $35,636
- IRR
- -9.5%
- Equity multiple
- 0.48×
- Total profit
- $-34,630
- Equity at exit
- $20,664
Cash invested: $66,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32084
- Rents YoY
- 0.2%
- Active inventory
- 636
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $2,191 high interval (Pro) →
- Mortgage (P&I)
- −$1,253
- Tax from tax record
- −$179 /mo · $2,145/yr
- Insurance
- −$100
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$460
- Net cashflow
- $199
Break-even live
Sensitivity live
| Price | -10% $334 | -5% $267 | +0% $199 | +5% $131 | +10% $64 |
|---|---|---|---|---|---|
| Rent | -10% $26 | -5% $112 | +0% $199 | +5% $285 | +10% $372 |
| Rate | -1.0pp $319 | -0.5pp $260 | base $199 | +0.5pp $137 | +1.0pp $74 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,750
- Closing costs
- $7,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 736 W King St Unit A St. Augustine, FL | 2.0 | 1.0 | 688 | $1,750 | $2.54 | 19d | 1 | 0.37mi |
| 56 Masters Dr Unit D St. Augustine, FL | 2.0 | 1.5 | 900 | $1,300 | $1.44 | 25d | 1 | 0.39mi |
| 60 Masters Dr Unit C St. Augustine, FL | 2.0 | 1.5 | 900 | $1,300 | $1.44 | 25d | 1 | 0.40mi |
| 20 Rollins Ave Saint Augustine, FL | 3.0 | 1.0 | 828 | $1,500 | $1.81 | 25d | 1 | 0.56mi |
| 289 W Jayce Way Saint Augustine, FL | 3.0 | 2.0 | 1102 | $1,851 | $1.68 | 15d | 1 | 0.62mi |
| 177 Palmer St Unit B St. Augustine, FL | 2.0 | 1.0 | 900 | $1,350 | $1.50 | 25d | 1 | 0.72mi |
| 228 Nesmith Ave Saint Augustine, FL | 2.0 | 2.0 | 1080 | $2,500 | $2.31 | 16d | 1 | 0.74mi |
| 1000 Josiah St Unit 1281953P St. Augustine, FL | 3.0 | 2.0 | 1097 | $3,526 | $3.21 | 14d | 1 | 0.77mi |
| 1004 Josiah St Unit 1281918P St. Augustine, FL | 3.0 | 2.0 | 1097 | $3,893 | $3.55 | 15d | 1 | 0.77mi |
| 1040 W 7th St Saint Augustine, FL | 2.0 | 2.0 | 1108 | $2,195 | $1.98 | 3d | 1 | 0.94mi |
| 950 Sidney St Unit 12 St. Augustine, FL | 2.0 | 1.0 | 900 | $1,300 | $1.44 | 25d | 1 | 0.99mi |
| 138 Oviedo St Unit A St. Augustine, FL | 2.0 | 1.0 | 995 | $1,695 | $1.70 | 5d | 1 | 1.05mi |
| 36 Weeden St Unit 1281973P St. Augustine, FL | 2.0 | 1.5 | 957 | $3,854 | $4.03 | 9d | 1 | 1.22mi |
| 909 S Ponce de Leon Blvd Saint Augustine, FL | 2.0 | 2.0 | 1120 | $3,150 | $2.81 | 5d | 1 | 1.24mi |
| 15 Old Mission Ave Unit 1281979P St. Augustine, FL | 2.0 | 2.0 | 1097 | $3,563 | $3.25 | 9d | 1 | 1.25mi |
| 14 Sanchez Ave Apt A St. Augustine, FL | 2.0 | 1.0 | 915 | $2,000 | $2.19 | 25d | 1 | 1.28mi |
| 6 Rohde Ave Unit 1281954P St. Augustine, FL | 1.0–2.0 | 1.0 | 613 | $2,538 | $4.14 | 5d | 2 | 1.30mi |
| 1419 San Juline Cir Saint Augustine, FL | 2.0 | 1.5 | 804 | $1,649 | $2.05 | 15d | 1 | 1.31mi |
| 116 San Marco Ave Unit 1281934P St. Augustine, FL | 1.0–2.0 | 1.0 | 920 | $4,325 | $4.70 | 9d | 2 | 1.31mi |
| 62 Dumas St Saint Augustine, FL | 3.0 | 2.0 | 1022 | $2,500 | $2.45 | 25d | 1 | 1.40mi |
| 123 Moore St Unit 1281961P St. Augustine, FL | 2.0 | 2.0 | 904 | $3,119 | $3.45 | 4d | 1 | 1.42mi |
| 90 De Haven St Unit 1281966P St. Augustine, FL | 2.0 | 1.5 | 796 | $5,474 | $6.88 | 4d | 1 | 1.49mi |
Listing history 32 events
-
2026-06-13statusdays on market $239,000 Pending 79 DOM
-
2026-06-10days on market $239,000 Active Under Contract 77 DOM
-
2026-06-08days on market $239,000 Active Under Contract 76 DOM
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2026-06-07days on market $239,000 Active Under Contract 75 DOM
-
2026-06-03days on market $239,000 Active Under Contract 71 DOM
-
2026-06-02days on market $239,000 Active Under Contract 70 DOM
-
2026-06-01days on market $239,000 Active Under Contract 69 DOM
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2026-05-31days on market $239,000 Active Under Contract 68 DOM
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2026-05-19historical Active Under Contract 1402-char remark
Show marketing remark (1402 chars)
Beautifully updated, fully renovated, and ideally located, 591 Julia Street in St. Augustine offers the perfect blend of modern upgrades and historic city appeal. This 3-bedroom, 1-bath home is move-in ready and full of character-making it an excellent primary residence, second home, or income-producing short-term rental. Step inside to a bright and inviting interior featuring newer flooring throughout, fresh paint, and stylish updated fixtures. The renovated kitchen shines with stainless steel appliances, offering both functionality and a sleek, modern feel-perfect for entertaining guests or everyday living. The updated bathroom adds a fresh, clean touch, while each bedroom provides a comfortable retreat. With its turnkey condition and low-maintenance upgrades, this property is perfectly suited for Airbnb or vacation rental use. Located just minutes from historic downtown St. Augustine-the oldest city in the U.S. - you'll enjoy easy access to iconic attractions like St. George Street, the Castillo de San Marcos, local museums, scenic trolley tours, boutique shopping, and top-rated dining. Experience the magic of the world-renowned Nights of Lights, attracting visitors from around the globe each year. Whether you're looking to invest or enjoy the vibrant coastal lifestyle, this home delivers location, flexibility, and charm all in one. Schedule your private showing today!
-
2026-05-13price $239,000 1402-char remark
Show marketing remark (1402 chars)
Beautifully updated, fully renovated, and ideally located, 591 Julia Street in St. Augustine offers the perfect blend of modern upgrades and historic city appeal. This 3-bedroom, 1-bath home is move-in ready and full of character-making it an excellent primary residence, second home, or income-producing short-term rental. Step inside to a bright and inviting interior featuring newer flooring throughout, fresh paint, and stylish updated fixtures. The renovated kitchen shines with stainless steel appliances, offering both functionality and a sleek, modern feel-perfect for entertaining guests or everyday living. The updated bathroom adds a fresh, clean touch, while each bedroom provides a comfortable retreat. With its turnkey condition and low-maintenance upgrades, this property is perfectly suited for Airbnb or vacation rental use. Located just minutes from historic downtown St. Augustine-the oldest city in the U.S. - you'll enjoy easy access to iconic attractions like St. George Street, the Castillo de San Marcos, local museums, scenic trolley tours, boutique shopping, and top-rated dining. Experience the magic of the world-renowned Nights of Lights, attracting visitors from around the globe each year. Whether you're looking to invest or enjoy the vibrant coastal lifestyle, this home delivers location, flexibility, and charm all in one. Schedule your private showing today!
-
2026-05-06price $241,000 1402-char remark
Show marketing remark (1402 chars)
Beautifully updated, fully renovated, and ideally located, 591 Julia Street in St. Augustine offers the perfect blend of modern upgrades and historic city appeal. This 3-bedroom, 1-bath home is move-in ready and full of character-making it an excellent primary residence, second home, or income-producing short-term rental. Step inside to a bright and inviting interior featuring newer flooring throughout, fresh paint, and stylish updated fixtures. The renovated kitchen shines with stainless steel appliances, offering both functionality and a sleek, modern feel-perfect for entertaining guests or everyday living. The updated bathroom adds a fresh, clean touch, while each bedroom provides a comfortable retreat. With its turnkey condition and low-maintenance upgrades, this property is perfectly suited for Airbnb or vacation rental use. Located just minutes from historic downtown St. Augustine-the oldest city in the U.S. - you'll enjoy easy access to iconic attractions like St. George Street, the Castillo de San Marcos, local museums, scenic trolley tours, boutique shopping, and top-rated dining. Experience the magic of the world-renowned Nights of Lights, attracting visitors from around the globe each year. Whether you're looking to invest or enjoy the vibrant coastal lifestyle, this home delivers location, flexibility, and charm all in one. Schedule your private showing today!
-
2026-05-01price $246,000 1402-char remark
Show marketing remark (1402 chars)
Beautifully updated, fully renovated, and ideally located, 591 Julia Street in St. Augustine offers the perfect blend of modern upgrades and historic city appeal. This 3-bedroom, 1-bath home is move-in ready and full of character-making it an excellent primary residence, second home, or income-producing short-term rental. Step inside to a bright and inviting interior featuring newer flooring throughout, fresh paint, and stylish updated fixtures. The renovated kitchen shines with stainless steel appliances, offering both functionality and a sleek, modern feel-perfect for entertaining guests or everyday living. The updated bathroom adds a fresh, clean touch, while each bedroom provides a comfortable retreat. With its turnkey condition and low-maintenance upgrades, this property is perfectly suited for Airbnb or vacation rental use. Located just minutes from historic downtown St. Augustine-the oldest city in the U.S. - you'll enjoy easy access to iconic attractions like St. George Street, the Castillo de San Marcos, local museums, scenic trolley tours, boutique shopping, and top-rated dining. Experience the magic of the world-renowned Nights of Lights, attracting visitors from around the globe each year. Whether you're looking to invest or enjoy the vibrant coastal lifestyle, this home delivers location, flexibility, and charm all in one. Schedule your private showing today!
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2026-03-24$249,900 Active 1402-char remark
Show marketing remark (1402 chars)
Beautifully updated, fully renovated, and ideally located, 591 Julia Street in St. Augustine offers the perfect blend of modern upgrades and historic city appeal. This 3-bedroom, 1-bath home is move-in ready and full of character-making it an excellent primary residence, second home, or income-producing short-term rental. Step inside to a bright and inviting interior featuring newer flooring throughout, fresh paint, and stylish updated fixtures. The renovated kitchen shines with stainless steel appliances, offering both functionality and a sleek, modern feel-perfect for entertaining guests or everyday living. The updated bathroom adds a fresh, clean touch, while each bedroom provides a comfortable retreat. With its turnkey condition and low-maintenance upgrades, this property is perfectly suited for Airbnb or vacation rental use. Located just minutes from historic downtown St. Augustine-the oldest city in the U.S. - you'll enjoy easy access to iconic attractions like St. George Street, the Castillo de San Marcos, local museums, scenic trolley tours, boutique shopping, and top-rated dining. Experience the magic of the world-renowned Nights of Lights, attracting visitors from around the globe each year. Whether you're looking to invest or enjoy the vibrant coastal lifestyle, this home delivers location, flexibility, and charm all in one. Schedule your private showing today!
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2026-01-31historical 835-char remark
Show marketing remark (835 chars)
Welcome to your peaceful escape! This beautifully maintained home offers the perfect blend of comfort and character. Nestled on a shaded lot, you'll enjoy the cool serenity of mature trees while still benefiting from abundant natural light that fills every room. Step inside to a bright and airy layout that feels larger than its size, ideal for first-time buyers, downsizers, or those looking for a cozy retreat. The thoughtfully designed kitchen and living spaces open up to your own ready-made garden—a private outdoor haven perfect for relaxing, entertaining, or growing your own veggies and herbs. Enjoy the best of indoor-outdoor living in a home that invites you to slow down and breathe. Whether you're sipping coffee on the porch or harvesting fresh produce steps from your door, this home is ready to welcome you.
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2025-11-20price $270,000 835-char remark
Show marketing remark (835 chars)
Welcome to your peaceful escape! This beautifully maintained home offers the perfect blend of comfort and character. Nestled on a shaded lot, you'll enjoy the cool serenity of mature trees while still benefiting from abundant natural light that fills every room. Step inside to a bright and airy layout that feels larger than its size, ideal for first-time buyers, downsizers, or those looking for a cozy retreat. The thoughtfully designed kitchen and living spaces open up to your own ready-made garden—a private outdoor haven perfect for relaxing, entertaining, or growing your own veggies and herbs. Enjoy the best of indoor-outdoor living in a home that invites you to slow down and breathe. Whether you're sipping coffee on the porch or harvesting fresh produce steps from your door, this home is ready to welcome you.
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2025-10-13$275,000 Active 835-char remark
Show marketing remark (835 chars)
Welcome to your peaceful escape! This beautifully maintained home offers the perfect blend of comfort and character. Nestled on a shaded lot, you'll enjoy the cool serenity of mature trees while still benefiting from abundant natural light that fills every room. Step inside to a bright and airy layout that feels larger than its size, ideal for first-time buyers, downsizers, or those looking for a cozy retreat. The thoughtfully designed kitchen and living spaces open up to your own ready-made garden—a private outdoor haven perfect for relaxing, entertaining, or growing your own veggies and herbs. Enjoy the best of indoor-outdoor living in a home that invites you to slow down and breathe. Whether you're sipping coffee on the porch or harvesting fresh produce steps from your door, this home is ready to welcome you.
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2021-06-02soldstatus $176,000
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2021-05-27soldstatus $176,000 Sold
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2021-05-14status Pending
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2021-04-16historical Active - Contingent
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2021-04-15status Active
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2021-04-08historical Active - Contingent
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2021-04-02status Active
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2021-03-29status Pending
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2021-03-22historical Active - Contingent
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2021-03-18price $169,900
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2021-03-09price $175,000
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2021-03-05status Active
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2021-03-04historical Active - Contingent
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2021-02-26$178,500 Active
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2020-10-15soldstatus $1,800,000
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1995-01-23soldstatus $13,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,145 · $179/mo
- Projected year-2 tax
- $2,145 · $179/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,287
- − Mortgage interest
- −$13,388
- − Property taxes
- −$2,145
- − Insurance
- −$1,195
- − Repairs & maintenance
- −$2,103
- − Management
- −$2,103
- − Depreciation
- −$6,953
- Taxable loss
- −$1,599
- Est. tax savings @ 24.0%
- +$384
- After-tax cash flow
- $2,771/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Johns
- NCES district ID
- 1201740
- Math proficiency
- 75% ▼ -5.00%
- Reading proficiency
- 73% ▼ -2.00%
- Median HH income
- $66,842
- Composite
- 64.31/100
- National rank
- #556
- State rank
- #2 of 73 in FL
Livability — St. Augustine
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Saint Johns County · 301,599 people
- Metro
- Jacksonville, FL
- Population (ZIP)
- 37,291
- Household income
- $73,837
- Rent vs Own
- Severe rent burden
- 1748.0
Population outlook (St. Johns County) Hauer SSP2
- Today (2025)
- 303,941 people
- By 2030
- 342,590 · +12.7%
- By 2040
- 417,328 · +37.3%
- By 2050
- 487,011 · +60.2%
- By 2075
- 635,395 · +109.1%
- By 2100
- 717,469 · +136.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Hispanic / Latino 12% Black 11% Two or more races 8%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 4% Cuban 1%
- Common ancestry
- Lithuanian 3% Romanian 2% Slovak 2%
- Foreign-born
- 6% · Canada, Jamaica
- Languages at home
- 91% English-only · Spanish 6% Other Indo-European 1%
Political lean MEDSL · St. Johns
- 2024 margin
- Solid R (+31.4) · D 33.9% · R 65.2%
- 2008→2024 swing
- +0.2pp no change · 2008: -31.6pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+26.7 2016: R+33.4 2012: R+37.8 2008: R+31.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -287.02%
- Current HPI
- 330.9505
- Rent YoY
- ▲ 0.25%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+1670.4% since first listed24 events — show timeline
- 2026-05-19 Contingent — realMLS
- 2026-05-13 Price Changed $239,000 realMLS
- 2026-05-06 Price Changed $241,000 realMLS
- 2026-05-01 Price Changed $246,000 realMLS
- 2026-03-24 Listed $249,900 realMLS
- 2026-01-31 Listing Removed — realMLS
- 2025-11-20 Price Changed $270,000 realMLS
- 2025-10-13 Listed $275,000 realMLS
- 2021-06-02 Sold (Public Records) $176,000 Public Records
- 2021-05-27 Sold (MLS) $176,000 realMLS
- 2021-05-14 Pending — realMLS
- 2021-04-16 Contingent — realMLS
- 2021-04-15 Relisted — realMLS
- 2021-04-08 Contingent — realMLS
- 2021-04-02 Relisted — realMLS
- 2021-03-29 Pending — realMLS
- 2021-03-22 Contingent — realMLS
- 2021-03-18 Price Changed $169,900 realMLS
- 2021-03-09 Price Changed $175,000 realMLS
- 2021-03-05 Relisted — realMLS
- 2021-03-04 Contingent — realMLS
- 2021-02-26 Listed $178,500 realMLS
- 2020-10-15 Sold (Public Records) $1,800,000 Public Records
- 1995-01-23 Sold (Public Records) $13,500 Public Records
Property tax history
+9.1%/yrLatest (2025): $2,145 · +14.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…